Top Bajaj Life SIP Plans in India in 2025
Learn some of the top market-linked SIP plans offered by Bajaj Life Insurance Company in 2025 from below. You can invest in these plans by purchasing the best ULIP Plans that align with your financial goals.
| Fund Name |
1 Year Returns |
5 Year Returns |
10 Year Returns |
RSI* |
| Bajaj Life BSE 500 Enhanced Value 50 Index Fund |
– |
– |
– |
2.6% |
| Bajaj Life Accelerator Mid-Cap Fund II |
– |
20.1% |
14.5% |
14.3% |
| Bajaj Life Pure Stock Fund |
– |
17% |
13.6% |
15.3% |
| Bajaj Life Bluechip Equity Fund |
3.1% |
16.7% |
12.9% |
10.7% |
| Bajaj Life Asset Allocation Fund II |
3.1% |
11.7% |
9.9% |
10.5% |
| Bajaj Life Pure Stock Fund II |
– |
16.4% |
– |
12.3% |
| Bajaj Life Equity Growth Fund II |
0.7% |
15.1% |
12.9% |
13.4% |
| Bajaj Life Bond Fund |
6.9% |
5.4% |
6.8% |
8% |
| Bajaj Life Liquid Fund |
5.8% |
4.9% |
4.4% |
6.4% |
| Bajaj Life Small Cap Fund |
– |
– |
– |
31.9% |
| Bajaj Life Sustainable Equity Fund |
3.3% |
– |
– |
17.9% |
| Bajaj Life Nifty 500 Multicap Momentum Quality 50 Index Fund |
– |
– |
– |
17.2% |
| Bajaj Life Flexi Cap Fund |
– |
– |
– |
16.8% |
| Bajaj Life Midcap Index Fund |
1.8% |
– |
– |
15% |
| Bajaj Life Focused 25 Fund |
– |
– |
– |
12.4% |
| Bajaj Life Dynamic Asset Allocation Fund |
5.9% |
– |
– |
10.2% |
| Bajaj Life SmallCap Quality Index Fund |
– |
– |
– |
5.9% |
*RSI: Returns Since Inception
Details of Top Performing Bajaj Life SIP Plans
-
Bajaj Life BSE 500 Enhanced Value 50 Index Fund
This fund helps you grow your money by tracking 50 value-based stocks from the BSE 500 index. It focuses on strong companies that are undervalued in the market. The portfolio is reviewed and rebalanced every quarter to ensure steady growth potential.
| Particulars |
Details |
| Fund Name |
Bajaj Life BSE 500 Enhanced Value 50 Index Fund |
| Launch Date |
22-Sep-2025 |
| Face Value |
₹10 |
| Risk Profile |
Very High |
| Benchmark |
BSE 500 Enhanced Value 50 Index |
| Fund Manager Name |
Abhay Moghe |
| NAV as on 30-Sep-2025 |
₹9.9377 |
| AUM (Rs. Cr) |
₹61.92 |
-
Bajaj Life Accelerator Mid-Cap Fund II
This fund mainly invests in mid-sized Indian companies with high growth potential. It also includes some large-cap stocks for balance. The goal is to achieve long-term wealth creation by investing in businesses that could become future market leaders.
| Particulars |
Details |
| Fund Name |
Bajaj Life Accelerator Mid-Cap Fund II |
| Launch Date |
06-Jan-2010 |
| Face Value |
₹10 |
| Risk Profile |
Very High |
| Benchmark |
NIFTY Midcap 50 Index |
| Fund Manager Name |
Abhay Moghe |
| NAV as on 30-Sep-2025 |
₹79.2310 |
| AUM (Rs. Cr) |
₹5,476.14 |
-
Bajaj Life Pure Stock Fund
The Pure Stock Fund aims for long-term capital growth by investing in quality stocks across different sectors. It avoids companies involved in gambling, liquor, and certain entertainment industries. It is ideal for investors who prefer ethical and responsible investing.
| Particulars |
Details |
| Fund Name |
Bajaj Life Pure Stock Fund |
| Launch Date |
21-Jul-2006 |
| Face Value |
₹10 |
| Risk Profile |
Very High |
| Benchmark |
Nifty 50 Index |
| Fund Manager Name |
Jamil Ansari |
| AUM (Rs. Cr) |
₹7,237.84 |
-
Bajaj Life Bluechip Equity Fund
This fund invests in large, well-established companies known as bluechips. It focuses on stable, long-term returns with relatively lower risk. It is a good choice for investors seeking consistent growth and financial security.
| Particulars |
Details |
| Fund Name |
Bajaj Life Bluechip Equity Fund |
| Launch Date |
01-Nov-2010 |
| Face Value |
₹10 |
| Risk Profile |
High |
| Benchmark |
Nifty 50 Index |
| Fund Manager Name |
Abhay Moghe |
| NAV as on 30-Sep-2025 |
₹44.6251 |
| AUM (Rs. Cr) |
₹969.63 |
-
Bajaj Life Asset Allocation Fund II
The Asset Allocation Fund II offers a balanced mix of equity, debt, and other assets. It aims to deliver steady growth while minimizing risk. The portfolio allocation changes with market conditions to make the most of investment opportunities.
| Particulars |
Details |
| Fund Name |
Bajaj Life Asset Allocation Fund II |
| Launch Date |
01-Oct-2007 |
| Face Value |
₹10 |
| Risk Profile |
High |
| Benchmark |
CRISIL Balanced Fund – Aggressive Index |
| Fund Manager Name |
Abhay Moghe, Lakshman Chettiar |
| NAV as on 30-Sep-2025 |
₹53.6014 |
| AUM (Rs. Cr) |
₹569.25 |
-
Bajaj Life Pure Stock Fund II
Like the original Pure Stock Fund, this version also follows ethical investing principles. It excludes companies related to gambling, liquor, or entertainment and focuses on high-quality businesses with long-term potential.
| Particulars |
Details |
| Fund Name |
Bajaj Life Pure Stock Fund II |
| Launch Date |
05-June-2017 |
| Face Value |
₹10 |
| Risk Profile |
Very High |
| Benchmark |
Nifty 50 Index |
| Fund Manager Name |
Jamil Ansari |
| NAV as on 30-Sep-2025 |
₹26.2487 |
| AUM (Rs. Cr) |
₹4,765.91 |
-
Bajaj Life Equity Growth Fund II
This fund aims to achieve long-term capital appreciation by investing mostly in equities and equity-related instruments. It benefits from India’s growth story while managing the risks linked to equity markets.
| Particulars |
Details |
| Fund Name |
Bajaj Life Equity Growth Fund II |
| Launch Date |
06-Jan-2010 |
| Face Value |
₹10 |
| Risk Profile |
Very High |
| Benchmark |
Nifty 50 Index |
| Fund Manager Name |
Paresh Jain |
| NAV as on 30-Sep-2025 |
₹71.2556 |
| AUM (Rs. Cr) |
₹4,458.32 |
-
Bajaj Life Bond Fund
The Bond Fund focuses on safety and stable returns. It invests mainly in bonds and fixed-income securities, making it ideal for conservative investors who prefer predictable and steady income.
| Particulars |
Details |
| Fund Name |
Bajaj Life Bond Fund |
| Launch Date |
10-Jul-2006 |
| Face Value |
₹10 |
| Risk Profile |
Moderate |
| Benchmark |
CRISIL Composite Bond Fund Index |
| Fund Manager Name |
Lakshman Chettiar |
| NAV as on 30-Sep-2025 |
₹43.5125 |
| AUM (Rs. Cr) |
₹1,703.90 |
-
Bajaj Life Liquid Fund
This fund offers high liquidity and safety by investing in short-term, high-quality debt instruments. It provides slightly better returns than a savings account and allows quick access to your money whenever needed.
| Particulars |
Details |
| Fund Name |
Bajaj Life Liquid Fund |
| Launch Date |
10-Jul-2006 |
| Face Value |
₹10 |
| Risk Profile |
Low |
| Benchmark |
CRISIL Liquid Fund Index |
| Fund Manager Name |
Ameya Deshpande |
| NAV as on 30-Sep-2025 |
₹33.0325 |
| AUM (Rs. Cr) |
₹542.46 |
-
Bajaj Life Small Cap Fund
The Small Cap Fund aims for high growth by investing in small companies with big future potential. It carries higher risk but also offers greater return opportunities for investors ready to take on volatility.
| Particulars |
Details |
| Fund Name |
Bajaj Life Small Cap Fund |
| Launch Date |
23-May-2023 |
| Face Value |
₹10 |
| Risk Profile |
Very High |
| Benchmark |
NIFTY Small Cap 100 Index |
| Fund Manager Name |
Sujit Jain |
| NAV as on 30-Sep-2025 |
₹19.0750 |
| AUM (Rs. Cr) |
₹3518.78 |
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| SBI Life |
14.18% |
13.42% |
|
| HDFC Life |
19.25% |
16.6% |
|
| Axis Max Life |
28% |
22.83% |
|
| ICICI Prudential Life |
17.82% |
15.22% |
|
| Tata AIA Life |
23.26% |
22.69% |
|
| Bajaj Life |
18.69% |
14.84% |
|
| Birla Sun Life |
20.85% |
17.04% |
|
| PNB MetLife |
31.41% |
24.68% |
|
| Canara HSBC Life |
13.88% |
12.17% |
|
| Star Union Dai-ichi Life |
16.95% |
- |
|
Fund rating powered by
Last updated: Oct 2025
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| QUANT |
23.92% |
31.48% |
|
| PARAG PARIKH |
20.69% |
26.41% |
|
| EDELWEISS |
22.34% |
24.29% |
|
| KOTAK |
24.64% |
25.01% |
|
| MIRAE ASSET |
19.74% |
24.32% |
|
| PGIM INDIA |
14.75% |
23.39% |
|
| DSP |
18.41% |
22.33% |
|
| CANARA ROBECO |
20.05% |
21.80% |
|
| SUNDARAM |
18.27% |
18.22% |
|
Last updated: October 2025
Key Information About Bajaj Life Insurance Company
Here is the key information about the Bajaj Life Insurance Company based on the latest 2025 data:
| Particulars |
Details |
| Company Name |
Bajaj Life Insurance Company Limited |
| AMC Incorporation |
March 12, 2001 |
| AMC Setup |
IRDAI license obtained on August 3, 2001 |
| AMC Operations Start |
Started operations in 2001 |
| AMC Chairman |
Sanjiv Bajaj |
| Managing Director (MD) & CEO |
Tarun Chugh |
| Headquarters |
Pune, Maharashtra, India |
| Products Offered |
Term plans, ULIPs, Endowment, Pension, Child plans |
| Assets Under Management (AUM) |
₹1,30,733 crore (FY 2024-25) |
| Regulatory Authority |
Insurance Regulatory and Development Authority of India (IRDAI) |
| Claim Settlement Ratio |
Approx. 99.29% (FY 2024-25 provisional) |
| Solvency Ratio |
Around 3.43x |
| Customers Served |
Around 3.7 to 3.9 crore |
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
13.02%
Equity Pension
15.49%
Global Equity Index Funds Strategy
19.4%
High Growth Fund
13.27%
Opportunities Fund
20.99%
Multi Cap Fund
14.43%
Accelerator Mid-Cap Fund II
16.04%
Multiplier
14.62%
Frontline Equity Fund
18.41%
Pension Mid Cap Fund
11.3%
Growth Plus Fund
14.82%
US Equity Fund
15%
Growth Opportunities Plus Fund
11.81%
Equity Top 250 Fund
14.1%
Future Apex Fund
11.97%
Pension Dynamic Equity Fund
14.42%
Pension Enhanced Equity
Benefits of Investing in Bajaj Life SIP Plans
Bajaj Life SIP Plans offer a number of benefits to its investors; some of them are as follows:
-
Disciplined Investing: Investing in SIPs (Systematic Investment Plans) promotes financial discipline by committing to regular investments. This helps avoid spending temptations and ensures consistent saving and investing habits.
-
Rupee-Cost Averaging: SIPs utilize rupee-cost averaging, meaning you buy more units when prices are low and fewer when prices are high, ultimately averaging out the investment cost over time.
-
Compounding of Money: The power of compounding is a significant advantage of SIPs, where returns generate further returns, accelerating long-term growth.
-
Flexibility of Investment: Bajaj Life SIP plans offer flexibility, allowing investors to choose funds according to their goals and risk tolerance. Additionally, they can start with small amounts and increase gradually.
-
Goal-based Investing: Bajaj Life SIP plans can be tailored to meet specific financial goals such as retirement planning, education fund for children, or buying a house.
-
Bajaj Life SIP Calculator: The SIP calculator for Bajaj Life SIP plans is an online financial tool that will help you to estimate the potential returns on your SIP investments.
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Tax Benefits: Investments in Bajaj Life SIP plans qualify for tax deductions under Section 80C and Section 10(10D). This provides an opportunity to reduce your taxable income and save on taxes.