Edelweiss Health Gold Plan

Edelweiss Health Gold Plan covers various life-threatening diseases such as cancer for in-patient, pre and post-hospitalization costs. It also covers the expenses of domiciliary treatment and daycare services. With a comprehensive cover up to Rs 2 lakh, the policy covers medical referral, medical repatriation, medical evacuation, monitoring etc.

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Edelweiss Health Gold Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Edelweiss Health Gold Plan: Key Highlights

    Policy Type

    Individual/Floater

    NCB Benefit

    50%-100% of the SI

    Health Check-up

    For every claim-free year

    Maternity Waiting Period

    4 years/up to Rs 50,000

    Recovery Benefit

    Rs 1000/per day

    Critical Illness Benefit

    Covered by 50%


    Coverage Offered

    The coverage offered by Edelweiss Health Gold Policy are as mentioned below:

    • Hospitalization Expenses: Under the Gold variant, hospitalization expenses up to the sum insured will be covered.
    • Room Rent Limit: The plan pays for daily room rent per day for a single standard private room. Under the Edelweiss Health Gold Plan, there is no limit on room rent.
    • ICU Charges: If the policyholder needs to be admitted to the ICU on the medical practitioner's advice, the policy covers the ICU charges. There is no limit for ICU charges under this plan.
    • Pre-hospitalization: The plan covers the policyholder's treatment charges before admission to the hospital up to 60 days up to the sum insured amount.
    • Post-hospitalization: The policy covers the policyholder's treatment charges after admission to the hospital up to 90 days up to the sum insured amount.

    Inclusion of the Edelweiss Health Gold Plan 

    The inclusions of the online Edelweiss Health Gold Plan are:

    • Day Care: If the person insured is required to be hospitalized for less than 24 hours to treat some diseases, then the Edelweiss Health Gold Plan provides coverage against such expenses up to the sum insured limit.
    • Ambulance Cover: If the policyholder needs to be hospitalized immediately, the plan covers up to Rs 3000 as an ambulance cover per hospitalization.
    • Organ Donor Cover: Organ donation expenses are covered in the plan up to Rs 1 lakh.
    • Domiciliary Hospitalization: The plan covers the cost of domiciliary hospitalization up to the sum insured limit.
    • AYUSH Cover: This plan covers non-allopathic treatment like Ayurveda, Homeopathy, Siddha, and other alternative therapies maximum up to sum insured.

    Exclusions of the Edelweiss Health Gold Plan 

    The exclusions of Edelweiss Health Gold Insurance Policy are:

    • Suicide
    • Cosmetic Surgery
    • Childbirth
    • Participation in dangerous activities
    • Out-patient department
    • Hospitalization due to substance abuse

    For a complete list of exclusions, refer to policy wordings.

    Features and Benefits of the Edelweiss Health Gold Plan

    The features and benefits of Edelweiss Health Gold Health Insurance policy are:

    • Cumulative Bonus: If the policyholder does not claim in a particular policy year, then he/she is entitled to get a no claim bonus in that policy year. The sum insured increases by 50% and maximum up to 100% for that year. If a claim is made in a particular year, the no claim bonus reduces by 50% and maximum up to 100%.
    • Health Check-Up: Apart from the no claim bonus, for policyholders above 18 years of age, there is also a free health check-up for every no-claim year.
    • Maternity Benefit- Under this plan, the person insured also gets a maternity benefit from Edelweiss Health Insurance up to Rs 50,000 after a waiting period of 4 years,
    • Recovery Benefit: From the hospitalization day, the policyholder gets Rs 1000 per day from the 11th day of hospitalization till the 20th day as a recovery benefit.
    • Shared Accommodation: If the policyholder shares a room in a hospital, he/she gets Rs 1000 per day for the shared accommodation maximum up to Rs 5000 per day.
    • Critical Illness Coverage: On detecting the critical illness, the sum assured amount increases by 50% from the first time the person insured is diagnosed with a critical disease.
    • Restoration Benefit: On using the sum insured amount, Edelweiss Health Insurance restores the sum insured amount up to the maximum limit.

    Eligibility Criteria of the Edelweiss Health Gold Plan 

    To buy this policy the following conditions have to be fulfilled:

    Type

    Individual or Family Floater Health Insurance

    Minimum Entry Age

    For adults - 18 years

    For children - 3 months

    Maximum Entry Age

    65 years

    Number of people covered

    The plan covers up to 8 individuals who can be related to the policyholder in an insurable way.

    Residential Status

    A resident of India either as a citizen or a pass holder, or a permanent resident of India


    Cancellation Terms of the Policy 

     If the policyholder is not satisfied with the terms and conditions of the policy, he/she can return the policy 15 days from the date of commencement of the policy, and the premiums paid will be returned to the policyholder after deducting stamp charges.

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    Edelweiss Health Gold Plan Reviews & Ratings

    0 / 5 (Based on 31 Reviews)
    (Showing Newest 9 reviews)
    Omkar
    Chennai , October 26, 2021
    Great features
    I have got day care hospitalization feature under the mediclaim policy which i have purchased from the policybazaar. It offered me lifelong renewability Cover. It includes tax exemption benefits, cashless hospitalization and many other facilities. overall i like my plan.
    Angoor
    Kolkata , October 26, 2021
    Trustworthy website
    I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
    Kush
    Surat, October 26, 2021
    Helpful staff
    I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
    Ranveer
    Pune, October 26, 2021
    Low cost plan
    Such a simple and easy process to buy a policy was provided to me by Policybazaar. Someone suggested me to check the health plans on Policybazaar website. i went through a lot of plans and i found the right plan here. i bought star health insurance at low cost.
    Kushal
    Jaipur, October 26, 2021
    Good Coverage
    I have bought Bajaj Allianz Health Insurance for my family and by taking a health plan, I have secured my entire family. I have got coverage against medical expenses and buying my policy online has saved my money as I did not have to pay agent fees.
    Jitendra
    Lucknow, October 26, 2021
    Affordable plan
    A friend of mine told me about Policybazaar. He said that he has found an affordable health plan deal in Policybazaar. I went to Policybazaar to buy the same plan. I wanted a family health plan so I took Aditya Birla health insurance and it has covered every member of my family.
    Rajesh
    Kanpur, October 26, 2021
    Easy to compare
    Last week i went to Policybazaar for taking health plan for my family. An executive explained the policy very well and showed me various plans out of which i chose digit health insurance and it has covered me and my wife.
    Kuvar
    Nagpur, October 26, 2021
    Good plan
    I was able to compare the various plans easily on the website of Policybazaar. At first, i was confused about what i should choose as so many options were given there but then i bought sbi general health insurance for my parents. I got really good senior citizen health plan.
    Abhijeet
    Allahabad, October 26, 2021
    Hassle free experience
    I had an amazing and hassle free experience with policybazaar. Everything has beem very smooth when i was purchasing health insurance from policybazaar. Their team assisted me in well mannered way.
     
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