Future Generali SIP Plan

Future Generali India Life Insurance offers a range of SIPs (Systematic Investment Plans) and ULIPs (Unit Linked Insurance Plans) products designed to combine wealth creation with life insurance protection. These plans cater to diverse financial goals, risk appetites, and investment horizons, providing policyholders with flexibility, market-linked returns, and life cover.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹10,554

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 28.6 21.1 17.8 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,693

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.95 15.68 15.53 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,282

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.99 16.04 15.13 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,681

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.38 12.4 14.97 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹36,935

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.72 14.49 14.67 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹433

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.79 13.24 14.52 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,390

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.68 14.47 14.42 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,552

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.79 12.99 14.23 %

View Fund

Instant tax receipt

Pure Stock Fund

AUM (Cr)

₹7,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.82 13.2 14.01 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹235

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.36 14.6 13.98 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,693

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.95 15.68 15.53 %

View Fund

Virtue II

AUM (Cr)

₹3,282

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.99 16.04 15.13 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹433

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.79 13.24 14.52 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,390

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.68 14.47 14.42 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,552

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.79 12.99 14.23 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.82 13.2 14.01 %

View Fund

Accelerator Fund

AUM (Cr)

₹235

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.36 14.6 13.98 %

View Fund

Future Apex Fund

AUM (Cr)

₹104

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.95 14.01 13.64 %

View Fund

Growth Super Fund

AUM (Cr)

₹13,106

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.04 12.44 13.2 %

View Fund

Super 20

AUM (Cr)

₹2,130

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.11 12.07 12.87 %

View Fund

High Growth Fund

AUM (Cr)

₹10,554

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 28.6 21.1 17.8 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,681

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.38 12.4 14.97 %

View Fund

Opportunities Fund

AUM (Cr)

₹36,935

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.72 14.49 14.67 %

View Fund

India Consumption Fund

AUM (Cr)

₹2,211

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 26.65 20.83 20.1 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,021

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.89 14.16 14.9 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,589

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.77 13.18 13.45 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,406

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.06 13 12.83 %

View Fund

Flexi Cap

AUM (Cr)

₹1,125

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.82 12.32 12.59 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹528

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.17 11.46 11.73 %

View Fund

Builder

AUM (Cr)

₹215

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.86 8.31 8.51 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹831

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.98 7.89 7.69 %

View Fund

Debt Fund

AUM (Cr)

₹488

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.67 7.93 7.51 %

View Fund

Bond Fund

AUM (Cr)

₹123

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.02 7.04 7.19 %

View Fund

Steady Money Fund

AUM (Cr)

₹71

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.44 7.32 7.18 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹198

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.89 7.35 7.11 %

View Fund

Bond Fund

AUM (Cr)

₹19,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.46 7.26 7.04 %

View Fund

Income Fund

AUM (Cr)

₹7,540

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.01 7.03 7.01 %

View Fund

Debt Fund

AUM (Cr)

₹93

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.3 7.33 6.99 %

View Fund

Secure Fund

AUM (Cr)

₹1,064

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.86 7.19 6.95 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹892

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.94 15.74 15.56 %

View Fund

Balanced Fund

AUM (Cr)

₹363

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.31 10.85 10.77 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹66

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.79 9.52 10.3 %

View Fund

Balanced Fund

AUM (Cr)

₹5,648

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.41 9.72 10.28 %

View Fund

Creator

AUM (Cr)

₹492

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.29 9.87 10.27 %

View Fund

Balanced Fund

AUM (Cr)

₹22,609

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.05 9.65 10.1 %

View Fund

Growth Fund

AUM (Cr)

₹7,725

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.81 9.85 9.99 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹286

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.23 9.21 9.95 %

View Fund

Balancer II

AUM (Cr)

₹839

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.24 9.8 9.91 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,978

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.81 9.5 9.77 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,321

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.97 13.18 14.01 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.64 13.26 13.96 %

View Fund

Pure Equity

AUM (Cr)

₹2,935

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.82 12.75 13.39 %

View Fund

List of Future Generali SIP Plans

Plan Name	Plan Type	Premium Payment Frequency
Future Generali Big Income Multiplier Plan	Guaranteed Savings	Yearly, Half-Yearly, Quarterly, Monthly
Future Generali Assured Income Plan	Guaranteed Savings	Yearly, Half-Yearly, Quarterly, Monthly
Future Generali Single Premium Anchor Plan	Savings + Income	Single premium
Future Generali Easy Invest Online Plan	ULIP	Flexible (monthly, quarterly, yearly)
Future Generali Select Insurance Plan	ULIP	Flexible
Future Generali Pramukh Nivesh ULIP	ULIP (Single Premium)	Single premium
Future Generali Lifetime Partner Plan	Non-linked, Participating	Regular premium payments

Overview of Future Generali SIP and ULIP Plans

Future Generali’s SIPs offerings are structured to help investors systematically invest in market-linked funds while enjoying the benefits of life insurance. These plans invest premiums in equity, debt, or balanced funds, allowing policyholders to benefit from market growth and professional fund management. The plans also provide life cover, ensuring financial security for the family in case of the policyholder’s demise.

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
High Growth Fund Axis Max Life Rating	28.6%	21.1%	17.8% View Plan
India Consumption Fund Tata AIA Life Rating	26.65%	20.83%	20.1% View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz Rating	20.38%	12.4%	14.97% View Plan
Opportunities Fund HDFC Life Rating	21.72%	14.49%	14.67% View Plan
Opportunities Fund ICICI Prudential Life Rating	20.06%	13%	12.83% View Plan
Multiplier Birla Sun Life Rating	22.25%	14.42%	15.78% View Plan
Virtue II PNB MetLife Rating	20.99%	16.04%	15.13% View Plan
Equity II Fund Canara HSBC Life Rating	16.71%	9.95%	10.99% View Plan
Balanced Fund LIC India Rating	10.6%	-	- View Plan
Equity Fund SBI Life Rating	16.87%	11.68%	12.1% View Plan

Fund rating powered by

Last updated: Aug 2025

Compare more funds

Fund Name	3 Years	5 Years	10 Years
	Returns
Active Fund QUANT	23.92%	31.48%	21.87%
Flexi Cap Fund PARAG PARIKH	20.69%	26.41%	19.28%
Large and Mid-Cap Fund EDELWEISS	22.34%	24.29%	17.94%
Equity Opportunities Fund KOTAK	24.64%	25.01%	19.45%
Large and Midcap Fund MIRAE ASSET	19.74%	24.32%	22.50%
Flexi Cap Fund PGIM INDIA	14.75%	23.39%	-
Flexi Cap Fund DSP	18.41%	22.33%	16.91%
Emerging Equities Fund CANARA ROBECO	20.05%	21.80%	15.92%
Focused fund SUNDARAM	18.27%	18.22%	16.55%

Last updated: August 2025

Compare more funds

Buying the Dip Results in Higher Returns

Key Features of Future Generali SIP/ULIP Plans

Market-Linked Returns: Investments are linked to market performance, offering potential for higher returns compared to traditional plans.
Life Insurance Cover: Provides financial protection to the nominee in case of the policyholder’s death.
Flexible Investment Options: Multiple fund options, including equity, debt, and balanced funds.
Systematic Investment: Enables disciplined investing through SIPs, reducing market timing risks.
Tax Benefits: Premiums paid are eligible for tax deductions under Section 80C, and maturity proceeds may be tax-free under Section 10(10D) of the Income Tax Act.
Fund Switching: Policyholders can switch between funds to optimize returns and manage risk.
Partial Withdrawals: Allowed after a lock-in period, providing liquidity.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

17.8%

High Growth Fund

20.1%

India Consumption Fund

14.97%

Accelerator Mid-Cap Fund II

14.67%

Opportunities Fund

12.83%

Opportunities Fund

15.78%

Multiplier

15.13%

Virtue II

10.99%

Equity II Fund

13.98%

Accelerator Fund

11.55%

Pension Dynamic Equity Fund

14.42%

Frontline Equity Fund

12.59%

Equity Pension

11.73%

Equity Top 250 Fund

14.9%

Growth Opportunities Plus Fund

13.64%

Future Apex Fund

13.87%

US Equity Fund

Future Generali ULIP Funds List

ULIP Funds	5 Year Returns	Returns
Future Generali Life - Future Pension Secure Fund	6.21%	7.25%
Future Generali Life - Future Midcap Fund	29.97%	-
Future Generali Life - Future Income Fund	5.04%	6.68%
Future Generali Life - Future Apex Fund	23.84%	13.38%
Future Generali Life - Future Group Secure Fund	9.06%	-

Benefits of Investing in Future Generali SIP/ULIP Plans

Wealth Creation with Protection

Combines investment growth potential with life insurance security.
Flexibility in Investment

Multiple fund choices and switching options help tailor the portfolio.
Regular Income Options

Plans like Single Premium Anchor and Long Term Income provide periodic survival benefits.
Tax Efficiency

Premiums and maturity proceeds enjoy tax benefits under applicable laws.
Long-Term Financial Planning

Suitable for retirement planning, children’s education, and wealth accumulation.

Start An Sip Today Watch Your Money Grow

Conclusion

Future Generali’s SIP and ULIP plans offer a comprehensive financial solution that combines investment and insurance. Whether you seek market-linked growth, guaranteed income, or long-term wealth creation, these plans provide customizable options to meet your financial goals. The flexibility in premium payment, fund selection, and income payout options make Future Generali plans a versatile choice for disciplined investors aiming for secure and rewarding financial futures.

FAQs

Can I choose the premium payment frequency?

Yes, Future Generali plans offer flexible payment frequencies, including monthly, quarterly, half-yearly, and yearly options, depending on the plan.
What are the tax benefits of investing in Future Generali SIP/ULIP plans?

Premiums paid are eligible for tax deductions under Section 80C. Maturity or death benefits are exempt under Section 10(10D) of the Income Tax Act.
Is there a minimum entry age for these plans?

Entry age varies by plan but generally ranges from as low as 3 years to a maximum of 55 years depending on the product.
Can I switch funds within the ULIP?

Yes, ULIP plans like Easy Invest Online Plan allow policyholders to switch between different fund options to optimize returns based on market conditions.

Future Generali SIP Plan

Best SIP Funds

List of Future Generali SIP Plans

Overview of Future Generali SIP and ULIP Plans

Key Features of Future Generali SIP/ULIP Plans

SIP Calculator

Future Generali ULIP Funds List

Benefits of Investing in Future Generali SIP/ULIP Plans

Wealth Creation with Protection

Flexibility in Investment

Regular Income Options

Tax Efficiency

Long-Term Financial Planning

Conclusion

FAQs

Can I choose the premium payment frequency?

What are the tax benefits of investing in Future Generali SIP/ULIP plans?

Is there a minimum entry age for these plans?

Can I switch funds within the ULIP?

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