Future Generali SIP Plan

Future Generali India Life Insurance offers a range of SIPs (Systematic Investment Plans) and ULIPs (Unit Linked Insurance Plans) products designed to combine wealth creation with life insurance protection. These plans cater to diverse financial goals, risk appetites, and investment horizons, providing policyholders with flexibility, market-linked returns, and life cover.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹10,929

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 29.3 22.69 17.8 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,606

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.7 17.74 16 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,292

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.75 17.7 15.24 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹35,507

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.66 16.54 14.75 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,476

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.84 14.57 14.53 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹426

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.55 15.42 14.53 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,466

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.36 16.66 14.37 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,538

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.15 14.76 14.05 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹232

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.22 16.57 14.02 %

View Fund

Instant tax receipt

Future Apex Fund

AUM (Cr)

₹108

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.17 16.28 13.74 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,606

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.7 17.74 16 %

View Fund

Virtue II

AUM (Cr)

₹3,292

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.75 17.7 15.24 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹426

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.55 15.42 14.53 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,466

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.36 16.66 14.37 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,538

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.15 14.76 14.05 %

View Fund

Accelerator Fund

AUM (Cr)

₹232

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.22 16.57 14.02 %

View Fund

Future Apex Fund

AUM (Cr)

₹108

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.17 16.28 13.74 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,238

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.44 14.55 13.55 %

View Fund

Pure Equity

AUM (Cr)

₹2,922

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.48 14.65 13.33 %

View Fund

Growth Super Fund

AUM (Cr)

₹12,581

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.3 14.28 13.17 %

View Fund

High Growth Fund

AUM (Cr)

₹10,929

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 29.3 22.69 17.8 %

View Fund

Opportunities Fund

AUM (Cr)

₹35,507

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.66 16.54 14.75 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,476

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.84 14.57 14.53 %

View Fund

Multi Cap Fund

AUM (Cr)

₹8,754

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 25.46 22.63 20.59 %

View Fund

Pension India Consumption Fund

AUM (Cr)

₹9

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.5 15.5 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,006

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.33 16.07 14.72 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,497

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.64 15.36 13.45 %

View Fund

Flexi Cap

AUM (Cr)

₹1,104

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.15 14.8 12.78 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹523

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.82 13.68 11.61 %

View Fund

Asset Allocation

AUM (Cr)

₹264

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.24 11.09 10.87 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹823

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.01 7.68 7.57 %

View Fund

Debt Fund

AUM (Cr)

₹480

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.66 7.87 7.41 %

View Fund

Individual Preserver Pension Fund

AUM (Cr)

₹151

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.47 7.32 7.22 %

View Fund

Bond Fund

AUM (Cr)

₹122

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.01 7.13 7.14 %

View Fund

Steady Money Fund

AUM (Cr)

₹76

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.56 7.26 7.11 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹189

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.91 7.05 6.97 %

View Fund

Bond Fund

AUM (Cr)

₹18,605

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.48 7.17 6.94 %

View Fund

Income Fund

AUM (Cr)

₹7,201

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.04 6.92 6.93 %

View Fund

Debt Fund

AUM (Cr)

₹91

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.42 7.3 6.9 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹883

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.55 17.32 15.48 %

View Fund

Balanced Fund

AUM (Cr)

₹354

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.21 11.91 10.65 %

View Fund

Pension Growth

AUM (Cr)

₹228

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.26 11.69 10.47 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹64

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.95 10.47 10.17 %

View Fund

Balanced Fund

AUM (Cr)

₹5,437

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.24 10.98 10.11 %

View Fund

Creator

AUM (Cr)

₹478

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.11 10.65 10.07 %

View Fund

Balanced Fund

AUM (Cr)

₹22,111

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.98 10.62 10 %

View Fund

Balancer II

AUM (Cr)

₹821

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.24 10.92 9.88 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹278

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.08 10.57 9.88 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,915

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.76 10.7 9.68 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,295

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.4 15.02 13.82 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,238

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.81 14.65 13.62 %

View Fund

Pure Equity

AUM (Cr)

₹2,922

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.76 14.72 13.34 %

View Fund

List of Future Generali SIP Plans

Plan Name	Plan Type	Premium Payment Frequency
Future Generali Big Income Multiplier Plan	Guaranteed Savings	Yearly, Half-Yearly, Quarterly, Monthly
Future Generali Assured Income Plan	Guaranteed Savings	Yearly, Half-Yearly, Quarterly, Monthly
Future Generali Single Premium Anchor Plan	Savings + Income	Single premium
Future Generali Easy Invest Online Plan	ULIP	Flexible (monthly, quarterly, yearly)
Future Generali Select Insurance Plan	ULIP	Flexible
Future Generali Pramukh Nivesh ULIP	ULIP (Single Premium)	Single premium
Future Generali Lifetime Partner Plan	Non-linked, Participating	Regular premium payments

Overview of Future Generali SIP and ULIP Plans

Future Generali’s SIPs offerings are structured to help investors systematically invest in market-linked funds while enjoying the benefits of life insurance. These plans invest premiums in equity, debt, or balanced funds, allowing policyholders to benefit from market growth and professional fund management. The plans also provide life cover, ensuring financial security for the family in case of the policyholder’s demise.

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
Equity Fund SBI Life Rating	16.44%	13.57%	11.99% View Plan
Global Equity Index Funds Strategy HDFC Life Rating	15.72%	-	16.14% View Plan
High Growth Fund Axis Max Life Rating	29.3%	22.69%	17.8% View Plan
Pension India Consumption Fund ICICI Prudential Life Rating	20.5%	-	15.5% View Plan
Multi Cap Fund Tata AIA Life Rating	25.46%	22.63%	20.59% View Plan
Accelerator Mid-Cap Fund II Bajaj Life Rating	20.84%	14.57%	14.53% View Plan
Multiplier Birla Sun Life Rating	23.48%	16.95%	15.97% View Plan
Pension Mid Cap Fund PNB MetLife Rating	31.41%	24.68%	18.41% View Plan
Equity II Fund Canara HSBC Life Rating	16.09%	12.05%	10.83% View Plan
US Equity Fund Star Union Dai-ichi Life Rating	14.69%	-	13.87% View Plan

Fund rating powered by

Last updated: Oct 2025

Compare more funds

Fund Name	3 Years	5 Years	10 Years
	Returns
Active Fund QUANT	23.92%	31.48%	21.87%
Flexi Cap Fund PARAG PARIKH	20.69%	26.41%	19.28%
Large and Mid-Cap Fund EDELWEISS	22.34%	24.29%	17.94%
Equity Opportunities Fund KOTAK	24.64%	25.01%	19.45%
Large and Midcap Fund MIRAE ASSET	19.74%	24.32%	22.50%
Flexi Cap Fund PGIM INDIA	14.75%	23.39%	-
Flexi Cap Fund DSP	18.41%	22.33%	16.91%
Emerging Equities Fund CANARA ROBECO	20.05%	21.80%	15.92%
Focused fund SUNDARAM	18.27%	18.22%	16.55%

Last updated: August 2025

Compare more funds

Buying the Dip Results in Higher Returns

Key Features of Future Generali SIP/ULIP Plans

Market-Linked Returns: Investments are linked to market performance, offering potential for higher returns compared to traditional plans.
Life Insurance Cover: Provides financial protection to the nominee in case of the policyholder’s death.
Flexible Investment Options: Multiple fund options, including equity, debt, and balanced funds.
Systematic Investment: Enables disciplined investing through SIPs, reducing market timing risks.
Tax Benefits: Premiums paid are eligible for tax deductions under Section 80C, and maturity proceeds may be tax-free under Section 10(10D) of the Income Tax Act.
Fund Switching: Policyholders can switch between funds to optimize returns and manage risk.
Partial Withdrawals: Allowed after a lock-in period, providing liquidity.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

12.61%

Equity Pension

16.14%

Global Equity Index Funds Strategy

17.8%

High Growth Fund

15.5%

Pension India Consumption Fund

20.59%

Multi Cap Fund

14.53%

Accelerator Mid-Cap Fund II

15.97%

Multiplier

14.37%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

10.83%

Equity II Fund

13.87%

US Equity Fund

14.72%

Growth Opportunities Plus Fund

11.61%

Equity Top 250 Fund

13.74%

Future Apex Fund

11.47%

Pension Dynamic Equity Fund

14.02%

Accelerator Fund

Future Generali ULIP Funds List

ULIP Funds	5 Year Returns	Returns
Future Generali Life - Future Pension Secure Fund	6.21%	7.25%
Future Generali Life - Future Midcap Fund	29.97%	-
Future Generali Life - Future Income Fund	5.04%	6.68%
Future Generali Life - Future Apex Fund	23.84%	13.38%
Future Generali Life - Future Group Secure Fund	9.06%	-

Benefits of Investing in Future Generali SIP/ULIP Plans

Wealth Creation with Protection

Combines investment growth potential with life insurance security.
Flexibility in Investment

Multiple fund choices and switching options help tailor the portfolio.
Regular Income Options

Plans like Single Premium Anchor and Long Term Income provide periodic survival benefits.
Tax Efficiency

Premiums and maturity proceeds enjoy tax benefits under applicable laws.
Long-Term Financial Planning

Suitable for retirement planning, children’s education, and wealth accumulation.

Start An Sip Today Watch Your Money Grow

Conclusion

Future Generali’s SIP and ULIP plans offer a comprehensive financial solution that combines investment and insurance. Whether you seek market-linked growth, guaranteed income, or long-term wealth creation, these plans provide customizable options to meet your financial goals. The flexibility in premium payment, fund selection, and income payout options make Future Generali plans a versatile choice for disciplined investors aiming for secure and rewarding financial futures.

FAQs

Can I choose the premium payment frequency?

Yes, Future Generali plans offer flexible payment frequencies, including monthly, quarterly, half-yearly, and yearly options, depending on the plan.
What are the tax benefits of investing in Future Generali SIP/ULIP plans?

Premiums paid are eligible for tax deductions under Section 80C. Maturity or death benefits are exempt under Section 10(10D) of the Income Tax Act.
Is there a minimum entry age for these plans?

Entry age varies by plan but generally ranges from as low as 3 years to a maximum of 55 years depending on the product.
Can I switch funds within the ULIP?

Yes, ULIP plans like Easy Invest Online Plan allow policyholders to switch between different fund options to optimize returns based on market conditions.

Future Generali SIP Plan

Best SIP Funds

List of Future Generali SIP Plans

Overview of Future Generali SIP and ULIP Plans

Key Features of Future Generali SIP/ULIP Plans

SIP Calculator

Future Generali ULIP Funds List

Benefits of Investing in Future Generali SIP/ULIP Plans

Wealth Creation with Protection

Flexibility in Investment

Regular Income Options

Tax Efficiency

Long-Term Financial Planning

Conclusion

FAQs

Can I choose the premium payment frequency?

What are the tax benefits of investing in Future Generali SIP/ULIP plans?

Is there a minimum entry age for these plans?

Can I switch funds within the ULIP?

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