Aditya Birla Sun Life SIP Plans

Aditya Birla SIP Plans are a way to invest small amounts regularly in Aditya Birla Sun Life Mutual Fund schemes. You can start with just ₹100–₹1,000 per month and gradually build wealth over time. Aditya Birla Sun Life Mutual Fund is a large Indian asset management company that offers a range of funds, including equity, debt, hybrid, index, arbitrage, and ELSS funds, with a cumulative average AUM of over ₹4.6 lakh crore as of September 30, 2025.

What is the Aditya Birla Sun Life SIP Plan?

The Aditya Birla Sun Life SIP Plan is a way to invest small amounts regularly in their mutual fund schemes. Instead of investing a large sum at once, SIPs let you invest gradually over time. This approach uses rupee-cost averaging (buying more units when prices are low and fewer when high) and the power of compounding, helping your money grow steadily and safely.

Top Aditya Birla Sun Life SIP Plans in India in 2026

The following table lists the best SIP plans offered by Aditya Birla Sun Life Mutual Fund:

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Aditya Birla Sun Life Silver ETF FoF Direct-Growth ₹1,201.64 Crs 41.85% N/A N/A ₹100 30.85%
Aditya Birla Sun Life Gold Fund Direct-Growth ₹1,648.18 Crs 32.26% 22.96% 15.07% ₹100 10.78%
Aditya Birla Sun Life PSU Equity Fund Direct-Growth ₹6,018.74 Crs 24.37% 24.1% N/A ₹500 23.41%
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct-Growth ₹335.23 Crs 22.64% 12.9% N/A ₹100 17.71%
Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth ₹472.78 Crs 19.09% 17.48% N/A ₹100 20%
Aditya Birla Sun Life Infrastructure Direct Fund-Growth ₹1,233.59 Crs 19.55% 18.55% 15.82% ₹1,000 15.85%
Aditya Birla Sun Life Pharma & Healthcare Fund Direct-Growth ₹1,010.54 Crs 22.49% 14.73% N/A ₹1,000 21.88%
Aditya Birla Sun Life Mid Cap Direct Fund-Growth ₹6,624.16 Crs 18.24% 15.32% 14.45% ₹1,000 16.47%
Aditya Birla Sun Life Value Direct Fund-Growth ₹6,603.14 Crs 17.58% 15.03% 13.23% ₹1,000 17.05%
Aditya Birla Sun Life Special Opportunities Fund Direct-Growth ₹1,165.72 Crs 20.93% 15.92% N/A ₹500 21.69%

Details of Aditya Birla SIP Plans

  1. Aditya Birla Sun Life Silver ETF FoF Direct-Growth

    This fund aims to give returns similar to the Aditya Birla Sun Life Silver ETF, which mainly holds 99.9% pure physical silver. It offers a convenient and liquid way to invest in silver, helping investors benefit from silver price movements over the long term.

    Parameters Details
    Fund Name Aditya Birla Sun Life Silver ETF FoF Direct-Growth
    NAV
    AUM ₹1,201.64 Crs
    Expense Ratio 0.32%
    Return 5 Years N/A
    Minimum Investment SIP ₹1000 & Lumpsum ₹100
    Risk Level Principal at very high risk
    Launch Date 2nd February, 2022
    Asset Allocation Others: 1.27%, Commodities: 98.73%
    Top Sectors NA
    Top Holdings
    • Aditya Birla Sun Life Silver ETF-Growth
    • Reverse Repo
    • Net Payables
    Fund Managers NA
    Fund Type Open-ended
  2. Aditya Birla Sun Life Gold Fund Direct-Growth

    This scheme provides an easy and cost-effective way to invest in gold for long-term growth and portfolio diversification. It mainly invests in gold-related instruments, giving investors exposure to the gold asset class without holding physical gold.

    Parameters Details
    Fund Name Aditya Birla Sun Life Gold Fund Direct-Growth
    NAV
    AUM ₹1,648.18 Crs
    Expense Ratio 0.21%
    Return 5 Years 22.96%
    Minimum Investment SIP ₹1000 & Lumpsum ₹100
    Risk Level Principal at high risk
    Launch Date 1st January, 2013
    Asset Allocation Others: 1.62%, Commodities: 98.38%
    Top Sectors NA
    Top Holdings
    • Aditya Birla Sun Life Gold ETF
    • Reverse Repo
    • Net Payables
    Fund Managers NA
    Fund Type Open-ended
  3. Aditya Birla Sun Life PSU Equity Fund Direct-Growth

    The fund focuses on long-term capital growth by investing in equities of Public Sector Undertakings (PSUs), i.e., companies that are fully or mostly owned by the government.

    Parameters Details
    Fund Name Aditya Birla Sun Life PSU Equity Fund Direct-Growth
    NAV
    AUM ₹6,018.74 Crs
    Expense Ratio 0.71%
    Return 5 Years 24.1%
    Minimum Investment SIP ₹1000 & Lumpsum ₹500
    Risk Level Principal at very high risk
    Launch Date 30th December, 2019
    Asset Allocation Equity: 98.56%, Others: 1.44%
    Top Sectors
    • Industrials
    • Energy & Utilities
    • Financial
    • Materials
    • Unspecified
    Top Holdings
    • State Bank of India
    • NTPC Ltd
    • Power Grid Corporation of India Ltd
    • Bharat Heavy Electricals Ltd
    • GAIL (India) Ltd
    • Bharat Electronics Ltd
    • Oil & Natural Gas Corporation Ltd
    • Bank of Maharashtra
    • Bharat Petroleum Corporation Ltd
    • Bank Of Baroda
    Fund Managers
    • Dhaval Gala
    • Dhaval Joshi
    Fund Type Open-ended
  4. Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct-Growth

    This index fund aims to closely follow the Nifty Smallcap 50 Index. It seeks to provide investors returns similar to the total returns generated by the securities in this index.

    Parameters Details
    Fund Name Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct-Growth
    NAV
    AUM ₹335.23 Crs
    Expense Ratio 0.59%
    Return 5 Years 12.9%
    Minimum Investment SIP ₹1000 & Lumpsum ₹100
    Risk Level Principal at very high risk
    Launch Date 1st April, 2021
    Asset Allocation Equity: 99.83%, Others: 0.17%
    Top Sectors
    • Consumer Discretionary
    • Industrials
    • Consumer Staples
    • Diversified
    • Energy & Utilities
    • Financial
    • Healthcare
    • Materials
    • Real Estate
    • Technology
    Top Holdings
    • Multi Commodity Exchange Of India Ltd
    • Laurus Labs Ltd
    • Karur Vysya Bank Ltd
    • Central Depository Services (India) Ltd
    • Delhivery Ltd
    • Sona BLW Precision Forgings Ltd
    • Navin Fluorine International Ltd
    • DEWAN HOUSING FINANCE CORP. LTD. EQ
    • Radico Khaitan Ltd
    • Crompton Greaves Consumer Electricals Ltd
    Fund Managers NA
    Fund Type Open-ended
  5. Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth

    The fund focuses on long-term growth by tracking the Nifty Midcap 150 Index. Its goal is to mirror the index performance as closely as possible.

    Parameters Details
    Fund Name Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth
    NAV
    AUM ₹472.78 Crs
    Expense Ratio 0.44%
    Return 5 Years 17.48%
    Minimum Investment SIP ₹1000 & Lumpsum ₹100
    Risk Level Principal at very high risk
    Launch Date 1st April, 2021
    Asset Allocation Equity: 99.94%, Others: 0.06%
    Top Sectors
    • Technology
    • Consumer Discretionary
    • Industrials
    • Consumer Staples
    • Diversified
    • Energy & Utilities
    • Financial
    • Healthcare
    • Materials
    • Real Estate
    Top Holdings
    • BSE Ltd
    • Max Healthcare Institute Ltd
    • Hero Motocorp Ltd
    • Suzlon Energy Ltd
    • The Federal Bank Ltd
    • Multi Commodity Exchange Of India Ltd
    • Dixon Technologies (India) Ltd
    • Persistent Systems Ltd
    • Cummins India Ltd
    • PB Fintech Ltd
    Fund Managers NA
    Fund Type Open-ended
  6. Aditya Birla Sun Life Infrastructure Direct Fund-Growth

    This scheme aims for medium- to long-term growth by investing in companies in the infrastructure sector, including construction, energy, transport, and other related industries.

    Parameters Details
    Fund Name Aditya Birla Sun Life Infrastructure Direct Fund-Growth
    NAV
    AUM ₹1,233.59 Crs
    Expense Ratio 1.55%
    Return 5 Years 18.55%
    Minimum Investment SIP ₹1000 & Lumpsum ₹1,000
    Risk Level Principal at very high risk
    Launch Date 1st January, 2013
    Asset Allocation Equity: 98.54%, Others: 1.46%
    Top Sectors
    • Consumer Discretionary
    • Industrials
    • Diversified
    • Energy & Utilities
    • Financial
    • Healthcare
    • Materials
    • Real Estate
    • Technology
    • Unspecified
    Top Holdings
    • Larsen & Toubro Ltd
    • Bharti Airtel Ltd
    • Reverse Repo
    • NTPC Ltd
    • Reliance Industries Ltd
    • Thermax Ltd
    • Ultratech Cement Ltd
    • GMR Airports Infrastructure Ltd
    • Interglobe Aviation Ltd
    • JK Cement Ltd
    Fund Managers
    • Mahesh Patil
    • Jonas Bhutta
    • Dhaval Joshi
    Fund Type Open-ended
  7. Aditya Birla Sun Life Pharma & Healthcare Fund Direct-Growth

    The fund invests in pharmaceutical and healthcare companies, aiming for long-term growth through an actively managed equity portfolio.

    Parameters Details
    Fund Name Aditya Birla Sun Life Pharma & Healthcare Fund Direct-Growth
    NAV
    AUM ₹1,010.54 Crs
    Expense Ratio 1.01%
    Return 5 Years 14.73%
    Minimum Investment SIP ₹1000 & Lumpsum ₹1,000
    Risk Level Principal at very high risk
    Launch Date 10th July, 2019
    Asset Allocation Equity: 97.85%, Others: 2.15%
    Top Sectors
    • Industrials
    • Healthcare
    • Materials
    Top Holdings
    • Sun Pharmaceutical Industries Ltd
    • Apollo Hospitals Enterprise Ltd
    • Cipla Ltd
    • Fortis Healthcare Ltd
    • Torrent Pharmaceuticals Ltd
    • Abbott India Ltd
    • JB Chemicals & Pharmaceuticals Ltd
    • Lupin Ltd
    • Aurobindo Pharma Ltd
    • Ajanta Pharma Ltd
    Fund Managers
    • Dhaval Shah
    • Dhaval Joshi
    Fund Type Open-ended
  8. Aditya Birla Sun Life Mid Cap Direct Fund-Growth

    This fund targets long-term growth by investing mainly in mid-cap stocks, focusing on the growth potential of medium-sized companies.

    Parameters Details
    Fund Name Aditya Birla Sun Life Mid Cap Direct Fund-Growth
    NAV
    AUM ₹6,624.16 Crs
    Expense Ratio 1.22%
    Return 5 Years 15.32%
    Minimum Investment SIP ₹1000 & Lumpsum ₹1,000
    Risk Level Principal at very high risk
    Launch Date 1st January, 2013
    Asset Allocation Equity: 98.13%, Others: 1.87%
    Top Sectors
    • Consumer Discretionary
    • Industrials
    • Consumer Staples
    • Diversified
    • Energy & Utilities
    • Financial
    • Healthcare
    • Materials
    • Real Estate
    • Technology
    Top Holdings
    • Reverse Repo
    • Fortis Healthcare Ltd
    • AU Small Finance Bank Ltd
    • Max Financial Services Ltd
    • The Federal Bank Ltd
    • Billionbrains Garage Ventures Ltd.
    • Thermax Ltd
    • APL Apollo Tubes Ltd
    • JK Cement Ltd
    • Torrent Power Ltd
    Fund Managers
    • Dhaval Joshi
    • Vishal Gajwani
    Fund Type Open-ended
  9. Aditya Birla Sun Life Value Direct Fund-Growth

    The fund seeks long-term growth by investing in undervalued stocks. It follows a value investing approach, buying stocks below their intrinsic value with strong growth potential.

    Parameters Details
    Fund Name Aditya Birla Sun Life Value Direct Fund-Growth
    NAV
    AUM ₹6,603.14 Crs
    Expense Ratio 1.21%
    Return 5 Years 15.03%
    Minimum Investment SIP ₹1000 & Lumpsum ₹1,000
    Risk Level Principal at very high risk
    Launch Date 1st January, 2013
    Asset Allocation Equity: 98.8%, Others: 1.2%
    Top Sectors
    • Unspecified
    • Consumer Discretionary
    • Industrials
    • Consumer Staples
    • Energy & Utilities
    • Financial
    • Healthcare
    • Materials
    • Real Estate
    • Technology
    Top Holdings
    • Infosys Ltd
    • Reliance Industries Ltd
    • Reverse Repo
    • Shriram Transport Finance Company Ltd
    • HDFC Bank Ltd
    • Welspun Corp Ltd
    • Tech Mahindra Ltd
    • State Bank of India
    • ICICI Bank Ltd
    • Axis Bank Ltd
    Fund Managers
    • Kunal Sangoi
    • Dhaval Joshi
    Fund Type Open-ended
  10. Aditya Birla Sun Life Special Opportunities Fund Direct-Growth

    This fund aims for long-term growth by investing in a diversified portfolio of stocks available at attractive valuations or offering special opportunities, focusing on multi-sector investment picks.

    Parameters Details
    Fund Name Aditya Birla Sun Life Special Opportunities Fund Direct-Growth
    NAV
    AUM ₹1,165.72 Crs
    Expense Ratio 1.26%
    Return 5 Years 15.92%
    Minimum Investment SIP ₹1000 & Lumpsum ₹500
    Risk Level Principal at very high risk
    Launch Date 23rd October, 2020
    Asset Allocation Equity: 97.66%, Others: 2.34%
    Top Sectors
    • Materials
    • Real Estate
    • Technology
    • Consumer Discretionary
    • Industrials
    • Consumer Staples
    • Energy & Utilities
    • Financial
    • Healthcare
    Top Holdings
    • Bharti Airtel Ltd
    • Aditya Infotech Ltd.
    • Reverse Repo
    • ICICI Bank Ltd
    • Infosys Ltd
    • Shriram Transport Finance Company Ltd
    • Bank of Maharashtra
    • Fortis Healthcare Ltd
    • Billionbrains Garage Ventures Ltd.
    • Axis Bank Ltd
    Fund Managers
    • Dhaval Joshi
    • Dhaval Gala
    Fund Type Open-ended

Key Information About Aditya Birla Sun Life Mutual Fund

Here is the key information about the Aditya Birla Sun Life Mutual Fund based on the latest 2025 data:

Particulars Details
Company Name Aditya Birla Sun Life Mutual Fund (managed by Aditya Birla Sun Life AMC Limited)
Sponsor Name Aditya Birla Capital Limited and Sun Life (India) AMC Investments Inc.
AMC Incorporation 1994
AMC Setup Joint venture between Aditya Birla Capital Limited and Sun Life Financial Inc. (Canada)
AMC Operations Start 1994
Chairman Ashish Poddar
Managing Director (MD) and CEO A Balasubramanian
Chief Investment Officer (CIO) Mahesh Patil
Compliance Officer Parth Makwana (Chief Compliance Officer)
Risk Officer Hari Babu B (Chief Risk Officer)
Headquarters Mumbai, Maharashtra, India
Assets Under Management (AUM) ₹4,056 billion (₹4.056 lakh crore) for the quarter ending March 31, 2025 (all investments under AMC)

Key Benefits of Aditya Birla SIP Investment

The following are the key benefits of investing in Aditya Birla Bank SIP plans: 

  • Affordable Start: You can begin investing with as little as ₹100–₹1,000 per month, making it easy for anyone to start building wealth.
  • Disciplined Investing: SIPs help you invest regularly without worrying about market timing, encouraging financial discipline.
  • Rupee-Cost Averaging: Aditya Birla SIPs automatically buy more units when markets are low and fewer when prices are high, smoothing out market fluctuations.
  • Power of Compounding: Small, regular investments grow significantly over time, thanks to compounding.
  • Flexible Options: Choose monthly, weekly, or even daily SIPs in select schemes, along with step-up SIP options to increase investments gradually.
  • Wide Fund Choices: You can select from equity, debt, hybrid, or ELSS funds based on your financial goals and risk appetite.

Aditya Birla SIP Calculator Online

The Aditya Birla SIP Calculator lets you estimate how much your Systematic Investment Plan (SIP) investments could grow in the future. It takes into account your monthly investment amount, expected returns, and investment duration. This easy-to-use online tool helps you plan your Aditya Birla SIPs and see how your money can grow over time.

Conclusion

Investing in an Aditya Birla Sun Life SIP is an easy and smart way to grow your wealth through regular contributions. You can invest a fixed amount at your own pace, according to your financial goals. With flexible investment options and a disciplined approach, SIPs help you build long-term wealth while managing risks. It is a simple and reliable choice for both new and experienced investors who want steady growth over time.

FAQs

  • What are Aditya Birla SIP Plans?

    Aditya Birla SIP Plans are systematic investment options that let you invest a fixed amount regularly in Aditya Birla Sun Life Mutual Fund schemes to build wealth gradually.
  • How much can I start Aditya Birla SIP Plans from?

    You can start Aditya Birla SIP Plans with as low as ₹100 per month, making it suitable for beginners and small investors.
  • What are the benefits of Aditya Birla SIP Plans?

    Aditya Birla SIP Plans help in disciplined investing, rupee-cost averaging, compounding, flexible investment options, and long-term wealth creation.
  • Can I increase my investment in Aditya Birla SIP Plans?

    Yes, Aditya Birla SIP Plans offer step-up options to gradually increase your SIP amount as your income grows.
  • Which funds can I invest in through Aditya Birla SIP Plans?

    You can invest in equity, debt, hybrid, ELSS, and index funds under Aditya Birla SIP Plans based on your risk and goals.
  • How often can I invest in Aditya Birla SIP Plans?

    Aditya Birla SIP Plans allow monthly, weekly, or daily investments depending on the scheme selected.

Mutual Fund AMCs

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Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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