IndiaFirst SIP Plans

Planning for a financially secure future requires consistency, patience, and the right investment strategy. IndiaFirst Life Insurance Company brings you its SIP Plan offerings — tailored solutions for individuals seeking to grow their wealth systematically. Whether you're new to investing or looking for long-term financial goals, the IndiaFirst SIP Plan ensures you make small, regular investments that add up to significant returns over time.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
High Growth Fund Max Life Rating	27.23%	19.49%	17.86% View Plan
Top 200 Fund Tata AIA Rating	31.71%	20.36%	17.65% View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz Rating	24.9%	11.6%	13.7% View Plan
Opportunities Fund HDFC Standard Rating	26.28%	13.21%	14.29% View Plan
Equity II Fund Canara HSBC Oriental Bank Rating	21.15%	10.32%	9.16% View Plan
Grow Money Plus Fund Bharti AXA Rating	21.55%	13.76%	13.69% View Plan
Multiplier Birla Sun Life Rating	27.52%	12.37%	14.94% View Plan
Opportunities Fund ICICI Prudential Rating	24.05%	12.78%	11.87% View Plan
Flexi Growth Fund LIC Rating	-	-	- View Plan
Virtue II PNB Metlife Rating	23.2%	17.21%	15.2% View Plan

Fund rating powered by

Last updated: Apr 2025

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Fund Name	3 Years	5 Years	10 Years
	Returns
Active Fund QUANT	23.92%	31.48%	21.87%
Flexi Cap Fund PARAG PARIKH	20.69%	26.41%	19.28%
Large and Mid-Cap Fund EDELWEISS	22.34%	24.29%	17.94%
Equity Opportunities Fund KOTAK	24.64%	25.01%	19.45%
Large and Midcap Fund MIRAE ASSET	19.74%	24.32%	22.50%
Flexi Cap Fund PGIM INDIA	14.75%	23.39%	-
Flexi Cap Fund DSP	18.41%	22.33%	16.91%
Emerging Equities Fund CANARA ROBECO	20.05%	21.80%	15.92%
Focused fund SUNDARAM	18.27%	18.22%	16.55%

Last updated: Mar 2025

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Buying the Dip Results in Higher Returns

What is an SIP Plan?

SIP or Systematic Investment Plan is a disciplined way to invest in mutual funds or insurance-linked investment options like ULIPs (Unit Linked Insurance Plans). It allows you to invest a fixed amount regularly — monthly or quarterly — into your chosen investment fund. With the power of rupee cost averaging and the benefit of compounding, SIPs help reduce the impact of market volatility and build a strong corpus over time.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

17.86%

High Growth Fund

17.65%

Top 200 Fund

13.7%

Accelerator Mid-Cap Fund II

14.29%

Opportunities Fund

9.16%

Equity II Fund

12.7%

Accelerator Fund

13.69%

Grow Money Plus Fund

14.94%

Multiplier

11.41%

Equity Top 250 Fund

12.58%

Future Apex Fund

11.87%

Opportunities Fund

13.91%

Frontline Equity Fund

15.2%

Virtue II

10.42%

Pension Dynamic Equity Fund

11.81%

Top 300 Fund

9.94%

Blue-Chip Equity Fund

Cost of Delay Calculator

Start early, gain more

Monthly SIP Amount

/Month

Invest For (in Years)

Years

Stay Invested For (in Years)

Years

Expected return

% Annually

If you start SIP after (in Months)

Months

Due to the delay of 10 Months

Your Target Wealth will reduce by 13.3%.

With loss of ₹13,87,249

Start TodayDelayed Start

Invest Now

IndiaFirst SIP and ULIP Plans

IndiaFirst offers various investment plans that support systematic investments with additional benefits like life cover, tax savings, and market-linked returns.

Plan Name	Type	Key Benefits	Ideal For
IndiaFirst Life Wealth Maximizer Plan	ULIP	Market-linked returns, life cover, partial withdrawals	Long-term investors
IndiaFirst Smart Save Plan	ULIP	Loyalty additions, tax benefits under Section 80C & 10(10D)	Goal-based savers
IndiaFirst Life e-Wealth Insurance Plan	ULIP	Digital-first, no policy allocation or admin charges	Tech-savvy and cost-conscious
IndiaFirst Money Balance Plan	Endowment	Balance of savings and insurance, guaranteed additions	Conservative investors
IndiaFirst MahaJeevan Plus Plan	Endowment	Long-term savings, death benefit, income payouts	Family financial planning

Why Choose IndiaFirst SIP Plans?

Systematic Investment: You can start with small contributions and build wealth steadily.
Life Cover: Unlike traditional SIPs, most IndiaFirst plans offer insurance protection.
Flexible Tenure: Choose the policy term and premium payment frequency that suits you.
Tax Benefits: Get deductions under Section 80C and tax-free returns under Section 10(10D).
Online Accessibility: Easy to purchase and manage your policy online.

List of Investment Funds

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Who Should Consider These Plans?

Young professionals beginning their financial journey.
Parents planning for their child’s education or marriage.
Individuals targeting retirement or long-term wealth creation.
Anyone seeking a blend of protection and investment.

How to Start an SIP with IndiaFirst?

Choose a Plan: Assess your goals — retirement, wealth creation, family protection.
Select Investment Frequency: Monthly or quarterly contributions.
Pick Fund Options: Equity, debt, or balanced funds as per risk appetite.
Complete KYC & Documentation: Easy online process.
Track Your Plan Online: Stay updated with your investment progress.

Start An Sip Today Watch Your Money Grow

Final Thoughts

IndiaFirst SIP Plans are a prudent choice for anyone who wants to take control of their financial future with small yet consistent steps. They blend the benefits of investment and insurance, making them ideal for both beginners and experienced investors. Start your SIP journey with IndiaFirst today and enjoy a future built on financial discipline and smart decisions.

FAQs

Is SIP available in IndiaFirst Life plans?

Yes, IndiaFirst Life offers SIP-like features in its ULIP and endowment plans, allowing regular premium payments.
How much should I invest monthly?

You can start with an amount as low as INR 1,000 depending on the plan.
Is there a lock-in period?

Yes, most ULIPs have a mandatory 5-year lock-in period.
What if I miss a payment?

There is a grace period; however, missing multiple payments can lead to policy lapse. It’s best to set an auto-debit.
Can I switch funds in ULIP-based plans?

Yes, IndiaFirst ULIPs allow fund switching depending on market conditions and your risk profile.
Are IndiaFirst SIP plans tax-free?

Premiums paid are eligible for tax benefits under Section 80C. Maturity proceeds may be tax-free under Section 10(10D).