Pramerica ULIP Calculator

Why Use the Pramerica ULIP Calculator?

The ULIP Calculator is used by a large audience due to the following reasons:

1. Calculating Potential Returns:

   The Pramerica ULIP calculator helps you estimate the potential returns on your investments. These estimations are the results of your specific inputs of investment tenor, amount, and expected rate of return.

2. Invincible Financial Planning:

   By giving you a clear picture of how your ULIP investment grows in the future, the Pramerica ULIP Calculator helps you in creating invincible and achievable financial plans, leading to a successful financial career ahead.

3. No Cost Tool:

   The Pramerica ULIP calculator is free, ensuring your stress-free financial planning and attaining your financial goals just when you estimated them to be.

4. User-Oriented Tool:

   The Pramerica ULIP Calculator is an easy-to-use tool that enhances its reach to a wider audience.

5. Budget-Friendly Planning:

   In the Pramerica ULIP calculator, you can adjust your premium amount and frequency to find a plan that fits comfortably within your current financial capacity.

How to Use the Pramerica ULIP Calculator

The Pramerics ULIP calculator is a user-friendly tool that can help you estimate ULIP investment returns by following these easy steps:

Step 1:

Open the ULIP calculator on this page or the relevant platform.

Step 2:

Choose how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.

Step 3:

Enter the following information:

• Premium amount

• Duration of premium payments

• Overall policy term

• Expected annual return rate

Step 4:

Review the estimated total investment and projected maturity value.

Step 5:

Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.

Sample Illustration

Example Scenario

Policyholder: Mr. Saket Dhingra

Monthly Premium: ₹10,000

Premium Payment Term: 10 years

Policy Term: 20 years

Expected Annual Return: 10%

Calculator Output:

Total Premium Paid: ₹12,00,000

Estimated Maturity Amount: ₹52.3 lakhs

Scenario Adjustment:

If Saket increases his monthly premium to ₹15,000, his projected maturity amount increases significantly to ₹78.4 lakhs, showing the impact of higher investments over the same policy term.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:9,223 Cr

9,223 Cr

NAV

113.23

0.17%

Returns

30.24%

Highest Returns

Returns

27.23%

Returns

18.37%

Get Details

Top 200 Fund

Tata AIA

AUM:2,188 Cr

2,188 Cr

NAV

172.14

0.50%

Returns

24.98%

Returns

32.71%

Highest Returns

Returns

17.6%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,410 Cr

5,410 Cr

NAV

80.39

-0.06%

Returns

20.59%

Returns

25.67%

Highest Returns

Returns

14.19%

Get Details

Opportunities Fund

HDFC Standard

AUM:35,672 Cr

35,672 Cr

NAV

76.03

0.04%

Returns

22.04%

Returns

27.49%

Highest Returns

Returns

14.57%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,509 Cr

3,509 Cr

NAV

41.38

0.23%

Returns

15.18%

Returns

20.82%

Highest Returns

Returns

10.08%

Get Details

Accelerator Fund

AEGON Life

AUM:227 Cr

227 Cr

NAV

48.57

0.16%

Returns

19.48%

Returns

24.06%

Highest Returns

Returns

13.17%

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:969 Cr

969 Cr

NAV

73.33

0.22%

Returns

18.44%

Returns

24.74%

Highest Returns

Returns

14.41%

Get Details

Multiplier

Birla Sun Life

AUM:4,305 Cr

4,305 Cr

NAV

92.94

-0.05%

Returns

22.31%

Returns

28.66%

Highest Returns

Returns

15.28%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:535 Cr

535 Cr

NAV

56.79

0.26%

Returns

16.21%

Returns

21.46%

Highest Returns

Returns

11.31%

Get Details

Future Apex Fund

Future Generali India

AUM:95 Cr

95 Cr

NAV

56.04

0.17%

Returns

18.59%

Returns

26.54%

Highest Returns

Returns

13.09%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,245 Cr

3,245 Cr

NAV

58.41

0.20%

Returns

18.87%

Returns

24.72%

Highest Returns

Returns

12.15%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,206 Cr

4,206 Cr

NAV

68.47

0.32%

Returns

20.35%

Returns

25.8%

Highest Returns

Returns

14.02%

Get Details

Flexi Growth Fund

LIC

AUM:636 Cr

636 Cr

NAV

11.74

0.03%

Returns

-

Returns

-

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,137 Cr

3,137 Cr

NAV

69.14

0.15%

Returns

18.8%

Returns

25.57%

Highest Returns

Returns

14.96%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

72.49

0.48%

Returns

15.06%

Returns

20.85%

Highest Returns

Returns

10.7%

Get Details

Top 300 Fund

SBI

AUM:1,848 Cr

1,848 Cr

NAV

56.27

0.24%

Returns

14.05%

Returns

19.1%

Highest Returns

Returns

12.02%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,302 Cr

1,302 Cr

NAV

34.9

0.21%

Returns

13.17%

Returns

18.71%

Highest Returns

Returns

10.17%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Advantages of the Pramerica ULIP Calculator

The Pramerica ULIP calculator is advantageous to its users in multiple ways. The advantages it offers are:

1. No Hidden Information:

   The Pramerica ULIP calculator is transparent in providing every detail about fund performance and charges. This transparency gives you a clear picture of the growth of your investments.

2. Quick Results:

   In the Pramerica ULIP calculator, you get instant projections of your investment outcome.

3. Risk Awareness:

   The calculator helps you analyze how varying market returns may affect your outcomes.

4. Premium Calculation:

   With the help of the Pramerica ULIP calculator, you’ll know your investment's potential maturity value, and you will be able to analyze how much contribution today will take you to attain your financial goals.

Why Consider Pramerica ULIP Plans?

The Pramerica ULIP plans offer the benefits of both life insurance coverage and wealth creation opportunities through investments. These plans provide you with the ultimate benefits such as fund-switching flexibility, tax benefits (as per current laws), portfolio diversification, fund management by experienced insurance companies, etc. Whether you are beginning to invest or focusing on retirement planning, Pramerica ULIP plans are versatile for investment and proven to be helpful in long-term wealth creation.

Conclusion

The Pramerica ULIP calculator is crucial for goal-based investment planning and achieving those goals at the right time. By considering your various inputs, it calculates and gives you the amount you’ll get at the maturity of your ULIP plan's investments. It is a technology-advanced tool that reduces the manual calculation of your investment amount and returns on your end so that you can mainly focus on expanding your wealth. The Pramerica ULIP calculator is your first step towards achieving your financial goals.