Liberty Health Connect Supra Plan

Liberty Health Connect Supra is a kind of health insurance that can be used to increase the Sum Insured of the existing health insurance plan. The Liberty Health Connect Supra Policy is offered in two variants of Top Up and Super Top Up with exciting benefits such as worldwide coverage, attractive sum insured, no medical check-up up to the age 65 years etc.

Read More

Liberty Health Connect Supra Plan

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Liberty Health Connect Supra Plan: Key Highlights

    Policy Type

    Top-up/Super Top-up

    Sum Insured

    • Top-up (Up to Rs 20 lakh)
    • Super Top-up (Up to Rs 1 cr)

    Loyalty Perk

    100% of the SI

    Family Savings

    Up to 10%

    Deductible

    • Rs 2 -5 and Rs 5-10 lakh (To-up)
    • Rs 2-40 lakh (Super Top-up)

    *All savings offered by the insurer are as per the IRDAI approval. Standard T&C apply

    Coverage Offered

    The Liberty Health Connect Supra Health Insurance is offered in 2 variants – The Top-up Option and the Super Top-Up Option. The basic difference between the two is that the enhanced Sum Insured is calculated over the specified deductible applied on a per case basis in the former, while in the latter, it is applied on an aggregate per policy year. Other basic coverage is:

    • In-patient Hospitalization: The cover is for the cost of treatment for at least 24 hours of hospital stay.
    • Pre and Post Hospitalization: Medical expenses incurred for 30/60 days till admission in a hospital and 60/90 days from the discharge date, depending on the variant selected.
    • Day Care Treatment: The cost of 405 listed procedures in a hospital with a stay lower than 24 hours is indemnified.  
    • Preventive Care: The insurer provides assistance to prevent adverse health conditions.

    Inclusions of the Liberty Health Connect Supra Plan

    The decision to buy Liberty Health Insurance and choose the right available options is largely influenced by the policy's range of inclusions.

    • Deductibles:
    • Top Up: Rs 2 lakh -5 lakhs (Plan II) & Rs 5 lakh to Rs 10 lakh (Plan III)
    • Super Top Up: Rs 2 lakh to Rs 10 lakh (Plan I) & Rs 10 lakh– Rs 40 lakh (Plan II).
    • Optional Cover:
    • The insured can seek AYUSH treatment up to a cover for the Sum Insured.
    • Worldwide cover for medical emergencies is available as an add-on.
    • Reload of the Sum Insured when it gets exhausted.
    • Wellness Assistance Program is either serviced by the insurer or a service provider.

    Exclusions of the Policy

    The Insured needs to be aware of all the exclusions to raise claims with confidence. The list below is indicative, and the Insured must consult the policy wordings for clarity.

    • Waiting Period:
    • The first 30 days for the cover to set in is applicable in India only.
    • Two years for specified illnesses claim to be also accepted and applicable in India only.
    • Three years are applicable for both India and overseas for the coverage of pre-existing diseases.
    • Permanent Exclusions:  The list is elaborate and similar to exclusions applicable across all the Liberty Health Insurance policies. The Insured must refer to the prospectus or the policy wordings for the full list.

    Liberty Health Connect Supra: Features & Benefits

    • The Liberty Health Connect Supra Policy relieves the Insured of financial stress as there is no capping or sub-limit for the room rent as well as co-payment in the claim settlement.
    • The policy tenure is 1, 2, or 3 years.
    • The Insured gets cashless benefits in 4300+ network hospitals.
    • Loyalty Perk is given to the Insured by an auto increase of the Sum Insured by 10% for every claim-free policy year, subject to a maximum of 100% Sum Insured amount, and continuous coverage without any break, for Super Top-Up plan.
    • There is no pre-policy health check-up if there is no history of medical adversity, up to the age 65 years.
    • Claims Settlement mechanism is fast and hassles- free.  
    • Worldwide coverage is ensured from day one as an add-on, covering all medical emergencies except pre-existing diseases.
    • Tax exemption is allowed for the premium under Sec80D of the Income Tax Act, 1961.

    Eligibility Criteria

    The insurer requires the applicant to fulfill the following eligibility criteria to buy this policy:

    Minimum Entry Age

    Adult: 18 years

    Children: 91 days

     

    Cover for children requires either parent to be covered in the policy.

    Maximum Entry Age

    Adult: 65 years

    Lifelong renewal

    Number of people covered

    Individual: Self, spouse, children, parents and parents-in-law

    Family Floater: Self, spouse,  max up to 3 dependent children

    Residential Status

    Residents of India, including citizens and permanent residents

    Information on Cancellation of the Policy

    There is no clear cut indication of Liberty Health Connect Supra Health Insurance policy cancellation. However, one can directly contact the insurance company or their customer care for the same.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    12 Tips to Avoid Common Health Problems During Summers

    12 May 2022

    India experiences a hot and dry summer season that lasts for up to...
    Read more
    Does Medical Insurance Cover Hearing Aids?

    12 May 2022

    The number of people who require hearing aids continues to grow...
    Read more
    Are Accidental Injuries Covered by Health Insurance in India?

    12 May 2022

    Accidents are unpredictable. Getting injured in an accident not...
    Read more
    6 Most Effective Ways to Prevent Viral Fever

    12 May 2022

    A change in weather can bring respite from the scorching summer...
    Read more
    Does Health Insurance Cover Death?

    06 May 2022

    Life is unpredictable and so is death. A lot of people lose their...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL