Liberty Hospital Cash Insurance Policy

Liberty Hospital Cash policy covers unaccounted expenses resulting from an accidental or sickness hospitalization that are mostly excluded by regular health insurance plans. It provides financial support to the policyholder to reduce out of pocket expenses incurred during hospitalization.

Read More

Liberty Hospital Cash Insurance Policy

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Liberty Hospital Cash Policy Overview

    Liberty Hospi-Cash Connect policy provides a fixed daily hospital cash benefit to the insured during hospitalization. It offers twice the daily hospital cash benefit amount in case of accidental hospitalization and ICU admission. It offers a recovery benefit if hospitalized for more than 15 days. It also provides a lump sum benefit in case of minor and major surgical procedures if a threshold limit is crossed.

    The Liberty Hospital Cash policy offers a sum insured ranging from Rs 2 lakh to Rs 10 lakh. It provides coverage for a maximum of 30 hospital cash days.

    The Liberty Hospi-Cash Connect policy also comes with Flexi covers, which allows the insured to customize the coverage as per his/her preference. The covers include critical illness benefit, day care procedure cash and convalescence benefit amongst others.

    Liberty Hospital Cash Policy Eligibility Criteria



    Minimum Entry Age

    18 years

    91 days (children)

    Maximum Entry Age

    65 years

    18 years (children)

    Plans Offered

    Sure, Sure Optima, Sure Ultima, Sure Supreme, Sure Excel



    Hospital Cash Amount/ Sum Insured

    Rs 2/3/4/5/7.5/10 lakh

    Rs 10 to 15 lakh (in case of Hospital Cash Flexi)

    Number of Hospital Cash Days

    30 days

    Pre-policy health check-up

    Not required in case of no medical history

    Policy Term

    1 year/ 2 years/ 3 years

    Pre-existing diseases waiting period

    3 years




    Family discount, loyalty discount, long term policy discount, Direct policy purchase discount

    Key Features of Liberty Hospital Cash Policy

    Here are the key features and benefits of Liberty Hospi-Cash Connect policy:

    • It provides a hospital cash allowance for every day of hospitalization.
    • It provides double accident benefit and ICU benefit.
    • It comes with a one-time recovery benefit.
    • It provides lump sum benefit for minor & major surgical procedures.
    • It comes with the Hospital Cash Connect Flexi plan with the option to customize policy coverage.
    • It covers pre-existing diseases from first renewal in case of 3 years policy tenure.
    • It provides tax benefits under the Income Tax Act, section 80D.

    Inclusions of Liberty Hospital Cash Policy

    The Liberty General Insurance Company provides the following coverage under the Hospi-Cash Connect policy:

    • Daily Hospital Cash- Offers daily cash allowance in case of hospitalization due to an illness
    • Daily Hospital Cash - Accident- Offers daily cash benefit if hospitalized due to an accidental injury
    • Double Accident Benefit- Offers twice the daily hospital cash benefit amount if hospitalized due to an accidental injury for more than 3 days
    • Double ICU Benefit- Offers double the daily cash benefit amount if admitted to an ICU
    • Recovery Benefit- Offers a one-time lump sum benefit equivalent to five times the hospital cash benefit amount if hospitalized for more than 15 consecutive days
    • Special Care on Minor Surgeries- Offers a one-time fixed benefit equivalent to three times the hospital cash benefit amount if incurred more than Rs 50,000 on minor surgical procedures
    • Special Care on Major Surgeries-  Offers a one-time lump sum benefit equivalent to five times the hospital cash benefit amount if incurred more than Rs 2,00,000 on major surgical procedures
    • Restore Benefit- Provides restoration of the sum insured if it has been exhausted during the policy year

    Optional Covers:

    • Flexi Cover - Offers the option to choose policy covers, including double ICU benefit, day care procedure cash, convalescence benefit, recovery benefit, etc.
    • Wellness Program- Offers coverage, such as emergency medical evacuation, compassionate visit, medial consultation, evaluation & referral, etc.

    Exclusions of Liberty Hospital Cash Policy

    The following medical expenses are not covered under the Liberty Hospi-Cash Connect policy:

    • Cosmetic surgery/ plastic surgery
    • OPD treatment
    • Self-inflicted injury, including suicide or an attempt to suicide
    • HIV AIDS
    • External congenital anomaly
    • Alternative treatment
    • Abuse of intoxicating substances, such as alcohol and drugs
    • Pregnancy and infertility treatments
    • Injuries due to participation in hazardous sports
    • Treatments taken outside India

    The above list of exclusions is not exhaustive. Check out the complete list by referring to the Liberty Hospital Cash policy brochure.


    Health insurance articles

    Recent Articles
    Popular Articles
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    Annual Medical Check-ups in Health Insurance

    05 Jul 2022

    Regular health check-ups are important to keep a track of your...
    Read more
    Advantages and Disadvantages of Buying a Health Insurance Policy

    04 Jul 2022

    In India, healthcare is getting expensive with each passing day...
    Read more
    Does Health Insurance Cover Sports & Gym Injuries?

    27 Jun 2022

    Gone are the days when only athletes and professional sports...
    Read more
    Health Insurance for Rural India

    24 Jun 2022

    Healthcare is expensive in India and is increasing with each...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)
    Ayushman Bharat health insurance is a flagship scheme launched by the Government of India, as per the...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
    Download the Policybazaar app
    to manage all your insurance needs.