It is imperative to check the Health Claim Settlement Ratio of an insurance company from where you are buying a health insurance policy. Talking about Bharti AXA General Insurance Company the insurer has a claim ratio of above 90%, which is quite good. Any health claim ratio above 85% is super reliable and can ensure timely settlement. You can read to know more about the Bharti AXA General health insurance claim settlement procedure.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
My name is
My number is
My name is
My number is
City Living in
Do you have an existing illness or medical history?
This helps us find plans that cover your condition and avoid claim rejection
What is your existing illness?
Select all that apply
When did you recover from Covid-19?
Some plans are available only after a certain time
Incurred Claims Ratio ( as per the IRDAI 2018-19 Report)
No. of Claims Settled
Number of Policies Issues
Bharti AXA health insurance claims are handled in the most smooth and secured manner. The claim settlement process is transparent and requires limited intervention. To file for both cashless and reimbursement of your medical treatment cost you can follow the procedure as given below.
If you are covered under a Bharti AXA health insurance plan then you can avail cashless treatment in nearly 4500+ network hospitals. Once you get admitted into the hospital for an emergency or a planned procedure then you need to tell the treating doctor to fill a preauthorization request form.
The insurer will take action within 6 hours of getting all the documents for emergency hospitalization, or 48 hours for planned hospitalization.
Also, you will receive the authorization for emergency treatment within 6 hours of receiving the form and within 48 hours of receiving the form in case of a planned medical procedure. And if you do not get approval for cashless claims, that doesn’t mean that your application won’t be settled. Bharti AXA General Insurance Company examines the claims on individual merit and will reimburse the amount if the claim request is accepted.
You are not required to pay anything to the hospital after receiving the authorization letter, except under the following circumstances:
For healthcare treatment in a non-network or non-registered hospital, the procedure starts by informing the Insurance Company within 7 days of getting hospitalized. Bharti AXA claim procedure for reimbursement is given below:
Once the documents are reviewed, you will receive your payment within 21 days of the submission of the documents. If the medical condition is not covered under Bharti AXA mediclaim policy, you will receive a letter mentioning the reason for rejection. For more details please speak to our customer care team or chat
21 Feb 2024When you decide to purchase a health insurance plan for you and
22 Feb 2024In an era where healthcare expenses are skyrocketing in India, the
10 Jan 2024An ongoing medical inflation of 14 percent in India (the highest
21 Dec 2023The rising costs of healthcare services have made it necessary for
05 Dec 2023Health insurance is one of the biggest assets that senior citizens