Best Mutual Funds to Invest in SIP in 2025

Investing in mutual funds through a Systematic Investment Plan (SIP) is a disciplined way to build wealth over time, regardless of market volatility. SIPs allow you to invest a fixed amount regularly, making it easier to achieve long-term financial goals. The best mutual funds for SIP in 2025 include top-performing equity, debt, and hybrid funds, offering high returns and catering to different risk profiles. Choosing the right SIP fund depends on your investment horizon and risk appetite.

Read more

SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹9,928

NAV

118.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 22.19 18.4 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.23 17.63 15.14 %

Instant tax receipt
AUM (Cr)

₹2,675

NAV

74.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.82 17.74 14.98 %

Instant tax receipt
AUM (Cr)

₹37,289

NAV

78.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.19 15.94 14.81 %

Instant tax receipt
AUM (Cr)

₹5,652

NAV

83.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.63 13.87 14.76 %

Instant tax receipt
AUM (Cr)

₹3,581

NAV

42.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.81 14.5 14.4 %

Instant tax receipt
AUM (Cr)

₹4,348

NAV

70.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.87 16.06 14.22 %

Instant tax receipt
AUM (Cr)

₹440

NAV

69.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.64 14.81 13.99 %

Instant tax receipt
AUM (Cr)

₹7,189

NAV

157.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.41 14.61 13.53 %

Instant tax receipt
AUM (Cr)

₹236

NAV

50.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.1 16.12 13.52 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.23 17.63 15.14 %

AUM (Cr)

₹2,675

NAV

74.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.82 17.74 14.98 %

AUM (Cr)

₹3,581

NAV

42.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.81 14.5 14.4 %

AUM (Cr)

₹4,348

NAV

70.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.87 16.06 14.22 %

AUM (Cr)

₹440

NAV

69.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.64 14.81 13.99 %

AUM (Cr)

₹7,189

NAV

157.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.41 14.61 13.53 %

AUM (Cr)

₹236

NAV

50.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.1 16.12 13.52 %

AUM (Cr)

₹101

NAV

58.45

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.92 16.33 13.49 %

AUM (Cr)

₹2,883

NAV

70.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.18 14.29 13.24 %

AUM (Cr)

₹13,357

NAV

84.4

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.22 14.26 12.91 %

AUM (Cr)

₹9,928

NAV

118.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 22.19 18.4 %

AUM (Cr)

₹37,289

NAV

78.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.19 15.94 14.81 %

AUM (Cr)

₹5,652

NAV

83.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.63 13.87 14.76 %

AUM (Cr)

₹2,323

NAV

181.72

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.96 22.84 17.46 %

AUM (Cr)

₹986

NAV

75.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.07 15.89 14.6 %

AUM (Cr)

₹13,638

NAV

70.33

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.64 14.56 13.08 %

AUM (Cr)

₹155

NAV

60.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.04 14.48 12.61 %

AUM (Cr)

₹1,183

NAV

54.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.89 14.04 12.37 %

AUM (Cr)

₹539

NAV

59.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.96 13.09 11.66 %

AUM (Cr)

₹222

NAV

94.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.45 8.64 8.57 %

AUM (Cr)

₹866

NAV

40.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.18 8.02 7.93 %

AUM (Cr)

₹501

NAV

38.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 8.02 7.72 %

AUM (Cr)

₹136

NAV

34.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.69 7.58 7.54 %

AUM (Cr)

₹210

NAV

47.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.19 7.51 7.42 %

AUM (Cr)

₹75

NAV

40.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.54 7.35 7.36 %

AUM (Cr)

₹96

NAV

38.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.65 7.51 7.3 %

AUM (Cr)

₹8,009

NAV

32.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.3 7.16 7.27 %

AUM (Cr)

₹139

NAV

29.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 7.07 7.25 %

AUM (Cr)

₹19,982

NAV

49.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.72 7.34 7.23 %

AUM (Cr)

₹878

NAV

100.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.73 17.14 15.41 %

AUM (Cr)

₹369

NAV

48.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.96 11.76 10.75 %

AUM (Cr)

₹501

NAV

104.04

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.54 10.66 10.06 %

AUM (Cr)

₹5,893

NAV

40.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.28 10.78 10.06 %

AUM (Cr)

₹65

NAV

60.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.92 10.24 10.01 %

AUM (Cr)

₹858

NAV

39.76

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.11 10.73 9.89 %

AUM (Cr)

₹7,999

NAV

111.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.61 10.89 9.86 %

AUM (Cr)

₹295

NAV

31.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.93 10.15 9.8 %

AUM (Cr)

₹19

NAV

34.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.52 10.51 9.59 %

AUM (Cr)

₹2,021

NAV

43.78

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.19 10.14 9.58 %

AUM (Cr)

₹7,189

NAV

157.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.35 14.6 13.45 %

AUM (Cr)

₹1,296

NAV

79.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.84 14 13.35 %

AUM (Cr)

₹2,883

NAV

70.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.36 14.49 13.22 %

View More

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
27.23% 22.19%
18.4%
View Plan
Top 200 Fund Tata AIA
Rating
30.96% 22.84%
17.46%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
23.63% 13.87%
14.76%
View Plan
Opportunities Fund HDFC Standard
Rating
25.19% 15.94%
14.81%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
19.43% 11.22%
10.39%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
23.07% 15.89%
14.6%
View Plan
Multiplier Birla Sun Life
Rating
26.07% 15.44%
15.6%
View Plan
Pension Opportunities Fund ICICI Prudential
Rating
23.04% 14.48%
12.61%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Virtue II PNB Metlife
Rating
24.23% 17.63%
15.14%
View Plan
Fund rating powered by
Last updated: Jun 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: May 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

  1. Top 5 Equity Mutual Funds to Invest in SIP 2025

    Equity mutual funds invest primarily in stocks, aiming for long-term wealth creation by leveraging market growth. Let us have a look below at the top 5 equity mutual funds for SIP in India in 2025:

    Fund Name 1 Year Returns 3 Year Returns 5 Year Returns
    Bandhan Small Cap Fund 29.36% 34.28% 38.48%
    ICICI Prudential Infrastructure Fund 14.84% 33.04% 39.38%
    Motilal Oswal Midcap Fund 24% 33.51% 38.33%
    Franklin Build India Fund 9.81% 32.53% 35.4%
    ICICI Prudential BHARAT 22 FOF Fund 5.33% 30.97% 33.98%
    HDFC Mid-Cap Opportunities Fund 18.28% 30.41% 34.23%

    *Returns as on 4 May 2025.
    Disclaimer: Policybazaar does not endorse, rate, or recommend any particular company or product. The policyholder bears the investment risk in the investment portfolio.

  2. Top 5 Debt Mutual Funds to Invest in SIP 2025

    Debt mutual funds are low-risk investment instruments that are chosen by investors who cannot afford to take high risks. Such investors want to keep their money in mutual funds for a short period of time in order to earn moderate returns.

    Fund Name 1 Year Returns  3 Year Returns 5 year Returns 
    Aditya Birla Sun Life Medium Term Plan Fund 15.86% 15.75% 14.34%
    ICICI Prudential Gilt Fund 11.27% 9.51% 7.21%
    SBI Magnum Gilt Fund Direct Growth 11.36% 9.53% 7.08%
    HDFC Short Term Debt Fund 10.19% 8.31% 7.22%
    Nippon India Credit Risk Fund 10.57% 8.98% 9.69%

    *Returns as on 4 May 2025.

    Disclaimer: Policybazaar does not endorse, rate, or recommend any particular company or product. The policyholder bears the investment risk in the investment portfolio.

    start-an-sip-today-watch-your-money-grow start-an-sip-today-watch-your-money-grow
  3. Top 5 Hybrid Mutual Funds to Invest in SIP 2025

    Hybrid mutual funds balance growth and stability by investing in both equity and debt. Following are the top 5 hybrid mutual funds to consider for SIPs in 2025:

    Fund Name 1 Year Returns  3 Year Returns 5 Year Returns
    JM Aggressive Hybrid Fund 6.77% 24.27% 28.16%
    HDFC Balanced Advantage Fund 11.52% 22.3% 26.16%
    Nippon India Multi Asset Active FoF Fund 19.58% 22.26% -
    Edelweiss Aggressive Hybrid Fund 17.38% 21.01% 23.59%
    ICICI Prudential Equity & Debt Fund 15.5% 20.92% 26.62%

    *Returns as on 4 May 2025.

    Disclaimer: Policybazaar does not endorse, rate, or recommend any particular company or product. The policyholder bears the investment risk in the investment portfolio.

  4. Top 5 Tax Saving Mutual Funds to Invest in SIP 2025

    Equity funds, particularly Equity Linked Savings Schemes (ELSS), are investment options that provide tax benefits while primarily investing in stocks. Let us have a look at the best return tax-saving mutual funds for SIP in 2025:

    Fund Name 1 Year Returns  3 Year Returns  5 Year Returns 
    SBI Long Term Equity Fund 13.51% 27.7% 29.34%
    HDFC ELSS Tax Saver Fund 16.1% 24.79% 28.05%
    Parag Parikh ELSS Tax Saver Fund 19.11% 21.28% 27.22%
    Motilal Oswal ELSS Tax Saver Fund 22.91% 30.9% 29.76%
    DSP ELSS Tax Saver Fund 18.44% 23.1% 27.37%

    *Returns as on 4 May 2025.

    Disclaimer: Policybazaar does not endorse, rate, or recommend any particular company or product. The policyholder bears the investment risk in the investment portfolio.

  5. Top 5 Index Mutual Funds to Invest in SIP 2025

    Investing in index mutual funds is a smart way to grow your wealth through a diversified portfolio that tracks market indices. Following are the best Index Mutual Funds for SIP in 2025:

    Mutual Fund Scheme 1 Year Returns 3 Year Returns 5 Year Returns
    Motilal Oswal Nifty Midcap 150 Index Fund 14.98% 26.76% 32.23%
    Edelweiss US Technology Equity FoF 24.4% 24.79% 18.23%
    DSP Nifty Next 50 Index Fund 4.4% 20.89% 22.24%
    UTI Nifty Next 50 Index Fund 4.55% 20.88% 22.26%
    ICICI Prudential Nifty Next 50 Index Fund 4.17% 20.73% 22.11%

    *Returns as on 4 May 2025.

    Disclaimer: Policybazaar does not endorse, rate, or recommend any particular company or product. The policyholder bears the investment risk in the investment portfolio.

    Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow
  6. Top 5 International Mutual Funds to Invest in SIP 2025

    International mutual funds offer investors a chance to diversify their portfolios by investing in foreign markets, potentially leading to higher returns. 

    Let us learn the best international mutual funds to consider for SIP investments in 2025:

    Mutual Fund Scheme 1-Year Returns 3-Year Returns 5-Year Returns
    Edelweiss US Technology Equity FoF 24.4% 24.79% 18.23%
    Invesco India - Invesco Global Equity Income FoF 19.41% 18.92% 18.16%
    Aditya Birla Sun Life Global Excellence Equity FoF 8.48% 17.34% 12.92%
    Franklin U.S. Opportunities Equity Active FoF 14.47% 19.35% 13.73%
    ICICI Prudential US Bluechip Equity Fund 6.21% 13.18% 13.4%

    *Returns as on 4 May 2025.

    Disclaimer: Policybazaar does not endorse, rate, or recommend any particular company or product. The policyholder bears the investment risk in the investment portfolio.

  7. Top 5 Thematic Mutual Funds to Invest in SIP 2025

    Thematic mutual funds are specialized investment vehicles that focus on specific trends or themes in the market, allowing investors to capitalize on targeted growth opportunities. 

    The below mentioned list shows the best thematic mutual funds to consider for SIP investments in 2025:

    Mutual Fund Scheme 1-Year Returns 3-Year Returns 5-Year Returns
    ICICI Prudential Manufacturing Fund 8.1% 28.56% 31.94%
    UTI Transportation and Logistics Fund 2.51% 24.85% 29.43%
    Sundaram Services Fund 25.51% 21.99% 28.18%
    HDFC Housing Opportunities Fund 6.09% 24.16% 27.03%
    SBI Magnum COMMA Fund 12.85% 16.12% 25.46%

*Returns as on 4 May 2025.

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular company or product. The policyholder bears the investment risk in the investment portfolio.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.4%
High Growth Fund
Top 200 Fund
17.46%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.76%
Accelerator Mid-Cap Fund II
Opportunities Fund
14.81%
Opportunities Fund
Equity II Fund
10.39%
Equity II Fund
Accelerator Fund
13.52%
Accelerator Fund
Growth Opportunities Plus Fund
14.6%
Growth Opportunities Plus Fund
Multiplier
15.6%
Multiplier
Equity Top 250 Fund
11.66%
Equity Top 250 Fund
Future Apex Fund
13.49%
Future Apex Fund
Pension Opportunities Fund
12.61%
Pension Opportunities Fund
Frontline Equity Fund
14.22%
Frontline Equity Fund
Virtue II
15.14%
Virtue II
Pension Dynamic Equity Fund
11.01%
Pension Dynamic Equity Fund
Equity Fund
11.94%
Equity Fund
Blue-Chip Equity Fund
10.29%
Blue-Chip Equity Fund

Key Factors to Decide the Best Mutual Funds for SIP in India for You

You must consider the following key factors before starting a SIP in best mutual funds in India:

  • Investment Goal: Align the SIPs with your financial goal—wealth creation, retirement, or child’s education.

  • Risk Appetite: Choose funds based on your risk tolerance—low, moderate, or high risk.

  • Time Horizon: Match the fund type with your investment duration (short-term or long-term).

  • Past Performance: Analyze the fund's historical returns over 3, 5, and 10 years for consistency.

  • Expense Ratio: Prefer funds with a low expense ratio to maximize returns.

  • Fund Manager’s Expertise: Check the track record of the fund manager and their experience.

  • Portfolio Diversification: Look for funds offering a balanced mix of sectors and assets.

  • Fund’s Rating: Refer to trusted ratings by agencies like CRISIL or Morningstar.

  • Tax Efficiency: Consider tax-saving funds if eligible for benefits under Section 80C.

  • Exit Load and Charges: Verify exit loads and other charges to avoid unexpected deductions.

  • Liquidity Needs: Choose funds offering flexibility to redeem units when required.

Wrapping Up

The best SIP plans help build wealth steadily, so start early and invest consistently to make the most of your financial journey. Choosing the best mutual funds for SIP in 2025 depends on your financial goals, risk tolerance, and investment horizon. Focus on funds with a strong track record, consistent performance, and alignment with your objectives. 

FAQs

  • How can I estimate the returns on my SIP investments?

    You can estimate your SIP returns using an online SIP calculator. Simply enter your monthly investment amount, investment term and expected rate of return. The SIP calculator will instantly show you the estimated maturity amount and potential gains, helping you plan your financial goals more effectively.
  • What is SIP in mutual funds?

    SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds.
  • Why should I invest in SIPs in 2025?

    SIPs are ideal for disciplined investing and help reduce market risks through rupee cost averaging.
  • Which are the best mutual fund categories for SIPs in 2025?

    Equity, hybrid, and ELSS funds are popular categories for long-term growth and tax benefits.
  • How much should I invest in SIP?

    The amount depends on your financial goals, but starting with ₹500 to ₹1,000 monthly is common.
  • What is the ideal tenure for SIP investments?

    A tenure of 5-10 years or more is ideal for maximum returns due to compounding.
  • Can I stop or modify my SIP anytime?

    Yes, you can pause, stop, or change your SIP amount without any penalty.

SIP Hub

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

SIP plans articles

Recent Articles
Popular Articles
Pramerica SIP Calculator

02 Jul 2025

The Pramerica SIP Calculator is a tool for calculating the
Read more
IndiaFirst SIP Calculator

02 Jul 2025

IndiaFirst SIP Calculator is an online tool that helps you
Read more
What is the 15*15*15 Rule In Mutual Funds

19 Jun 2025

The 15*15*15 rule in mutual funds is a powerful investment
Read more
Sahara SIP Calculator

04 Jun 2025

Looking for an easy-to-use online tool that gives you the
Read more
Star Union Dai-ichi SIP Calculator

04 Jun 2025

The Star Union Dai-ichi SIP Calculator is a tool that helps you
Read more
SIP Calculator
  • 10 Apr 2018
  • 894506
An SIP is a disciplined way to invest in mutual funds. It involves contributing a fixed amount regularly
Read more
Best SIP Plans
  • 14 Feb 2020
  • 263072
Best SIP Plans to Invest in India in 2025 Systematic Investment Plans (SIPs) have become a popular investment
Read more
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1090799
A Systematic Investment Plan (SIP) is a smart and convenient way to invest in mutual funds. It allows you to
Read more
SIP Plan for 5 Years
  • 15 Apr 2020
  • 186542
Systematic Investment Plans (SIPs) are one of the most efficient and disciplined ways to invest in mutual funds
Read more
Best SIP to Invest for 10 Years~
  • 09 Dec 2021
  • 54929
Investing in mutual funds through Systematic Investment Plans (SIPs) has become a popular and effective way to
Read more

Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL