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Bharti Axa ULIP Calculator
The Bharti Axa ULIP calculator is an important financial instrument as it helps you analyse the ways to achieve your financial goals. It helps you assess the potential returns on your investment in Unit Linked Insurance Plans by evaluating your total investment, premium frequency, policy term, and expected returns.
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
- 4.8++ Rated
- 13.2 Crore Registered Consumer
- 53 Partners Insurance Partners
- 6.29 Crore Policies Sold
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
- Home
- Life Insurance
- Ulip Plans
- ULIP Calculator
- Bharti Axa ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
11.02%
Equity Fund
13.81%
Opportunities Fund
17.84%
High Growth Fund
12.11%
Opportunities Fund
22%
Multi Cap Fund
13.49%
Accelerator Mid-Cap Fund II
15%
Multiplier
13.54%
Frontline Equity Fund
14.46%
Virtue II
10.26%
Growth Plus Fund
9.89%
Blue-Chip Equity Fund
14.32%
Growth Opportunities Plus Fund
10.82%
Equity Top 250 Fund
12.75%
Future Apex Fund
10.74%
Pension Dynamic Equity Fund
13.17%
Accelerator Fund
View Plans
What is a ULIP Calculator?
The Bharati Axa ULIP calculator is an online tool that makes planning your investments easier and more personal. The tool customizes your investment planning as per your financial aspirations so that you understand the possible growth of your investment, hence, make informed decisions.
The ULIP calculator enables you to enter the necessary investment details including your premium term, total amount and expected returns, analyses the entire information and presents to you the anticipated returns on the same. The tool helps you in making you understand how your investments might perform in the future in order that you make adjustments to meet your financial targets.
Features of Bharti Axa ULIP Calculator
The Bharti Axa ULIP calculator is proven to be beneficial because of its salient features, some of which are:
-
Target-Based Planning:
With the help of a ULIP calculator, you get an idea of how much to invest and for how long to meet your financial goals.
-
Easy Comparison:
ULIP calculators also help you compare different ULIP plans based on the anticipated returns.
-
Customizable Inputs:
You can input variables regarding investment details, including the policy term, premium payment frequency, and sum assured, to get the projected profits.
-
Transparency:
With the help of ULIP calculators, you get a clear picture of every aspect of investment, including premium, returns, and its time horizon, and investors often shortlist funds to identify the best SIP plan.
-
Time-Saving:
As you get the results in just a few clicks, the calculator saves your valuable time from rigorous calculations.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Equity Fund
SBI Life
AUM:81,025 Cr
81,025 Cr
NAV
180.98
-0.01%
Returns
9.78%
Opportunities Fund
HDFC Life
AUM:35,377 Cr
35,377 Cr
NAV
70.21
0.21%
Returns
16.39%
Highest Returns
High Growth Fund
Axis Max Life
AUM:12,572 Cr
12,572 Cr
NAV
105.82
0.61%
Returns
22.84%
Highest Returns
Opportunities Fund
ICICI Prudential Life
AUM:3,551 Cr
3,551 Cr
NAV
54.94
-0.03%
Returns
13.48%
Highest Returns
Multi Cap Fund
Tata AIA Life
AUM:9,938 Cr
9,938 Cr
NAV
58.76
-0.01%
Returns
16.45%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
How to Use the Bharti Axa ULIP Calculator?
To get accurate financial estimates, the following steps are to be followed in ULIP calculator:
Step 1:
Navigate the ULIP calculator page.
Step 2:
Enter the complete investment information including the sum of investment, tenure, and the expected returns.
Step 3:
The calculator, based on the information you have entered, will calculate the potential return on your investment and will display the same.
Step 4:
To get the tailored projection based on your financial goals, you can further adjust the parameters also.
Step 5:
After getting the estimated results, you can compare the ULIP plans that tailor your financial plans and even buy one for a financially stable future.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹69.19 | ₹21160 Cr | 7.07% | 9.36% | |
| SBI Life Bond Fund | ₹49.85 | ₹16781 Cr | 5.21% | 6.58% | |
| SBI Life Equity Fund | ₹180.98 | ₹81025 Cr | 8.75% | 11.02% | |
| SBI Life Equity Optimiser Fund | ₹50.6 | ₹2622 Cr | 9.45% | 10.91% | |
| SBI Life Growth Fund | ₹87.89 | ₹2913 Cr | 8.24% | 10.66% | |
| SBI Life Money Market Fund | ₹36.73 | ₹444 Cr | 5.77% | 5.99% | |
| SBI Life Top 300 Fund | ₹53.01 | ₹1981 Cr | 8.95% | 11.73% | |
| SBI Life Pure Fund | ₹24.62 | ₹1150 Cr | 8.06% | - | |
| SBI Life Bond Optimiser Fund | ₹21.8 | ₹3238 Cr | 6.79% | - | |
| SBI Life Balanced Pension | ₹69.48 | ₹805 Cr | 7.71% | 10.21% | |
| SBI Life Bond Pension | ₹44.41 | ₹530 Cr | 5.13% | 6.87% | |
| SBI Life Equity Pension | ₹68.39 | ₹11842 Cr | 9.81% | 11.89% | |
| SBI Life Growth Pension | ₹68.95 | ₹632 Cr | 8.89% | 11.2% | |
| SBI Life Money Market Pension | ₹33.95 | ₹142 Cr | 5.72% | 5.98% | |
| SBI Life Equity Optimiser Pension | ₹54.04 | ₹976 Cr | 9.37% | 11.71% | |
| SBI Life Top 300 Pension | ₹51.64 | ₹710 Cr | 9.04% | 11.83% | |
| SBI Life Midcap Fund | ₹44.7 | ₹55035 Cr | 16.41% | - | |
| SBI Life Corporate Bond Fund | ₹16.28 | ₹1025 Cr | 5.3% | - | |
| SBI Life Equity Elite II | ₹47.8 | ₹12182 Cr | 8.4% | 10.69% | |
| SBI Life Index | ₹43.85 | ₹102 Cr | 9.23% | 11.28% | |
| SBI Life Index Pension | ₹45.77 | ₹27 Cr | 9.35% | 11.32% | |
| SBI Life Discontinued Policy Fund | ₹25.31 | ₹10703 Cr | 5.57% | 5.97% | |
| SBI Life Equity Elite | ₹81.43 | ₹13 Cr | 11.32% | 13.55% | |
| SBI Life P-E Managed | ₹36.31 | ₹215 Cr | 8.13% | 9.49% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.26 | ₹2 Cr | 4.93% | 6.47% | |
| SBI Life Bond Pension II | ₹23.13 | ₹29088 Cr | 5.01% | 6.22% | |
| SBI Life Equity Pension II | ₹38.26 | ₹12141 Cr | 8.88% | 11.5% | |
| SBI Life Money Market Pension II | ₹20.74 | ₹1532 Cr | 5.49% | 5.72% | |
| SBI Life Discontinue Pension Fund | ₹21.38 | ₹6775 Cr | 5.58% | - | |
| SBI Life Group Growth Plus Fund | ₹54.21 | ₹3 Cr | 7.36% | - | |
| SBI Life Group Debt Plus Fund | ₹39.41 | ₹113 Cr | 5.93% | - | |
| SBI Life Group Balance Plus Fund | ₹46.55 | ₹11 Cr | 6.59% | - | |
| SBI Life Group Balance Plus Fund II | ₹25.63 | ₹869 Cr | 6.7% | - | |
| SBI Life Group Debt Plus Fund II | ₹25.5 | ₹281 Cr | 5.91% | - | |
| SBI Life Group Growth Plus Fund II | ₹25.51 | ₹237 Cr | 7.72% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.19 | ₹19 Cr | 5.63% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.49 | ₹2 Cr | 1% | - |
See more plans
Illustration of Bharti Axa ULIP Calculator
Sagar starts investing in a ULIP plan with following details:
-
Total Investment Amount = ₹1,00,000 per annum
-
Invests For = 5 years
-
Policy Term = 10 years
-
Expected Rate of Return = 10% per annum.
The ULIP calculator shows the following results:
-
Total Investment (after 10 years) = ₹5,00,000
-
Maturity Amount Growth = ₹10,82,000
Benefits of Using the Bharti Axa ULIP Calculator
The Bharti Axa ULIP calculator comes with multiple advantages, including:
-
Informed Decision Making:
When you are already informed about how much investment will yield what returns, you can modify your inputs as per your needs so as to stick to achieving your financial goals. This way, the ULIP calculator helps you achieve your financial targets through informed decision-making.
-
Precise Financial Estimation:
Being aware of the rate of return on our invested money, you can create achievable financial goals so that they can be duly achieved. As the ULIP calculator lets us enter our investment tenure, amount, and expected returns, the tool provides us with a detailed knowledge of the returns on our finances.
-
Customize plans:
These calculators help you customize your investment plans based on your preferences. You can adjust the fund value, premium, and expected rate of return to get a plan that tailors your needs.
-
Risk Assessment:
With the help of ULIP calculators, you can assess the impact of returns based on market conditions.
Conclusion
Analyzing your ULIP investments is important for achieving your financial goals in desired time. A ULIP calculator helps you estimate the maturity amount depending on your investments and compare ULIP plans to make sure you reach your life objectives in the future. It’s a free tool that saves our resources in terms of calculating the investment projection and paves the way for a successful financial future. Don’t wait to use a ULIP calculator; get closer to achieving your goals by making informed investment decisions.
FAQs
-
Is ULIP better than FD?
Yes, if your goal is to get market-linked returns from your investments. As new-age, advanced investment plans designed for holistic customer benefit, ULIPs offer various advantages, including, insurance component, fund switching and the potential for higher returns compared to the lower fixed returns of FDs. -
Can I withdraw money from ULIP?
Yes. Once the mandatory 5-year lock-in period ends, you can withdraw your money. -
Is it a good time to buy a ULIP?
Answering your question, there is no particularly 'good' time to start a ULIP. The best time to start investing is now; the sooner, the better.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.