*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Liberty Janta Personal Accident Insurance Health Insurance is an accidental policy that offers coverage in case of accidental death, coupled with other benefits such as life support benefit, ambulance charges cover etc.
1,2 3 years
Long-term Policy Savings
8% and 15%
The policy provides coverage for one year. Since the Liberty Janta Personal Accident Insurance Policy delivers cover for the incidence of accidents only, the coverage benefits are also confined to physical damage caused exclusively and directly by accidents triggered by external, visible, and violent means.
Liberty Janta Personal Accident Insurance Policy safeguards an individual for accidental hazards only, limiting its inclusions.
The importance of exclusions is undeniable in a decision to buy Liberty General Health Insurance. Thus, it is wise for the Insured to thoroughly study the policy wording to get clarity on all the exclusions so that future complications in claim settlement are avoided. Some of the exclusions are:
It has already been discussed that the policy aims to mitigate the outcome of accidents only. The features are in tune with the basic principle of the Liberty Janta Personal Accident Insurance Health Insurance.
To avail this policy, one has to fulfill the below eligibility criteria:
Minimum Entry Age
Maximum Entry Age
Number of people covered
Residents of India, including citizens and permanent residents, providing worldwide coverage.
The cancellation of the Liberty Janta Personal Accident Insurance Policy can be initiated by the insurer as well as the Insured.
Ans: The policy is ordinarily renewed before the expiry date by mutual consent for a new policy term period. In addition, the insurer gets a Grace Period of 30 days to continue, failing which the policy is terminated.
Ans: Yes, the Insured can save for the selected options for cover confined to On-Duty and India Only.
Ans: The claim a completed filled Claims form along with documents for evidence of loss should be filed within 30 days of the incident.
Ans: The limb is a hand above the wrist or the foot above the ankle.
Ans: The physical separation of a limb above the wrist or the ankle denotes loss of limb.16:26:04
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