What is the SIP URN Number?
A SIP URN number, also known as a Unique Registration Number, is an identifier assigned to a Systematic Investment Plan (SIP) you set up with a market-linked investment fund company. It acts like an account number specific to that particular SIP investment.
Importance of SIP URN Number:
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Activate Your SIP Through Net-Banking:Â Many banks allow you to set up automatic SIP payments through net-banking. While doing this, you will need to enter the URN number to link your SIP investment with your bank account for automatic debits.
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Manage Your SIP:Â Some fund platforms allow you to manage your SIP investments (pause, modify SIP amount) using the URN number.
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| Max Life |
27.23% |
21.07% |
|
| Tata AIA |
30.99% |
21.69% |
|
| Bajaj Allianz |
24.23% |
12.8% |
|
| HDFC Standard |
25.77% |
14.87% |
|
| Canara HSBC Oriental Bank |
17.51% |
10.29% |
|
| Bharti AXA |
23.03% |
15.02% |
|
| Birla Sun Life |
26.67% |
14.18% |
|
| ICICI Prudential |
22.68% |
13.38% |
|
| LIC |
- |
- |
|
| PNB Metlife |
24% |
16.86% |
|
Fund rating powered by
Last updated: May 2025
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| QUANT |
23.92% |
31.48% |
|
| PARAG PARIKH |
20.69% |
26.41% |
|
| EDELWEISS |
22.34% |
24.29% |
|
| KOTAK |
24.64% |
25.01% |
|
| MIRAE ASSET |
19.74% |
24.32% |
|
| PGIM INDIA |
14.75% |
23.39% |
|
| DSP |
18.41% |
22.33% |
|
| CANARA ROBECO |
20.05% |
21.80% |
|
| SUNDARAM |
18.27% |
18.22% |
|
Steps to Add SIP URN Number in Other Banks' Net-banking
Adding a SIP URN number in other banks' net-banking generally involves a similar process. Follow the steps mentioned below:
Step 1- Login to your Net-banking: Access your bank's Net-banking portal and log in using your credentials.
Step 2- Locate Bill Payments: Look for the section related to bill payments or biller registration. This might be under 'Payments & Transfer' or 'Manage Bills'.
Step 3- Add Biller: Select the option to add a new biller. You might find an option specifically for 'Market Linked Funds' or 'Add Biller Category'.
Step 4- Select Biller Details: Choose 'Market Linked Fund' (if applicable) as the biller category. Then, select the specific fund company (e.g., Axis Mutual Fund) from the provided list.
Step 5- Enter URN Details: Here, you will enter the SIP's Unique Registration Number (URN) provided by your fund. You can also assign a nickname for easy identification (e.g., 'Monthly SIP').
Step 6- Set Up Auto Pay: Activate the 'Auto Pay' option to ensure automatic deductions for your SIP instalments.
Step 7- Account Selection: Choose the bank account from which the SIP amount will be deducted.
Step 8- Confirm and Submit: Review the entered details thoroughly. Once confirmed, submit the request.
Step 9- Verification (OTP): You might receive a one-time password (OTP) on your registered mobile number for verification. Enter the OTP to complete the SIP registration.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
18.4%
High Growth Fund
17.46%
Top 200 Fund
14.57%
Accelerator Mid-Cap Fund II
14.81%
Opportunities Fund
10.58%
Growth Plus Fund
13.35%
Accelerator Fund
14.61%
Growth Opportunities Plus Fund
15.6%
Multiplier
11.48%
Equity Top 250 Fund
13.31%
Future Apex Fund
12.32%
Opportunities Fund
14.24%
Frontline Equity Fund
15.03%
Virtue II
10.88%
Pension Dynamic Equity Fund
11.8%
Equity Fund
10.32%
Blue-Chip Equity Fund
Benefits of Adding SIP URN Number in Other Banks' Net-banking
Adding a SIP URN to another bank's net-banking offers several benefits for managing your investments in best SIP plans:
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Convenience and Automation:
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Simplify your investment process by adding a SIP URN to another bank's net-banking.
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Automate your chosen SIP instalments, ensuring timely investments without manual effort.
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Amounts are deducted automatically at predetermined intervals (monthly, quarterly, etc.).
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Reduced Risk of Missed Payments:
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Paperless Transactions:
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Security:
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Overall Simplification:
Overall, adding a SIP URN to another bank's net-banking simplifies and streamlines your SIP management, promoting a disciplined and automated investment approach.
In Conclusion
Integrating SIP URN numbers into other bank net-banking systems streamlines investment processes, enhances user experience, and fosters financial inclusivity. This move not only simplifies transactions but also promotes wider access to investment opportunities, ultimately benefiting both investors and financial institutions alike. It must be noted that, you can estimate the returns of your SIP investment using a SIP calculator.
