Shriram Life ULIP Calculator

Why Use Shriram Life ULIP Calculator?

Here’s why Shriram Life ULIP Calculator can be a valuable part of your financial planning journey:

1. Estimate Future Returns:

   Get a clear idea of how your ULIP plan investment might grow over the years depending on your chosen premium, tenure, and assumed market performance.

2. Compare Plan Scenarios:

   Try different inputs to compare various plan options within Shriram Life’s ULIP offerings.

3. Budget-Friendly Planning:

   Adjust your premium amount and frequency to find a plan that fits comfortably within your current financial capacity.

4. Tenure Impact Analysis:

   See how extending or shortening your investment plan can influence your final maturity value.

5. Goal-Based Investment:

   Whether you're planning for your child’s education, wealth creation, or retirement, this calculator helps you map your ULIP to your specific goals.

6. Informed Decision-Making:

   The tool offers detailed projections that support well-informed, confident investment decisions.

7. Flexible Inputs:

   Play around with different combinations of premium, term, and returns to find your ideal investment setup.

How to Use the Shriram Life ULIP Calculator?

Using the ULIP Calculator is simple and can be done through Shriram Life’s website or financial marketplaces like Policybazaar. Follow these steps:

Step 1:

Open the Shriram Life ULIP Calculator page.

Step 2:

Select your premium payment frequency (monthly, quarterly, annually, or one-time).

Step 3:

Enter key inputs:

• Premium amount

• Premium payment term

• Policy term

• Expected annual rate of return

Step 4:

View the calculated results, including total premiums paid and estimated maturity amount.

Step 5:

Modify values to compare different investment scenarios and find the most suitable plan.

Illustration

Scenario:

Policyholder: Mr. Arvind Mehta
Annual Premium: ₹1,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 9%

Calculator Output:

• Total Premium Paid: ₹10,00,000

• Estimated Maturity Value: ₹39.2 lakhs

Adjustment Example:

If Arvind increases his annual premium to ₹1,50,000, the projected maturity value jumps to ₹58.8 lakhs, showing how consistent and higher investments can significantly enhance wealth accumulation.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:10,632 Cr

10,632 Cr

NAV

114.77

0.97%

Returns

28.09%

Returns

32.5%

Highest Returns

Returns

18.6%

Get Details

Top 200 Fund

Tata AIA

AUM:2,469 Cr

2,469 Cr

NAV

180.38

0.69%

Returns

24.22%

Returns

30.5%

Highest Returns

Returns

18.2%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,888 Cr

5,888 Cr

NAV

81.6

0.49%

Returns

19.36%

Returns

22.06%

Highest Returns

Returns

14.21%

Get Details

Opportunities Fund

HDFC Standard

AUM:38,561 Cr

38,561 Cr

NAV

76.86

0.51%

Returns

19.92%

Returns

23.81%

Highest Returns

Returns

14.24%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,631 Cr

3,631 Cr

NAV

41.34

0.28%

Returns

13.51%

Returns

16.83%

Highest Returns

Returns

10%

Get Details

Accelerator Fund

AEGON Life

AUM:242 Cr

242 Cr

NAV

49.03

0.44%

Returns

18.22%

Returns

20.6%

Highest Returns

Returns

13.03%

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,025 Cr

1,025 Cr

NAV

73.32

0.61%

Returns

16.51%

Returns

20.53%

Highest Returns

Returns

14.09%

Get Details

Multiplier

Birla Sun Life

AUM:4,709 Cr

4,709 Cr

NAV

93.24

0.87%

Returns

19.56%

Returns

24.11%

Highest Returns

Returns

14.82%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:557 Cr

557 Cr

NAV

56.97

0.43%

Returns

14.82%

Returns

17.28%

Highest Returns

Returns

11%

Get Details

Future Apex Fund

Future Generali India

AUM:105 Cr

105 Cr

NAV

55.82

0.54%

Returns

17.08%

Returns

21.13%

Highest Returns

Returns

13.01%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,493 Cr

3,493 Cr

NAV

58.75

0.48%

Returns

17.41%

Returns

20.29%

Highest Returns

Returns

12.05%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,489 Cr

4,489 Cr

NAV

68.35

0.49%

Returns

18.24%

Returns

21.15%

Highest Returns

Returns

13.71%

Get Details

Balanced Fund

LIC

AUM:2,549 Cr

2,549 Cr

NAV

18.27

0.00%

Returns

10.42%

Returns

10.54%

Highest Returns

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,375 Cr

3,375 Cr

NAV

69.26

0.44%

Returns

17.64%

Returns

21.8%

Highest Returns

Returns

14.68%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

72.29

0.39%

Returns

13.4%

Returns

16.47%

Highest Returns

Returns

10.72%

Get Details

Equity Fund

SBI

AUM:81,114 Cr

81,114 Cr

NAV

201.39

1.49%

Returns

14.71%

Returns

17.1%

Highest Returns

Returns

11.34%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,370 Cr

1,370 Cr

NAV

34.54

0.22%

Returns

11.9%

Returns

14.47%

Highest Returns

Returns

9.89%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Benefits of Using Shriram Life ULIP Calculator

1. Real-Time Estimates:

   Get quick and realistic projections based on custom inputs.

2. Customisable Planning:

   Adjust inputs as per your changing needs and financial goals.

3. Risk Awareness:

   See how varying market returns may affect your outcomes.

4. Smart Comparison:

   Compare different plans or scenarios before committing.

5. Easy Interface:

   Designed for all users—whether you're new to ULIPs or a seasoned investor.

Why Invest in Shriram Life ULIP Plans?

Shriram Life ULIP plans combine life insurance with wealth-building through market-linked funds. These plans offer flexibility in choosing fund options, switching between them, and customising premium payments. Investors benefit from tax advantages (as per prevailing laws) and the security of insurance coverage alongside market-based growth potential. Whether you're starting early or planning for retirement, Shriram Life ULIPs offer a tailored path toward achieving your long-term financial aspirations.

Conclusion

The Shriram Life ULIP Calculator is a powerful tool that brings clarity and control to your investment decisions. By projecting future returns and allowing custom comparisons, it helps you plan confidently and strategically. Start exploring your options today and take a step closer to securing your financial future.