ICICI Lombard Health Insurance Renewal

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      ICICI Lombard Health Insurance Renewal

      ICICI Lombard Health Insurance renewal is important to ensure non-stop medical coverage during emergency and planned hospitalizations. Timely renewal of the policy enables the insured to file a claim and obtain financial assistance from the ICICI Lombard General Insurance Company. Policyholders can easily renew their ICICI Lombard health insurance policy online by paying the premium through flexible payment options.

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      Benefits of Renewing an ICICI Lombard Health Insurance Policy Before Expiry

      Here are the key benefits of renewing an ICICI Lombard health insurance policy before its expiry:

      • Coverage at All Times -Timely renewal of health insurance plans allows policyholders to enjoy uninterrupted medical coverage at all times. If the ICICI Lombard mediclaim policy is not renewed on time, it will expire and the policyholder will lose the right to raise claims with the insurer. 
      • Lower Premiums -People who renew their medical insurance policy on time tend to pay lower premiums than those with expired policies. This is because ICICI Lombard General Insurance Company charges a higher premium to policyholders who renew their policy after the due date.
      • No Loss of NCB -Renewing health policies on time can prevent policyholders from losing their NCB or No Claim Bonus. This is because the NCB is granted upon renewal and lapses if the policy is not renewed within 90 days after the due date.
      • Tax Benefits -Under Section 80D, Income Tax Act, policyholders can claim tax deductions on the premium paid to buy the mediclaim insurance policy. But if the ICICI Lombard health policy is expired, the opportunity to earn tax benefits is lost. 

      How to Renew an ICICI Lombard Health Insurance Policy?

      Take a look at the procedure for ICICI Lombard health insurance renewal online:

      Step 1: Visit Policybazaar.com and select 'Health Renewal' option from the 'Renew Your Policy' dropdown on the menu bar

      Step 2: Provide your phone number and the OTP received on it

      Step 3: Choose your ICICI Lombard health policy and its premium online

      Step 4: First-time customers of Policybazaar can select the 'Health Insurance' icon on the homepage

      Step 5: Choose your gender & the people to be insured and provide their ages

      Step 6: Enter your city of residence, name and contact details

      Step 7: Provide details of your medical history and employer's health insurance policy

      Step 8: Pick the ICICI Lombard health insurance plan to be renewed

      Step 9: Check the details and pay the health insurance renewal premium online

      On receiving the payment, the ICICI Lombard General Insurance Company will renew your policy.

      ICICI Lombard Health Insurance Renewal Grace Period

      The grace period in health insurance refers to the additional time that ICICI Lombard General Insurance Company provides after the due date to pay the renewal premium. If the policyholder pays the premium during this grace period, the policy will not lapse. Fortunately, all ICICI Lombard health insurance plans come with a grace period.

      Usually, a grace period of 30 days is provided by most ICICI Lombard health plans. However, the grace period of one health plan may vary from another. Therefore, it is essential to check the terms and conditions of the policy to know the exact grace period.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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