Are you looking for an easy way to understand how much your mutual fund corpus would be at maturity? The Future Generali SIP Calculator is a tool used for calculating the potential returns on your mutual fund investments through Systematic Investment Plans (SIPs). It uses three variables, including your investment amount, investment tenor, and expected rate of return to estimate the expected returns on your SIP investments.
The following four key parameters are used by the SIP Calculator to project the investment's future value at maturity.
With the help of the following example, let us understand how the Future Generali SIP Calculator works.
Imagine you decide to invest for your retirement and begin with investing ₹ 1,00,000 every year with a 10% annual rate of return for a period of 10 years. What will be the future value of your investments?
Interest rate (i)= 10% p.a.
Total number of installments (n) = 1 year x 10 = 10 years
Fixed Amount of SIP Installment (p) = ₹1,00,000
By converting the annual interest rate to monthly and solving the equation based on the formula given above, you arrive at an approximate future value of ₹ 17,50,000.
So, you come to know that due to the power of compounding, your invested amount of ₹10,00,000 grows in the future. The longer it stays invested, the more it grows on its own growth – that's compounding!
By using Policybazaar’s SIP calculator, we get the future value of our SIP investments in no time. Follow the given steps to use Policybazaar’s SIP mutual fund calculator provided above:
The steps below will help you calculate your monthly, yearly, or lump sum investment returns.
Mention the amount you plan to invest each month.
Enter your expected annual rate of return.
Specify your investment duration in years.
The SIP calculator will display the estimated compounded amount and the total accumulated amount at the end of your investment period.
Specify your yearly Investment Amount.
Enter your expected annual rate of return.
Enter your investment duration in years.
The mutual fund SIP calculator will display the wealth you will gain on your investments and the total accumulated amount.
Specify the one-time amount you plan to invest.
Enter your anticipated annual return rate.
Indicate the duration of your investment in years.
The calculator will display your estimated lump sum returns and the total accumulated amount at the end of your investment period.
Enter your target savings or the amount you want to generate from your investments.
Specify your planned investment timeframe.
Input the expected rate of return.
The SIP calculator will instantly display the required monthly investment, your total investment, and the projected wealth gain.
Returns | ||||
---|---|---|---|---|
Fund Name | 5 Years | 7 Years | 10 Years | |
High Growth Fund Max Life | 27.23% | 21.04% |
18.22%
View Plan
|
|
Top 200 Fund Tata AIA | 32.94% | 21.74% |
17.6%
View Plan
|
|
Accelerator Mid-Cap Fund II Bajaj Allianz | 25.91% | 12.66% |
14.18%
View Plan
|
|
Opportunities Fund HDFC Standard | 27.55% | 14.8% |
14.53%
View Plan
|
|
Equity II Fund Canara HSBC Oriental Bank | 21.16% | 10.67% |
9.95%
View Plan
|
|
Grow Money Plus Fund Bharti AXA | 22.39% | 14.55% |
13.77%
View Plan
|
|
Multiplier Birla Sun Life | 28.77% | 14.09% |
15.13%
View Plan
|
|
Equity Large Cap Fund Edelwiess Tokio | 21.43% | 11.61% |
10.46%
View Plan
|
|
Opportunities Fund ICICI Prudential | 25.1% | 13.69% |
12.08%
View Plan
|
|
Flexi Growth Fund LIC | - | - |
-
View Plan
|
Returns | ||||
---|---|---|---|---|
Fund Name | 3 Years | 5 Years | 10 Years | |
Active Fund QUANT | 23.92% | 31.48% |
21.87%
|
|
Flexi Cap Fund PARAG PARIKH | 20.69% | 26.41% |
19.28%
|
|
Large and Mid-Cap Fund EDELWEISS | 22.34% | 24.29% |
17.94%
|
|
Equity Opportunities Fund KOTAK | 24.64% | 25.01% |
19.45%
|
|
Large and Midcap Fund MIRAE ASSET | 19.74% | 24.32% |
22.50%
|
|
Flexi Cap Fund PGIM INDIA | 14.75% | 23.39% |
-
|
|
Flexi Cap Fund DSP | 18.41% | 22.33% |
16.91%
|
|
Emerging Equities Fund CANARA ROBECO | 20.05% | 21.80% |
15.92%
|
|
Focused fund SUNDARAM | 18.27% | 18.22% |
16.55%
|
Last updated: Mar 2025
The Policybazaar SIP calculator provides its users with multiple benefits, making it a popular choice among investors. The top five benefits provided by the Policybazaar mutual fund SIP calculator are:
By providing different scenarios of investment amount, tenor, and anticipated rate of return, which result in varying returns, you can compare different mutual fund plans and finally select the best SIP plans as per your financial goals.
Analysing future potential risks is crucial for long-term financial security.
The policybazaar SIP calculator helps analyze these factors by considering projected returns and the investment period, allowing investors to weigh possible risks against potential gains before investing.
By using Policybazaar SIP calculator you can modify parameters such as your investment sum, investment time period, and anticipated SIP interest rate to align your SIP investments with your unique financial objectives.
The first step towards your investment should be free of cost; hence, the Policybazaar SIP calculator offers unlimited access, empowering everyone to plan their investments without any cost.
Policybazaar gives you estimated results based on your investment plans. Input your unique investment details – amount, duration, and expected growth – and instantly see a clear projection of your SIP's future value.
The Future Generali SIP Calculator helps you analyse the performance of your SIP mutual fund investments and other related factors. The calculator streamlines your financial goals and your SIP investments by aiding you in understanding the amount required to invest and achieve those goals. The Future Generali SIP calculator is the first step of your journey towards mutual fund investments.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved
insurance
plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.