Raheja QBE Health Insurance Super Top up Plan

Raheja Health QBE Super Top-up plan is a great addition to enhance the existing scope of coverage provided in your health insurance policy. The sum insured in this policy can be extended up to Rs 1 Crore.

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Raheja QBE Health Insurance Super Top up Plan

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Raheja Health QUBE Super Top-up Plan

    Raheja Health QBE Health Top Up plan is the best option for those who do not want to pay from their pocket to meet a medical emergency. The insurer pays the amount over and above the deductible limit mentioned in the policy wordings. For example, if you choose a super top-up sum insured of Rs 50 lakh and the deductible is Rs 10 lakh, and your hospitalization expense is Rs  40 lakh then the insurer will pay off the amount over and above Rs 10 lakh i.e. Rs 30 lakh.

    A brief description of the Raheja QBE Super Top-up health insurance plans coverage, features and benefits are given below.

    Eligibility Criteria



    Sum Insured

    Rs 2 lakh - Rs 1 Crore


    Rs 1 lakh to 50 lakh

    Minimum Entry Age

    Children- 91 days
    Adults- 18 years

    Maximum Entry Age

    Children -25 years
    Adults - 65 years

    Pre-medical Screening

    For members above the age of 55 years

    Waiting Period for Pre-existing Diseases

    36 months

    Key Benefits of Raheja Health QBE Super Top-up Plan

    Check out the features and benefits of this Raheja QBE Super top-up health insurance plan as given below:

    • The sum insured amount ranges from Rs 2 lakh to Rs 1 Crore
    • Option to select Restoration Benefit
    • 10% No Claim Bonus for every Claim-free Year
    • Applicants below the age of 55 years do not require a medical check-up
    • Life-long renewals are permissible under the policy
    • Tax benefits are available under the Section 80 D of the Income Tax Act

    Inclusions of Raheja Health QBE Super Top-up Plan

    Raheja QBE Health Super Top-up policy covers the following expenses:

    • In-patient hospitalization expenses are covered including doctor fees, ICU charges, and treatment cost
    • Organ donor expenses are also covered
    • Domiciliary hospitalization charges are covered as well
    • AYUSH treatment expense are also paid by the insurer
    • Pre-hospitalization covered up to 60 days and post-hospitalization covered up to 90 days
    • Pre-existing diseases to be  covered after a waiting period of 36 months

    Prospective policyholders should use the Raheja QBE Health Super Top-up Premium Chart to establish the amount of premium payable. You can also refer to the Raheja QUBE Health Top-up plan brochure for details.

    Exclusions of Raheja Health QBE Super Top-up Plan
    Raheja QBE Health Super Top-up policy does not cover the following expenses:

    • Investigation and evaluation charges are not covered
    • Rest, cure, rehabilitation and respite care
    • obesity and weight control expenses are excluded
    • Medical emergencies related to adventure sports are not covered
    • Alcohol, drugs or substance abuse related medical conditions are excluded
    • Unproven treatments cannot be claimed in the policy
    • Infertility & Sterility treatments
    • Maternity expenses are also not payable
    • Other exclusions include outpatient treatment expenses, treatments outside India
    • Injury or disease related to war, invasion, warlike operations, or riots

    *For the complete list of exclusions, please refer to the Raheja QBE Super Top-up Policy Terms and Conditions


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