Liberty Critical Illness Policy

Liberty Critical illness insurance plans can offer the support required to treat a number of critical illnesses. Starting from the diagnosis of the disease to its recovery, the policy offers protection on every step of the treatment. Liberty Critical Connect plan covers more than 60 major and minor critical illnesses.

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Liberty Critical Illness Policy

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    In today’s time, it is important to have an adequate health insurance policy with critical illness cover to help you meet the skyrocketing hospitalization and medical expenses. Here are some of the policy features and benefits that you would like to know before purchasing this mediclaim policy:

    • Sum Insured: Rs 1 lakh to Rs 1 Crore
    • Critical Illnesses Covered- up to 60 diseases are covered
    • Age Criteria- 18 years to 65 years
    • HIV/AIDS Cover is provided in Liberty critical illness policy

    Liberty Health Insurance at a Glance:

    Key Features


    Network Hospitals


    Incurred Claim Ratio




    Waiting Period

    4 years

    Why Should you buy Liberty General’s Critical Connect Policy?

    In addition to the cancer cover, there are multiple other diseases for which the treatment cost is paid by the insurer. Liberty General Insurance provides this benchmark critical illness plan with 60 life-threatening disease cover.  Check out what this policy has in store for you:

    • Critical Illness Diagnosis, Consultations, and Treatment Cover:

    This critical illness policy is beneficial for people looking for extensive coverage for life-threatening medical conditions like HIV, AIDS, Cancer, heart transplant, Encephalitis,  Creutzfeldt Jakob Disease (CJD), Brain Surgery, Bacterial Meningitis, etc.

    • Subsequent Illnesses:

    Liberty’s critical illness policy provides insurance cover for two subsequent life-threatening diseases as well. Unlike a traditional policy, the benefit continues despite 100% payment of the coverage amount.

    • Critical illness Cover for HIV/AIDS:

    Liberty General Insurance provides critical illness cover for HIV/AIDS treatment as well.

    • Loss of Income Cover:

    The insurer pays you a fixed lump sum amount once the critical illness health claim is approved. The sum insured helps you pay for the hospitalization, medical treatment, hospitalization, and consultations.

    You can also compensate for any loss of income and can manage expenses incurred on monthly outgoings like medical tests, EMI payments, travelling expenses, and doctor consultations.

    • Diagnostics and Wellness Cover:

    This policy provides Health 360 Wellness services to ensure your overall well-being provides you rebate on pharmacies, diagnostic tests, etc.


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