Child Benefit Scheme by the Uttarakhand Government
In 2020, the Uttarakhand Building and Other Construction Workers Welfare Cess Board introduced the Child Benefit Programme to help educate the children of state-identified builders. This is important because it addresses the educational needs of children from working-class families, supporting them from preschool to college. This program aims to extend the scope of learning for these children and prepare them for a better tomorrow by investing money into their education.
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Investing in your child's future:Nothing is more important than securing your child's future
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Child Benefit Scheme by the Uttarakhand Government
Overview of the Child Benefit Scheme
The Child Benefit Scheme by the Uttarakhand Building and Other Construction Workers’ Welfare Board (UKBOCWWB) aims to support the education of children of construction workers. The scheme's goal is to provide financial assistance to ensure children have access to quality education, thereby reducing barriers that workers face in educating their families. The support ranges from ₹1,800 to ₹10,000 annually, depending on the education level, and is available for up to two children per worker, covering schooling to professional courses. Eligible applicants must be registered with UKBOCWWB.
Elaboration on Financial Assistance Breakdown
The system offers financial aid under the scheme depending on the child's education level. The following table displays the amount granted at different levels of education:
Class/Course
Financial Assistance (Yearly)
Class I to V
₹1,800
Class VI to X
₹2,400
Class XI to XII
₹3,000
Graduation/Post Graduation or equivalent
₹10,000
ITI, Polytechnic, and higher education courses
Course fee payable directly to institutions
This systematic method ensures that core support is provided for the families as the children start the new stages of the learning process.
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Eligibility criteria
For one to be eligible for benefits in this scheme, the following prerequisites apply:
Residence: The applicant must never have been domiciled in any other state except Uttarakhand.
Employment: The aspirant must be engaged in building or construction activities and be a UKBOCWWB member.
Registration Duration: Three months must lapse from the date of registration with the board before benefits can be commenced.
Child Enrollment: A child who is or shall be attending school from the first grade to higher education or professional courses.
Limit on Children: Benefits are accrued only for the first two live children under the registration of workers.
Such criteria help the program focus on those who need it most.
Here are the Documents Required for the Child Benefit Scheme (UKBOCWWB):
Two passport-size photographs
Proof of age
Work certificate (minimum 90 days in the previous year)
Notarized worker's affidavit
Voter ID card
Ration card
Certificate from Panchayat/village head/councillor
Nominee's Aadhaar card
Bank account details
Application Process
The procedures for receiving the benefits described under the Child Benefit Scheme programs are easy to follow.
Document Collection: Gathering any documents necessary to obtain the Child Benefit Scheme, such as confirmation of employment, pay slips, certificates of income, and proof of birth certificates in the case of children.
Go To CSC: Applicants must use the Common Service Center (CSC) for biometrics.
Fill out the Application: Complete the application form provided, including the necessary attachments, and upload the completed documents.
Information Received Acknowledgment: When the Child Benefit Scheme application is submitted correctly and on time, an acknowledgment receipt will be sent out after submission.
To avail of this measure, parents must apply before the child’s school-going age begins.
The financial assistance provided by the Child Benefit Scheme has essential meanings.
Educational Support: This enables students from low-income families to pursue their studies without hindrances caused by finances.
Empowerment: While aspiring to these goals, the campaign breaks society's vicious circle of hardship for the coming generation.
Social Security: This initiative complements components of bigger social security programs whose overall goal is to improve the welfare of marginalized people.
How to Find the Best Child Plan for Your Child~
Finding the best child plan requires considering several factors, including whether each plan will meet your expected financial goals and your child's future needs. Here's how to find the plan that suits your needs.
Delve into finding top child plans available in the market, emphasizing the features and benefits.
Go for plans with all-around protection, including education and health coverage.
Go for policies that provide premium waiver options to ensure protection even in case of unexpected events.
Decide whether to go for unit-linked plans, which are meant for growth, or endowment plans, which guarantee returns.
Pick up companies that have high claim settlement ratios.
Review customer comments and assess their satisfaction with the best child plans.
The Child Benefit Scheme by the Uttarakhand Government is a valuable initiative aimed at improving access to education for children of construction workers. The scheme helps reduce educational barriers by providing financial support, and empowering these families to secure a better future for their children. This effort reflects a commitment to social welfare and inclusivity for a vulnerable section of the workforce. For more details on how to apply and eligibility, visit the scheme’s official website.
This scheme is available only to registered construction workers in Uttarakhand.
What papers are needed to fill out the application?
Submit documents, including a photo, proof of age, a certificate of income, and construction worker registration details.
Are there age bars set for children in this scheme?
This program makes young people, from first grade to college, eligible for services.
When is money for financial aid given out?
It is financed annually, depending on the child’s grade in school, which the customer is going through.
Can an applicant be a person who belongs to a large family with three or more children?
No, benefits are offered only for the first two children of employees who registered for the program.
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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.