Aegon SIP Calculator

The Aegon SIP calculator is an online tool that helps you analyze the potential returns on your mutual fund investments made through a Systematic Investment Plans, or SIPs. By considering your investment amount, investment period, and expected returns, the SIP calculator determines the anticipated returns on your SIP investments, streamlining your financial planning.

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kapil-sharma
  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • Disciplined & worry-free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
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We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold

Aegon SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
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  • 9
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.6%
High Growth Fund
Top 200 Fund
18.2%
Top 200 Fund
Accelerator Mid-Cap Fund II
13.7%
Accelerator Mid-Cap Fund II
Opportunities Fund
13.82%
Opportunities Fund
Equity II Fund
9.68%
Equity II Fund
Accelerator Fund
12.72%
Accelerator Fund
Growth Opportunities Plus Fund
13.73%
Growth Opportunities Plus Fund
Multiplier
14.51%
Multiplier
Equity Top 250 Fund
10.68%
Equity Top 250 Fund
Future Apex Fund
12.57%
Future Apex Fund
Opportunities Fund
11.75%
Opportunities Fund
Frontline Equity Fund
13.33%
Frontline Equity Fund
Virtue II
14.28%
Virtue II
Pension Dynamic Equity Fund
10.38%
Pension Dynamic Equity Fund
Equity Pension
11.45%
Equity Pension
Blue-Chip Equity Fund
9.57%
Blue-Chip Equity Fund

How Does Aegon SIP Calculator Work?

The SIP Calculator uses four key parameters to calculate the future value upon maturity of the investment. 

The Aegon SIP Calculator works on the basis of the following formula:
FV = P × {[(1 + i)^n - 1] / i} × (1 + i)
Terms used in Aegon SIP Calculator Formula
FV
Future Estimated Value
P
Fixed Amount of SIP Installment
i
Compounded rate of return
n
Total number of instalments

Example of SIP Calculation

To understand the calculation of the Aegon SIP Calculator, let's look at the following example.

Let’s say you wish to invest ₹ 2000 per month for 2 years at a periodic interest rate of 12%. Let’s calculate the future value.

Interest rate (i)= 12% p.a.

Total number of installments (n) = 2 years x 12 = 24 months

Fixed Amount of SIP Installment (p) = ₹2,000

By converting the annual interest rate to monthly and solving the equation based on the formula given above, you arrive at an approximate future value of ₹ 54,100. 

So, you come to know that due to the power of compounding, your invested amount of ₹48000 grows in the future. The longer it stays invested, the more it grows on its own growth – that's compounding!

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹10,632

NAV

113.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 32.5 21.1 18.6 %

Instant tax receipt
AUM (Cr)

₹2,780

NAV

71.67

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.11 15.88 14.28 %

Instant tax receipt
AUM (Cr)

₹3,375

NAV

68.62

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.34 16.03 14.28 %

Instant tax receipt
AUM (Cr)

₹38,561

NAV

75.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.42 14.57 13.82 %

Instant tax receipt
AUM (Cr)

₹5,888

NAV

80.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.71 12.51 13.7 %

Instant tax receipt
AUM (Cr)

₹3,683

NAV

40.67

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.08 12.94 13.49 %

Instant tax receipt
AUM (Cr)

₹4,489

NAV

67.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.15 14.5 13.33 %

Instant tax receipt
AUM (Cr)

₹454

NAV

67.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.93 13.2 13.19 %

Instant tax receipt
AUM (Cr)

₹7,420

NAV

151.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.71 13.28 12.8 %

Instant tax receipt
AUM (Cr)

₹242

NAV

48.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.6 14.7 12.72 %

Instant tax receipt
AUM (Cr)

₹2,780

NAV

71.67

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.11 15.88 14.28 %

AUM (Cr)

₹3,375

NAV

68.62

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.34 16.03 14.28 %

AUM (Cr)

₹3,683

NAV

40.67

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.08 12.94 13.49 %

AUM (Cr)

₹4,489

NAV

67.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.15 14.5 13.33 %

AUM (Cr)

₹454

NAV

67.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.93 13.2 13.19 %

AUM (Cr)

₹7,420

NAV

151.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.71 13.28 12.8 %

AUM (Cr)

₹242

NAV

48.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.6 14.7 12.72 %

AUM (Cr)

₹105

NAV

55.12

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.08 14.32 12.57 %

AUM (Cr)

₹2,995

NAV

67.79

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.73 12.79 12.41 %

AUM (Cr)

₹13,662

NAV

81.04

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.52 12.61 12.01 %

AUM (Cr)

₹10,632

NAV

113.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 32.5 21.1 18.6 %

AUM (Cr)

₹38,561

NAV

75.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.42 14.57 13.82 %

AUM (Cr)

₹5,888

NAV

80.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.71 12.51 13.7 %

AUM (Cr)

₹2,469

NAV

179.01

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 21 18.2 %

AUM (Cr)

₹1,025

NAV

72.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.52 14.36 13.73 %

AUM (Cr)

₹13,991

NAV

67.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.17 13.15 12.26 %

AUM (Cr)

₹3,493

NAV

58.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.48 13.03 11.75 %

AUM (Cr)

₹1,193

NAV

52.34

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.18 12.41 11.53 %

AUM (Cr)

₹557

NAV

56.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.25 11.43 10.68 %

AUM (Cr)

₹219

NAV

94.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.91 8.27 8.37 %

AUM (Cr)

₹849

NAV

40.76

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.04 7.94 7.85 %

AUM (Cr)

₹503

NAV

38.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.77 7.95 7.67 %

AUM (Cr)

₹204

NAV

47.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5 7.4 7.34 %

AUM (Cr)

₹74

NAV

40.88

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.41 7.3 7.31 %

AUM (Cr)

₹7,730

NAV

32.35

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.15 7.1 7.2 %

AUM (Cr)

₹130

NAV

29.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.97 7.03 7.2 %

AUM (Cr)

₹94

NAV

38.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.43 7.43 7.19 %

AUM (Cr)

₹19,549

NAV

49.83

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.53 7.27 7.18 %

AUM (Cr)

₹1,081

NAV

46.45

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.88 7.17 7.09 %

AUM (Cr)

₹912

NAV

97.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.66 15.85 14.81 %

AUM (Cr)

₹370

NAV

47.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.49 10.84 10.24 %

AUM (Cr)

₹65

NAV

59.62

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.85 9.47 9.73 %

AUM (Cr)

₹503

NAV

102.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.41 9.84 9.69 %

AUM (Cr)

₹23,173

NAV

72.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.26 9.71 9.6 %

AUM (Cr)

₹5,869

NAV

39.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.71 9.72 9.53 %

AUM (Cr)

₹863

NAV

38.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.53 9.86 9.43 %

AUM (Cr)

₹297

NAV

31.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.42 9.3 9.36 %

AUM (Cr)

₹2,027

NAV

43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.94 9.44 9.16 %

AUM (Cr)

₹19

NAV

33.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.81 9.42 9.03 %

AUM (Cr)

₹1,317

NAV

80.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.2 14.11 13.2 %

AUM (Cr)

₹7,420

NAV

155.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.9 14.23 13.13 %

AUM (Cr)

₹2,995

NAV

70.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.38 14.27 12.78 %

View More

How to Use Policybazaar’s Aegon Mutual Fund SIP Calculator?

Here are the steps you can follow to use Policybazaar’s Aegon SIP mutual fund calculator above:

If You Know Your Investment Amount:

You can calculate monthly, yearly, or lump sum returns on your investments by following the steps below:

  1. Monthly Return Calculation

    • Specify the amount you plan to invest each month.

    • Enter your anticipated annual return rate.

    • Indicate the duration of your investment in years.

    The Policybazaar Aegon mutual fund SIP calculator will display the total accumulated amount at the end of your investment period.

  2. Yearly Return Calculation

    • Yearly Investment Amount.

    • Expected Annual Return.

    • Investment Horizon

    The mutual fund calculator will display your estimated yearly returns and the total accumulated amount.

  3. Lump Sum Return Calculation

    • Specify the one-time amount you plan to invest.

    • Enter your anticipated annual return rate.

    • Indicate the duration of your investment in years.

    The calculator will display your estimated lump sum returns and the total accumulated amount at the end of your investment period.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Axis Max Life
Rating
32.5% 21.1%
18.6%
View Plan
Top 200 Fund Tata AIA Life
Rating
30.5% 21%
18.2%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
21.71% 12.51%
13.7%
View Plan
Opportunities Fund HDFC Life
Rating
23.42% 14.57%
13.82%
View Plan
Equity II Fund Canara HSBC Life
Rating
17.09% 9.81%
9.68%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
20.52% 14.36%
13.73%
View Plan
Multiplier Birla Sun Life
Rating
23.73% 14.13%
14.51%
View Plan
Equity Top 250 Fund Edelwiess Life
Rating
17.25% 11.43%
10.68%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
20.48% 13.03%
11.75%
View Plan
Balanced Fund LIC India
Rating
10.73% -
-
View Plan
Fund rating powered by
Last updated: Jul 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: June 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

If You Know Your Goal Amount:

  • Enter the amount you aim to save or you want to generate through your investments.

  • Specify the time period you plan to invest for.

  • Input the expected rate of return on your investment.

  • The Policybazaar Aegon SIP calculator will display real-time results of the monthly investment, the total investment you have to make, and the wealth you will gain from that.

What are the Advantages of the Policybazaar Aegon SIP Calculator?

The Policybazaar Aegon SIP calculator is a popular online tool because of the benefits it offers. Some of the common benefits of using the Policybazaar Aegon SIP calculator are:

  • Disciplined Investing: By determining a predetermined SIP investment amount to reach your financial goals, the Policybazaar Aegon SIP calculator instills a habit of disciplined savings in you.

  • Time Saver: Compared to huge manual calculations, the SIP calculator determines your ROI in a short span of time, saving you time for more important financial decisions.

    Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow
  • Financial Planning Companion: By showing you the worth of regular investments in the form of higher returns, the Policybazaar Aegon SIP calculator acts as a financial planning companion that stays by your side in investment planning.

  • Informed Decision Making: By ascertaining your future returns and potential risks, you become capable of making informed decisions in financial management.

  • Accurate Return Analysis: Based on your exclusive parameters of investment amount, tenor, and anticipated returns, the SIP calculator gives you a precise idea of the outcomes of your SIP investments.

Conclusion

The Aegon SIP Calculator helps you align your mutual fund investments with your financial goals. It is a free online financial tool that projects your mutual fund SIP investment outcomes based on your amount, duration, and expected returns. With our mutual fund SIP calculator, you can estimate potential returns and choose the best SIP plans that best suit your needs.

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

FAQs

  • Can I change my SIP amount using the Aegon SIP Calculator?

    Yes, you can experiment with different SIP amounts using the Aegon SIP Calculator to see how changes in investment affect your future returns.
  • What are the benefits of the Aegon SIP calculator?

    The Aegon SIP calculator is a useful tool that helps you understand the potential growth of your mutual fund SIP investments. With the Aegon SIP calculator, you can even experiment with different scenarios by changing variables and understand how changes in investment variables can affect the maturity amount.
  • Is the Aegon SIP calculator accurate?

    With the help of the Aegon SIP calculator, you get approximate results, not guaranteed ones. The Aegon SIP calculator is most helpful in planning your investments.
  • Is the Aegon SIP calculation tool free?

    Yes, the Aegon SIP calculator is an online tool available free of cost.

SIP Hub

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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