Raheja QBE Critical Illness Policy

Raheja QBE health insurance offers critical illness cover with its cancer health insurance plans. Most of the cancers if detected early and given appropriate treatment can be cured. In case cancer is detected then with this Cancer Insurance Policy you can get substantial financial support to get adequate treatment in time.

Timely treatment of cancer can help you lead a normal life with minimal financial worries. Raheja QBE critical illness policy for cancer treatment saves you from the crippling costs of cancer-related hospitalization. Before you buy it online from Policybazaar you can check the plan features and coverage details as given below:

Coverage Details:

All the individuals in the age group of Day 1 to 70 years can buy this Raheja QBE critical illness plan
The sum insured amount starts from Rs 1 lakh and goes in multiples up to Rs 10 lakh
In the event if the insured is diagnosed with Cancer and it requires diagnostic investigation or medical treatment, Raheja QBE health insurer pays the insured the following benefits:
A Lumpsum amount is paid equal to 50% of the sum insured or Rs 2.5 lakh whichever is less, on the acceptance of a policy claim
Medical charges incurred by the policyholder on the medical treatment and diagnostic investigation on doctor’s advice for Cancer, more than 75% of the coverage amount paid as a lump sum as mentioned above

Raheja QBE Health Insurance at a Glance:

Key Features	Highlights
Network Hospitals	2000+
Incurred Claim Ratio	18.19
Renewability	Lifelong
Waiting Period	-

It is agreed that the total liability of Raheja QBE health insurance policy for any claims made in respect of the policyholder is restricted to the coverage amount mentioned in the table below:

Scenarios →	1	2	3	4	5	6	7	8
Sum Insured	100,000	100,000	500,000	1,000,000	1,000,000	1,000,000	1,000,000	1,000,000
Amount paid on detection of cancer	50,000	50,000	2,50,000	2,50,000	2,50,000	2,50,000	2,50,000	2,50,000
Bills produced for reimbursement Tranche -1	50,000	75,000	2,00,000	500,000	250,000	50,000	250,000	10,00,000
Amount reimbursed	12,500	37,500	12,500	312,500	62,500	-	62,500	7,50,000
Bills produced for reimbursement Tranche -2 #	50,000	50,000	2,50,000	7,50,000	7,00,000	5,00,000	-	-
Amount Reimbursed	37,500	12,500	2,37,500	4,37,500	6,87,500	5,00,000	-	-
Total Claim Paid	1,00,000	1,00,000	5,00,000	10,00,000	10,00,000	7,50,000	3,12,500	10,00,000

(Source: Raheja QBE General Insurance Ltd.)

# Insured can claim any number of reimbursements till the Sum Insured is exhausted

Some medical examinations required in this policy are:

Medical Screening for Men

Clinical Examination, Stool examination -occult blood, Prostate-Specific Antigen Test,

Complete blood count, Ultrasound of upper abdomen, and Chest X-ray

Medical Screening for Women

Clinical Examination, Ultrasound of Pelvis, Complete blood count, PAP Smear, Chest X-Ray, Mammogram, Stool examination occult blood

So, if you want to buy a Raheja QBE health insurance plan then you can buy it online from our website. We will help you get the best plan that matches your healthcare requirements.

FAQs

Q1. Does Raheja QBE health insurance provide cancer cover?

Yes, you can buy a cancer insurance plan from Raheja QBE General insurance company.
Q2. What is the sum insured limit under Raheja QBE critical insurance policy for cancer treatment?

The sum insured amount under Raheja QBE critical insurance policy for cancer treatment starts from Rs 1 lakh and goes up to Rs 10 lakh.
Q3. Is there any pre-medical screening require for the Raheja QBE cancer insurance plan?

Yes, you need to get pre-medical check-ups done if you want to get insured under this policy. The medical check-ups for men and women are different. You need to provide a complete blood count (CBC) test, clinical examinations, stool tests, ultrasounds, etc.