Bharti AXA Corona Rakshak Policy

Corona Rakshak policy is a specific COVID-19 insurance product that provides 100% Lumpsum payment of the sum insured for COVID treatment. It is a standard coronavirus insurance product by IRDAI that Bharti AXA General Insurance also provides. The sum insured can be used for both home treatment and hospitalization expenses. The premium is payable only for the tenure that you select.

Check out how you can benefit yourself with Bharti AXA Corona Rakshak Policy:

Bharti AXA Corona Rakshak Eligibility Criteria

The eligibility criteria to buy the Bharti AXA Health Insurance Corona Rakshak policy are given below:

Criteria

Specifications

Minimum Coverage

Rs. 50,000

Maximum Coverage

Rs. 2.5 lakh

Entry Age Criteria

18-65 years

Waiting Period

15 Days

Mode of Premium

Single Premium Payment

Minimum Hospitalization

72-hours

Tax Exemption

Under Section 80D

Key Features of Bharti AXA Corona Rakshak Policy

Check out the key benefits of the BHARTI AXA Corona Rakshak policy below:

  • Sum Insured- The minimum coverage amount is Rs 50,000 and the maximum is Rs 2.5 lakh
  • Policy Type- It is a benefit based plan, the sum insured is paid in Lumpsum upon hospitalization
  • Policy Tenure- Policy duration options are 3.5 months, 6.5 months, and 9.5 months
  • Pre-medical Screening- Before purchasing the policy you don’t need to undergo any medical screening
  • Coverage- You can avail of the policy sum insured on an individual basis
  • Claim Settlement- COVID health insurance claims are settled within 30-45 days of receiving the policy documents

What’s covered under Bharti AXA Corona Rakshak Policy?

Bharti AXA Corona Rakshak policy covers the following expenses:

  • Coverage Amount:You can choose a coverage amount starting from Rs 50,000 to Rs 2.5 Lakh
  • COVID Hospital Bills: Bharti AXA corona Rakshak policy pays 100% sum insured in Lumpsum if the hospitalization is for 72-hours or more. It covers expenses like  room rent charges, ventilator charges,  nursing charges, cost of PPE kits, boarding charges, gloves, masks, oxygen, and tests
  • COVID treatment at home: If the doctor suggests coronavirus treatment at home, then the corona Rakshak policy will cover expenses incurred up to 14 days
  • ICU Cover: The policy covers the cost of ICU/ICCU charges during the coronavirus hospitalization
  • AYUSH Treatment for COVID: The coverage amount can be used to meet the COVID-19 AYUSH treatment expenses
  • Ambulance Cover:The policy helps you meet the ambulance charges also

What’s not covered under Bharti AXA Corona Rakshak Policy?

Bharti AXA Corona Rakshak policy covers the following expenses:

  • If the treatment is based on COVID report from a non-government authorized testing Centres
  • Migration and policy renewals are not allowed
  • Diagnostic tests or treatment taken overseas
  • Travel history to the restricted nations
  • Non-COVID treatment expenses

If you are planning to buy the Bharti AXA Corona Rakshak policy then you can write to us at This email address is being protected from spambots. You need JavaScript enabled to view it. or call our experts at 1800-208-878

FAQs

Written By: PolicyBazaar

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