Edelweiss Health Insurance Top up & Super Top Plans

Edelweiss Health Insurance Top up & Super Top up Plan

Edelweiss Health Insurance provides both Top-up and Super Top-up health plans. A standard health insurance policy reimburses medical and hospitalization bills up to the Sum Insured. In contrast, a top-up plan covers costs after the Sum insured of the existing health insurance policy is exhausted and helps in continuing with the treatment. The plan provides coverage on both individual and family floater basis.

Features	Specifications
Edelweiss Top-up Plan Sum Insured	Rs 1 lakh to Rs 20 lakh
Edelweiss Super Top-up Plan Sum Insured	Rs 1 lakh to Rs 500 lakh
Minimum Entry Age	Individual Cover: 18 years Family Floater: 91 days
Maximum Entry Age	Adults: 65 years Dependent Children: 25 years
Renewal Terms	Annual
Cooling-off Period	30 days (except accidents)
Waiting Period Pre-existing Diseases	36 months

*For further details, please refer to the Edelweiss Health Top-up Insurance Policy

Key Benefits of Edelweiss Top-up and Super Top-up Health Plans

The benefits under the Edelweiss top-up and super top-up health plans are given below:

1, 2, and 3 year policy period options available
Worldwide coverage options are available
Lifelong renewability option is provided
Hospital Cash benefit can be availed from Rs 500 to Rs 5000 per day for a maximum of 10 days and a deductible of 0 to 5 days
Income Tax benefits available under Section 80D is provided for the premium paid

Inclusions of Edelweiss Top-up and Super Top-up Health Plans

The inclusions under the Edelweiss top-up and super top-up health plans are given below:

In-patient treatment charges are covered
Emergency ambulance cover is provided up to Rs 3000
Optional organ donor cover from 10% to 50% of Sum Insured
AYUSH treatment cover can be availed
Dental OPD Cover ranges from Rs 1,000 to Rs 50,000
Domiciliary hospitalization expenses are also compensated
Maternity expense cover up to Rs 50,000 under the top-up plan and Rs 50000 to Rs 1.5 lakh under the Super top-up plan

Exclusions of Edelweiss Top-up and Super Top-up Health Plans

The exclusions under the Edelweiss top-up and super top-up health plans are given below:

Pre-existing diseases subject to waiting period
Expenses primarily related to diagnostics and evaluation purposes
Rest cure, rehabilitation, and respite care
Obesity/ weight control
Change of gender treatments
Cosmetic or plastic surgery
Hazardous or adventure sports
Drug, alcoholism or substance abuse, or any addictive condition
Dietary substances and supplements can be purchased without a prescription

*For the complete list of exclusions, please refer to the Edelweiss Health Top-up Insurance Policy Terms and Conditions

You can check out Edelweiss Health Top-up Premium Chart to find the amount of premium payable. Check out Edelweiss Health Top-up Plan Brochure for more information on benefits and features. For more details, you can write to us at care@policybazaar.com.

FAQs

Q1. What are the sum insured options under the Edelweiss Health Super Top-up policy?

You can choose a minimum of Rs 1 lakh and a maximum of Rs 500 lakh if you buy the Edelweiss Health Super Top-up policy.
Q2. Does Edelweiss Health Top-up policy offer a Co-payment option?

Yes. Co-pay options of 10% to 20% of Sum Insured are available.
Q3. Does the Edelweiss Health Top-up plan provides New-born baby cover?
Yes. The policyholder may select any one option from below:
- New Born Cover within Maternity option (deductible amount is Maternity Sum Insured).
- New Born Cover within Base Sum Insured from Day 1 (Base Policy deductible applicable).
For further details, please refer to the Edelweiss Health Top-up Insurance Policy.
Q4. Does the Edelweiss Health Top-up plan provide vaccination cover?

Vaccination cover is available only for newborn baby Immunization expenses until the New Born Baby completes one year. The policy sum insured options range from Rs 1,000 to Rs 50,000. For further details, please refer to the Edelweiss Health Top-up Insurance Policy wordings.
Q5. Does the Edelweiss Health Top-up plan provide Critical Illness cover?

Yes. Optional cover of double Sum Insured is available for Critical Illnesses. For a list of Critical Illnesses, please refer to the Edelweiss Health Top-up Insurance Policy.