Future Generali SIP Plan

Future Generali India Life Insurance offers a range of SIPs (Systematic Investment Plans) and ULIPs (Unit Linked Insurance Plans) products designed to combine wealth creation with life insurance protection. These plans cater to diverse financial goals, risk appetites, and investment horizons, providing policyholders with flexibility, market-linked returns, and life cover.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹12,085

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.7 22.12 18.4 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,771

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.18 17.53 16.02 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹36,958

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.5 15.82 15.9 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,352

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.66 17.23 15.46 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹448

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.66 14.95 15.03 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,767

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.15 16.07 14.8 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹237

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.47 16.14 14.52 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,688

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.37 14.42 14.35 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,748

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.55 14.25 14.34 %

View Fund

Instant tax receipt

Future Apex Fund

AUM (Cr)

₹118

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.34 15.76 14.25 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,771

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.18 17.53 16.02 %

View Fund

Virtue II

AUM (Cr)

₹3,352

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.66 17.23 15.46 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹448

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.66 14.95 15.03 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,767

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.15 16.07 14.8 %

View Fund

Accelerator Fund

AUM (Cr)

₹237

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.47 16.14 14.52 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,688

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.37 14.42 14.35 %

View Fund

Future Apex Fund

AUM (Cr)

₹118

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.34 15.76 14.25 %

View Fund

Growth Super Fund

AUM (Cr)

₹13,252

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.26 13.85 13.58 %

View Fund

Bluechip Equity Fund

AUM (Cr)

₹1,033

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.56 14.12 13.39 %

View Fund

Super 20

AUM (Cr)

₹2,224

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.37 13.68 13.25 %

View Fund

High Growth Fund

AUM (Cr)

₹12,085

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.7 22.12 18.4 %

View Fund

Opportunities Fund

AUM (Cr)

₹36,958

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.5 15.82 15.9 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,748

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.55 14.25 14.34 %

View Fund

Multi Cap Fund

AUM (Cr)

₹9,602

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 29 23.3 21.1 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,051

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.12 15.67 15.17 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹14,008

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.52 14.71 13.8 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,621

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.33 14.66 13.34 %

View Fund

Flexi Cap

AUM (Cr)

₹1,145

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.14 14.57 13.22 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹542

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.88 12.95 11.81 %

View Fund

Asset Allocation

AUM (Cr)

₹268

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.78 10.7 11.2 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹818

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.73 7.25 7.6 %

View Fund

Debt Fund

AUM (Cr)

₹506

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.46 7.39 7.44 %

View Fund

Steady Money Fund

AUM (Cr)

₹73

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.47 6.85 7.13 %

View Fund

Bond Fund

AUM (Cr)

₹119

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.87 6.9 7.11 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹184

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.66 6.47 7.04 %

View Fund

Debt Fund

AUM (Cr)

₹92

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.3 6.86 6.97 %

View Fund

Bond Fund

AUM (Cr)

₹18,103

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.32 6.7 6.95 %

View Fund

Secure Fund

AUM (Cr)

₹1,026

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.75 6.69 6.94 %

View Fund

Bond Fund

AUM (Cr)

₹1,663

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.27 6.38 6.82 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹931

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.14 16.95 15.92 %

View Fund

Balanced Fund

AUM (Cr)

₹367

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.48 11.4 10.92 %

View Fund

Balanced Fund

AUM (Cr)

₹5,476

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.41 10.61 10.59 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹67

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.62 9.99 10.4 %

View Fund

Creator

AUM (Cr)

₹482

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.81 10.26 10.39 %

View Fund

Balanced Fund

AUM (Cr)

₹22,439

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.49 10.23 10.25 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹281

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.61 10.44 10.25 %

View Fund

Balancer II

AUM (Cr)

₹835

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.71 10.68 10.17 %

View Fund

Growth Fund

AUM (Cr)

₹7,398

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.26 10.36 10.03 %

View Fund

Stable Fund

AUM (Cr)

₹18

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.58 9.79 9.83 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,309

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.94 14.56 13.98 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,449

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.39 14.66 13.73 %

View Fund

Pure Equity

AUM (Cr)

₹3,075

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.52 13.99 13.26 %

View Fund

List of Future Generali SIP Plans

Plan Name	Plan Type	Premium Payment Frequency
Future Generali Big Income Multiplier Plan	Guaranteed Savings	Yearly, Half-Yearly, Quarterly, Monthly
Future Generali Assured Income Plan	Guaranteed Savings	Yearly, Half-Yearly, Quarterly, Monthly
Future Generali Single Premium Anchor Plan	Savings + Income	Single premium
Future Generali Easy Invest Online Plan	ULIP	Flexible (monthly, quarterly, yearly)
Future Generali Select Insurance Plan	ULIP	Flexible
Future Generali Pramukh Nivesh ULIP	ULIP (Single Premium)	Single premium
Future Generali Lifetime Partner Plan	Non-linked, Participating	Regular premium payments

Overview of Future Generali SIP and ULIP Plans

Future Generali’s SIPs offerings are structured to help investors systematically invest in market-linked funds, often consideredamong the best SIP plans, while enjoying the benefits of life insurance. These plans invest premiums in equity, debt, or balanced funds, allowing policyholders to benefit from market growth and professional fund management. The plans also provide life cover, ensuring financial security for the family in case of the policyholder’s demise.

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
Equity Fund SBI Life Rating	13.49%	13.09%	12.48% View Plan
Opportunities Fund HDFC Life Rating	19.5%	15.82%	15.9% View Plan
High Growth Fund Axis Max Life Rating	22.7%	22.12%	18.4% View Plan
Opportunities Fund ICICI Prudential Life Rating	16.33%	14.66%	13.34% View Plan
Multi Cap Fund Tata AIA Life Rating	29%	23.3%	21.1% View Plan
Accelerator Mid-Cap Fund II Bajaj Life Rating	17.55%	14.25%	14.34% View Plan
Multiplier Birla Sun Life Rating	19.5%	16.12%	15.9% View Plan
Pension Mid Cap Fund PNB MetLife Rating	31.41%	24.68%	18.41% View Plan
Equity II Fund Canara HSBC Life Rating	13.16%	11.5%	11.31% View Plan
US Equity Fund Star Union Dai-ichi Life Rating	15.2%	-	14.8% View Plan

Fund rating powered by

Last updated: Nov 2025

Compare more funds

Fund Name	AUM	Return 3 Years	Return 5 Years	Return 10 Years	Minimum Investment	Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth	₹822.00 Crs	35.31%	N/A	N/A	₹500	35.07%
Bandhan Small Cap Fund Regular-Growth	₹14,062.19 Crs	29.34%	30.26%	N/A	₹1,000	31.59%
Motilal Oswal Midcap Fund Regular-Growth	₹33,608.53 Crs	25.97%	33.24%	17.66%	₹500	22.31%
ICICI Prudential Infrastructure Fund-Growth	₹7,941.20 Crs	28.79%	37.23%	17.14%	₹5,000	15.97%
Canara Robeco Large Cap Fund Regular-Growth	₹16,406.92 Crs	16.08%	17.34%	13.87%	₹100	12.99%
Mirae Asset Large Cap Fund Direct- Growth	₹39,975.32 Crs	14.85%	17.48%	14.46%	₹5,000	16.26%
Kotak Midcap Fund Regular-Growth	₹57,375.20 Crs	22.42%	27.51%	18.07%	₹100	15.26%
SBI Small Cap Fund-Growth	₹35,562.96 Crs	13.89%	23.99%	18.17%	₹5,000	19.25%
SBI Gold ETF	₹8,810.86 Crs	31.81%	17.85%	15.14%	₹5,000	12.57%

Last updated: Nov 2025

Compare more funds

Buying the Dip Results in Higher Returns

Key Features of Future Generali SIP/ULIP Plans

Market-Linked Returns: Investments are linked to market performance, offering potential for higher returns compared to traditional plans.
Life Insurance Cover: Provides financial protection to the nominee in case of the policyholder’s death.
Flexible Investment Options: Multiple fund options, including equity, debt, and balanced funds.
Systematic Investment: Enables disciplined investing through SIPs, reducing market timing risks.
Tax Benefits: Premiums paid are eligible for tax deductions under Section 80C, and maturity proceeds may be tax-free under Section 10(10D) of the Income Tax Act.
Fund Switching: Policyholders can switch between funds to optimize returns and manage risk.
Partial Withdrawals: Allowed after a lock-in period, providing liquidity.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹1.03 Cr

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

13.13%

Equity Pension

15.9%

Opportunities Fund

19.1%

Pension Growth Super

13.34%

Opportunities Fund

21.1%

Multi Cap Fund

14.34%

Accelerator Mid-Cap Fund II

15.9%

Multiplier

14.8%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

11.31%

Equity II Fund

14.8%

US Equity Fund

15.17%

Growth Opportunities Plus Fund

11.81%

Equity Top 250 Fund

14.25%

Future Apex Fund

12.17%

Pension Dynamic Equity Fund

14.56%

Pension Enhanced Equity

Future Generali ULIP Funds List

ULIP Funds	5 Year Returns	Returns
Future Generali Life - Future Pension Secure Fund	6.21%	7.25%
Future Generali Life - Future Midcap Fund	29.97%	-
Future Generali Life - Future Income Fund	5.04%	6.68%
Future Generali Life - Future Apex Fund	23.84%	13.38%
Future Generali Life - Future Group Secure Fund	9.06%	-

Benefits of Investing in Future Generali SIP/ULIP Plans

Wealth Creation with Protection

Combines investment growth potential with life insurance security.
Flexibility in Investment

Multiple fund choices and switching options help tailor the portfolio.
Regular Income Options

Plans like Single Premium Anchor and Long Term Income provide periodic survival benefits.
Tax Efficiency

Premiums and maturity proceeds enjoy tax benefits under applicable laws.
Long-Term Financial Planning

Suitable for retirement planning, children’s education, and wealth accumulation.

Start An Sip Today Watch Your Money Grow

Conclusion

Future Generali’s SIP and ULIP plans offer a comprehensive financial solution that combines investment and insurance. Whether you seek market-linked growth, guaranteed income, or long-term wealth creation, these plans provide customizable options to meet your financial goals. The flexibility in premium payment, fund selection, and income payout options make Future Generali plans a versatile choice for disciplined investors aiming for secure and rewarding financial futures.

FAQs

Can I choose the premium payment frequency?

Yes, Future Generali plans offer flexible payment frequencies, including monthly, quarterly, half-yearly, and yearly options, depending on the plan.
What are the tax benefits of investing in Future Generali SIP/ULIP plans?

Premiums paid are eligible for tax deductions under Section 80C. Maturity or death benefits are exempt under Section 10(10D) of the Income Tax Act.
Is there a minimum entry age for these plans?

Entry age varies by plan but generally ranges from as low as 3 years to a maximum of 55 years depending on the product.
Can I switch funds within the ULIP?

Yes, ULIP plans like Easy Invest Online Plan allow policyholders to switch between different fund options to optimize returns based on market conditions.

Future Generali SIP Plan

Best SIP Funds

List of Future Generali SIP Plans

Overview of Future Generali SIP and ULIP Plans

Key Features of Future Generali SIP/ULIP Plans

SIP Calculator

Future Generali ULIP Funds List

Benefits of Investing in Future Generali SIP/ULIP Plans

Wealth Creation with Protection

Flexibility in Investment

Regular Income Options

Tax Efficiency

Long-Term Financial Planning

Conclusion

FAQs

Can I choose the premium payment frequency?

What are the tax benefits of investing in Future Generali SIP/ULIP plans?

Is there a minimum entry age for these plans?

Can I switch funds within the ULIP?

SIP plans articles

Explore the popular searches and stay informed