6 Smart Moves for Women to Secure a Financial Future

Woman- an adult female human. Are these words enough to describe the most beautiful creation of God? The answer is of course not. When he hasn't spared any detail in crafting her then why should we spare words to describe her? A nurturing parent, a loving spouse, a hard working employee, a selfless caregiver, a generous teacher- assembling all this makes a Woman.

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List of ULIP Funds ~
Fund Name
AUM
Returns (in %)
3 Year
5 Year
10 Year
11,842 Cr
Returns
12.02%
Returns
10.56%
Returns
12.16%
Highest Returns
Get Details
35,377 Cr
Returns
17.79%
Highest Returns
Returns
13.43%
Returns
14.18%
Get Details
12,572 Cr
Returns
24.66%
Highest Returns
Returns
19.01%
Returns
18.11%
Get Details
3,551 Cr
Returns
14.55%
Highest Returns
Returns
12.09%
Returns
12.28%
Get Details
9,938 Cr
Returns
18.7%
Returns
21%
Returns
22%
Highest Returns
Get Details
5,458 Cr
Returns
16.25%
Highest Returns
Returns
13.15%
Returns
13.74%
Get Details
5,005 Cr
Returns
17.69%
Highest Returns
Returns
15.35%
Returns
15.33%
Get Details
4,837 Cr
Returns
15.43%
Highest Returns
Returns
12.84%
Returns
13.83%
Get Details
3,237 Cr
Returns
14.77%
Highest Returns
Returns
13.39%
Returns
14.55%
Get Details
3,340 Cr
Returns
10.08%
Returns
9.23%
Returns
10.21%
Highest Returns
Get Details
1,446 Cr
Returns
9.19%
Returns
8.53%
Returns
10.27%
Highest Returns
Get Details
1,051 Cr
Returns
13.32%
Returns
12.3%
Returns
14.57%
Highest Returns
Get Details
526 Cr
Returns
12.13%
Highest Returns
Returns
10.09%
Returns
11.23%
Get Details
130 Cr
Returns
12.44%
Returns
11.46%
Returns
12.87%
Highest Returns
Get Details
6 Cr
Returns
10.67%
Returns
9.58%
Returns
11.03%
Highest Returns
Get Details
219 Cr
Returns
13.77%
Highest Returns
Returns
13.49%
Returns
13.38%
Get Details
2,730 Cr
Returns
9.45%
Highest Returns
Returns
6.91%
Returns
-
Get Details
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Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Women’s Day

  1. Saving Regularly is Important

    When it comes to having a safe and secure financial future, it is very important to make regular savings. A good amount of savings is a guaranteed step towards a carefree future. Gone are the days when women used to be financially dependent upon their partners. So, a woman along with managing their present fearlessly needs to be thoughtful about their future as well.

  2. Taking Risk According to Your Pocket

    No 2 people are the same and neither is their risk-taking appetite. Be it a man or a woman, it is necessary to understand the investments one has to make to have a relaxing future after retirement. Having said that, it is also necessary to take small risks that help in creating a financial cushion for the future because, without risk, it is quite impossible to achieve big in life.

  3. Co-Manage the Family Finances

    Just like taking care of your children or your parents together, it is extremely important to take care of the finances together as well, because the best SIP to invest aligns with both time horizon and financial planning when decisions are made jointly. It is necessary to change the existing norms of the society where men take charge of all the household finances. Women, even if not working, should step in these shoes so that they have an equal say in the decision-making for the family.

    People also read: ULIP Scheme

  4. Plan A Budget

    Savings can only come in action if, and only if, there is proper planning and budgeting. When a person earns enough money to meet their daily expenses, they tend to get tempted by the luxurious world out there so that they live a grand life. In this case, a woman needs to focus on her future and restrain herself in the present to live happily ever after.

  5. Treat Yourself Equal to Men in All Fields

    It is the harsh truth of the corporate sector but men tend to take much more salary than women for the same post applied. As we know that the first step starts at the home, all women need to realize their worth and never compromise in life for salary or any other thing. A woman needs to stand for another woman and uplift her in the true sense so that the future of self, as well as the country, is bright.

    Invest more and Get more with ULIP Plan Invest more and Get more with ULIP Plan
  6. Take Guidance from Experts but Don’t Trust Blindly

    No one is born perfect in life. Everyone needs a helping hand to grow and flourish in the future and there is no harm in taking anybody’s help until and unless you start trusting them blindly. Proper guidance along with a sensible mind will sky-rocket the future of a career-oriented woman.

Fund Name NAV sort icon AUM sort icon 5 Yr Returns sort icon 10 Yr Returns sort icon
SBI Life Balanced Fund ₹69.6 ₹21160 Cr 7.47% 9.53%
SBI Life Bond Fund ₹50.09 ₹16781 Cr 5.33% 6.66%
SBI Life Equity Fund ₹182.15 ₹81025 Cr 9.47% 11.27%
SBI Life Equity Optimiser Fund ₹50.81 ₹2622 Cr 9.98% 11.11%
SBI Life Growth Fund ₹88.48 ₹2913 Cr 8.78% 10.87%
SBI Life Money Market Fund ₹36.7 ₹444 Cr 5.76% 6%
SBI Life Top 300 Fund ₹53.23 ₹1981 Cr 9.5% 11.93%
SBI Life Pure Fund ₹24.76 ₹1150 Cr 8.83% -
SBI Life Bond Optimiser Fund ₹21.91 ₹3238 Cr 7.01% -
SBI Life Balanced Pension ₹69.99 ₹805 Cr 8.09% 10.4%
SBI Life Bond Pension ₹44.53 ₹530 Cr 5.2% 6.93%
SBI Life Equity Pension ₹68.95 ₹11842 Cr 10.56% 12.16%
SBI Life Growth Pension ₹69.39 ₹632 Cr 9.45% 11.4%
SBI Life Money Market Pension ₹33.92 ₹142 Cr 5.71% 5.98%
SBI Life Equity Optimiser Pension ₹54.38 ₹976 Cr 9.9% 11.94%
SBI Life Top 300 Pension ₹51.89 ₹710 Cr 9.61% 12.04%
SBI Life Midcap Fund ₹45.06 ₹55035 Cr 17.26% -
SBI Life Corporate Bond Fund ₹16.32 ₹1025 Cr 5.38% -
SBI Life Equity Elite II ₹48.05 ₹12182 Cr 8.95% 10.9%
SBI Life Index ₹43.98 ₹102 Cr 9.9% 11.45%
SBI Life Index Pension ₹45.91 ₹27 Cr 10.02% 11.49%
SBI Life Discontinued Policy Fund ₹25.35 ₹10703 Cr 5.62% 6.01%
SBI Life Equity Elite ₹82 ₹13 Cr 11.93% 13.78%
SBI Life P-E Managed ₹36.51 ₹215 Cr 8.52% 9.68%
SBI Life Guaranteed Pension GPF070211 ₹26.37 ₹2 Cr 5.05% 6.5%
SBI Life Bond Pension II ₹23.23 ₹29088 Cr 5.1% 6.3%
SBI Life Equity Pension II ₹38.51 ₹12141 Cr 9.57% 11.75%
SBI Life Money Market Pension II ₹20.72 ₹1532 Cr 5.48% 5.72%
SBI Life Discontinue Pension Fund ₹21.41 ₹6775 Cr 5.63% -
SBI Life Group Growth Plus Fund ₹54.55 ₹3 Cr 7.72% -
SBI Life Group Debt Plus Fund ₹39.63 ₹113 Cr 6.09% -
SBI Life Group Balance Plus Fund ₹46.94 ₹11 Cr 6.97% -
SBI Life Group Balance Plus Fund II ₹25.79 ₹869 Cr 7% -
SBI Life Group Debt Plus Fund II ₹25.72 ₹281 Cr 6.2% -
SBI Life Group Growth Plus Fund II ₹25.63 ₹237 Cr 8.03% -
SBI Life Group Short Term Plus Fund II ₹21.35 ₹19 Cr 5.81% -
SBI Life Group Money Market Plus Fund ₹12.48 ₹2 Cr 0.99% -
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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