Axis Bank SIP Plans

What is the Axis Bank SIP Plan?

Axis Bank SIP (Systematic Investment Plan) is a method of investing in market-linked funds where you regularly invest a fixed amount of money at predefined intervals. This allows you to invest systematically over time, regardless of market fluctuations. 

With Axis Bank SIP investment, you can set up automatic deductions from your bank account and invest in various market-linked funds offered by Axis Mutual Fund House. This helps in disciplined investing and allows you to benefit from the power of compounding over the long term. 

Axis Bank SIP Calculator Online

The Axis Bank SIP Calculator is an online tool that helps you estimate the potential returns on your SIP investments. This SIP return calculator makes it easier to plan and manage your investments by providing a clear estimate of how much wealth you could build over time. The projections in an SIP Calculator are based on factors like your monthly SIP contributions, the expected rate of return, and the duration of your investment.

Top Axis Bank SIP Plans in 2024^~

Axis Bank offers a wide range of SIP Plans to invest in different categories of market-linked funds according to your own choice and suitability. 

Let us take a look at some of the best SIP Plans offered by Axis Mutual Fund: 

Details of Best Axis Bank SIP Plans^~

1. Axis Small Cap Fund

   Axis Small Cap Fund is a small-cap mutual fund scheme offered by Axis Mutual Fund. It invests in companies with a market capitalization of Rs. 500 crores or less.

   Parameters	Details
   Fund Name	Axis Small Cap Fund Regular-Growth
   NAV	₹ 107.11 (as on 25th October, 2025)
   AUM	₹26,142.65 Crs
   Expense Ratio	1.6%
   Return 3 Years	18.55%
   Return 5 Years	25.88%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	29th November, 2013
   Asset Allocation	Equity: 91.04%, Debt: 10.83%, Others: -1.87%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Diversified Materials Technology Real Estate
   Top Holdings	Others CBLO Krishna Institute Of Medical Sciences Ltd Brigade Enterprises Ltd Cholamandalam Financial Holdings Ltd CCL Products (India) Ltd Kaynes Technology India Ltd JB Chemicals & Pharmaceuticals Ltd Multi Commodity Exchange Of India Ltd Net Receivables Blue Star Ltd
   Fund Managers	Mayank Hyanki Krishnaa Narayan Tejas Sheth
   Fund Type	Open-ended

2. Axis Growth Opportunities Fund

   The Axis Growth Opportunities Fund is a large and mid-cap mutual fund scheme offered by Axis Mutual Fund. It invests in a portfolio of both large-cap and mid-cap stocks, with the aim of providing capital appreciation over the long term.

   Parameters	Details
   Fund Name	Axis Large & Mid Cap Fund Regular-Growth
   NAV	₹ 33.38 (as on 25th October, 2025)
   AUM	₹14,805.39 Crs
   Expense Ratio	1.68%
   Return 3 Years	18.37%
   Return 5 Years	21.67%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	22nd October, 2018
   Asset Allocation	Equity: 97.96%, Debt: 2.37%, Others: -0.33%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Reliance Industries Ltd Torrent Power Ltd Bharti Airtel Ltd GE T&D India Ltd Bajaj Finance Ltd Fortis Healthcare Ltd Infosys Ltd Zomato Ltd
   Fund Managers	Krishnaa Narayan Shreyash Devalkar Hitesh Das
   Fund Type	Open-ended

3. Axis Credit Risk Fund

   Axis Credit Risk Fund is a debt mutual fund scheme offered by Axis Mutual Fund. It is an open-ended debt scheme that predominantly invests in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). This means the fund invests in companies that are considered to be of moderate to high credit risk.

   Parameters	Details
   Fund Name	Axis Credit Risk Fund Regular-Growth
   NAV	₹ 21.98 (as on 25th October, 2025)
   AUM	₹367.13 Crs
   Expense Ratio	1.57%
   Return 3 Years	7.98%
   Return 5 Years	6.84%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at high risk
   Launch Date	15th July, 2014
   Asset Allocation	Debt: 95.91%, Others: 1.61%
   Top Sectors	NA
   Top Holdings	GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 KOHIMA-MARIANI TRANSMISSION LIMITED 8 NCD 30JU27 FVRS1LAC Others CBLO BIRLA CORPORATION LIMITED SR-VI 9.25 LOA 18AG26 FVRS10LAC JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC NARAYANA HRUDAYALAYA LIMITED 8.40 NCD 15FB30 FVRS1LAC NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC INFOPARK PROPERTIES LIMITED SR I RR NCD 19JU39 FVRS1LAC ALTIUS TELECOM INFRASTRUCTURE TRUST 7.45 NCD 20AP35 FVRS1LAC
   Fund Managers	Devang Shah Akhil Bipin Thakker
   Fund Type	Open-ended

4. Axis Balanced Advantage Fund

   Axis Balanced Advantage Fund is a dynamic asset allocation fund offered by Axis Mutual Fund. It is an open-ended fund that invests in a mix of equity and debt instruments. The asset allocation of the fund is not fixed and is dynamically changed by the fund manager based on the prevailing market conditions.

   Parameters	Details
   Fund Name	Axis Balanced Advantage Fund Regular-Growth
   NAV	₹ 21.41 (as on 25th October, 2025)
   AUM	₹3,431.21 Crs
   Expense Ratio	1.92%
   Return 3 Years	14.21%
   Return 5 Years	12.66%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st August, 2017
   Asset Allocation	Equity: 56.81%, Debt: 28.79%, Others: 13.27%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Cash Margin Reliance Industries Ltd HDFC Bank Ltd State Bank of India ICICI Bank Ltd Infosys Ltd Others CBLO Net Receivables Mahindra & Mahindra Ltd Larsen & Toubro Ltd
   Fund Managers	Devang Shah Hardik Shah Jayesh Sundar
   Fund Type	Open-ended

5. Axis Equity Hybrid Fund

   Axis Equity Hybrid Fund is an aggressive hybrid mutual fund scheme offered by Axis Mutual Fund. It invests predominantly in equity and equity-related instruments, along with a small allocation to debt instruments.

   Parameters	Details
   Fund Name	Axis Aggressive Hybrid Fund Regular-Growth
   NAV	₹ 20.92 (as on 25th October, 2025)
   AUM	₹1,569.73 Crs
   Expense Ratio	2.15%
   Return 3 Years	11.21%
   Return 5 Years	13%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹500
   Risk Level	Principal at very high risk
   Launch Date	9th August, 2018
   Asset Allocation	Equity: 73.99%, Debt: 23.8%, Others: 0.48%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Reliance Industries Ltd Infosys Ltd GOVERNMENT OF INDIA 33002 GOI 12JU63 7.25 FV RS 100 Bharti Airtel Ltd State Bank of India Others CBLO Larsen & Toubro Ltd Mahindra & Mahindra Ltd
   Fund Managers	Devang Shah Aditya Pagaria Jayesh Sundar Krishnaa Narayan
   Fund Type	Open-ended

6. Axis Retirement Savings Fund Dynamic Plan

   Axis Retirement Savings Fund Dynamic Plan is a solution-oriented mutual fund scheme launched by Axis Mutual Fund. It is designed to cater to the long-term retirement needs of investors. The fund invests in a mix of equity and debt instruments, with the asset allocation dynamically adjusted based on the investor's age and risk profile.

   Parameters	Details
   Fund Name	Axis Retirement Fund - Dynamic Plan Regular-Growth
   NAV	₹ 20.02 (as on 25th October, 2025)
   AUM	₹320.90 Crs
   Expense Ratio	2.43%
   Return 3 Years	13.93%
   Return 5 Years	14.7%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	20th December, 2019
   Asset Allocation	Equity: 86.53%, Debt: 13.3%, Others: 0.17%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Reliance Industries Ltd GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 Infosys Ltd Others CBLO State Bank of India Larsen & Toubro Ltd Bharti Airtel Ltd GOVERNMENT OF INDIA 33002 GOI 12JU63 7.25 FV RS 100
   Fund Managers	Jayesh Sundar Devang Shah Hardik Shah Krishnaa Narayan
   Fund Type	Open-ended

7. Axis Nifty 100 Index Fund

   The Axis Nifty 100 Index Fund is an index fund offered by Axis Mutual Fund that tracks the Nifty 100 Index. The Nifty 100 Index is a benchmark index that represents the performance of the 100 largest companies listed on the National Stock Exchange of India.

   Parameters	Details
   Fund Name	Axis Nifty 100 Index Fund Regular-Growth
   NAV	₹ 22.44 (as on 25th October, 2025)
   AUM	₹1,917.61 Crs
   Expense Ratio	0.92%
   Return 3 Years	14%
   Return 5 Years	16.75%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	18th October, 2019
   Asset Allocation	Equity: 99.94%, Debt: 0.32%, Others: -0.26%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Reliance Industries Ltd Infosys Ltd Bharti Airtel Ltd Larsen & Toubro Ltd ITC Ltd State Bank of India Axis Bank Ltd Tata Consultancy Services Ltd
   Fund Managers	NA
   Fund Type	Open-ended

8. Axis Global Equity Alpha FoF

   Axis Global Equity Alpha FoF is an international fund of funds (FoF) scheme offered by Axis Mutual Fund. It invests in another fund, specifically the Schroders International Selection Fund Global Equity Alpha, which focuses on investing in global equities with the potential to generate alpha (returns above the benchmark).

   Parameters	Details
   Fund Name	Axis Global Equity Alpha FoF Regular-Growth
   NAV	₹ 21.26 (as on 25th October, 2025)
   AUM	₹1,019.31 Crs
   Expense Ratio	1.63%
   Return 3 Years	24.27%
   Return 5 Years	16.03%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	24th September, 2020
   Asset Allocation	Equity: 95.4%, Debt: 4.8%, Others: -0.2%
   Top Sectors	NA
   Top Holdings	Schroder ISF Global Equity Alpha Others CBLO Net Payables
   Fund Managers	NA
   Fund Type	Open-ended

Benefits of Investing in Axis Bank SIP Plans

Axis Bank offers the best SIP plans with the following benefits:

• Disciplined Investing: SIPs encourage regular and disciplined investing, helping you avoid emotional decisions driven by market volatility.

• Rupee Cost Averaging: By investing a fixed amount regularly, you can buy more units when prices are low and fewer units when prices are high. This results in a lower average cost per unit over time.

• Flexibility: You can choose the frequency of their SIP contributions (monthly, quarterly, etc.), as well as the amount you want to invest.

• Diversification: Axis Bank offers a variety of mutual funds covering different asset classes and investment strategies, allowing you to diversify your portfolios effectively.

• SIP Calculator: You can estimate the potential returns on your SIP investment over a period of time with the help of a sip calculator, which helps you make informed decisions.

• Professional Management: The mutual funds offered through Axis Bank SIP plans are managed by experienced fund managers who make investment decisions based on thorough research and analysis.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 29
• 31
• 32
• 33
• 34
• 36
• 37
• 38
• 39
• 40

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 30

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 29
• 31
• 32
• 33
• 34
• 36
• 37
• 38
• 39
• 40

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 30

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

12.34%

Equity Pension

16.14%

Global Equity Index Funds Strategy

17.8%

High Growth Fund

15.5%

Pension India Consumption Fund

20.49%

Multi Cap Fund

14.32%

Accelerator Mid-Cap Fund II

15.62%

Multiplier

14.13%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

10.64%

Equity II Fund

13.87%

US Equity Fund

14.41%

Growth Opportunities Plus Fund

11.44%

Equity Top 250 Fund

13.41%

Future Apex Fund

11.25%

Pension Dynamic Equity Fund

13.74%

Accelerator Fund

In Summary

The Axis Bank SIP Plan offers a convenient and systematic approach to investing, allowing you to grow your wealth steadily over time. With its user-friendly interface and diverse investment options, it empowers you to achieve your financial goals with ease and efficiency.