What is the Bajaj Life SIP Plan?
The Bajaj Life SIP Plan is a Systematic Investment Plan offered by Bajaj Life Insurance Company Limited. With these investment plans, you can regularly invest a fixed amount of money in market-linked funds at regular intervals, typically monthly or quarterly. This allows you to build wealth over time by investing small amounts regularly rather than making a large lump sum investment.
The Bajaj Life SIP Plan provides you with the opportunity to invest in a variety of mutual fund schemes offered by Bajaj Life Insurance Company Limited based on your financial goals, risk tolerance, and investment horizon. It is designed to help you achieve your long-term financial goals, such as retirement planning, wealth creation, or education funding, by providing a disciplined and systematic approach to investing in investment funds through Unit Linked Insurance Plans or mutual fund schemes.
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| SBI Life |
16.06% |
13.49% |
|
| HDFC Life |
21.64% |
16.38% |
|
| Axis Max Life |
29.3% |
22.69% |
|
| ICICI Prudential Life |
20.5% |
- |
|
| Tata AIA Life |
25.72% |
22.72% |
|
| Bajaj Life |
20.41% |
14.23% |
|
| Birla Sun Life |
22.49% |
16.63% |
|
| PNB MetLife |
20.07% |
17.43% |
|
| Canara HSBC Life |
15.82% |
11.93% |
|
| Star Union Dai-ichi Life |
14.69% |
- |
|
Fund rating powered by
Last updated: Sep 2025
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| QUANT |
23.92% |
31.48% |
|
| PARAG PARIKH |
20.69% |
26.41% |
|
| EDELWEISS |
22.34% |
24.29% |
|
| KOTAK |
24.64% |
25.01% |
|
| MIRAE ASSET |
19.74% |
24.32% |
|
| PGIM INDIA |
14.75% |
23.39% |
|
| DSP |
18.41% |
22.33% |
|
| CANARA ROBECO |
20.05% |
21.80% |
|
| SUNDARAM |
18.27% |
18.22% |
|
Last updated: August 2025
Top Bajaj Life SIP Plans in India in 2025~
Bajaj company offers both ULIP funds and mutual funds through its Bajaj Life Insurance Company and Bajaj Mutual Fund House. You will learn some of the top market-linked SIP plans offered by Bajaj in 2025.
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Bajaj Life SIP Plans - ULIP Plans
Following are the top market-linked funds offered under Bajaj ULIP Plans for SIP investment:
| Fund Name |
Risk Category |
3 Years |
5 Years |
RSI* |
| Bajaj Life SmallCap Quality Index Fund |
High |
NFO |
NFO |
NFO |
| Bajaj Life Midcap Index Fund |
High |
-- |
-- |
17.2% |
| Bajaj Life Small Cap Fund |
High |
-- |
-- |
44.6% |
| Bajaj Life Pure Stock Fund |
High |
17.6% |
16.7% |
15.8% |
| Bajaj Life Accelerator Mid-Cap Fund II |
High |
19.1% |
16.2% |
14.7% |
| Bajaj Life Bluechip Equity Fund |
High |
15.7% |
16% |
10.9% |
| Bajaj Life Pure Stock Fund II |
High |
16.7% |
15.5% |
13.1% |
| Bajaj Life Equity Growth Fund II |
High |
13.6% |
14.5% |
14.1% |
| Bajaj Life Asset Allocation Fund II |
High |
11.3% |
11.3% |
11% |
| Bajaj Life Bond Fund |
Moderate |
5.4% |
6.2% |
8% |
| Bajaj Life Liquid Fund |
Low |
4.4% |
3.9% |
6.4% |
| Bajaj Life Dynamic Asset Allocation Fund |
High |
-- |
-- |
7.5% |
| Bajaj Life Sustainable Equity Fund |
High |
-- |
-- |
28.1% |
| Bajaj Life Flexi Cap Fund |
High |
-- |
-- |
23.7% |
*RSI: Returns Since Inception
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Bajaj SIP Plans - Mutual Funds
Bajaj offers a wide range of best SIP plans to suit different investment goals and risk appetites. Some of them are as follows:
| Fund Name |
Risk Category |
3 Months |
6 Months |
RSI* |
| Equity Funds |
| Bajaj Flexi Cap Fund |
Very High |
8.20% |
17.40% |
18.40% |
| Bajaj Finserv Large and Mid Cap Fund |
Very high |
-- |
-- |
0.60% |
| Debt Funds |
| Bajaj Liquid Fund |
Low to Moderate |
1.80% |
3.60% |
4.80% |
| Bajaj Banking and PSU Fund |
Moderate |
2.30% |
-- |
3.00% |
| Hybrid Funds |
| Bajaj Balanced Advantage Fund |
Very High |
-- |
-- |
5.90% |
| Bajaj Arbitrage Fund |
Low |
2.10% |
-- |
3.70% |
*RSI: Returns Since Inception
People Also Read: Bajaj Life Dynamic Asset Allocation Fund
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
12.34%
Equity Pension
15.24%
Global Equity Index Funds Strategy
17.8%
High Growth Fund
15.5%
Pension India Consumption Fund
20.53%
Multi Cap Fund
14.32%
Accelerator Mid-Cap Fund II
15.42%
Multiplier
14.2%
Frontline Equity Fund
14.94%
Virtue II
10.65%
Equity II Fund
13.87%
US Equity Fund
14.46%
Growth Opportunities Plus Fund
11.35%
Equity Top 250 Fund
13.44%
Future Apex Fund
11.2%
Pension Dynamic Equity Fund
13.67%
Accelerator Fund
Benefits of Investing in Bajaj Life SIP Plans
Bajaj Life SIP Plans offer a number of benefits to its investors; some of them are as follows:
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Disciplined Investing: Investing in SIPs (Systematic Investment Plans) promotes financial discipline by committing to regular investments. This helps avoid spending temptations and ensures consistent saving and investing habits.
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Rupee-Cost Averaging: SIPs utilize rupee-cost averaging, meaning you buy more units when prices are low and fewer when prices are high, ultimately averaging out the investment cost over time.
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Compounding of Money: The power of compounding is a significant advantage of SIPs, where returns generate further returns, accelerating long-term growth.
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Flexibility of Investment: Bajaj Life SIP plans offer flexibility, allowing investors to choose funds according to their goals and risk tolerance. Additionally, they can start with small amounts and increase gradually.
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Goal-based Investing: Bajaj Life SIP plans can be tailored to meet specific financial goals such as retirement planning, education fund for children, or buying a house.
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Bajaj Life SIP Calculator: The SIP calculator for Bajaj Life SIP plans is an online financial tool that will help you to estimate the potential returns on your SIP investments.
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Tax Benefits: Investments in Bajaj Life SIP plans qualify for tax deductions under Section 80C and Section 10(10D). This provides an opportunity to reduce your taxable income and save on taxes.
