Bajaj Life SIP Plans

Bajaj Life SIP Plans help you invest a small amount regularly to build wealth over time. These plans combine investment and life insurance, giving you both growth and protection. You can choose from different fund options based on your goals and risk level.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Top Bajaj Life SIP Plans in India in 2025

Learn some of the top market-linked SIP plans offered by Bajaj Life Insurance Company in 2025 from below. You can invest in these plans by purchasing the best ULIP Plans that align with your financial goals.

Fund Name 1 Year Returns 5 Year Returns 10 Year Returns RSI*
Bajaj Life BSE 500 Enhanced Value 50 Index Fund 2.6%
Bajaj Life Accelerator Mid-Cap Fund II 20.1% 14.5% 14.3%
Bajaj Life Pure Stock Fund 17% 13.6% 15.3%
Bajaj Life Bluechip Equity Fund 3.1% 16.7% 12.9% 10.7%
Bajaj Life Asset Allocation Fund II 3.1% 11.7% 9.9% 10.5%
Bajaj Life Pure Stock Fund II 16.4% 12.3%
Bajaj Life Equity Growth Fund II 0.7% 15.1% 12.9% 13.4%
Bajaj Life Bond Fund 6.9% 5.4% 6.8% 8%
Bajaj Life Liquid Fund 5.8% 4.9% 4.4% 6.4%
Bajaj Life Small Cap Fund 31.9%
Bajaj Life Sustainable Equity Fund 3.3% 17.9%
Bajaj Life Nifty 500 Multicap Momentum Quality 50 Index Fund 17.2%
Bajaj Life Flexi Cap Fund 16.8%
Bajaj Life Midcap Index Fund 1.8% 15%
Bajaj Life Focused 25 Fund 12.4%
Bajaj Life Dynamic Asset Allocation Fund 5.9% 10.2%
Bajaj Life SmallCap Quality Index Fund 5.9%

*RSI: Returns Since Inception

Details of Top Performing Bajaj Life SIP Plans

  1. Bajaj Life BSE 500 Enhanced Value 50 Index Fund

    This fund helps you grow your money by tracking 50 value-based stocks from the BSE 500 index. It focuses on strong companies that are undervalued in the market. The portfolio is reviewed and rebalanced every quarter to ensure steady growth potential.

    Particulars Details
    Fund Name Bajaj Life BSE 500 Enhanced Value 50 Index Fund
    Launch Date 22-Sep-2025
    Face Value ₹10
    Risk Profile Very High
    Benchmark BSE 500 Enhanced Value 50 Index
    Fund Manager Name Abhay Moghe
    NAV as on 30-Sep-2025 ₹9.9377
    AUM (Rs. Cr) ₹61.92
  2. Bajaj Life Accelerator Mid-Cap Fund II

    This fund mainly invests in mid-sized Indian companies with high growth potential. It also includes some large-cap stocks for balance. The goal is to achieve long-term wealth creation by investing in businesses that could become future market leaders.

    Particulars Details
    Fund Name Bajaj Life Accelerator Mid-Cap Fund II
    Launch Date 06-Jan-2010
    Face Value ₹10
    Risk Profile Very High
    Benchmark NIFTY Midcap 50 Index
    Fund Manager Name Abhay Moghe
    NAV as on 30-Sep-2025 ₹79.2310
    AUM (Rs. Cr) ₹5,476.14

    Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow
  3. Bajaj Life Pure Stock Fund

    The Pure Stock Fund aims for long-term capital growth by investing in quality stocks across different sectors. It avoids companies involved in gambling, liquor, and certain entertainment industries. It is ideal for investors who prefer ethical and responsible investing.

    Particulars Details
    Fund Name Bajaj Life Pure Stock Fund
    Launch Date 21-Jul-2006
    Face Value ₹10
    Risk Profile Very High
    Benchmark Nifty 50 Index
    Fund Manager Name Jamil Ansari
    AUM (Rs. Cr) ₹7,237.84
  4. Bajaj Life Bluechip Equity Fund

    This fund invests in large, well-established companies known as bluechips. It focuses on stable, long-term returns with relatively lower risk. It is a good choice for investors seeking consistent growth and financial security.

    Particulars Details
    Fund Name Bajaj Life Bluechip Equity Fund
    Launch Date 01-Nov-2010
    Face Value ₹10
    Risk Profile High
    Benchmark Nifty 50 Index
    Fund Manager Name Abhay Moghe
    NAV as on 30-Sep-2025 ₹44.6251
    AUM (Rs. Cr) ₹969.63
  5. Bajaj Life Asset Allocation Fund II

    The Asset Allocation Fund II offers a balanced mix of equity, debt, and other assets. It aims to deliver steady growth while minimizing risk. The portfolio allocation changes with market conditions to make the most of investment opportunities.

    Particulars Details
    Fund Name Bajaj Life Asset Allocation Fund II
    Launch Date 01-Oct-2007
    Face Value ₹10
    Risk Profile High
    Benchmark CRISIL Balanced Fund – Aggressive Index
    Fund Manager Name Abhay Moghe, Lakshman Chettiar
    NAV as on 30-Sep-2025 ₹53.6014
    AUM (Rs. Cr) ₹569.25
  6. Bajaj Life Pure Stock Fund II

    Like the original Pure Stock Fund, this version also follows ethical investing principles. It excludes companies related to gambling, liquor, or entertainment and focuses on high-quality businesses with long-term potential.

    Particulars Details
    Fund Name Bajaj Life Pure Stock Fund II
    Launch Date 05-June-2017
    Face Value ₹10
    Risk Profile Very High
    Benchmark Nifty 50 Index
    Fund Manager Name Jamil Ansari
    NAV as on 30-Sep-2025 ₹26.2487
    AUM (Rs. Cr) ₹4,765.91
  7. Bajaj Life Equity Growth Fund II

    This fund aims to achieve long-term capital appreciation by investing mostly in equities and equity-related instruments. It benefits from India’s growth story while managing the risks linked to equity markets.

    Particulars Details
    Fund Name Bajaj Life Equity Growth Fund II
    Launch Date 06-Jan-2010
    Face Value ₹10
    Risk Profile Very High
    Benchmark Nifty 50 Index
    Fund Manager Name Paresh Jain
    NAV as on 30-Sep-2025 ₹71.2556
    AUM (Rs. Cr) ₹4,458.32

    Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow
  8. Bajaj Life Bond Fund

    The Bond Fund focuses on safety and stable returns. It invests mainly in bonds and fixed-income securities, making it ideal for conservative investors who prefer predictable and steady income.

    Particulars Details
    Fund Name Bajaj Life Bond Fund
    Launch Date 10-Jul-2006
    Face Value ₹10
    Risk Profile Moderate
    Benchmark CRISIL Composite Bond Fund Index
    Fund Manager Name Lakshman Chettiar
    NAV as on 30-Sep-2025 ₹43.5125
    AUM (Rs. Cr) ₹1,703.90
  9. Bajaj Life Liquid Fund

    This fund offers high liquidity and safety by investing in short-term, high-quality debt instruments. It provides slightly better returns than a savings account and allows quick access to your money whenever needed.

    Particulars Details
    Fund Name Bajaj Life Liquid Fund
    Launch Date 10-Jul-2006
    Face Value ₹10
    Risk Profile Low
    Benchmark CRISIL Liquid Fund Index
    Fund Manager Name Ameya Deshpande
    NAV as on 30-Sep-2025 ₹33.0325
    AUM (Rs. Cr) ₹542.46
  10. Bajaj Life Small Cap Fund

    The Small Cap Fund aims for high growth by investing in small companies with big future potential. It carries higher risk but also offers greater return opportunities for investors ready to take on volatility.

    Particulars Details
    Fund Name Bajaj Life Small Cap Fund
    Launch Date 23-May-2023
    Face Value ₹10
    Risk Profile Very High
    Benchmark NIFTY Small Cap 100 Index
    Fund Manager Name Sujit Jain
    NAV as on 30-Sep-2025 ₹19.0750
    AUM (Rs. Cr) ₹3518.78

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Top 300 Fund SBI Life
Rating
14.18% 13.42%
12.72%
View Plan
Opportunities Fund HDFC Life
Rating
19.25% 16.6%
14.88%
View Plan
High Growth Fund Axis Max Life
Rating
28% 22.83%
19.4%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
17.82% 15.22%
13.27%
View Plan
Multi Cap Fund Tata AIA Life
Rating
23.26% 22.69%
20.99%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
18.69% 14.84%
14.43%
View Plan
Multiplier Birla Sun Life
Rating
20.85% 17.04%
16.04%
View Plan
Pension Mid Cap Fund PNB MetLife
Rating
31.41% 24.68%
18.41%
View Plan
Growth Plus Fund Canara HSBC Life
Rating
13.88% 12.17%
11.3%
View Plan
US Equity Fund Star Union Dai-ichi Life
Rating
16.95% -
14.82%
View Plan
Fund rating powered by
Last updated: Oct 2025
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  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: October 2025

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Key Information About Bajaj Life Insurance Company

Here is the key information about the Bajaj Life Insurance Company based on the latest 2025 data:

Particulars Details
Company Name Bajaj Life Insurance Company Limited
AMC Incorporation March 12, 2001
AMC Setup IRDAI license obtained on August 3, 2001
AMC Operations Start Started operations in 2001
AMC Chairman Sanjiv Bajaj
Managing Director (MD) & CEO Tarun Chugh
Headquarters Pune, Maharashtra, India
Products Offered Term plans, ULIPs, Endowment, Pension, Child plans
Assets Under Management (AUM) ₹1,30,733 crore (FY 2024-25)
Regulatory Authority Insurance Regulatory and Development Authority of India (IRDAI)
Claim Settlement Ratio Approx. 99.29% (FY 2024-25 provisional)
Solvency Ratio Around 3.43x 
Customers Served Around 3.7 to 3.9 crore

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
13.02%
Equity Pension
Global Equity Index Funds Strategy
15.49%
Global Equity Index Funds Strategy
High Growth Fund
19.4%
High Growth Fund
Opportunities Fund
13.27%
Opportunities Fund
Multi Cap Fund
20.99%
Multi Cap Fund
Accelerator Mid-Cap Fund II
14.43%
Accelerator Mid-Cap Fund II
Multiplier
16.04%
Multiplier
Frontline Equity Fund
14.62%
Frontline Equity Fund
Pension Mid Cap Fund
18.41%
Pension Mid Cap Fund
Growth Plus Fund
11.3%
Growth Plus Fund
US Equity Fund
14.82%
US Equity Fund
Growth Opportunities Plus Fund
15%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.81%
Equity Top 250 Fund
Future Apex Fund
14.1%
Future Apex Fund
Pension Dynamic Equity Fund
11.97%
Pension Dynamic Equity Fund
Pension Enhanced Equity
14.42%
Pension Enhanced Equity

Benefits of Investing in Bajaj Life SIP Plans

Bajaj Life SIP Plans offer a number of benefits to its investors; some of them are as follows:

  • Disciplined Investing: Investing in SIPs (Systematic Investment Plans) promotes financial discipline by committing to regular investments. This helps avoid spending temptations and ensures consistent saving and investing habits.

  • Rupee-Cost Averaging: SIPs utilize rupee-cost averaging, meaning you buy more units when prices are low and fewer when prices are high, ultimately averaging out the investment cost over time.

  • Compounding of Money: The power of compounding is a significant advantage of SIPs, where returns generate further returns, accelerating long-term growth.

  • Flexibility of Investment: Bajaj Life SIP plans offer flexibility, allowing investors to choose funds according to their goals and risk tolerance. Additionally, they can start with small amounts and increase gradually.

  • Goal-based Investing: Bajaj Life SIP plans can be tailored to meet specific financial goals such as retirement planning, education fund for children, or buying a house.

  • Bajaj Life SIP Calculator: The SIP calculator for Bajaj Life SIP plans is an online financial tool that will help you to estimate the potential returns on your SIP investments.

  • Tax Benefits: Investments in Bajaj Life SIP plans qualify for tax deductions under Section 80C and Section 10(10D). This provides an opportunity to reduce your taxable income and save on taxes.

In Summary

Bajaj Life SIP Plans offer a promising avenue for investors who seek disciplined wealth creation through systematic investments. With a diverse range of funds catering to varying risk appetites and financial goals, coupled with the benefits of rupee cost averaging and compounding, Bajaj Life SIP Plans stand out as a reliable option for long-term wealth accumulation.

SIP Hub

Frequently Asked Questions

  • What is a Bajaj Life SIP plan?

    Bajaj Life offers Systematic Investment Plans (SIPs) that allow you to invest a fixed amount regularly in their market-linked funds. This disciplined approach to investing helps you build wealth over time.
  • What are the benefits of investing in a Bajaj Life SIP plan?

    Benefits include disciplined investing, potentially high returns, affordability due to small regular investments, and tax savings (subject to prevailing tax laws).
  • How can I start a Bajaj Life SIP plan?

    You can invest in a Bajaj Life SIP plan directly through the Policybazaar portal or through Bajaj Life website.
  • Is a Bajaj Life SIP plan good?

    SIP plans are suitable for various investor profiles. Consider your financial goals, risk tolerance, and investment horizon before choosing a plan.
  • What are the top five best-performing SIP funds in the Bajaj Life SIP plan?

    Listed below are the top best-performing funds.
    Funds Average Rate of Return (%)
    Equity Growth Fund II 13.54
    Accelerator Mid-Cap Fund II 12.73
    Pure Stock Fund II 8.23
    Pure Stock Fund 12.58
    Asset Allocation Fund II 4.42
  • How much wealth can I accumulate if I continuously invest INR 10,000 per month for ten years at an average rate of returns of 12 percent?

    An investor may accumulate INR 23,23,391 at the end of ten years by consistently investing INR 10,000 per month.
  • What key details do I require to fill in to get the actual return amount?

    An investor is required to select the monthly amount he is capable of paying along with the expected rate of return and time period.
  • Can I avail of tax benefits under the Bajaj Life SIP plan?

    An investor may avail of tax benefits under section 80 C of the Income Tax Act of 1961.
  • What are the funds I may consider to invest my savings?

    An investor may invest in equity, debt, and hybrid form of funds via SIP.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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