Health insurance is designed to provide a protective umbrella in medical emergencies needing hospitalization. The safety net provided by Bharti AXA Smart Super Top Up Insurance offers the freedom to access expensive quality healthcare. Bharti AXA Smart Super Top Up Insurance Policy augments the sum insured in accord with a matching base policy at a fraction of its premium, but with similar benefits.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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|Policy Type||Individual/Family Floater Plan|
|Sum Insured||Up to 60 Lakh|
|Policy Tenure||1,2, 3 years|
|Renewal Age||No maximum ceasing age|
This plan provides coverage up to Rs 60 lakh. The insured who intends to buy Bharti AXA Smart Super Top Up Insurance get the base plan’s benefits, but only on the exhaustion of the Base Sum Insured. The primary benefits of the Bharti AXA Smart Super Top Up Insurance are described below:
In addition to the primary coverage already mentioned, Bharti AXA Smart Super Top Up Insurance Policy also provides the following:
All those who are looking to buy Bharti AXA Health Insurance policy, need to consider its exclusions:
Some of the outstanding features and benefits of this policy are:
The minimum eligibility criteria of the Bharti AXA Smart Super Top Up Insurance Policy are:
|Minimum Entry Age||
18 yearsFor dependent
children: 91 days
|Maximum Entry Age||
65 yearsFor dependent
children: 23 years
No limit for policy renewal
|Number of people covered||
Self, Spouse, up to
2 dependent children up to 23 years of age.
|Residential Status||Residents of India, including citizens, & Permanent Residents, foreigners or expatriates residing in India, with an employment pass, dependent pass or work permit|
It is governed by the Free Look policy of Bharti AXA Health Insurance, where the cancellation norm is 15 days and 30 days for online Bharti AXA Smart Super Top Up Insurance respectively, when the insured can cancel the policy and seek refunds as per rules of the Insurer.
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