Top PNB SIP Plans in 2025
PNB’s best SIP plans include equity, debt, and hybrid funds, making it easier for investors to diversify their portfolios while staying consistent with their financial strategy. Below is the list of top-performing PNB SIP plans:
| Fund Name |
Fund Size |
5 Year Returns |
| PNB Metlife Bond Opportunities |
15 Cr |
6.90% |
| PNB Metlife Gratuity Debt |
162 Cr |
6.50% |
| PNB Metlife Protector II |
662 Cr |
6.00% |
| PNB Metlife Preserver II |
65 Cr |
5.40% |
| PNB Metlife Liquid Fund |
2.9 Cr |
4.30% |
| PNB Metlife Pension Bond Fund |
NA |
- |
| PNB Metlife Group Met Secure fund |
28 Cr |
- |
| PNB Metlife Gratuity Balanced |
174 Cr |
11.60% |
| PNB Metlife Group Met Growth Fund |
29 Cr |
- |
| PNB Metlife Balanced Opportunities |
38 Cr |
21.20% |
Details of Top PNB SIP Investment Plans
PNB MetLife investment plans offer a range of fund options designed to suit various financial goals and risk profiles. Below are the details of top PNB SIP Investment Plans, starting with the Bond Opportunities Fund.
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PNB Metlife Bond Opportunities
Aimed at generating high accrual with strong credit quality, this fund is ideal for conservative investors seeking safety and returns through corporate debt instruments.
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Investment Objective: To provide higher accrual along with safety arising from high allocation to corporate bonds.
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Launch Date: 21-Mar-2018
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Benchmark: CRISIL Composite Bond Index
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NAV (as of 30 June 2025): ₹17.4074
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Fund Manager(s): Gaurav Balre
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PNB Metlife Gratuity Debt
Designed for stable income, this fund focuses on fixed-income securities and government instruments for low-risk returns.
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Investment Objective: To earn regular income by investing in high-quality fixed income securities.
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Launch Date: 20-Dec-2010
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Benchmark: CRISIL Composite Bond Index
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NAV (as of 30 June 2025): ₹28.3057
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Fund Manager(s): Gaurav Balre
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PNB Metlife Protector II
This plan offers consistent income by investing in government securities and other debt instruments—suitable for risk-averse investors.
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Investment Objective: To earn regular income by investing in high-quality fixed income securities.
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Launch Date: 11-Jan-2010
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Benchmark: CRISIL Composite Bond Index
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NAV (as of 30 June 2025): –Rs. 29.7819
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Fund Manager(s): Gaurav Balre
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PNB Metlife Preserver II
Perfect for capital preservation, this fund invests only in government and government-guaranteed securities.
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Investment Objective: To generate income at a level consistent with capital preservation.
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Launch Date: 11-Jan-2010
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Benchmark: ISEC Mibex
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NAV (as of 30 June 2025): ₹29.0598
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Fund Manager(s): Gaurav Balre
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PNB Metlife Liquid Fund
Ideal for parking surplus funds short term, this liquid fund offers stable returns with high liquidity.
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Investment Objective: To generate stable returns by investing in short-term debt and money market instruments.
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Launch Date: 26-Jul-2016
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Benchmark: CRISIL Overnight Index
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NAV (as of 30 June 2025): ₹14.8735
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Fund Manager(s): Gaurav Balre
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PNB Metlife Pension Bond Fund
A long-term debt strategy for retirement-focused investors, this fund balances income generation and capital gains.
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Investment Objective: To provide accrual income and capital gains by investing in debt and money market securities.
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Launch Date: 14-Feb-2025
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Benchmark: CRISIL Composite Bond Index
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NAV (as of 30 June 2025): ₹14.2939
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Fund Manager(s): Gaurav Balre
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PNB Metlife Group Met Secure Fund
A conservative hybrid fund with a low equity exposure, ideal for investors who want minimal volatility with some growth.
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Investment Objective: To provide balanced growth through equity and debt allocation.
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Launch Date: 29-Dec-2020
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Benchmark: 15% S&P BSE Sensex 50 + 85% CRISIL Composite Bond Index
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NAV (as of 30 June 2025): ₹14.0302
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Fund Manager(s): Gaurav Balre
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PNB Metlife Gratuity Balanced
Combines the stability of debt with the growth of equity, suitable for moderate-risk investors.
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Investment Objective: To generate capital appreciation and current income through a balanced equity-debt allocation.
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Launch Date: 07-Jul-2009
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Benchmark: 30% Nifty 50 + 70% CRISIL Composite Bond Index
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NAV (as of 30 June 2025): ₹41.6037
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Fund Manager(s): Deb Bhattacharya, Gaurav Balre
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PNB Metlife Group Met Growth Fund
Offers higher equity exposure for better capital growth, with limited debt for income stability.
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Investment Objective: To generate capital appreciation and income through a higher equity allocation.
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Launch Date: 29-Dec-2020
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Benchmark: 55% S&P BSE Sensex 50 + 45% CRISIL Composite Bond Index
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NAV (as of 30 June 2025): ₹16.8758
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Fund Manager(s): Deb Bhattacharya, Gaurav Balre
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PNB Metlife Balanced Opportunities
For aggressive investors, this fund provides high growth potential by combining equity and debt in a 60:40 ratio.
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Investment Objective: To generate capital appreciation and current income through an equity-dominant balanced portfolio.
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Launch Date: 21-Mar-2018
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Benchmark: 60% BSE 500 + 40% CRISIL Composite Bond Index
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NAV (as of 30 June 2025): ₹29.1618
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Fund Manager(s): Amit Shah, Gaurav Balre
Note: To estimate potential returns and plan your investments more effectively, you can use the PNB SIP Calculator. It helps you understand how much your investment could grow over time based on your monthly contributions and investment horizon.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
13%
Equity Pension
15.49%
Global Equity Index Funds Strategy
19.4%
High Growth Fund
13.25%
Opportunities Fund
20.94%
Multi Cap Fund
14.37%
Accelerator Mid-Cap Fund II
15.86%
Multiplier
14.59%
Frontline Equity Fund
18.41%
Pension Mid Cap Fund
11.15%
Equity II Fund
14.82%
US Equity Fund
14.99%
Growth Opportunities Plus Fund
11.77%
Equity Top 250 Fund
14.06%
Future Apex Fund
11.94%
Pension Dynamic Equity Fund
14.42%
Pension Enhanced Equity
Benefits of Investing in PNB SIP Plans
Investing through a systematic investment plan is a smart and disciplined way to build long-term wealth. Here are the key benefits of choosing a PNB SIP plan.
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Start Small: You can begin with a small amount and gradually increase investments.
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Discipline & Convenience: Automatic deductions make investing consistent and hassle-free.
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Rupee Cost Averaging: Regular investments smooth out market volatility over time.
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Portfolio Diversification: PNB SIP offers a mix of equity, debt, and hybrid funds to spread risk.
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Expert Management: All funds are professionally managed by experienced fund managers.
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Goal-Oriented: Whether your goal is retirement, saving for a child’s education, or wealth creation, PNB SIP plans offer tailored options.
