The Aegon SIP calculator is an online tool that helps you analyze the potential returns on your mutual fund investments made through a Systematic Investment Plans, or SIPs. By considering your investment amount, investment period, and expected returns, the SIP calculator determines the anticipated returns on your SIP investments, streamlining your financial planning.
The SIP Calculator uses four key parameters to calculate the future value upon maturity of the investment.Â
To understand the calculation of the Aegon SIP Calculator, let's look at the following example.
Let’s say you wish to invest ₹ 2000 per month for 2 years at a periodic interest rate of 12%. Let’s calculate the future value.
Interest rate (i)= 12% p.a.
Total number of installments (n) = 2 years x 12 = 24 months
Fixed Amount of SIP Installment (p) = ₹2,000
By converting the annual interest rate to monthly and solving the equation based on the formula given above, you arrive at an approximate future value of ₹ 54,100.Â
So, you come to know that due to the power of compounding, your invested amount of ₹48000 grows in the future. The longer it stays invested, the more it grows on its own growth – that's compounding!
Here are the steps you can follow to use Policybazaar’s Aegon SIP mutual fund calculator above:
You can calculate monthly, yearly, or lump sum returns on your investments by following the steps below:
Specify the amount you plan to invest each month.
Enter your anticipated annual return rate.
Indicate the duration of your investment in years.
The Policybazaar Aegon mutual fund SIP calculator will display the total accumulated amount at the end of your investment period.
Yearly Investment Amount.
Expected Annual Return.
Investment Horizon
The mutual fund calculator will display your estimated yearly returns and the total accumulated amount.
Specify the one-time amount you plan to invest.
Enter your anticipated annual return rate.
Indicate the duration of your investment in years.
The calculator will display your estimated lump sum returns and the total accumulated amount at the end of your investment period.
Returns | ||||
---|---|---|---|---|
Fund Name | 5 Years | 7 Years | 10 Years | |
High Growth Fund Max Life | 27.23% | 21.71% |
18.4%
View Plan
|
|
Top 200 Fund Tata AIA | 31.13% | 22.28% |
17.46%
View Plan
|
|
Accelerator Mid-Cap Fund II Bajaj Allianz | 24.14% | 13.38% |
14.73%
View Plan
|
|
Opportunities Fund HDFC Standard | 25.75% | 15.37% |
14.92%
View Plan
|
|
Equity II Fund Canara HSBC Oriental Bank | 19.03% | 10.71% |
10.36%
View Plan
|
|
Grow Money Plus Fund Bharti AXA | 20.44% | 14.41% |
14.09%
View Plan
|
|
Multiplier Birla Sun Life | 26.67% | 14.75% |
15.69%
View Plan
|
|
Equity Top 250 Fund Edelwiess Tokio | 19.85% | 12.52% |
11.55%
View Plan
|
|
Opportunities Fund ICICI Prudential | 22.68% | 13.8% |
12.38%
View Plan
|
|
Flexi Growth Fund LIC | - | - |
-
View Plan
|
Returns | ||||
---|---|---|---|---|
Fund Name | 3 Years | 5 Years | 10 Years | |
Active Fund QUANT | 23.92% | 31.48% |
21.87%
|
|
Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
|
|
Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
|
|
Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
|
|
Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
|
|
Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
-
|
|
Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
|
|
Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
|
|
Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
|
Last updated: Mar 2025
Enter the amount you aim to save or you want to generate through your investments.
Specify the time period you plan to invest for.
Input the expected rate of return on your investment.
The Policybazaar Aegon SIP calculator will display real-time results of the monthly investment, the total investment you have to make, and the wealth you will gain from that.
The Policybazaar Aegon SIP calculator is a popular online tool because of the benefits it offers. Some of the common benefits of using the Policybazaar Aegon SIP calculator are:
Disciplined Investing: By determining a predetermined SIP investment amount to reach your financial goals, the Policybazaar Aegon SIP calculator instills a habit of disciplined savings in you.
Time Saver: Compared to huge manual calculations, the SIP calculator determines your ROI in a short span of time, saving you time for more important financial decisions.
Financial Planning Companion: By showing you the worth of regular investments in the form of higher returns, the Policybazaar Aegon SIP calculator acts as a financial planning companion that stays by your side in investment planning.
Informed Decision Making: By ascertaining your future returns and potential risks, you become capable of making informed decisions in financial management.
Accurate Return Analysis: Based on your exclusive parameters of investment amount, tenor, and anticipated returns, the SIP calculator gives you a precise idea of the outcomes of your SIP investments.
The Aegon SIP Calculator helps you align your mutual fund investments with your financial goals. It is a free online financial tool that projects your mutual fund SIP investment outcomes based on your amount, duration, and expected returns. With our mutual fund SIP calculator, you can estimate potential returns and choose the best SIP plans that best suit your needs.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved
insurance
plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.