Sahara SIP Calculator
Looking for an easy-to-use online tool that gives you the projected returns on your mutual fund investments in no time? The Sahara SIP Calculator is an online tool that calculates the anticipated returns on your mutual fund investments made through Systematic Investment Plans (SIPs). It takes into account three important factors—including your investment tenor, investment amount, and expected rate of return, and determines the potential returns, helping you align your investments with your future financial goals.
- 4.8++ Rated
- 12.02 Crore Registered Consumer
- 51 Partners Insurance Partners
- 5.9 Crore Policies Sold
SIP Benefits
- Start SIP with as low as ₹1000
- No hidden charges
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- Disciplined & worry-free investing
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- Sahara SIP Calculator
Sahara SIP Calculator
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How Does the Sahara SIP Calculator Work?
The SIP Calculator, by using the following key parameters, projects your investment's future value when it matures.
Example of SIP Calculation
To understand how the Sahara SIP Calculator works, let’s look at the following example.
Imagine you decide to grow your money to have a financially secured future. You invest ₹ 20,000 every month for a period of 10 years with a 12% annual rate of return. You wish to know what will be the future value of your investments after 10 years. Let’s find out.
Interest rate (i)= 12% p.a.
Total number of installments (n) = 10 years x 12 = 120 months
Fixed Amount of SIP Installment (p) = ₹ 20,000
By converting the annual interest rate to monthly and solving the equation based on the formula given above, you arrive at an approximate future value of ₹ 44,80,000.
So, you come to know that due to the power of compounding, your invested amount ₹ 24,00,000 grows in the future. The longer it stays invested, the more it grows on its own growth – that's compounding!
How to Use Policybazaar’s Sahara Mutual Fund SIP Calculator?
Policybazaar Sahara SIP calculator gives the results of potential returns on your MF investments in a flash. Policybazaar’s mutual fund SIP calculator can be used by following these steps:
If You Know Your Investment Amount:
When you know the amount you are going to invest, you can simply follow the given steps and calculate the monthly, yearly, or lump sum returns on your investments.
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Monthly Return Calculation
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Specify the amount you plan to invest each month.
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Enter your expected annual rate of return.
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Enter your investment duration in years.
The Policybazaar Sahara SIP calculator will show you the estimated compounded amount and the total accumulated amount at the end of your investment period.
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Yearly Return Calculation
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Specify your yearly Investment Amount.
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Enter your expected annual rate of return.
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Enter your investment duration in years.
The SIP calculator will display the wealth you will gain on your investments and the total accumulated amount.
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Lump Sum Return Calculation
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Specify the one-time amount you plan to invest.
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Enter your anticipated annual return rate.
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Indicate the duration of your investment in years.
The Policybazaar Sahara SIP calculator will show your estimated lump sum returns and the total accumulated amount at the end of your investment period.
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- Insurance Companies
- Mutual Funds
| Returns | ||||
|---|---|---|---|---|
| Fund Name | 5 Years | 7 Years | 10 Years | |
| Equity Fund SBI Life | 11.64% | 12.92% |
12.86%
View Plan
|
|
| Opportunities Fund HDFC Life | 19.5% | 16.13% |
15.9%
View Plan
|
|
| High Growth Fund Axis Max Life | 29.43% | 23.7% |
18.4%
View Plan
|
|
| US Growth Fund ICICI Prudential Life | 15.25% | - |
18.03%
View Plan
|
|
| Multi Cap Fund Tata AIA Life | 29% | 23.3% |
21.44%
View Plan
|
|
| Accelerator Mid-Cap Fund II Bajaj Life | 15.21% | 14.43% |
14.85%
View Plan
|
|
| Multiplier Birla Sun Life | 19.5% | 16.65% |
15.9%
View Plan
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|
| Pension Mid Cap Fund PNB MetLife | 31.41% | 24.68% |
18.41%
View Plan
|
|
| Equity II Fund Canara HSBC Life | 11.39% | 11.75% |
11.88%
View Plan
|
|
| US Equity Fund Star Union Dai-ichi Life | 14.54% | - |
14.6%
View Plan
|
|
| Fund Name | AUM | Return 3 Years | Return 5 Years | Return 10 Years | Minimum Investment | Return Since Launch |
| Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth | ₹822.00 Crs | 35.31% | N/A | N/A | ₹500 | 35.07% |
| Bandhan Small Cap Fund Regular-Growth | ₹14,062.19 Crs | 29.34% | 30.26% | N/A | ₹1,000 | 31.59% |
| Motilal Oswal Midcap Fund Regular-Growth | ₹33,608.53 Crs | 25.97% | 33.24% | 17.66% | ₹500 | 22.31% |
| ICICI Prudential Infrastructure Fund-Growth | ₹7,941.20 Crs | 28.79% | 37.23% | 17.14% | ₹5,000 | 15.97% |
| Canara Robeco Large Cap Fund Regular-Growth | ₹16,406.92 Crs | 16.08% | 17.34% | 13.87% | ₹100 | 12.99% |
| Mirae Asset Large Cap Fund Direct- Growth | ₹39,975.32 Crs | 14.85% | 17.48% | 14.46% | ₹5,000 | 16.26% |
| Kotak Midcap Fund Regular-Growth | ₹57,375.20 Crs | 22.42% | 27.51% | 18.07% | ₹100 | 15.26% |
| SBI Small Cap Fund-Growth | ₹35,562.96 Crs | 13.89% | 23.99% | 18.17% | ₹5,000 | 19.25% |
| SBI Gold ETF | ₹8,810.86 Crs | 31.81% | 17.85% | 15.14% | ₹5,000 | 12.57% |
Updated as of Jan 2026
If You Know Your Goal Amount:
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Enter your goal savings or the target amount you want to generate from your investments.
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Specify your planned investment timeframe.
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Input the expected rate of return.
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The Policybazaar Sahara SIP calculator will instantly display the required monthly investment, your total investment, and the projected wealth gain.
What are the Advantages of the Policybazaar Sahara SIP Calculator?
The Sahara SIP calculator of Policybazaar is a popular online tool because of the advantages it offers. Some of the common advantages of using the Policybazaar Sahara SIP calculator are:
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Return on Investment Projection: By illustrating the power of compounding, the policybazaar Sahara SIP calculator projects the ultimate returns on your SIP investments, helping you understand long-term growth.
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Clarity on Investment and Maturity Amount: By taking in your fixed investment amount, tenor, and expected ROI, the Policybazaar Sahara SIP calculator shows you your aggregate SIP investment amount as well as the aggregate amount you will earn at the time of maturity.
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Suitable Investment Plan Choice: Policybazaar’s Sahara SIP calculator changes the expected returns outcome with changing inputs such as investment tenor, amount or expected rate of return, so that you select the best SIP plans as per your individual financial goals.
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Systematic Savings: By giving you the amount required to reach your monetary goals, the Policybazaar Sahara SIP calculator instills a habit of systematic saving in you.
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User-Friendly: The Policybazaar Sahara SIP calculator is easy to use; any person of any age can easily use it and find out the earnings on their investments.
Conclusion
The Sahara SIP Calculator helps you analyse the performance of your SIP mutual fund investments and other related factors. By reducing manual calculations on your part, the SIP calculator helps you focus on accurate financial planning that aligns with your investment target. The Sahara SIP Calculator is the first step of your investment journey in mutual funds.
FAQs
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Can we compare different scenarios for our investment in the Sahara SIP Calculator?
Indeed! You can compare different scenarios so that you reach the specific investment target based on your investment outcome objectives. -
How Shara's SIP Calculator Helps You Plan Your Investments?
The Sahara SIP calculator works based on the formula FV = [P x (1 + i)^n - 1/i] x (1 + i), where FV refers to the Future Estimated Value, P is the Fixed Amount of SIP Installment, i is the compounded rate of return, and n is the total number of installments used to calculate your mutual fund SIP investment returns. -
Is the Sahara SIP calculation tool free?
Yes, the Sahara SIP calculator is an online tool available free of cost. -
Is the Sahara SIP calculator accurate?
Though no SIP calculator can guarantee results, as mutual fund investments are market-based and the market is unpredictable, yet it gives close results by using the right calculation.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved
insurance
plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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