Aditya Birla Health Insurance for OPD

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Secure Your Health with a Claim Promise Aditya Birla for OPD

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      Aditya Birla Health Insurance for OPD

      Aditya Birla Health Insurance for OPD pays for the outpatient treatment expenses incurred by the insured. It provides coverage for doctor consultations, diagnostic tests, and AYUSH treatments obtained on an outpatient basis. Aditya Birla Health Insurance Company covers OPD expenses without any waiting period, making it a great choice for customers.

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      Aditya Birla Health Insurance Plans for OPD

      Here are the Aditya Birla health insurance plans that provide coverage for OPD expenses:

      Name of the Plan OPD Cover Limit (₹)
      Aditya Birla Activ Health Plan ₹5,000 to ₹20,000
      Aditya Birla Activ Care Plan Up to ₹2,500
      Aditya Birla Activ Fit Plan Unlimited consultations in a year

      Key Benefits of Aditya Birla Health Insurance for OPD

      Check out the key benefits of purchasing OPD health insurance from Aditya Birla Health Insurance Company:

      • Extensive coverage for OPD treatments, ranging from ₹2,500 to ₹20,000
      • Unlimited physical and virtual consultations in a year is available under some health insurance plans
      • Cashless OPD treatments at network healthcare centres is available
      • Up to 5% OPD bonus is available on unutilised OPD coverage amount
      • Up to 100% wellness discount is available with the HealthReturns benefit
      • Up to 10% long-term policy discount is available
      • Up to 10% multi-individual policy discount is available
      • Up to 10% early bird discount is available on buying the policy before turning 35 years old
      • 10% upfront good health discount is available
      • 5% family discount is available on buying policy for two family members
      • 2.5% standing instructions discount is available
      • Premiums paid for health insurance are eligible for tax deduction under Section 80D of the Income Tax Act, 1961.

      Note: The benefits listed above may differ from one Aditya Birla health insurance plan to another.

      Eligibility Criteria for Aditya Birla Health Insurance for OPD

      Take a look at the eligibility criteria to buy Aditya Birla health insurance for OPD:

      Categories Eligibility Criteria
      Adult Child
      Minimum Entry Age 18 years
      55 years (Activ Care Plan)
      91 days
      Maximum Entry Age 45 years (Activ Fit Plan)
      65 years (Activ Health Platinum Premier Plan)
      80 years (Activ Care Plan)
      No age limit (Activ Health Platinum Enhanced Plan)
      25 years
      Renewability Lifetime

      Inclusions of Aditya Birla Health Insurance for OPD

      Listed below are the inclusions of Aditya Birla health insurance for OPD:

      • Physical outpatient consultations
      • Teleconsultations
      • Diagnostic tests
      • AYUSH outpatient treatments
      • Pharmacy expenses

      Note: The inclusions above may vary across different Aditya Birla health insurance plans.

      Exclusions of Aditya Birla Health Insurance for OPD

      Aditya Birla health insurance for OPD does not cover the following expenses:

      Aditya Birla Health Insurance for OPD: FAQs

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

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