Aditya Birla SIP Calculator

SIP Calculator is an easy-to-understand financial tool for every investor class, whether a beginner or an expert. With the help of the Aditya Birla SIP Return calculator, one can create a financial cushion, which will help an investor to achieve their short-term and long-term financial goals.

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  • 13.2 Crore Registered Consumer
  • 53 Partners Insurance Partners
  • 6.29 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Taxunder section 80C
  • Zero LTCG Tax
  • Disciplined & worry free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
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13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold

Aditya Birla SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
12.47%
Equity Pension
Opportunities Fund
14.2%
Opportunities Fund
High Growth Fund
18.56%
High Growth Fund
Opportunities Fund
12.6%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
14.11%
Accelerator Mid-Cap Fund II
Multiplier
15.78%
Multiplier
Frontline Equity Fund
14.21%
Frontline Equity Fund
Virtue II
14.98%
Virtue II
Equity II Fund
10.61%
Equity II Fund
Blue-Chip Equity Fund
10.37%
Blue-Chip Equity Fund
Growth Opportunities Plus Fund
14.98%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.39%
Equity Top 250 Fund
Future Apex Fund
13.48%
Future Apex Fund
Pension Dynamic Equity Fund
11.25%
Pension Dynamic Equity Fund
Accelerator Fund
13.75%
Accelerator Fund

Fund Name 3 Months AUM Expense Ratio
Nippon India Taiwan Equity Fund Direct-Growth 58.14% ₹599.16 Crs 0.98%
HSBC Brazil Direct Plan-Growth 26.8% ₹378.79 Crs 1.05%
Groww BSE Power ETF FOF Direct-Growth 17.79% ₹13.75 Crs 0.14%
ICICI Prudential Strategic Metal and Energy Equity FoF Direct-Growth 17.71% ₹291.56 Crs 0.56%
DSP Global Clean Energy Fund of Fund Fund Direct Plan-Growth 15.22% ₹104.25 Crs 1.77%
Edelweiss Emerging Markets Opportunities Equity Offshore Fund Direct-Growth 13.32% ₹188.49 Crs 0.56%
DSP World Mining Fund of Fund Direct Plan-Growth 11.61% ₹171.31 Crs 1.65%
PGIM India Emerging Markets Equity FoF Direct-Growth 10.54% ₹1,149.29 Crs 0.66%
PGIM India Global Select Real Estate Securities FoF Direct-Growth 9.72% ₹56.66 Crs 0.56%
HSBC Global Emerging Markets Direct Plan-Growth 8.93% ₹399.61 Crs 0.56%
Motilal Oswal Nasdaq 100 FOF Direct-Growth 8.57% ₹5,987.35 Crs 0.22%
Kotak Global Emerging Market Fund Direct-Growth 8.14% ₹935.28 Crs 0.99%
Mirae Asset Global Electric & Autonomous Vehicles Equity Passive FoF Direct-Growth 8.07% ₹60.96 Crs 0.22%
Motilal Oswal Developed Market Ex US ETFs Overseas Equity Passive FoF Direct-Growth 8.02% ₹35.52 Crs 0.11%
Edelweiss Greater China Equity Offshore Fund Direct-Growth 7.88% ₹2,678.32 Crs 0.75%
Nippon India Japan Equity Fund Direct-Growth 7.47% ₹290.83 Crs 1.22%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct-Growth 7.41% ₹63.83 Crs 0.66%
DSP Natural Resources and New Energy Fund Direct Plan-Growth 7.28% ₹2,043.70 Crs 0.81%
Groww Nifty India Defence ETF FoF Direct-Growth 6.92% ₹92.49 Crs 0.24%
Motilal Oswal Nifty India Defence Index Fund Direct-Growth 6.71% ₹3,697.63 Crs 0.58%

What is Aditya Birla SIP Calculator?

Aditya Birla SIP Calculator is an online tool that helps you to calculate your return on the mutual fund where the investment has been made through a SIP. These calculators are designed in a way that gives an estimate to the investors on the respective SIP investment of the mutual fund. 

How does Aditya Birla SIP Return Calculator work?

Aditya Birla SIP calculator lets you know the estimated returns you would receive post the tenure of SIP. In addition, it also helps you decide the amount you want to invest, informs you of the total amount invested, and provides you with an expected return value.

Aditya Birla SIP plan calculator works on the below-mentioned formula: 

A= B × ({[1 + c] n – 1} / i) × (1 + c).

In the above formula –

  • A is the amount you receive upon maturity.

  • B is the amount you invest at regular intervals.

  • n is the number of payments you have made.

  • c is the periodic rate of interest.

Let’s understand the working of the Aditya Birla SIP Calculator with the help of an example:

Suppose Mr. Ravi wants to invest Rs. 5,000 per month for the period of 12 months at a periodic rate of interest of 12%**.

Then the monthly rate of return will be 12%/12 = 1/100=0.01

Hence, A = 5,000X ({[1 +0.01] ^ {12} – 1} / 0.01) x (1 + 0.01)

This gives Rs. 64,407 approximately in a year.

**Note that the interest rate on a SIP may vary as per the current market conditions, and is subject to increase or decrease, which may change the estimated returns.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Equity Fund SBI Life
Rating
10.74% 11.05%
11.58%
View Plan
Opportunities Fund HDFC Life
Rating
14.6% 14.6%
14.2%
View Plan
High Growth Fund Axis Max Life
Rating
20.75% 21.11%
18.56%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
13.3% 12.8%
12.6%
View Plan
Multi Cap Fund Tata AIA Life
Rating
21% 20.67%
22%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
14.78% 13.25%
14.11%
View Plan
Multiplier Birla Sun Life
Rating
17.7% 15.27%
15.78%
View Plan
Virtue II PNB MetLife
Rating
14.4% 16.05%
14.98%
View Plan
Equity II Fund Canara HSBC Life
Rating
10.55% 9.68%
10.61%
View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life
Rating
9.27% 9.47%
10.37%
View Plan
Fund rating powered by
Last updated: Mar 2026
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular-Growth ₹1,570.41 Crs 31.19% N/A N/A ₹500 31.36%
Bandhan Small Cap Fund Regular-Growth ₹20,129.67 Crs 28.88% 22.62% N/A ₹1,000 27.68%
Motilal Oswal Midcap Fund Regular-Growth ₹31,046.66 Crs 21.45% 23.45% 16.43% ₹500 19.83%
ICICI Prudential Infrastructure Fund-Growth ₹7,553.54 Crs 23.17% 26.31% 18.1% ₹5,000 15.41%
Canara Robeco Large Cap Fund Regular-Growth ₹15,235.02 Crs 12.79% 11.45% 13.53% ₹100 12.08%
Mirae Asset Large Cap Fund Direct-Growth ₹35,342.63 Crs 12.13% 11.85% 14.09% ₹5,000 15.1%
Kotak Midcap Fund Regular-Growth ₹55,675.98 Crs 20.51% 18.28% 17.57% ₹100 14.52%
SBI Small Cap Fund-Growth ₹32,285.56 Crs 13.09% 15.09% 17.24% ₹5,000 18.18%
SBI Gold ETF ₹23,579.47 Crs 33.17% 25.37% 16.38% ₹5,000 13.55%

Updated as of Mar 2026

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Benefits of Aditya Birla SIP Return Calculator

Aditya Birla SIP Return Calculator provides the following key advantages to investors:

  1. Quick Results:

    Aditya Birla SIP Calculator gives immediate and accurate results based on the inputs the potential investor provides.

  2. Hassle-free Usage: 

    The online Aditya Birla SIP Calculator is very easy to use and easily helps you to estimate your investment requirements. Along with its easy usage, the calculator is free of charge and can be used unlimited times.

  3. Assists in making Informed Investment Decisions:

    Planning your investments is important if you are saving for a specific goal. The Aditya Birla SIP Calculator helps you in estimating how much you need to save to reach your investment goal with minimum hassle.

  4. Inflation-Adjusted Results:

    Keeping the current inflation in mind, the SIP calculator provided by Aditya Birla adjusts your investment goals as per the inflation.

start-an-sip-today-watch-your-money-grow start-an-sip-today-watch-your-money-grow

How to use Aditya Birla SIP Return Calculator?

Follow the below-mentioned steps to use Aditya Birla SIP Calculator:

  • Visit any SIP Calculator Page online.

  • Scroll down, and fill in the available form with the Monthly Investment, Expected Rate of Return (Yearly) & time period.

  • On the right side of the form, you can see the calculations showcasing the total investments, interest earned & maturity amount. 

  • Once done, click on the “View Plan” tab.

  • Check the plans that best suit your needs and proceed to buy. It is suggested to explore best SIP plans list before taking investment decision.

  • Pay the premium, and your policy details will be sent to your registered email address.

start-small-&-build-your-wealth-for-a-brighter-tomorrow start-small-&-build-your-wealth-for-a-brighter-tomorrow

To Sum it up:

Having an insight into how much you will earn from your investments is very important. Likewise, before investing in Aditya Birla SIP Plans, get an estimate of the amount you will receive on maturity with the help of the Aditya Birla SIP Return Calculator. This easy-to-use free online tool helps you to analyze your long-term and short-term financial goals in a planned manner.

SIP Hub

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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