How to Check Post Office Sukanya Samriddhi Yojana Account Balance

What is Sukanya Samriddhi Yojana Scheme?

Sukanya Samriddhi Yojana (SSY) is a government-backed small savings scheme launched by the Government of India as part of the "Beti Bachao, Beti Padhao" initiative. The primary objective of the scheme is to encourage parents to save for the future education and marriage expenses of their girl child

Sukanya Samriddhi Yojana Account Highlights

Here are some highlights of the features and benefits of Sukanya Samriddhi Yojana that will help you understand the scheme

Investment

Secure

Secure your child’s future with or without you

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₹10,000/Month

& Get

₹1 Crore^*

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How to Apply for Sukanya Samriddhi Yojana Scheme

Sukanya Samriddhi Yojana (SSY) can be opened for a girl child below 10 years of age by her parents or legal guardians. The application process can be completed offline at a post office or authorized bank branch. While full online account opening is not yet available, some banks allow partial digital processes after initial setup.

1. Offline Application Process

   Step 1: Visit the Nearest Post Office or Bank

   • Go to any authorized post office or participating bank branch of your choice.

   Step 2: Fill Out the Application Form

   • Obtain and complete the Sukanya Samriddhi Yojana account opening form with all required details about the girl child and the parent/guardian.

   Step 3: Submit Required Documents

   Attach the following documents:

   • Birth certificate of the girl child (mandatory).

   • Aadhaar card and PAN card of the parent/guardian.

   • Address proof (such as Aadhaar card, passport, utility bill).

   • Identity proof (such as PAN card, passport, voter ID).

   • Passport-sized photographs of the girl child and the guardian.

   Step 4: Make the Initial Deposit

   • Deposit a minimum of ₹250 (up to ₹1.5 lakh per year) in cash, cheque, or demand draft.

   Step 5: Verification and Account Opening

   • The bank/post office will verify your documents and process your application. Once approved, the account will be opened, and you will receive a passbook for the SSY account.

2. Online Process

   Currently, opening a Sukanya Samriddhi Yojana account fully online is not available. However, you can:

   Step 1: Download Forms Online

   • Visit the official website of your chosen bank or India Post to download the SSY account opening form.

   Step 2: Fill and Upload Documents

   • Fill in the required details about the child and parents in the online form (if the bank offers this facility).

   • Upload scanned copies of required documents (birth certificate, ID/address proof, photographs).

   Step 3: Submit the Application

   • Submit the form online (where available) or print and submit it physically at the branch.

   Step 4: Account Activation

   • After verification at the branch, your SSY account will be opened. You can then set up online payments or standing instructions for future deposits using net banking or mobile banking apps.

Steps To Deposit Money In Sukanya Samriddhi Yojana Post Office Account

To deposit money in your existing Sukanya Samriddhi Yojana account, you have to follow these simple steps below:

Step 1

Add money from your normal savings account to India Post Payment Bank’s (IPPB) savings account.

Step 2

Go to the Department of Post product and choose Sukanya Samriddhi Yojana Account.

Step 3

Mention the credentials of your Sukanya Samriddhi Yojana account, that is, account number and customer ID provided by the Department of Post (DOP).

Step 4

Once successfully logged in, you can now transfer money from IPPB to the Sukanya Samriddhi Yojana scheme. This transfer can be made to any other designated scheme by the Department of Post as well.

Step 5

Select the installation duration and amount agreed during the time of purchase of the Sukanya Samriddhi Yojana scheme.

Step 6

India Post Payment Bank will notify you of the successful payment transfer on your registered mobile number.

Summing It Up

Checking your Post Office Sukanya Samriddhi Yojana account balance is now more accessible than ever, thanks to both digital and traditional options. Whether you prefer the convenience of online banking or the reliability of a physical passbook, staying updated on your SSY account ensures you can make timely contributions and track your progress toward your financial goals for your daughter. Regular balance checks not only provide peace of mind but also help you maximize the benefits of this government-backed savings scheme.