Aditya Birla Sun Life SIP Plans

What is the Aditya Birla Sun Life SIP Plan?

The Aditya Birla Sun Life SIP Plan is a way to invest small amounts regularly in their mutual fund schemes. Instead of investing a large sum at once, SIPs let you invest gradually over time. This approach uses rupee-cost averaging (buying more units when prices are low and fewer when high) and the power of compounding, helping your money grow steadily and safely.

Top Aditya Birla Sun Life SIP Plans in India in 2025

The following table lists the best SIP plans offered by Aditya Birla Sun Life Mutual Fund:

Details of Aditya Birla SIP Plans

1. Aditya Birla Sun Life Silver ETF FoF Direct-Growth

   This fund aims to give returns similar to the Aditya Birla Sun Life Silver ETF, which mainly holds 99.9% pure physical silver. It offers a convenient and liquid way to invest in silver, helping investors benefit from silver price movements over the long term.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life Silver ETF FoF Direct-Growth
   NAV	₹ 30.05 (as on 12th December, 2025)
   AUM	₹321.28 Crs
   Expense Ratio	0.3%
   Return 5 Years	N/A
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	2nd February, 2022
   Asset Allocation	Others: 1.78%, Commodities: 98.22%
   Top Sectors	NA
   Top Holdings	Aditya Birla Sun Life Silver ETF-Growth Reverse Repo Net Payables
   Fund Managers	NA
   Fund Type	Open-ended

2. Aditya Birla Sun Life Gold Fund Direct-Growth

   This scheme provides an easy and cost-effective way to invest in gold for long-term growth and portfolio diversification. It mainly invests in gold-related instruments, giving investors exposure to the gold asset class without holding physical gold.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life Gold Fund Direct-Growth
   NAV	₹ 39.82 (as on 12th December, 2025)
   AUM	₹663.39 Crs
   Expense Ratio	0.2%
   Return 5 Years	17.99%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at high risk
   Launch Date	NA
   Asset Allocation	Others: 1.4%, Commodities: 98.6%
   Top Sectors	NA
   Top Holdings	Aditya Birla Sun Life Gold ETF Reverse Repo Net Payables
   Fund Managers	NA
   Fund Type	Open-ended

   
   
   

3. Aditya Birla Sun Life PSU Equity Fund Direct-Growth

   The fund focuses on long-term capital growth by investing in equities of Public Sector Undertakings (PSUs), i.e., companies that are fully or mostly owned by the government.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life PSU Equity Fund Direct-Growth
   NAV	₹ 37.10 (as on 12th December, 2025)
   AUM	₹5,418.32 Crs
   Expense Ratio	0.57%
   Return 5 Years	35.15%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹500
   Risk Level	Principal at very high risk
   Launch Date	30th December, 2019
   Asset Allocation	Equity: 97.78%, Others: 2.22%
   Top Sectors	Industrials Energy & Utilities Financial Materials Unspecified
   Top Holdings	State Bank of India NTPC Ltd Power Grid Corporation of India Ltd GAIL (India) Ltd Oil & Natural Gas Corporation Ltd Bharat Electronics Ltd Bharat Petroleum Corporation Ltd Bank Of Baroda Bharat Heavy Electricals Ltd Bank of India
   Fund Managers	Dhaval Gala Dhaval Joshi
   Fund Type	Open-ended

4. Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct-Growth

   This index fund aims to closely follow the Nifty Smallcap 50 Index. It seeks to provide investors returns similar to the total returns generated by the securities in this index.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct-Growth
   NAV	₹ 20.81 (as on 12th December, 2025)
   AUM	₹249.46 Crs
   Expense Ratio	0.46%
   Return 5 Years	N/A
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st April, 2021
   Asset Allocation	Equity: 99.9%, Others: 0.1%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Multi Commodity Exchange Of India Ltd Laurus Labs Ltd Central Depository Services (India) Ltd Radico Khaitan Ltd Delhivery Ltd Karur Vysya Bank Ltd Crompton Greaves Consumer Electricals Ltd Kaynes Technology India Ltd Navin Fluorine International Ltd Computer Age Management Services Ltd
   Fund Managers	NA
   Fund Type	Open-ended

5. Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth

   The fund focuses on long-term growth by tracking the Nifty Midcap 150 Index. Its goal is to mirror the index performance as closely as possible.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth
   NAV	₹ 25.01 (as on 12th December, 2025)
   AUM	₹379.43 Crs
   Expense Ratio	0.44%
   Return 5 Years	N/A
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st April, 2021
   Asset Allocation	Equity: 99.96%, Others: 0.04%
   Top Sectors	Technology Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate
   Top Holdings	BSE Ltd Max Healthcare Institute Ltd Hero Motocorp Ltd Suzlon Energy Ltd Dixon Technologies (India) Ltd Persistent Systems Ltd PB Fintech Ltd Coforge Ltd The Federal Bank Ltd HDFC Asset Management Company Ltd
   Fund Managers	NA
   Fund Type	Open-ended

6. Aditya Birla Sun Life Infrastructure Direct Fund-Growth

   This scheme aims for medium- to long-term growth by investing in companies in the infrastructure sector, including construction, energy, transport, and other related industries.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life Infrastructure Direct Fund-Growth
   NAV	₹ 104.27 (as on 12th December, 2025)
   AUM	₹1,150.55 Crs
   Expense Ratio	1.41%
   Return 5 Years	30.75%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 98.16%, Others: 1.84%
   Top Sectors	Consumer Discretionary Industrials Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology Unspecified
   Top Holdings	Larsen & Toubro Ltd Bharti Airtel Ltd Reverse Repo Reliance Industries Ltd NTPC Ltd Ultratech Cement Ltd Interglobe Aviation Ltd JK Cement Ltd Tega Industries Ltd State Bank of India
   Fund Managers	Mahesh Patil Jonas Bhutta Dhaval Joshi
   Fund Type	Open-ended

7. Aditya Birla Sun Life Pharma & Healthcare Fund Direct-Growth

   The fund invests in pharmaceutical and healthcare companies, aiming for long-term growth through an actively managed equity portfolio.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life Pharma & Healthcare Fund Direct-Growth
   NAV	₹ 33.96 (as on 12th December, 2025)
   AUM	₹871.69 Crs
   Expense Ratio	1.02%
   Return 5 Years	16.74%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	11th July, 2019
   Asset Allocation	Equity: 97.67%, Others: 2.33%
   Top Sectors	Industrials Healthcare Materials
   Top Holdings	Sun Pharmaceutical Industries Ltd Apollo Hospitals Enterprise Ltd Cipla Ltd Fortis Healthcare Ltd Abbott India Ltd Lupin Ltd Torrent Pharmaceuticals Ltd JB Chemicals & Pharmaceuticals Ltd Aurobindo Pharma Ltd Ajanta Pharma Ltd
   Fund Managers	Dhaval Shah Dhaval Joshi
   Fund Type	Open-ended

8. Aditya Birla Sun Life Mid Cap Direct Fund-Growth

   This fund targets long-term growth by investing mainly in mid-cap stocks, focusing on the growth potential of medium-sized companies.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life Mid Cap Direct Fund-Growth
   NAV	₹ 892.40 (as on 12th December, 2025)
   AUM	₹6,105.89 Crs
   Expense Ratio	1.03%
   Return 5 Years	25.02%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 99.56%, Others: 0.44%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Reverse Repo Fortis Healthcare Ltd AU Small Finance Bank Ltd Max Financial Services Ltd The Federal Bank Ltd KPR Mills Ltd APL Apollo Tubes Ltd Thermax Ltd Prestige Estates Projects Ltd JK Cement Ltd
   Fund Managers	Dhaval Joshi Vishal Gajwani
   Fund Type	Open-ended

   
   
   

9. Aditya Birla Sun Life Value Direct Fund-Growth

   The fund seeks long-term growth by investing in undervalued stocks. It follows a value investing approach, buying stocks below their intrinsic value with strong growth potential.

   Parameters	Details
   Fund Name	Aditya Birla Sun Life Value Direct Fund-Growth
   NAV	₹ 144.50 (as on 12th December, 2025)
   AUM	₹6,099.10 Crs
   Expense Ratio	1.01%
   Return 5 Years	23.31%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	NA
   Asset Allocation	Equity: 100.41%, Others: -0.41%
   Top Sectors	Unspecified Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Reverse Repo Reliance Industries Ltd Infosys Ltd Shriram Transport Finance Company Ltd HDFC Bank Ltd Tech Mahindra Ltd Welspun Corp Ltd NTPC Ltd Axis Bank Ltd Minda Corporation Ltd
   Fund Managers	Kunal Sangoi Dhaval Joshi
   Fund Type	Open-ended

10. Aditya Birla Sun Life Special Opportunities Fund Direct-Growth

    This fund aims for long-term growth by investing in a diversified portfolio of stocks available at attractive valuations or offering special opportunities, focusing on multi-sector investment picks.

    Parameters	Details
    Fund Name	Aditya Birla Sun Life Special Opportunities Fund Direct-Growth
    NAV	₹ 28.44 (as on 12th December, 2025)
    AUM	₹800.50 Crs
    Expense Ratio	1.33%
    Return 5 Years	N/A
    Minimum Investment	SIP ₹1000 & Lumpsum ₹500
    Risk Level	Principal at very high risk
    Launch Date	23rd October, 2020
    Asset Allocation	Equity: 95.74%, Others: 4.26%
    Top Sectors	Materials Real Estate Technology Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare
    Top Holdings	Bharti Airtel Ltd ICICI Bank Ltd Infosys Ltd Reverse Repo Aditya Infotech Ltd. Fortis Healthcare Ltd Billionbrains Garage Ventures Ltd. Shriram Transport Finance Company Ltd ICICI Lombard General Insurance Company Ltd Kotak Mahindra Bank Ltd
    Fund Managers	Dhaval Joshi Dhaval Gala
    Fund Type	Open-ended

Key Information About Aditya Birla Sun Life Mutual Fund

Here is the key information about the Aditya Birla Sun Life Mutual Fund based on the latest 2025 data:

Key Benefits of Aditya Birla SIP Investment

The following are the key benefits of investing in Aditya Birla Bank SIP plans: 

• Affordable Start: You can begin investing with as little as ₹100–₹1,000 per month, making it easy for anyone to start building wealth.
• Disciplined Investing: SIPs help you invest regularly without worrying about market timing, encouraging financial discipline.
• Rupee-Cost Averaging: Aditya Birla SIPs automatically buy more units when markets are low and fewer when prices are high, smoothing out market fluctuations.
• Power of Compounding: Small, regular investments grow significantly over time, thanks to compounding.
• Flexible Options: Choose monthly, weekly, or even daily SIPs in select schemes, along with step-up SIP options to increase investments gradually.
• Wide Fund Choices: You can select from equity, debt, hybrid, or ELSS funds based on your financial goals and risk appetite.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Total Wealth ₹1.03 Cr

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I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Monthly Investment ₹22.4 L

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Top Funds with High Returns (Past 7 Years)

13.37%

Equity Pension

15.49%

Global Equity Index Funds Strategy

19.07%

High Growth Fund

13.6%

Opportunities Fund

21.23%

Multi Cap Fund

14.59%

Accelerator Mid-Cap Fund II

16.03%

Multiplier

14.99%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

11.57%

Equity II Fund

14.8%

US Equity Fund

15.35%

Growth Opportunities Plus Fund

12.04%

Equity Top 250 Fund

14.47%

Future Apex Fund

12.41%

Pension Dynamic Equity Fund

14.84%

Pension Enhanced Equity

Aditya Birla SIP Calculator Online

The Aditya Birla SIP Calculator lets you estimate how much your Systematic Investment Plan (SIP) investments could grow in the future. It takes into account your monthly investment amount, expected returns, and investment duration. This easy-to-use online tool helps you plan your Aditya Birla SIPs and see how your money can grow over time.

Conclusion

Investing in an Aditya Birla Sun Life SIP is an easy and smart way to grow your wealth through regular contributions. You can invest a fixed amount at your own pace, according to your financial goals. With flexible investment options and a disciplined approach, SIPs help you build long-term wealth while managing risks. It is a simple and reliable choice for both new and experienced investors who want steady growth over time.