*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
The Aditya Birla Activ Fit plan has been specially designed to provide medical coverage to young adults who lead an active and fit lifestyle. The plan rewards people for staying fit and offers coverage for hospitalization, maternity expenses, ambulance services and treatments taken at home. Moreover, the plan also comes with attractive benefits, such as the binge refill benefit from day 1, health check-up program, EMI protection, premium waiver, etc.
Categories | Specifications |
Sum Insured | Rs 5 lakh to Rs 1 crore |
Policy Tenure | 1 year, 2 years, 3 years |
Plan Types | Plus, Preferred |
Network Hospitals | 10051+ |
Incurred Claim Ratio (2021-22) | 69.56% |
Pre-policy Medical Check-up | May be required |
Pre-existing Diseases Waiting Period | 4 years |
Discount | 10% good health discount Up to 10% early bird discount Up to 10% family discount 10% direct purchase discount 2.5% standing instruction discount Up to 10% long term discount 10% online intermediary discount |
Here are some of the key benefits of buying an Aditya Birla Activ Fit plan:
With this benefit, the sum insured amount can be 100% refilled for unlimited times in a policy year in case the original sum insured has been exhausted or is insufficient to cover a claim.
One of the highlights of this plan is that the policyholder can save a flat 10% on the first premium amount if he/she is found to be in good health condition.
The policyholder gets an early bird discount from the 4th policy renewal if he/she was less than 35 years old at the time of buying the policy.
The Aditya Birla Activ Fit plan enables the insured to avail free health check-up facility on a cashless basis once every year.
If the insured stays active for 275 days in a year, he/she can earn up to 50% of their premium amount back with the Health Returns benefit.
This Aditya Birla health insurance plan also comes with multiple value-added benefits, including health assessment and mental health assessment programs, to keep a check on the health condition of a person.
With this benefit, the policyholder becomes eligible to earn a No Claim Bonus (NCB) of 10% for a maximum of 100% for every claim-free year.
The premium paid to buy an Aditya Birla Activ Fit plan can also be claimed for tax deductions under Section 80D, Income Tax Act, 1961.
Check out the eligibility criteria to buy an Aditya Birla Activ Fit plan in the table below:
Parameters | Eligibility Criteria |
Minimum Entry Age | Adult – 18 years Child – 5 years, 91 days (floater) |
Maximum Entry Age | Adult – 45 years Child – 25 years |
Coverage Type | Individual and family floater |
Maximum No. of Family Members Covered | 6 |
Relationships Covered | Self, spouse, children, siblings, grandchildren, son-in-law, daughter-in-law, brother-in-law, sister-in-law, nephew and niece |
Renewability | Lifetime |
The Aditya Birla Activ Fit plan comes with the following inclusions:
The following coverage is excluded from the Aditya Birla Activ Fit plan:
Take a look at the waiting periods applicable to Aditya Birla Activ Fit plans:
Category | Waiting Period |
Pre-existing Diseases Waiting Period | 4 years |
Specific Diseases Waiting Period | 2 years/ 4 years |
Initial Waiting Period | 30 days |
Maternity Expenses Waiting Period | 3 years |