Adding SIP URN Number in Other Banks' Net-banking

The addition of SIP URN (Unique Registration Number) in Other Banks' Net-banking simplifies the process of managing Systematic Investment Plans (SIPs) across multiple banking platforms. This article will help you to streamline your financial transactions and manage your investments effortlessly.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹10,554

NAV

117.82

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 28.6 21.1 17.8 %

Instant tax receipt
AUM (Cr)

₹2,620

NAV

72.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.95 16.17 15.42 %

Instant tax receipt
AUM (Cr)

₹3,256

NAV

72.4

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.6 16.63 15.41 %

Instant tax receipt
AUM (Cr)

₹5,482

NAV

83.15

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.57 12.93 15.08 %

Instant tax receipt
AUM (Cr)

₹35,798

NAV

78.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.51 15.11 14.87 %

Instant tax receipt
AUM (Cr)

₹426

NAV

69.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.85 13.89 14.52 %

Instant tax receipt
AUM (Cr)

₹4,333

NAV

69.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.73 15.11 14.45 %

Instant tax receipt
AUM (Cr)

₹3,508

NAV

42.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.96 13.59 14.23 %

Instant tax receipt
AUM (Cr)

₹7,258

NAV

157.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.61 13.6 14.11 %

Instant tax receipt
AUM (Cr)

₹235

NAV

50.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.34 15.2 14.02 %

Instant tax receipt
AUM (Cr)

₹2,620

NAV

72.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.95 16.17 15.42 %

AUM (Cr)

₹3,256

NAV

72.4

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.6 16.63 15.41 %

AUM (Cr)

₹426

NAV

69.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.85 13.89 14.52 %

AUM (Cr)

₹4,333

NAV

69.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.73 15.11 14.45 %

AUM (Cr)

₹3,508

NAV

42.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.96 13.59 14.23 %

AUM (Cr)

₹7,258

NAV

157.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.61 13.6 14.11 %

AUM (Cr)

₹235

NAV

50.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.34 15.2 14.02 %

AUM (Cr)

₹104

NAV

57.01

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.66 14.89 13.78 %

AUM (Cr)

₹2,880

NAV

70.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.81 13.35 13.54 %

AUM (Cr)

₹13,106

NAV

83.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.21 13.04 13.22 %

AUM (Cr)

₹10,554

NAV

117.82

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 28.6 21.1 17.8 %

AUM (Cr)

₹5,482

NAV

83.15

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.57 12.93 15.08 %

AUM (Cr)

₹35,798

NAV

78.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.51 15.11 14.87 %

AUM (Cr)

₹2,228

NAV

63.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 26.76 21.54 20.35 %

AUM (Cr)

₹6

NAV

10.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.5 15.5 %

AUM (Cr)

₹1,006

NAV

74.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.91 14.76 14.89 %

AUM (Cr)

₹13,281

NAV

70.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.9 13.84 13.51 %

AUM (Cr)

₹1,093

NAV

54.29

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.16 13.03 12.67 %

AUM (Cr)

₹522

NAV

58.4

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.88 12.1 11.77 %

AUM (Cr)

₹213

NAV

95.05

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.05 8.49 8.52 %

AUM (Cr)

₹819

NAV

40.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.19 7.96 7.72 %

AUM (Cr)

₹485

NAV

38.34

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.87 8 7.51 %

AUM (Cr)

₹74

NAV

41.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.7 7.42 7.23 %

AUM (Cr)

₹120

NAV

29.53

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.14 7.09 7.19 %

AUM (Cr)

₹191

NAV

47.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.13 7.43 7.14 %

AUM (Cr)

₹18,821

NAV

49.78

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.65 7.33 7.04 %

AUM (Cr)

₹90

NAV

38.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.55 7.43 7.02 %

AUM (Cr)

₹7,343

NAV

32.21

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.21 7.08 7.02 %

AUM (Cr)

₹1,064

NAV

46.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.16 7.33 7 %

AUM (Cr)

₹877

NAV

99.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.81 16.13 15.51 %

AUM (Cr)

₹353

NAV

48.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.51 11.22 10.79 %

AUM (Cr)

₹5,491

NAV

40.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.67 10.13 10.26 %

AUM (Cr)

₹485

NAV

104.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.3 10.2 10.24 %

AUM (Cr)

₹65

NAV

60.7

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.99 9.87 10.23 %

AUM (Cr)

₹22,132

NAV

73.33

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.28 10.01 10.11 %

AUM (Cr)

₹279

NAV

31.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.47 9.61 10 %

AUM (Cr)

₹7,725

NAV

111.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.02 10.22 9.98 %

AUM (Cr)

₹820

NAV

39.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.46 10.18 9.94 %

AUM (Cr)

₹1,939

NAV

43.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.04 9.86 9.8 %

AUM (Cr)

₹1,321

NAV

81.46

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.97 13.18 14.01 %

AUM (Cr)

₹7,241

NAV

155.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.64 13.26 13.96 %

AUM (Cr)

₹2,935

NAV

69.1

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.82 12.75 13.39 %

View More

What is the SIP URN Number?

A SIP URN number, also known as a Unique Registration Number, is an identifier assigned to a Systematic Investment Plan (SIP) you set up with a market-linked investment fund company. It acts like an account number specific to that particular SIP investment.

Importance of SIP URN Number:

  • Activate Your SIP Through Net-Banking: Many banks allow you to set up automatic SIP payments through net-banking. While doing this, you will need to enter the URN number to link your SIP investment with your bank account for automatic debits.

  • Manage Your SIP: Some fund platforms allow you to manage your SIP investments (pause, modify SIP amount) using the URN number.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Axis Max Life
Rating
28.6% 21.1%
17.8%
View Plan
India Consumption Fund Tata AIA Life
Rating
26.76% 21.54%
20.35%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
20.57% 12.93%
15.08%
View Plan
Opportunities Fund HDFC Life
Rating
21.51% 15.11%
14.87%
View Plan
Pension India Consumption Fund ICICI Prudential Life
Rating
20.5% -
15.5%
View Plan
Multiplier Birla Sun Life
Rating
22.41% 15.02%
15.79%
View Plan
Virtue II PNB MetLife
Rating
20.6% 16.63%
15.41%
View Plan
Growth Plus Fund Canara HSBC Life
Rating
15.67% 10.62%
11.12%
View Plan
Balanced Fund LIC India
Rating
11.1% -
-
View Plan
Equity Fund SBI Life
Rating
17.14% 12.26%
12.12%
View Plan
Fund rating powered by
Last updated: Aug 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: August 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

Steps to Add SIP URN Number in Other Banks' Net-banking

Adding a SIP URN number in other banks' net-banking generally involves a similar process. Follow the steps mentioned below:

Step 1- Login to your Net-banking: Access your bank's Net-banking portal and log in using your credentials.

Step 2- Locate Bill Payments: Look for the section related to bill payments or biller registration. This might be under 'Payments & Transfer' or 'Manage Bills'.

Step 3- Add Biller: Select the option to add a new biller. You might find an option specifically for 'Market Linked Funds' or 'Add Biller Category'.

Step 4- Select Biller Details: Choose 'Market Linked Fund' (if applicable) as the biller category. Then, select the specific fund company (e.g., Axis Mutual Fund) from the provided list.

Step 5- Enter URN Details: Here, you will enter the SIP's Unique Registration Number (URN) provided by your fund. You can also assign a nickname for easy identification (e.g., 'Monthly SIP').

Step 6- Set Up Auto Pay: Activate the 'Auto Pay' option to ensure automatic deductions for your SIP instalments.

Step 7- Account Selection: Choose the bank account from which the SIP amount will be deducted.

Step 8- Confirm and Submit: Review the entered details thoroughly. Once confirmed, submit the request.

Step 9- Verification (OTP): You might receive a one-time password (OTP) on your registered mobile number for verification. Enter the OTP to complete the SIP registration.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
17.8%
High Growth Fund
India Consumption Fund
20.35%
India Consumption Fund
Accelerator Mid-Cap Fund II
15.08%
Accelerator Mid-Cap Fund II
Global Equity Index Funds Strategy
15.24%
Global Equity Index Funds Strategy
Pension India Consumption Fund
15.5%
Pension India Consumption Fund
Multiplier
15.79%
Multiplier
Virtue II
15.41%
Virtue II
Growth Plus Fund
11.12%
Growth Plus Fund
Accelerator Fund
14.02%
Accelerator Fund
Pension Dynamic Equity Fund
11.51%
Pension Dynamic Equity Fund
Frontline Equity Fund
14.45%
Frontline Equity Fund
Equity Pension
12.62%
Equity Pension
Equity Top 250 Fund
11.77%
Equity Top 250 Fund
Growth Opportunities Plus Fund
14.89%
Growth Opportunities Plus Fund
Future Apex Fund
13.78%
Future Apex Fund
US Equity Fund
13.87%
US Equity Fund

Benefits of Adding SIP URN Number in Other Banks' Net-banking

Adding a SIP URN to another bank's net-banking offers several benefits for managing your investments in best SIP plans:

  1. Convenience and Automation:

    • Simplify your investment process by adding a SIP URN to another bank's net-banking.

    • Automate your chosen SIP instalments, ensuring timely investments without manual effort.

    • Amounts are deducted automatically at predetermined intervals (monthly, quarterly, etc.).

  2. Reduced Risk of Missed Payments:

    • Eliminate the risk of forgetting payments by automating contributions to the best SIP Plans.

    • Consistent investing is crucial for rupee-cost averaging and compounding benefits.

  3. Paperless Transactions:

    • Make your investment process eco-friendly by going paperless.

    • No need for cheques or physical forms; everything is handled electronically.

  4. Security:

    • Utilize the existing security measures of net-banking for SIP transactions.

    • Peace of mind knowing funds are transferred securely.

  5. Overall Simplification:

    • Streamline your SIP management for a disciplined investment approach.

    • Enjoy the benefits of automation and convenience in managing your investments.

Overall, adding a SIP URN to another bank's net-banking simplifies and streamlines your SIP management, promoting a disciplined and automated investment approach.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

In Conclusion

Integrating SIP URN numbers into other bank net-banking systems streamlines investment processes, enhances user experience, and fosters financial inclusivity. This move not only simplifies transactions but also promotes wider access to investment opportunities, ultimately benefiting both investors and financial institutions alike. It must be noted that, you can estimate the returns of your SIP investment using a SIP calculator.

FAQ's

  • How can I add my urn number to HDFC Net-banking?

    To add your URN number (Unique Registration Number) for SIP in HDFC Net-banking, follow these steps:
    • Login to HDFC Net-banking.

    • Go to Bill Pay & Recharge.

    • Click on "Add Biller" and then "Continue".

    • Select the appropriate biller based on your SIP type (e.g Market Linked Funds or BSE Limited for i-SIP).

    • Enter your URN number and a nickname for the SIP (optional).

    • Set up Standing Instructions and payment options as needed (usually pay the entire bill amount and bank account).

    • Click Continue to save.

  • How can I add a SIP biller in SBI net-banking?

    Unfortunately, SBI net-banking doesn't directly support adding SIP billers yet. However, you can still invest in SIPs through SBI net-banking by navigating to the fund house's website and initiating the SIP investment directly.
  • Can I invest in SIP through net-banking?

    Yes, you can invest in SIP (Systematic Investment Plan) through net-banking of most major banks in India, including HDFC Bank. The process typically involves adding the fund house or a platform like BSE Limited (for i-SIP) as a biller and setting up a standing instruction for your SIP amount.
  • How can I add a mutual fund URN to PNB net-banking?

    Similar to SBI, PNB net-banking currently does not offer direct SIP biller registration. But you can invest in SIPs by visiting the mutual fund house's website and initiating the SIP investment through their platform using your PNB net-banking credentials.

SIP Hub

˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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