A health insurance plan is a policy in which the person insured gets coverage against hospitalization costs, thereby ensuring financial stability to the policyholder's family. These health insurance plans either reimburse medical expenses or provide cashless treatment. Edelweiss Health Platinum Plan comes with multiple insurance benefits like free health check-ups, pre-hospitalization, and post-hospitalization covers, maternity benefit, recovery benefit, critical illness cover etc.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Type |
Individual/Floater plan |
Sum Insured |
Up to 1 cr |
Maternity Benefit |
Up to 2 lakh |
AYUSH Benefit |
Covered |
Restoration of SI |
Available |
Voluntary Co-payment |
10%-20% |
Edelweiss Health Platinum Policy provides the following coverage as mentioned below:
Inclusions for the online Edelweiss Health Platinum Plan are:
The exclusions of the Edelweiss Health Platinum Insurance Policy are:
The following conditions or treatments will not be covered under the plan:
This list is only indicative. Please refer to the policy document or the product brochure for a detailed list of exclusions.
The features and benefits of the Edelweiss Health Platinum Health Insurance plan are:
One has to consider the following eligibility criteria while buying the Edelweiss Platinum health insurance policy:
Minimum Entry Age |
For adults - 18 years |
For children |
3 months |
Maximum Entry Age |
No limit |
Number of people covered
|
The policy provides coverage to 8 family members
|
Residential Status |
The policyholder must be a resident of India either as a citizen or a pass holder, or a permanent resident of India |
If the person insured is not satisfied with the policy's conditions and terms, he/she can return the policy within 15 days from the commencement date of the policy. The insurer will reimburse the policyholder's premiums after deducting some nominal charges like stamp charges and taxes. The policy will not be returned if any claim is made.
Yes, one can buy Edelweiss Health Insurance policies online.
Ans: A sum insured of Rs 1 crore is the maximum limit in this plan.
Ans: The plan has a term of 1, 2, and 3 years.
Ans: There is a waiting period of 30 days.
Ans: No, a medical test is not required in this policy, but the insurer's final decision lies.