Liberty Hospital Cash Insurance Policy

(22 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Liberty Hospital Cash Insurance Policy

      Liberty Hospital Cash policy covers unaccounted expenses resulting from an accidental or sickness hospitalization that are mostly excluded by regular health insurance plans. It provides financial support to the policyholder to reduce out of pocket expenses incurred during hospitalization.

      Read More

      Liberty Hospital Cash Policy Overview

      Liberty Hospi-Cash Connect policy provides a fixed daily hospital cash benefit to the insured during hospitalization. It offers twice the daily hospital cash benefit amount in case of accidental hospitalization and ICU admission. It offers a recovery benefit if hospitalized for more than 15 days. It also provides a lump sum benefit in case of minor and major surgical procedures if a threshold limit is crossed.

      The Liberty Hospital Cash policy offers a sum insured ranging from Rs 2 lakh to Rs 10 lakh. It provides coverage for a maximum of 30 hospital cash days.

      The Liberty Hospi-Cash Connect policy also comes with Flexi covers, which allows the insured to customize the coverage as per his/her preference. The covers include critical illness benefit, day care procedure cash and convalescence benefit amongst others.

      Liberty Hospital Cash Policy Eligibility Criteria



      Minimum Entry Age

      18 years

      91 days (children)

      Maximum Entry Age

      65 years

      18 years (children)

      Plans Offered

      Sure, Sure Optima, Sure Ultima, Sure Supreme, Sure Excel



      Hospital Cash Amount/ Sum Insured

      Rs 2/3/4/5/7.5/10 lakh

      Rs 10 to 15 lakh (in case of Hospital Cash Flexi)

      Number of Hospital Cash Days

      30 days

      Pre-policy health check-up

      Not required in case of no medical history

      Policy Term

      1 year/ 2 years/ 3 years

      Pre-existing diseases waiting period

      3 years




      Family discount, loyalty discount, long term policy discount, Direct policy purchase discount

      Key Features of Liberty Hospital Cash Policy

      Here are the key features and benefits of Liberty Hospi-Cash Connect policy:

      • It provides a hospital cash allowance for every day of hospitalization.
      • It provides double accident benefit and ICU benefit.
      • It comes with a one-time recovery benefit.
      • It provides lump sum benefit for minor & major surgical procedures.
      • It comes with the Hospital Cash Connect Flexi plan with the option to customize policy coverage.
      • It covers pre-existing diseases from first renewal in case of 3 years policy tenure.
      • It provides tax benefits under the Income Tax Act, section 80D.

      Inclusions of Liberty Hospital Cash Policy

      The Liberty General Insurance Company provides the following coverage under the Hospi-Cash Connect policy:

      • Daily Hospital Cash- Offers daily cash allowance in case of hospitalization due to an illness
      • Daily Hospital Cash - Accident- Offers daily cash benefit if hospitalized due to an accidental injury
      • Double Accident Benefit- Offers twice the daily hospital cash benefit amount if hospitalized due to an accidental injury for more than 3 days
      • Double ICU Benefit- Offers double the daily cash benefit amount if admitted to an ICU
      • Recovery Benefit- Offers a one-time lump sum benefit equivalent to five times the hospital cash benefit amount if hospitalized for more than 15 consecutive days
      • Special Care on Minor Surgeries- Offers a one-time fixed benefit equivalent to three times the hospital cash benefit amount if incurred more than Rs 50,000 on minor surgical procedures
      • Special Care on Major Surgeries-  Offers a one-time lump sum benefit equivalent to five times the hospital cash benefit amount if incurred more than Rs 2,00,000 on major surgical procedures
      • Restore Benefit- Provides restoration of the sum insured if it has been exhausted during the policy year

      Optional Covers:

      • Flexi Cover - Offers the option to choose policy covers, including double ICU benefit, day care procedure cash, convalescence benefit, recovery benefit, etc.
      • Wellness Program- Offers coverage, such as emergency medical evacuation, compassionate visit, medial consultation, evaluation & referral, etc.

      Exclusions of Liberty Hospital Cash Policy

      The following medical expenses are not covered under the Liberty Hospi-Cash Connect policy:

      • Cosmetic surgery/ plastic surgery
      • OPD treatment
      • Self-inflicted injury, including suicide or an attempt to suicide
      • HIV AIDS
      • External congenital anomaly
      • Alternative treatment
      • Abuse of intoxicating substances, such as alcohol and drugs
      • Pregnancy and infertility treatments
      • Injuries due to participation in hazardous sports
      • Treatments taken outside India

      The above list of exclusions is not exhaustive. Check out the complete list by referring to the Liberty Hospital Cash policy brochure.


      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Surgeries Covered by Aditya Birla Health Insurance Plans

      16 Apr 2024

      Aditya Birla Health Insurance Company offers a range of
      Read more
      Surgeries Covered by Cholamandalam Health Insurance Plans

      16 Apr 2024

      Cholamandalam MS General Insurance Company offers a range of
      Read more
      Surgeries Covered by Future Generali Health Insurance Plans

      16 Apr 2024

      Future Generali India Insurance Company offers comprehensive
      Read more
      Surgeries Covered by HDFC ERGO General Health Insurance Plans

      03 Apr 2024

      HDFC ERGO General Insurance Company provides a variety of
      Read more
      Surgeries Covered by Digit Health Insurance Plans

      28 Mar 2024

      Go Digit General Insurance Limited offers a wide range of
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.