Bharti AXA Life Hospi Cash Benefit Rider Plan
Bharti AXA Life Hospi Cash Benefit Rider Policy provides the insurer with benefit of fixed amount for each day of hospitalisation. This benefit is provided irrespective of medical cost. It provides the insurer with the additional benefits of extra protection and takes care of expenses which are not covered under other health insurance policies.
Key Benefits –
Basically 3 benefits are provided under this policy –
- Daily Hospital Cash Benefit (DHCB)
- Intensive Care Unit Benefit (ICU)
- Surgical Hospitalization Benefit (SCB)
Along with these benefits tax benefit is also there with this policy under section 80D.
Policy Details –
Eligibility criteria –
Premium Review and Guarantee –
The premiums are guaranteed to remain same for 3 years, after that they may get changed on the basis of the attained age of the insured person. For more information, please check the policy wordings.
Grace Period – A time span of 30 days is given to deposit the premium amount.
Free Look Period – If you are not satisfied with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
- No benefit will be provided up to a period of 60 days from the start of the policy.
- Pre- Existing disease, related conditions & complications will not be the part of the policy terms.
- Attempted suicide will not be covered under this policy.
- Sexually transmitted conditions, mental or nervous disorder, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection.
- Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Medical Practitioner and taken as prescribed.
To buy the policy, an individual needs to fill up an ‘Application form/ proposal form’ citing medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.
- Aditya Birla Health Insurance
- Apollo Munich Health Insurance
- Bajaj Allianz Health Insurance
- Bharti AXA Health Insurance
- Cholamandalam Health Insurance
- Cigna TTK Health Insurance
- Digit Health Insurance
- Edelweiss Health Insurance
- Future Generali Health Insurance
- HDFC Ergo Health Insurance
- IFFCO Tokio Health Insurance
- Kotak Mahindra Group Health Insurance
- Kotak Mahindra Health Insurance
- Liberty Health Insurance
- LIC Jeevan Arogya Plan(Health Insurance)
- Max Bupa Health Insurance
- National Health Insurance
- New India Health Insurance
- Oriental Health Insurance
- Raheja QBE Health Insurance
- Reliance Health Insurance
- Religare Health Insurance
- Royal Sundaram Health Insurance
- SBI Health Insurance
- Star Health Insurance
- Health Insurance with Pregnancy Cover
- Don’t Ignore Insurance Jargons-Here’s Why!
- Here’s Why You Should Opt for Online Star Health Insurance!
- Factors to Consider before Buying Women Health Insurance Plan
- All You Need to Know about Free Look Period
- All You Need to Know About Pre-Existing Disease in a Health Insurance Plan