Raheja QBE Pravasi Bharatiya Bima Yojana

Raheja QBE Pravasi Bharatiya Bima Yojana is a personal accident insurance policy designed to cover Indian emigrants working abroad for employment. It provides coverage for accidental death and permanent disability along with transportation and repatriation costs. The policy also covers the hospitalization expenses of the emigrant as well as the family back in India.

Read More

Raheja QBE Pravasi Bharatiya Bima Yojana

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Raheja QBE Pravasi Bharatiya Bima Yojana: Key Highlights

    Categories Specifications
    Sum Insured Rs 10 lakh
    Policy Tenure 2 years, 3 years
    Network Hospitals 5000+
    Incurred Claim Ratio (2020-21) 97.22%
    Pre-existing Diseases Waiting Period 4 years

    Benefits of Raheja QBE Pravasi Bharatiya Bima Yojana

    Here are some of the most amazing benefits of buying a Raheja QBE Pravasi Bharatiya Bima Yojana:

    • Health Cover for Emigrants

      This Raheja QBE health insurance policy provides coverage only to Indian citizens working outside the country as emigrants under the Emigration Act, 1983.

    • Coverage for Accidents

      Unlike regular health plans, this insurance plan provides coverage for accidental injuries leading to death or permanent disability.

    • Legal Expenses

      This Pravasi Bharatiya Bima Yojana by Raheja QBE General Insurance Company also covers the legal costs incurred by the insured relating to his/her employment.

    Raheja QBE Pravasi Bharatiya Bima Yojana Eligibility Criteria

    Take a look at the eligibility criteria to buy a Raheja QBE Pravasi Bharatiya Bima Yojana:

    Parameters Eligibility Criteria
    Minimum Entry Age Adult – 18 years
    Maximum Entry Age Adult – 60 years
    Child – 21 years
    Visa Category Passport endorsed with ‘Emigration Check Required’ category
    Coverage Type Individual
    Relationships Covered Self, spouse, dependent children and dependent parents (For hospitalization)

    Inclusions of Raheja QBE Pravasi Bharatiya Bima Yojana

    Raheja QBE Pravasi Bharatiya Bima Yojana provides the following coverage:

    • Personal Accident Cover
    • Transportation of Mortal Remains
    • Hospitalization Expenses
    • Maternity Expenses
    • Hospitalization Expenses of the Insured’s Family in India
    • Employment Contingencies
    • Repatriation Expenses on Medical Grounds
    • Litigation Expenses

    Exclusions of Raheja QBE Pravasi Bharatiya Bima Yojana

    The following coverage is excluded under Raheja QBE Pravasi Bharatiya Bima Yojana:

    • Dental treatment or surgery
    • OPD treatment
    • Adventure or hazardous sports
    • Congenital external diseases
    • Venereal diseases
    • Cosmetic or plastic surgery
    • Accident while under the influence of alcohol/drugs
    • HIV AIDS
    • Suicide or an attempt to suicide

    Raheja QBE Pravasi Bharatiya Bima Yojana Waiting Periods

    Check out the waiting periods applicable to Raheja QBE Pravasi Bharatiya Bima Yojana:

    Category Waiting Period
    Pre-existing Diseases Waiting Period 4 years
    Specific Illness Waiting Period 1 year
    Initial Waiting Period 30 days
    Maternity Waiting Period 9 months


    Health insurance articles

    Recent Articles
    Popular Articles
    Care Health Insurance Introduces New ‘Care Supreme’ with Comprehensive Coverage

    16 Nov 2022

    In a bid to provide world-class comprehensive coverage to people...
    Read more
    Sum Insured in Health Insurance: Meaning & Importance

    11 Nov 2022

    People who are new to the world of insurance may not understand...
    Read more
    How to File a Reimbursement Claim Under Health Insurance?

    03 Nov 2022

    The biggest reason for buying health insurance is to get financial...
    Read more
    Health Insurance Policies to Include Mental Health Coverage Before 31 Oct: IRDAI

    02 Nov 2022

    The Insurance Regulatory and Development Authority has directed...
    Read more
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more

    Download the Policybazaar app
    to manage all your insurance needs.