Digit Car Insurance

Get Car Insurance starting at only ₹2,094/year #

The Digit car insurance policy offers a range of insurance benefits to car owners to get adequate coverage against unforeseen emergencies like road accidents. The motor policy offered by Go Digit General Insurance Company aims to simplify the insurance process by offering economical and transparent solutions to its customers.

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  • Repair Anywhere

  • Claim assured certificate
  • 96% Claim settlement ratio

#TP price for less than 1000 CC cars. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Get Car Insurance starting at only ₹2,094/year #
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      About Go Digit General Insurance Company

      Go Digit General Insurance Company Ltd., which is one of the leading General Insurance companies in India, was founded by Mr Kamesh Goyal in 2016. The company offers customized products for various sectors, including motor insurance.

      Digit car insurance is already gaining popularity for its seamless self-inspection and motor claim process. The company is also emerging as one of the reputable General Insurance providers in India.

      Key Features of Digit Car Insurance

      Features Coverage and Benefits
      Third-Party Coverage Yes
      Claim Settlement Ratio 96%
      Personal Accident Insurance Up to Rs.15 Lakh
      Network Garages Repair Anywhere
      No Claim Bonus Yes

      Benefits of Digit Car Insurance

      You can avail the following benefits by purchasing a Digit car insurance policy:

      • Policyholders can also benefit from a limited-time Early Bird discount on OD premium by purchasing their policy from Policybazaar.com.
      • Special benefits, such as car pick-up, drop and repair facility, etc., are available to the policyholders.
      • Quick and hassle-free Go Digit car insurance renewal process.
      • Seamless claim settlement process with a 96% claims settlement ratio for private cars.
      • Provision of Personal Accident cover for the driver/owner of the insured vehicle.

      Types of Digit Car Insurance Policy

      Go Digit General Insurance Company offers three major types of motor insurance plans, which are mentioned below:

      1. Digit Private Car Liability Only Policy

        Being the mandatory car insurance policy, the Digit Liability Only motor policy compensates a policyholder against any third-party liabilities arising due to the insured car. This car policy covers the death and bodily injury of the third party along with damages to third-party property.

        In terms of the limit of compensation granted, the insurance company will give 100% compensation in case of the death or injury of a third party. But for third-party property damage, the compensation paid will be up to Rs. 7.5 lakh.

      2. Digit Private Car Standalone Own Damage Policy

        A Standalone own damage policy can be purchased along with a liability-only policy to cover damages sustained by the insured car in events like accidents, natural calamities, manmade calamities, fire, theft, etc. This is because the third party liability policy exempts covering the insured vehicle in case of an unforeseen accident.

        The coverage offered by a Digit Standalone Own Damage policy can also be enhanced by purchasing add-ons at an additional premium.

      3. Digit Private Car Policy

        The Digit Private car policy is a comprehensive car insurance policy covering both third-party liabilities and own damages sustained by the insured car. This policy compensates a policyholder against damages to the insured car arising due to events like riots, fire, explosion, earthquakes, etc.

        It also covers third-party liabilities arising out of the insured car during a road accident.

      Digit Car Insurance Premium Calculator

      Before purchasing a Digit four-wheeler insurance policy, you can also calculate and compare the premium of your motor insurance plan by using a Digit Car Insurance Premium Calculator. It will help you decide whether the policy fits within your budget.

      Coverage Under Digit Car Insurance

      • Third Party Damages: Any damage to third party property and bodily injuries or death of third-party due to the insured car
      • Natural Disasters: Damages to the insured car due to earthquakes, hurricanes, cyclones, landslides, rockslides, etc.
      • Manmade Acts: Any manmade act, such as a riot, strike or terrorist activity, resulting in damages to the insured vehicle
      • External Means: Damages sustained by the insured car due to external means, such as a road accident
      • Fire: Loss to the insured car due to incidents like fire, explosion, lightning and self-ignition
      • In-transit Damages: Any damage to the insured vehicle while it is in transit on road, rail, water or air
      • Burglary: Theft, burglary or housebreaking resulting in damages or loss of the insured car.
      • Invalid Driving Licence: Damages sustained by the insured car when the driver was driving without a valid licence.
      • Drunk Driving: Any damage to the insured vehicle resulting from drunk driving or under the influence of drugs.
      • Other Purposes: Damages sustained by a private car if it was being driven for commercial purposes.
      • War: Any loss or damage to the insured due to warlike situations, such as civil war or a nuclear attack.
      • Breakdown: Losses or damages caused due to electrical and mechanical failure.
      • Outside Geographical Location: Damages sustained by the insured vehicle outside the geographical location mentioned in the motor policy.

      Digit Car Insurance Add-Ons
      Consumables Cover

      Under the Consumables cover, a policyholder receives compensation for replacing/replenishing consumables used in the insured car in the event of a partial loss.

      Consumables include engine oil, screws, nuts, bolts, etc.

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      Parts Depreciation Protect

      A standard car insurance policy does not cover the depreciation sustained by the vehicle at the time of claim.

      By purchasing this cover, the insurance company will cover the depreciation on the assessed damaged parts of the insured car in the event of a partial loss of the vehicle.

      Read more
      Digit Pay as You Drive Cover

      The Digit pay as you drive offers discounts to policyholders who drive their car less than an average of 15,000 kilometres a year. If the car was driven below the chosen limit, a discount of up to 25 per cent can be availed. However, the discount will be based on annual km and odometer readings.

      To avail the benefits of this add-on, a policyholder must also upload 7 photos of his/her car before the current policy expiry date.

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      Engine and Gearbox Protect

      With an Engine and Gearbox Protect add-on cover, a policyholder can avail coverage against damages sustained by the engine and its parts of the insured car.

      The compensation is offered during events like water ingression, leakage of lubrication oil, damage to the gearbox and undercarriage damages.

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      Breakdown Assistance Cover

      Under the Breakdown Assistance cover, the policyholder shall be provided with roadside assistance if the car has become immobilised on the road.

      Some services offered under this add-on include flat tyre repairs, a towing facility, medical compensation, fuel assistance, delivery of spare keys, taxi benefits, etc.

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      Tyre Protect Cover

      Under a Tyre Protect cover, the insurance company will reimburse the amount incurred in repairing or replacing the tyres and tubes of the insured car.

      Any damage to the tyres of an insured car is not covered under a standard car policy, so this add-on can be very useful.

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      Return to Invoice Cover

      In the event of a total loss or theft of the insured car, the insurance company will pay the amount equal to the insured car's invoice value.

      The road tax and registration costs are also included in return to invoice add-on cover.

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      Daily Conveyance Benefit

      By purchasing this add-on cover, a policyholder is entitled to a fixed daily compensation for commuting when the insured car is undergoing repairs at an authorised garage.

      A fixed daily allowance or a standby motor vehicle is offered when the insured car is getting repaired.

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      Car Key and Lock Protect

      Car Key and Lock Protect add-on cover reimburses the policyholder with any expense incurred on repairing or replacing car keys in the event of a total loss, theft or accidental damages sustained by the insured car.

      The insurance company will also compensate for the cost of installing a new lock or the lock set in the insured vehicle.

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      Loss to Personal Belongings Cover

      Under the personal belongings add-on cover, the insurance company will compensate against any damage to the personal belongings present in the insured vehicle as a result of an unforeseen peril.

      Belongings like laptops, mobile phones, cameras, etc will be covered under this add-on.

      Read more
      View more Add-ons

      Explore add-ons for your car insurance

      Plans starting from @ ₹2,094/year*
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      Car Accessories Cover

      How to Renew Digit Car Insurance?

      For Go Digit car insurance renewal online, visit Policybazaar.com and follow the steps mentioned below:

      • From the homepage of the website, select the “Car Insurance” section.
      • Enter your car number in the given form and view instant renewal quotes
      • Fill in the required details in the next form
      • Enter policy expiry and previous claim details
      • From the given plans, find the Go Digit car insurance renewal plan for your car.
      • Add any cover you wish to add to the plan.
      • Enter your previous policy No Claim Bonus discount
      • Fill in the required details and proceed with the payment
      • After premium verification, make the payment via your desired online payment mode.

      Once the payment is complete, your Digit car insurance renewal policy documents will be sent to your registered email ID.

      How to File a Claim Under Bajaj Allianz Car Insurance?

      You can file a claim under Bajaj Allianz car insurance by following these steps:


      Intimate the Insurer

      Intimate the insurer as soon as the insured car meets with an unfortunate incident so that a claim can be registered.


      Car Inspection Link

      Once the claim has been registered, you will receive a self-inspection link on your registered mobile number.


      Submit Pictures

      You will be required to click pictures of damages and submit them via the inspection link. Also, make sure to keep the required documents handy for the submission.


      Claim Settled

      The insured car will be sent for repairs, and your claim will be settled based on the mode of claim you have opted. For a cashless claim, the repair amount will be directly paid to the network garage. For reimbursement claims, the insurance company will pay you the repair bill amount after you have settled the bill.

      Documents Required to Raise a Claim Under Digit Car Insurance

      To raise a claim under a Digit four-wheeler insurance policy, you will be required to submit the following documents:

      • Duly filled and signed claim form
      • Copy of your car’s Registration Certificate
      • Copy of valid driving license
      • Copy of Police FIR
      • Original estimate, invoice, and payment receipt for cash and cashless garage
      • Copy of policy document papers

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      Hatchback Sedan SUV MUV
      Average Rating
      (Based on 55 Reviews)
       Why buy from policybazaar
      Digit Car Insurance Reviews & Ratings
      4.6 / 5 (Based on 55 Reviews)
      (Showing Newest 10 reviews)
      Belgaum, September 07, 2021
      Great service
      I was looking for car insurance under my budget and I got the plan from Policybazaar. I got good facilities and benefits under my plan at a low rate. thanks to the entire team for giving great service.
      Agra, August 25, 2021
      Hassle free experience
      My experience was Hassle free when while purchasing Digit car insurance which i took from policy bazaar. Policy bazaar has well trained staff and they will give you Full support. i will definitely recommend to others who are planning to buy car insurance
      Ludhiana, August 25, 2021
      Premium calculator
      I wanted to buy car insurance but i was not sure about premium rate so i visited to Policy Bazaar website. they have a option of premium calculator on their website. i calculated the premium easily through premium calculator.
      Giridih, August 18, 2021
      prompt service
      i have purchased digit car insurance plan through policy bazaar.earlier i had a doubt about the payment process but policy bazaar made it so convenient beacuse they have multiple payment options available . very prompt and hassle free service.
      Jabalpur, April 26, 2021
      Hassle free services
      The digit insurance provides the hassle free services and I bought the best plan from the policybazaar site. It is easy to buy a plan and have a best way possible.
      Fakirsahi, April 23, 2021
      Third-party coverage
      I got a car insurance policy from the policybazaar of digit car plan. It is a third party car plan insurance plan and I really like it. This plan will protect me and my car and also the third-party person.
      Ichoda, March 30, 2021
      Network garage available
      In my car insurance plan I have got the facility related to network garage. It has been nice and best. In fact near my home a network garage is available where I can go and get my car repaired easily.
      Campierganj, March 30, 2021
      Hassle-free services
      I availed a hassle-free services from the policybazaar and the team suggested me the great plan of digit car insurance. I bought it online and found few things attractive.
      Faizabad, November 18, 2020
      No claim bonus
      I have taken the no claim bonus certificate from the policybazaar and it is a good plan. I really like their quick work. It is really amazing. Thank you policybazaar.
      Vadali, November 17, 2020
      Calculate premium
      I have calculated my premium of my digit car insurance policy from the website of the policybazaar. It is very good and thank you so much for best plans.

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