Future Generali SIP Calculator

Are you looking for an easy way to understand how much your mutual fund corpus would be at maturity? The Future Generali SIP Calculator is a tool used for calculating the potential returns on your mutual fund investments through Systematic Investment Plans (SIPs). It uses three variables, including your investment amount, investment tenor, and expected rate of return to estimate the expected returns on your SIP investments.

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  • Start SIP with as low as ₹1000
  • No hidden charges
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  • Zero LTCG Tax
  • Disciplined & worry free investing
Top Performing˜ SIPs with High Returns
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13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold

Future Generali SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
11.7%
Equity Pension
Opportunities Fund
13.64%
Opportunities Fund
High Growth Fund
17.59%
High Growth Fund
Opportunities Fund
11.84%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
13.22%
Accelerator Mid-Cap Fund II
Multiplier
14.74%
Multiplier
Frontline Equity Fund
13.3%
Frontline Equity Fund
Virtue II
14.23%
Virtue II
Equity II Fund
9.73%
Equity II Fund
Gift Global Opportunity Maximizer Fund
10.16%
Gift Global Opportunity Maximizer Fund
Growth Opportunities Plus Fund
14.1%
Growth Opportunities Plus Fund
Equity Top 250 Fund
10.69%
Equity Top 250 Fund
Future Apex Fund
12.39%
Future Apex Fund
Pension Dynamic Equity Fund
10.56%
Pension Dynamic Equity Fund
Accelerator Fund
12.93%
Accelerator Fund

How Does Future Generali SIP Calculator Work?

The following four key parameters are used by the SIP Calculator to project the investment's future value at maturity.

The Future Generali SIP Calculator works on the basis of the following formula:
FV = P × {[(1 + i)^n - 1] / i} × (1 + i)
Terms used in Future Generali SIP Calculator Formula
FV
Future Estimated Value
P
Fixed Amount of SIP Installment
i
Compounded rate of return
n
Total number of instalments

Example of SIP Calculation

With the help of the following example, let us understand how the Future Generali SIP Calculator works.

Imagine you decide to invest for your retirement and begin with investing ₹ 1,00,000 every year with a 10% annual rate of return for a period of 10 years. What will be the future value of your investments?

Interest rate (i)= 10% p.a.

Total number of installments (n) = 1 year x 10 = 10 years

Fixed Amount of SIP Installment (p) = ₹1,00,000

By converting the annual interest rate to monthly and solving the equation based on the formula given above, you arrive at an approximate future value of ₹ 17,50,000. 

So, you come to know that due to the power of compounding, your invested amount of ₹10,00,000 grows in the future. The longer it stays invested, the more it grows on its own growth – that's compounding!

How to Use Policybazaar’s Future Generali Mutual Fund SIP Calculator?

By using Policybazaar’s Future Generali SIP calculator, we get the future value of our SIP investments in no time. Follow the given steps to use Policybazaar’s SIP mutual fund calculator provided above:

If You Know Your Investment Amount:

The steps below will help you calculate your monthly, yearly, or lump sum investment returns.

  1. Monthly Return Calculation

    • Mention the amount you plan to invest each month.

    • Enter your expected annual rate of return.

    • Specify your investment duration in years.

    The Policybazaar Future Generali SIP calculator will display the estimated compounded amount and the total accumulated amount at the end of your investment period.

  2. Yearly Return Calculation

    • Specify your yearly Investment Amount.

    • Enter your expected annual rate of return.

    • Enter your investment duration in years.

    The calculator will display the wealth you will gain on your investments and the total accumulated amount.

  3. Lump Sum Return Calculation

    • Specify the one-time amount you plan to invest.

    • Enter your anticipated annual return rate.

    • Indicate the duration of your investment in years.

    The SIP calculator will display your estimated lump sum returns and the total accumulated amount at the end of your investment period.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Top 300 Fund SBI Life
Rating
8.88% 10.5%
11.55%
View Plan
Opportunities Fund HDFC Life
Rating
12.42% 13.27%
13.64%
View Plan
High Growth Fund Axis Max Life
Rating
17.85% 19.5%
17.59%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
11.28% 11.53%
11.84%
View Plan
Multi Cap Fund Tata AIA Life
Rating
21% 18.96%
22%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
12.27% 11.54%
13.22%
View Plan
Multiplier Birla Sun Life
Rating
14.37% 13.37%
14.74%
View Plan
Virtue II PNB MetLife
Rating
12.61% 14.79%
14.23%
View Plan
Equity II Fund Canara HSBC Life
Rating
8.46% 8.24%
9.73%
View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life
Rating
7.49% 8.34%
9.68%
View Plan
Fund rating powered by
Last updated: Mar 2026
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth ₹1,748.84 Crs 28.91% N/A N/A ₹500 28.94%
Bandhan Small Cap Fund Regular-Growth ₹20,474.12 Crs 26.07% 20.2% N/A ₹1,000 25.81%
Motilal Oswal Midcap Fund Regular-Growth ₹33,689.20 Crs 17.76% 19.95% 15.5% ₹500 18.83%
ICICI Prudential Infrastructure Fund-Growth ₹8,097.89 Crs 20.26% 23.55% 17.35% ₹5,000 14.94%
Canara Robeco Large Cap Fund Regular-Growth ₹17,103.62 Crs 11.03% 9.6% 12.89% ₹100 11.61%
Mirae Asset Large Cap Fund Direct- Growth ₹40,184.41 Crs 10.21% 9.85% 13.44% ₹5,000 14.5%
Kotak Midcap Fund Regular-Growth ₹61,694.40 Crs 17.96% 16.27% 17.08% ₹100 14.06%
SBI Small Cap Fund-Growth ₹34,931.73 Crs 10.62% 13.02% 16.74% ₹5,000 17.62%
SBI Gold ETF ₹24,897.99 Crs 33.28% 25.87% 16.3% ₹5,000 13.46%

Updated as of Mar 2026

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

If You Know Your Goal Amount:

  • Enter your target savings or the amount you want to generate from your investments.

  • Specify your planned investment timeframe.

  • Input the expected rate of return.

  • The Policybazaar Future Generali SIP calculator will instantly display the required monthly investment, your total investment, and the projected wealth gain.

What are the Benefits of the Policybazaar Future Generali SIP Calculator?

The Policybazaar Future Generali SIP calculator provides its users with multiple benefits, making it a popular choice among investors. The top five benefits provided by the Policybazaar mutual fund SIP calculator are:

  • Best SIP Plan Selection: By providing different scenarios of investment amount, tenor, and anticipated rate of return, which result in varying returns, you can compare different mutual fund plans and finally select the best SIP plans as per your financial goals.

  • Risk Assessment: Analysing future potential risks is crucial for long-term financial security. The policybazaar Future Generali SIP calculator helps analyze these factors by considering projected returns and the investment period, allowing investors to weigh possible risks against potential gains before investing.

    Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow
  • Customizable Inputs: By using Policybazaar Future Generali SIP calculator you can modify parameters such as your investment sum, investment time period, and anticipated SIP interest rate to align your SIP investments with your unique financial objectives.

  • Free and Accessible Investment Insights: The first step towards your investment should be free of cost; hence, the Policybazaar Future Generali SIP calculator offers unlimited access, empowering everyone to plan their investments without any cost.

  • Probable Returns Projection: Policybazaar Future Generali SIP calculator gives you estimated results based on your investment plans. Input your unique investment details – amount, duration, and expected growth – and instantly see a clear projection of your SIP's future value.

Conclusion

The Future Generali SIP Calculator helps you analyse the performance of your SIP mutual fund investments and other related factors. The calculator streamlines your financial goals and your SIP investments by aiding you in understanding the amount required to invest and achieve those goals. The Future Generali SIP calculator is the first step of your journey towards mutual fund investments. 

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

FAQs

  • What are the features of the Future Generali SIP calculator?

    Estimating the maturity value of mutual fund SIP investments, providing instant results, changing investment outcomes based on changing inputs, and offering no-cost usage are some of the common features of the Future Generali SIP Calculator.
  • How Can Future Generali SIP Calculator Help You Plan Your Investments?

    The Future Generali SIP calculator works based on the formula FV = [P x (1 + i)^n - 1/i] x (1 + i), where FV refers to the Future Estimated Value, P is the Fixed Amount of SIP Installment, i is the compounded rate of return, and n is the total number of installments used to calculate your mutual fund SIP investment returns.
  • Can we select the investment tenor of our choice in the Future Generali SIP calculator?

    Yes, you can select the investment period of your choice as per your financial needs. Just remember: The longer you invest, the greater your returns will be.
  • What does the Future Generali SIP Calculator show?

    The Future Generali SIP calculator displays the potential returns on your regular contributions to mutual fund investments.

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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