What is the HSBC SIP Plan?
The HSBC SIP Plan stands for the "Systematic Investment Plan" offered by HSBC. It is one of the world's largest banking and financial services organizations.
The HSBC SIP (Systematic Investment Plan) Plan is a method of investing in both ULIPs (Unit Linked Insurance Plans) and mutual funds offered by HSBC.
The SIP investments under the ULIP plans are allocated into different investment funds based on your risk profile and financial goals. ULIPs offer both insurance coverage and investment opportunities.
Similarly, in mutual funds, the SIP allows you to invest a fixed amount regularly in a mutual fund scheme of your choice.
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| Max Life |
27.23% |
21.07% |
|
| Tata AIA |
30.99% |
21.69% |
|
| Bajaj Allianz |
24.23% |
12.8% |
|
| HDFC Standard |
25.77% |
14.87% |
|
| Canara HSBC Oriental Bank |
17.51% |
10.29% |
|
| Bharti AXA |
23.03% |
15.02% |
|
| Birla Sun Life |
26.67% |
14.18% |
|
| ICICI Prudential |
22.68% |
13.38% |
|
| LIC |
- |
- |
|
| PNB Metlife |
24% |
16.86% |
|
Fund rating powered by
Last updated: May 2025
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| QUANT |
23.92% |
31.48% |
|
| PARAG PARIKH |
20.69% |
26.41% |
|
| EDELWEISS |
22.34% |
24.29% |
|
| KOTAK |
24.64% |
25.01% |
|
| MIRAE ASSET |
19.74% |
24.32% |
|
| PGIM INDIA |
14.75% |
23.39% |
|
| DSP |
18.41% |
22.33% |
|
| CANARA ROBECO |
20.05% |
21.80% |
|
| SUNDARAM |
18.27% |
18.22% |
|
Top Canara HSBC SIP Plans in ULIP in 2025~
Canara HSBC Life Insurance Company also offers the best SIP plans with the Unit Linked Insurance Plans (ULIP). Let us learn the top market-linked funds offered under the Canara HSBC SIP plans:
| Fund Name |
Risk Category |
3-Year Returns |
5-Year Returns |
RSI* |
| Canara HSBC Emerging Leaders Equity Fund |
High |
25.1% |
21.7% |
15.6% |
| Canara HSBC India Multi-Cap Equity Fund |
High |
16.1% |
14% |
13.5% |
| Canara HSBC Growth Plus Fund |
Moderate |
12.8% |
11.6% |
9% |
| Canara HSBC Equity II Fund |
High |
13.6% |
11.5% |
9.5% |
| Canara HSBC Balanced Plus Fund |
Moderate |
9.8% |
9.8% |
8.2% |
| Canara HSBC Debt Fund |
Low |
5.6% |
7.6% |
8.2% |
| Canara HSBC Liquid Fund |
Low |
4.4% |
3.3% |
6.1% |
| Canara HSBC Large Cap Advantage Fund |
High |
13.3% |
N.A. |
18.7% |
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
18.4%
High Growth Fund
17.46%
Top 200 Fund
14.57%
Accelerator Mid-Cap Fund II
14.81%
Opportunities Fund
10.58%
Growth Plus Fund
13.35%
Accelerator Fund
14.61%
Growth Opportunities Plus Fund
15.6%
Multiplier
11.48%
Equity Top 250 Fund
13.31%
Future Apex Fund
12.32%
Opportunities Fund
14.24%
Frontline Equity Fund
15.03%
Virtue II
10.88%
Pension Dynamic Equity Fund
11.8%
Equity Fund
10.32%
Blue-Chip Equity Fund
HSBC SIP Plans – Mutual Fund Schemes
HSBC offers a range of mutual fund schemes to choose the one that best suits your investment objectives, risk appetite, and financial goals:
| Fund Name |
Risk Category |
3-Year Returns |
5-Year Returns |
RSI* |
| Equity Funds |
| HSBC Small Cap Fund |
Very High |
31.40% |
23.10% |
21.30% |
| HSBC Infrastructure Fund |
Very High |
29.60% |
20.00% |
17.10% |
| HSBC Value Fund |
Very High |
26.00% |
20.90% |
20.10% |
| Debt Funds |
| HSBC Credit Risk Fund |
Moderately High |
6.40% |
5.30% |
7.20% |
| HSBC Medium Duration Fund |
Moderate |
6.20% |
7.20% |
7.80% |
| HSBC Corporate Bond |
Moderately High |
5.80% |
7.90% |
7.60% |
| Hybrid Funds |
| HSBC Equity Hybrid Fund |
Very High |
13.40% |
-- |
13.40% |
| HSBC Aggressive Hybrid Fund |
Very High |
13.50% |
13.00% |
14.10% |
| HSBC Equity Savings Fund |
High |
11.80% |
10.40% |
9.40% |
| Other Category Funds |
| HSBC Nifty Next 50 Index Fund |
Very High |
19.20% |
-- |
26.40% |
| HSBC Managed Solutions India Growth Fund |
Very High |
15.10% |
14.50% |
13.60% |
| HSBC Nifty 50 Index Fund |
Moderately High |
15.00% |
-- |
26.50% |
Benefits of Investing in HSBC SIP Plans
HSBC SIP plans present a convenient and disciplined approach to market-linked investment, potentially facilitating wealth accumulation over the long term. Let us learn some of the benefits offered by HSBC sip plans:
-
Disciplined Investing: HSBC SIPs promote regular contributions, which promotes a savings habit and eliminates the need for market timing.
-
Rupee Cost Averaging: Fixed investments at regular intervals allow buying more units when prices are low and fewer when high. This reduces the average cost per unit over time.
-
Flexibility: You can start with small amounts and adjust contributions as income grows, with options to invest monthly, quarterly, or semi-annually.
-
Tax Benefits: The Canara HSBC SIP plans to invest in ULIP funds. These SIP investments offer annual tax savings under Section 80C and Section 10(10D) of the Income Tax Act.
-
SIP Calculator: The Policybazaar SIP calculator helps you to estimate the potential returns based on your investment amount, duration, and expected rate of return.
-
Potential for High Returns: Equity SIPs offer higher return potential compared to traditional options like fixed deposits but attract market risks.
Summing It Up
HSBC SIP plans provide a hassle-free and reliable method for you to steadily build your wealth. Offering a variety of investment options and customizable plans, HSBC SIPs empower you to pursue your financial objectives with confidence and discipline. The investment in these best SIP plans fosters long-term financial growth and security.
