Digit critical illness policy offers coverage for medical expenses incurred on diagnosis of a critical illness to you or your loved ones. It is usually an add-on benefit but with Digit health insurance, critical illness cover is also provided in their health insurance plans. Moreover, the insurer also provides an additional 25% of the sum insured in case it is exhausted during the policy term, due to expensive hospitalization and treatment expenses of a Critical Illness.
For example if we take bread cancer treatment into consideration the drug Herceptin itself costs up to Rs 1 lakh and a patient requires at least 17 vials. So, do the math!
Even the cost of breast surgery comes out to be in six-figures. And the expenses increase further with pre-hospitalization and post-hospitalization costs. To be able to pay for the right treatment, Digital critical illness plan will offer enough coverage to deal with such medical crisis without any financial worries. Check out the policy features and the list of diseases covered in this policy.
What’ more from Digit Critical Illness Policy?
Digit health insurance plans ensure transparency, and therefore we want you to know everything about Digit Critical Illness policy from the beginning. Here are some of the benefits offered under the Digit critical illness plan:
Key Features |
Highlights |
Network Hospitals |
6400+ |
Incurred Claim Ratio |
60 |
Renewability |
Lifelong |
Waiting Period |
2 years |
A Critical illness health insurance policy covers bot pre and post hospitalization expenses including the cost of diagnosis. At Digit, the following are the list of illnesses and diseases that are covered for under the Critical Illness benefit:
Category |
Critical Illness List |
Malignancy |
Cancer of Specified Severity |
Cardiovascular System |
Open Heart Replacement or Repair of Heart Valves, Open Chest CABGm Myocardial Infarction, Surgery to Aorta, & Primary (Idiopathic) Pulmonary Hypertension |
Major Organ Transplant |
End Stage Liver Failure, End Stage Lung Failure, Bone Marrow/Organ Transplant, Kidney Failure Requiring Regular Dialysis |
Nervous System |
Apallic Syndrome, Coma of Specified Severity, Benign Brain Tumor, Major Head Trauma, Stroke Resulting in Permanent Symptoms, Permanent Paralysis of Limbs, Multiple Sclerosis with Persisting Symptoms, Motor Neuron Disease with Permanent Symptoms |
Others |
Aplastic Anemia, Loss of Independent Existence |
For more details you can speak to our customer care team at 1800-208-8787 or write to us at This email address is being protected from spambots. You need JavaScript enabled to view it.
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