Bharti AXA General Insurance Co. Ltd. provides Arogya Sanjeevani Policy as a standard medical insurance product by IRDAI that is available at an affordable premium. The policy offers comprehensive health cover at lower premiums. The health insurance plan also covers new-age modern treatments and helps in availing the best healthcare services during the COVID-19 pandemic. Check out the policy details as given below:
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Criteria |
Specifications |
Entry Age (Adults) |
91 days-65 years |
Entry Age (Dependent Children) |
3 months-25 years |
Sum Insured ( Rs) |
1 lakh- 5 lakh |
Coverage Type |
Individual/Family Floater |
Cumulative Bonus |
5% for claim free year |
Co-payment |
5% |
The features and benefits of the Bharti AXA Arogya Sanjeevani Policy are given below:
The inclusions and the coverage benefits under the Bharti AXA Arogya Sanjeevani Policy are given below:
The following daycare treatments or in-patient treatments are covered up to 50% of Sum Insured. The list is given below:
The list of exclusions for which you cannot file a claim are given below:
Yes, the policy covers oral chemotherapy expenses and other modern treatments as well.
The minimum coverage amount that you can choose under the Bharti Allianz Arogya Sanjeevani policy is Rs 1 lakh and the maximum is up to Rs 5 lakh.
Yes, you can buy the policy. Anyone between the age group of 18-65 years can be covered under the Arogya Sanjeevani health plan.
Yes, oral chemotherapy expenses are covered including other modern treatments such as stem cell therapy, robotic surgeries, etc.
Yes, the Bharti AXA Arogya Sanjeevani policy provides coverage to your family including you, your spouse, and dependent children. Even your parents and parents-in-law can get insured on a family floater basis
Yes, cataract surgery is payable up to a maximum of Rs 40,000 or 25% of the coverage amount.