Bharti Axa Smart Super Health Insurance Policy is a comprehensive answer to your insurance needs. The policy provides significant coverage that is not just limited to expenses for hospitalization. It covers annual health check-ups, maternity benefits, in-patient treatment, amongst several other benefits.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Type |
Individual/Floater |
Sum Insured |
Up to 1 cr |
Policy Tenure |
1,2, 3 years |
Annual Check-up |
Covered |
Critical Illness Cover |
Lump Sum |
Maternity Waiting Period |
9 months |
Pre-existing Illness Waiting Period |
48 months |
The Bharti AXA Smart Super Health Insurance plan has Sum Insured options from Rs 5 lakh to Rs 1 cr. The essentials that are covered are as follows:
Based on the selected Bharti AXA Smart Super Health Insurance Plan, the following provisions are included:
All these expenses are covered as per the specified limit and the chosen plan.
This particular Bharti AXA Health Insurance does not provide coverage in the following circumstances and when the following waiting periods are underway:
Refer to the policy document for a complete list of exclusions.
The Bharti AXA Smart Super Health Insurance Policy offers the following features and benefits:
Maximum Entry Age |
65 years |
Minimum Entry Age |
91 days (Note: The age of entry for individuals starts at 5 years). |
Number of people covered. |
Self, spouse, and up to 3 dependent children under 23 years, in one policy |
Residential Status |
Indian citizens and residents |
For canceling the policy, the insured can give 15 days' notice in writing to the insurance company. From the date of receipt, the organization will cancel the policy and keep the premium for the period this policy has been in force at the Company's short period scales (stated in the policy brochure).
Ans: The insured can avail of the cashless and non-cashless (reimbursement) facilities. Check the list of impaneled hospitals where the cashless provision is accepted and speak to their TPA/ insurance desk.
Ans: The insured can make as many claims as they want during one year, subject to the Sum Insured amount for that policy.
Ans: The annual policy period is 1, 2, or 3 years as per the requirements of the insured.
Ans: Visit the insurer or the aggregator's website for details, brochures, and policy wordings for each health insurance policy you wish to know about.
Ans: One can get all information online on the insurer portal, right from the policy wordings to a calculator to estimate the quote and the proposal form you need to fill. Make the payment and check out.