Bharti AXA Life Hospi Cash Benefit Rider Plan

Bharti AXA Life Hospi Cash Benefit Rider Policy provides the insurer with benefit of fixed amount for each day of hospitalisation. This benefit is provided irrespective of medical cost. It provides the insurer with the additional benefits of extra protection and takes care of expenses which are not covered under other health insurance policies.

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Bharti AXA Life Hospi Cash Benefit Rider Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
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    Key Benefits

    Basically 3 benefits are provided under this policy

    • Daily Hospital Cash Benefit (DHCB)
    • Intensive Care Unit Benefit (ICU)
    • Surgical Hospitalization Benefit (SCB)

    Along with these benefits tax benefit is also there with this policy under section 80D.

    Premium Review and Guarantee

    The premiums are guaranteed to remain same for 3 years, after that they may get changed on the basis of the attained age of the insured person. For more information, please check the policy wordings.

    • Grace Period: A time span of 30 days is given to deposit the premium amount.
    • Free Look Period: If you are not satisfied with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

    Exclusions

    • No benefit will be provided up to a period of 60 days from the start of the policy.
    • Pre- Existing disease, related conditions & complications will not be the part of the policy terms.
    • Attempted suicide will not be covered under this policy.
    • Sexually transmitted conditions, mental or nervous disorder, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection.
    • Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Medical Practitioner and taken as prescribed.

    Documents Required

    To buy the policy, an individual needs to fill up an ‘Application form/ proposal form’ citing medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

    Bharti AXA Life Hospi Cash Benefit Rider Plan Reviews & Ratings

    / 5 (Based on 7 Reviews)
    (Showing Newest 7 reviews)
    Parul
    Punjab, August 02, 2021
    Inexpensive term plan
    My friend is 30 year old and I am 25 years old and noticed a difference in our term plan price. I visited Policybazaar and read some blogs there. I found out that term plans are cheaper if you buy at young age. I am glad to buy this plan at the right time.
    Amrita
    Chail, August 02, 2021
    Tax savings
    I recently bought a term insurance policy from the website of Policybazaar. My plan has amazing features and some additional benefits due to an addon. The best part is I can also enjoy a tax rebate. I am so glad to buy this plan.
    Pratap
    Niwari, August 02, 2021
    Purchased Online
    My friend asked me to buy a term insurance plan online as it is cheaper and more convenient. I visited the website of Policybazaar and bought a term policy which offers great benefits at cheap rates. My online experience has been great. Thank you team.
    Anurag
    Modinagar, August 02, 2021
    Protection against COVID
    The pandemic had me worrying about the future of my family in my absence. I have been searching for a pure insurance policy to safeguard my family against any eventuality. With the help of Policybazaar now I my family is secure as a bought a specialized term plan made to help family of the policyholder.
    Kashish
    Meerut, August 02, 2021
    Best customer service
    I did not understand much about insurance but I knew one thing that I needed to secure the future of my family. I took help from the team of Policybazaar and they suggested me what would be best for me. I am happy with my plan. Thank you so much team.
    Komal
    Palwal, August 02, 2021
    Huge coverage
    I recently bought a term plan from the website of Policybazaar and I am happy with the product. I got a higher coverage term plan with additional benefits and at cost effective price. Now I am worry free for the future security of my family in my absence. Thanks.
    Harisha
    Gurgaon, August 02, 2021
    Quick to buy
    My friend suggested me to buy a term insurance plan online. I visited the website of Policybazaar and it took me about half an hour or maybe less to buy the plan online. The experience was smooth and I am happy with my plan. Kudos team.

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