Bajaj Life SIP Plans

Top Bajaj Life SIP Plans in India in 2026

Learn some of the top market-linked SIP plans offered by Bajaj Life Insurance Company in 2026 from below. You can choose the plan that aligns with your financial goals.

Details of Top Performing Bajaj Life SIP Plans

1. Bajaj Life BSE 500 Quality 50 Index Fund

   Bajaj Life BSE 500 Quality 50 Index Fund aims to grow your money over the long term by investing mainly in the top 50 quality stocks from the BSE 500 index. It picks companies with strong balance sheets, steady earnings, and smart capital use, helping you ride out market ups and downs with more stability.

   Particulars	Details
   Fund Name	Bajaj Life BSE 500 Quality 50 Index Fund
   Launch Date	20 May 2025
   Risk Profile	Very High
   Benchmark	BSE 500 Quality 50 Index
   Fund Manager Name	Abhay Moghe
   NAV as on 31 December 2025	N.A.
   AUM (Rs. Cr)	N.A.

   Read more

2. Bajaj Life BSE 500 Dividend Leaders 50 Index Fund

   Bajaj Life BSE 500 Dividend Leaders 50 Index Fund seeks long-term returns by tracking the BSE 500 Dividend Leaders 50 Index, focusing on 50 companies from the BSE 500 that pay reliable dividends. It targets financially solid businesses that reward shareholders consistently, blending growth with steady income potential.

   Particulars	Details
   Fund Name	Bajaj Life BSE 500 Dividend Leaders 50 Index Fund
   Launch Date	18 December 2025
   Risk Profile	Very High
   Benchmark	BSE 500 Dividend Leaders 50 Index
   Fund Manager Name	Abhay Moghe
   NAV as on 31 December 2025	₹10.35
   AUM (Rs. Cr)	₹13.66 crore

   Read more

3. Bajaj Life Nifty 500 Multicap Momentum Quality 50 Index Fund

   Bajaj Life Nifty 500 Multicap Momentum Quality 50 Index Fund targets capital growth by following the Nifty 500 Multicap Momentum Quality 50 Index, selecting 50 stocks (large, mid, and small cap) based on strong momentum and quality metrics like ROE and low debt. It spreads across market caps for balanced growth while prioritising resilient performers.

   Particulars	Details
   Fund Name	Bajaj Life Nifty 500 Multicap Momentum Quality 50 Index Fund
   Launch Date	15 February 2025
   Risk Profile	Very High
   Benchmark	Nifty 500 Multicap Momentum Quality 50 Index
   Fund Manager Name	Abhay Moghe
   NAV as on 31 December 2025	₹11.52
   AUM (Rs. Cr)	₹424.83

   Read more

4. Bajaj Life Accelerator Mid-Cap Fund II

   Bajaj Life Accelerator Mid-Cap Fund II focuses on building capital by putting at least 50% into mid-cap stocks, plus some large caps for diversification. You get exposure to high-growth mid-sized companies while keeping some stability from bigger names.

   Particulars	Details
   Fund Name	Bajaj Life Bluechip Equity Fund
   Launch Date	06 January 2010
   Risk Profile	Very High
   Benchmark	Nifty Midcap 50 Index
   Fund Manager Name	Abhay Moghe
   NAV as on 31 December 2025	₹83.24
   AUM (Rs. Cr)	₹5679.90

   Read more

5. Bajaj Life Pure Stock Fund

   Bajaj Life Pure Stock Fund grows your investments through equities but skips "sin" sectors like tobacco, liquor, gambling, entertainment, hotels, and banks entirely. It sticks to ethical, non-controversial stocks for clean, value-driven equity exposure.

   Particulars	Details
   Fund Name	Bajaj Life Pure Stock Fund
   Launch Date	21 July 2006
   Risk Profile	Very High
   Benchmark	Nifty 50 Index
   Fund Manager Name	Jamil Ansari
   NAV as on 31 December 2025	₹158.29
   AUM (Rs. Cr)	₹7575.17

   Read more

6. Bajaj Life Small Cap Fund

   The goal of Bajaj Life Small Cap Fund is capital appreciation via a diversified mix of mostly small-cap stocks, which offer high growth potential from up-and-coming companies. It is for those okay with higher risk in exchange for bigger long-term rewards.

   Particulars	Details
   Fund Name	Bajaj Life Small Cap Fund
   Launch Date	23 May 2023
   Risk Profile	Very High
   Benchmark	Nifty Small Cap 100 Index
   Fund Manager Name	Sujit Jain
   NAV as on 31 December 2025	₹19.54
   AUM (Rs. Cr)	₹3910.72

   Read more

7. Bajaj Life Sustainable Equity Fund

   It aims to boost capital by investing in equities of companies that meet ESG standards—environmentally friendly, socially responsible, and well-governed. You support sustainable businesses while chasing solid returns.

   Particulars	Details
   Fund Name	Bajaj Life Sustainable Equity Fund
   Launch Date	16 February 2023
   Risk Profile	Very High
   Benchmark	Nifty 100 ESG Index
   Fund Manager Name	Jamil Ansari
   NAV as on 31 December 2025	₹16.05
   AUM (Rs. Cr)	₹302.25

   Read more

8. Bajaj Life Flexi Cap Fund

   This fund pursues growth by flexibly investing across large, mid, and small-cap stocks in a diversified basket. Fund managers adjust based on opportunities, giving you broad market exposure without rigid limits.

   Particulars	Details
   Fund Name	Bajaj Life Flexi Cap Fund
   Launch Date	20 May 2022
   Risk Profile	Very High
   Benchmark	Nifty 200 Index
   Fund Manager Name	Paresh Jain
   NAV as on 31 December 2025	₹17.42
   AUM (Rs. Cr)	₹3309.77

   Read more

9. Bajaj Life Midcap Index Fund

   It generates returns by tracking mid-cap index stocks combined with high-rated bonds for better risk-adjusted performance. You get passive mid-cap growth with a dash of fixed-income safety.

   Particulars	Details
   Fund Name	Bajaj Life Midcap Index Fund
   Launch Date	28 November 2023
   Risk Profile	Very High
   Benchmark	Nifty Midcap 150
   Fund Manager Name	Abhay Moghe
   NAV as on 31 December 2025	₹13.31
   AUM (Rs. Cr)	₹548.99

   Read more

10. Bajaj Life Blue Chip Equity Fund

    The fund provides capital appreciation through investments in stable, large-cap blue-chip equities. It targets well-established companies for reliable long-term growth with lower volatility.

    Particulars	Details
    Fund Name	Bajaj Life Blue Chip Equity Fund
    Launch Date	01 November 2010
    Risk Profile	Very High
    Benchmark	NIFTY 50 Index
    Fund Manager Name	Abhay Moghe
    NAV as on 31 December 2025	₹47.30
    AUM (Rs. Cr)	₹1031.35

    Read more

How Bajaj Life SIP Plans Work

Let us say you invest a ₹5,000 monthly SIP in the best SIP plan offered by Bajaj Life Insurance. If you make an investment for 10 years at an estimated 12% p.a. annualised rate, your investment growth will be as follows:

• Monthly SIP Amount: ₹5,000
• Investment Duration: 10 years
• Assumed Return: 12% p.a. (equity-oriented fund)

The SIP calculator will show the following results:

• Total Investment: ₹6,00,000
• Wealth Gained: ₹5.2 lakh
• Estimated Corpus: ₹11.2 lakh

The Bajaj SIP Plans combine market-linked investing with life insurance protection, making them suitable for investors seeking wealth creation with risk cover.

Benefits of Investing in Bajaj Life SIP Plans

Bajaj Life SIP Plans offer a number of benefits to their investors; some of them are as follows:

• Disciplined Investing: Investing in SIPs (Systematic Investment Plans) promotes financial discipline by committing to regular investments. This helps avoid spending temptations and ensures consistent saving and investing habits.
• Rupee-Cost Averaging: SIPs utilise rupee-cost averaging, meaning you buy more units when prices are low and fewer when prices are high, ultimately averaging out the investment cost over time.
• Compounding of Money: The power of compounding is a significant advantage of SIPs, where returns generate further returns, accelerating long-term growth.
• Flexibility of Investment: Bajaj Life SIP plans offer flexibility, allowing investors to choose funds according to their goals and risk tolerance. Additionally, they can start with small amounts and increase gradually.
• Goal-based Investing: Bajaj Life SIP plans can be tailored to meet specific financial goals such as retirement planning, education fund for children, or buying a house.
• Bajaj Life SIP Calculator: The SIP calculator for Bajaj Life SIP plans is an online financial tool that will help you estimate the potential returns on your SIP investments.
• Tax Benefits: Investments in Bajaj Life SIP plans qualify for tax deductions under Section 80C and Section 10(10D). This provides an opportunity to reduce your taxable income and save on taxes.

Who Should Invest in Bajaj Life SIP Plans?

• Long-term investors looking for disciplined wealth creation
• Beginners who want structured investing with insurance protection
• Goal-driven investors planning for retirement, child education, or wealth accumulation
• Moderate to aggressive investors who are comfortable with market-linked returns

In Summary

Bajaj Life SIP Plans offer a promising avenue for investors who seek disciplined wealth creation through systematic investments. With a diverse range of funds catering to varying risk appetites and financial goals, coupled with the benefits of rupee cost averaging and compounding, Bajaj Life SIP Plans stand out as a reliable option for long-term wealth accumulation.