Aegon Life iMaximize is a non-participating Unit Linked plan available online which gives the dual benefits of wealth maximization and insurance coverage under a single plan.
Guaranteed Tax SavingsUnder sec 80C & 10(10D)
₹ 1 CroreInvest 10k Per Month*
Zero LTCG TaxUnlike 10% in Mutual Funds
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
|Entry Age (Last Birthday)||7 years||55 years|
|Maturity Age (Last Birthday)||-||70 years|
|Policy Term (PT) in years||15, 20, 25|
|Premium Paying Term (PPT) in years||5||25|
|Premium Paying Frequency||Yearly, monthly|
|Yearly Premium||24,000||No limit|
Grace period: 15 days grace period is allowed for monthly mode and 30 days for other modes
Policy termination or Surrender Benefit: Policyholder is allowed to surrender the policy after 5 completed years. If surrendered before 5 years, the fund value net of discontinuation charge will be credited to the Discontinuance Policy Fund where it will earn a minimum of 4% p.a. growth. After completion of 5 years, the fund value in the Discontinued Policy fund as on that date will be paid to the policyholder. If surrendered after 5 completed policy years, the entire Fund value on the date of surrender is paid without any charges
Free look period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 30 days of receipt of the policy documents, provided there has been no claim.
The benefit paid in case of suicide within 12 months of policy inception or revival is the fund value as on that date.
Policyholder has to fill up an ‘Application form/ proposal form’ online with accurate medical history.
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