IndiaFirst SIP Plans

Planning for a financially secure future requires consistency, patience, and the right investment strategy. IndiaFirst Life Insurance Company brings you its SIP Plan offerings — tailored solutions for individuals seeking to grow their wealth systematically. Whether you're new to investing or looking for long-term financial goals, the IndiaFirst SIP Plan ensures you make small, regular investments that add up to significant returns over time.

Read more

SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹11,620

NAV

145.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.79 17.49 16.77 %

Instant tax receipt
AUM (Cr)

₹2,687

NAV

66.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.13 14.43 14.55 %

Instant tax receipt
AUM (Cr)

₹3,237

NAV

63.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.61 14.79 14.23 %

Instant tax receipt
AUM (Cr)

₹35,377

NAV

69.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.42 13.27 13.64 %

Instant tax receipt
AUM (Cr)

₹446

NAV

61.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.08 12 13.57 %

Instant tax receipt
AUM (Cr)

₹4,837

NAV

62.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12 12.83 13.3 %

Instant tax receipt
AUM (Cr)

₹5,458

NAV

72.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.27 11.54 13.22 %

Instant tax receipt
AUM (Cr)

₹219

NAV

43.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.62 12.84 12.93 %

Instant tax receipt
AUM (Cr)

₹3,598

NAV

37.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.71 11.3 12.74 %

Instant tax receipt
AUM (Cr)

₹130

NAV

49.46

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.62 11.99 12.39 %

Instant tax receipt
AUM (Cr)

₹2,687

NAV

66.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.13 14.43 14.55 %

AUM (Cr)

₹3,237

NAV

63.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.61 14.79 14.23 %

AUM (Cr)

₹446

NAV

61.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.08 12 13.57 %

AUM (Cr)

₹4,837

NAV

62.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12 12.83 13.3 %

AUM (Cr)

₹219

NAV

43.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.62 12.84 12.93 %

AUM (Cr)

₹3,598

NAV

37.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.71 11.3 12.74 %

AUM (Cr)

₹130

NAV

49.46

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.62 11.99 12.39 %

AUM (Cr)

₹12,241

NAV

73.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.98 10.46 12 %

AUM (Cr)

₹965

NAV

40.71

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.83 11.19 11.78 %

AUM (Cr)

₹2,097

NAV

58.41

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.41 10.06 11.57 %

AUM (Cr)

₹11,620

NAV

145.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.79 17.49 16.77 %

AUM (Cr)

₹35,377

NAV

69.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.42 13.27 13.64 %

AUM (Cr)

₹5,458

NAV

72.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.27 11.54 13.22 %

AUM (Cr)

₹9,938

NAV

57.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21 18.96 22 %

AUM (Cr)

₹12,572

NAV

104.21

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.85 19.5 17.59 %

AUM (Cr)

₹1,051

NAV

66.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.51 13.09 14.1 %

AUM (Cr)

₹13,553

NAV

62.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.78 11.82 12.45 %

AUM (Cr)

₹1,125

NAV

50.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.99 11.78 12.18 %

AUM (Cr)

₹3,551

NAV

53.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.28 11.53 11.84 %

AUM (Cr)

₹526

NAV

51.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.3 10.29 10.69 %

AUM (Cr)

₹242

NAV

25.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.13 8.4 9.72 %

AUM (Cr)

₹823

NAV

40.85

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.66 6.84 7.28 %

AUM (Cr)

₹499

NAV

38.3

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.27 6.81 7.03 %

AUM (Cr)

₹117

NAV

30.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.98 6.58 6.92 %

AUM (Cr)

₹189

NAV

56.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.8 6.59 6.9 %

AUM (Cr)

₹171

NAV

34.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.2 6.39 6.85 %

AUM (Cr)

₹77

NAV

41.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.42 6.43 6.81 %

AUM (Cr)

₹16,781

NAV

50.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.29 6.29 6.62 %

AUM (Cr)

₹172

NAV

46.78

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.6 5.98 6.6 %

AUM (Cr)

₹93

NAV

38.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.21 6.45 6.59 %

AUM (Cr)

₹904

NAV

94.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.47 14.83 14.83 %

AUM (Cr)

₹354

NAV

44.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.57 9.36 9.89 %

AUM (Cr)

₹62

NAV

57.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.68 8.44 9.61 %

AUM (Cr)

₹460

NAV

98.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.49 8.54 9.53 %

AUM (Cr)

₹5,072

NAV

37.27

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.46 8.39 9.48 %

AUM (Cr)

₹21,160

NAV

68.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.07 8.33 9.27 %

AUM (Cr)

₹807

NAV

37.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.28 8.81 9.24 %

AUM (Cr)

₹6,860

NAV

103.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.59 8.58 9.13 %

AUM (Cr)

₹272

NAV

29.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.63 8.26 9.07 %

AUM (Cr)

₹1,775

NAV

40.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.27 8.39 8.86 %

View More

What is an SIP Plan?

SIP or Systematic Investment Plan is a disciplined way to invest in mutual funds or insurance-linked investment options like ULIPs (Unit Linked Insurance Plans). It allows you to invest a fixed amount regularly — monthly or quarterly — into your chosen investment fund. With the power of rupee cost averaging and the benefit of compounding, SIPs help reduce the impact of market volatility and build a strong corpus over time.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Top 300 Fund SBI Life
Rating
8.88% 10.5%
11.55%
View Plan
Opportunities Fund HDFC Life
Rating
12.42% 13.27%
13.64%
View Plan
High Growth Fund Axis Max Life
Rating
17.85% 19.5%
17.59%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
11.28% 11.53%
11.84%
View Plan
Multi Cap Fund Tata AIA Life
Rating
21% 18.96%
22%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
12.27% 11.54%
13.22%
View Plan
Multiplier Birla Sun Life
Rating
14.37% 13.37%
14.74%
View Plan
Virtue II PNB MetLife
Rating
12.61% 14.79%
14.23%
View Plan
Equity II Fund Canara HSBC Life
Rating
8.46% 8.24%
9.73%
View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life
Rating
7.49% 8.34%
9.68%
View Plan
Fund rating powered by
Last updated: Mar 2026
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth ₹1,748.84 Crs 28.91% N/A N/A ₹500 28.94%
Bandhan Small Cap Fund Regular-Growth ₹20,474.12 Crs 26.07% 20.2% N/A ₹1,000 25.81%
Motilal Oswal Midcap Fund Regular-Growth ₹33,689.20 Crs 17.76% 19.95% 15.5% ₹500 18.83%
ICICI Prudential Infrastructure Fund-Growth ₹8,097.89 Crs 20.26% 23.55% 17.35% ₹5,000 14.94%
Canara Robeco Large Cap Fund Regular-Growth ₹17,103.62 Crs 11.03% 9.6% 12.89% ₹100 11.61%
Mirae Asset Large Cap Fund Direct- Growth ₹40,184.41 Crs 10.21% 9.85% 13.44% ₹5,000 14.5%
Kotak Midcap Fund Regular-Growth ₹61,694.40 Crs 17.96% 16.27% 17.08% ₹100 14.06%
SBI Small Cap Fund-Growth ₹34,931.73 Crs 10.62% 13.02% 16.74% ₹5,000 17.62%
SBI Gold ETF ₹24,897.99 Crs 33.28% 25.87% 16.3% ₹5,000 13.46%

Updated as of Mar 2026

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

IndiaFirst SIP and ULIP Plans

IndiaFirst offers various investment plans that support systematic investments with additional benefits like life cover, tax savings, and market-linked returns. 

  1. IndiaFirst SIP Plans

    SIP Plans  5 Year Returns  10 Year Returns 
    India First Life - Index Tracker Fund 19.77% 11.76%
    India First Life - Liquid Fund 3.63% 4.02%
    India First Life - Balanced Fund 16.03% 10.21%
    India First Life - Debt Fund 5.60% 6.28%
    India First Life - Equity Fund 21.51% 11.78%
  2. IndiaFirst ULIP Plans

    Plan Name Type Key Benefits Ideal For
    IndiaFirst Life Wealth Maximizer Plan ULIP Market-linked returns, life cover, partial withdrawals Long-term investors
    IndiaFirst Smart Save Plan ULIP Loyalty additions, tax benefits under Section 80C & 10(10D) Goal-based savers
    IndiaFirst Life e-Wealth Insurance Plan ULIP Digital-first, no policy allocation or admin charges Tech-savvy and cost-conscious
    IndiaFirst Money Balance Plan Endowment Balance of savings and insurance, guaranteed additions Conservative investors
    IndiaFirst MahaJeevan Plus Plan Endowment Long-term savings, death benefit, income payouts Family financial planning

Why Choose IndiaFirst SIP Plans?

  • Systematic Investment: You can start with small contributions and build wealth steadily.

  • Life Cover: Unlike traditional SIPs, most IndiaFirst plans offer insurance protection.

  • Flexible Tenure: Choose the policy term and premium payment frequency that suits you.

  • Tax Benefits: Get deductions under Section 80C and tax-free returns under Section 10(10D).

  • Online Accessibility: Easy to purchase and manage your policy online.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
11.7%
Equity Pension
Opportunities Fund
13.64%
Opportunities Fund
High Growth Fund
17.59%
High Growth Fund
Opportunities Fund
11.84%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
13.22%
Accelerator Mid-Cap Fund II
Multiplier
14.74%
Multiplier
Frontline Equity Fund
13.3%
Frontline Equity Fund
Virtue II
14.23%
Virtue II
Equity II Fund
9.73%
Equity II Fund
Gift Global Opportunity Maximizer Fund
10.16%
Gift Global Opportunity Maximizer Fund
Growth Opportunities Plus Fund
14.1%
Growth Opportunities Plus Fund
Equity Top 250 Fund
10.69%
Equity Top 250 Fund
Future Apex Fund
12.39%
Future Apex Fund
Pension Dynamic Equity Fund
10.56%
Pension Dynamic Equity Fund
Accelerator Fund
12.93%
Accelerator Fund

Who Should Consider These Plans?

  • Young professionals beginning their financial journey.

  • Parents planning for their child’s education or marriage.

  • Individuals targeting retirement or long-term wealth creation.

  • Anyone seeking a blend of protection and investment.

  • Those who are researching the best SIP plans to start their investment journey.

How to Start an SIP with IndiaFirst?

  • Choose a Plan: Assess your goals — retirement, wealth creation, family protection.

  • Select Investment Frequency: Monthly or quarterly contributions.

  • Pick Fund Options: Equity, debt, or balanced funds as per risk appetite.

  • Complete KYC & Documentation: Easy online process.

  • Track Your Plan Online: Stay updated with your investment progress.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Final Thoughts

IndiaFirst SIP Plans are a prudent choice for anyone who wants to take control of their financial future with small yet consistent steps. They blend the benefits of investment and insurance, making them ideal for both beginners and experienced investors. Start your SIP journey with IndiaFirst today and enjoy a future built on financial discipline and smart decisions.

FAQs

  • Is SIP available in IndiaFirst Life plans?

    Yes, IndiaFirst Life offers SIP-like features in its ULIP and endowment plans, allowing regular premium payments.
  • How much should I invest monthly?

    You can start with an amount as low as INR 1,000 depending on the plan.
  • Is there a lock-in period?

    Yes, most ULIPs have a mandatory 5-year lock-in period.
  • What if I miss a payment?

    There is a grace period; however, missing multiple payments can lead to policy lapse. It’s best to set an auto-debit.
  • Can I switch funds in ULIP-based plans?

    Yes, IndiaFirst ULIPs allow fund switching depending on market conditions and your risk profile.
  • Are IndiaFirst SIP plans tax-free?

    Premiums paid are eligible for tax benefits under Section 80C. Maturity proceeds may be tax-free under Section 10(10D).

SIP Hub

SIP plans articles

Recent Articles
Popular Articles
EMI vs SIP

20 Mar 2026

Every month, millions of Indians decide whether to use their
Read more
SIP Cancellation Form

20 Mar 2026

An SIP Cancellation Form gives you complete control over your
Read more
How to Stop SIP Online

16 Mar 2026

Investing in a Systematic Investment Plan (SIP) is one of the
Read more
How to Open an SIP Account

16 Mar 2026

Opening an SIP account is a simple process that allows you to
Read more
Rs 40000 SIP Portfolio Plan

10 Mar 2026

Investing ₹40,000 every month is a significant commitment
Read more
SIP Calculator
  • 10 Apr 2018
  • 1356378
An SIP is a disciplined way to invest in mutual funds. It involves contributing a fixed amount regularly
Read more
Best SIP Plans
  • 14 Feb 2020
  • 359556
Best SIP Plans are top mutual fund schemes that have been constantly outperforming in the market due to their
Read more
Systematic Withdrawal Plan - SWP
  • 22 Jun 2023
  • 38747
SWP or Systematic Withdrawal Plan is a financial investment strategy that allows you to withdraw a fixed amount
Read more
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1179280
A Systematic Investment Plan (SIP) is a method to invest fixed amounts regularly in mutual funds. It makes the
Read more
SIP Plan for 5 Years
  • 20 Aug 2025
  • 33366
Investing in the best SIP plans for 5 years is a smart way to build wealth in a steady manner while managing
Read more

Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL