Shriram SIP Calculator

The Shriram SIP Calculator is a powerful tool designed to help investors estimate the potential returns on their Systematic Investment Plan (SIP) investments. Whether you're a beginner or a seasoned investor, this calculator simplifies financial planning by providing quick and accurate projections based on investment amount, tenure, and expected returns. By using the Shriram SIP Calculator, you can make informed decisions and stay on track with your wealth-building goals.

Read more
kapil-sharma
  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • Disciplined & worry-free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
+91
Secure
We don't spam
View Plans
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp
We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.

Shriram SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.46%
High Growth Fund
Top 200 Fund
19.18%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.59%
Accelerator Mid-Cap Fund II
Opportunities Fund
14.74%
Opportunities Fund
Equity II Fund
10.21%
Equity II Fund
Accelerator Fund
13.35%
Accelerator Fund
Growth Opportunities Plus Fund
14.38%
Growth Opportunities Plus Fund
Multiplier
15.46%
Multiplier
Equity Top 250 Fund
11.39%
Equity Top 250 Fund
Future Apex Fund
13.39%
Future Apex Fund
Opportunities Fund
12.34%
Opportunities Fund
Frontline Equity Fund
14.03%
Frontline Equity Fund
Virtue II
15.07%
Virtue II
Pension Dynamic Equity Fund
10.86%
Pension Dynamic Equity Fund
Equity Optimiser Pension
12.37%
Equity Optimiser Pension
Blue-Chip Equity Fund
10.16%
Blue-Chip Equity Fund

What is the Shriram SIP Calculator?

The Shriram SIP Calculator is an online financial tool that allows investors to estimate the potential returns of their SIP investments. By inputting the monthly investment amount, investment duration, and expected rate of return, users can project the maturity value of their investments. This facilitates informed financial planning and helps visualize the growth of regular investments.

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹9,928

NAV

118.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.23 18.46 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.83

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.17 17.53 15.07 %

Instant tax receipt
AUM (Cr)

₹37,289

NAV

79.42

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.33 15.97 14.74 %

Instant tax receipt
AUM (Cr)

₹5,652

NAV

84.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.56 13.74 14.59 %

Instant tax receipt
AUM (Cr)

₹3,581

NAV

42.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.28 14.31 14.22 %

Instant tax receipt
AUM (Cr)

₹4,348

NAV

70.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.31 15.91 14.03 %

Instant tax receipt
AUM (Cr)

₹349

NAV

98.12

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.11 15.62 13.85 %

Instant tax receipt
AUM (Cr)

₹440

NAV

69.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.07 14.54 13.78 %

Instant tax receipt
AUM (Cr)

₹7,189

NAV

156.96

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.26 14.49 13.48 %

Instant tax receipt
AUM (Cr)

₹101

NAV

57.96

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.4 16.15 13.39 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.83

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.17 17.53 15.07 %

AUM (Cr)

₹3,581

NAV

42.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.28 14.31 14.22 %

AUM (Cr)

₹4,348

NAV

70.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.31 15.91 14.03 %

AUM (Cr)

₹349

NAV

98.12

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.11 15.62 13.85 %

AUM (Cr)

₹440

NAV

69.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.07 14.54 13.78 %

AUM (Cr)

₹7,189

NAV

156.96

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.26 14.49 13.48 %

AUM (Cr)

₹101

NAV

57.96

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.4 16.15 13.39 %

AUM (Cr)

₹236

NAV

50.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.62 15.88 13.35 %

AUM (Cr)

₹2,883

NAV

70.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.22 14.39 13.21 %

AUM (Cr)

₹13,357

NAV

83.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.61 13.92 12.68 %

AUM (Cr)

₹9,928

NAV

118.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.23 18.46 %

AUM (Cr)

₹37,289

NAV

79.42

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.33 15.97 14.74 %

AUM (Cr)

₹5,652

NAV

84.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.56 13.74 14.59 %

AUM (Cr)

₹2,323

NAV

182.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.77 19.18 %

AUM (Cr)

₹986

NAV

75.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.58 15.64 14.38 %

AUM (Cr)

₹13,638

NAV

69.81

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.03 14.38 12.9 %

AUM (Cr)

₹3,368

NAV

60.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.33 14.19 12.34 %

AUM (Cr)

₹1,183

NAV

54.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.43 13.9 12.22 %

AUM (Cr)

₹539

NAV

58.82

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.54 12.9 11.39 %

AUM (Cr)

₹222

NAV

94.6

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.32 8.63 8.54 %

AUM (Cr)

₹866

NAV

40.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.15 8.05 7.92 %

AUM (Cr)

₹501

NAV

38.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.99 8.05 7.72 %

AUM (Cr)

₹136

NAV

34.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.66 7.63 7.53 %

AUM (Cr)

₹210

NAV

47.3

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.15 7.56 7.41 %

AUM (Cr)

₹75

NAV

40.67

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.53 7.4 7.37 %

AUM (Cr)

₹96

NAV

38.82

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.61 7.56 7.29 %

AUM (Cr)

₹8,009

NAV

32.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.28 7.18 7.25 %

AUM (Cr)

₹139

NAV

29.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 7.1 7.25 %

AUM (Cr)

₹19,982

NAV

49.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.69 7.37 7.23 %

AUM (Cr)

₹878

NAV

100.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.46 17.08 15.32 %

AUM (Cr)

₹369

NAV

48.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.68 11.69 10.65 %

AUM (Cr)

₹501

NAV

103.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.24 10.58 9.97 %

AUM (Cr)

₹65

NAV

60.3

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.66 10.13 9.93 %

AUM (Cr)

₹5,893

NAV

40.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.94 10.65 9.92 %

AUM (Cr)

₹858

NAV

39.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.84 10.65 9.8 %

AUM (Cr)

₹295

NAV

31.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.57 10.03 9.7 %

AUM (Cr)

₹2,021

NAV

43.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.97 10.04 9.48 %

AUM (Cr)

₹19

NAV

34.07

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.17 10.41 9.46 %

AUM (Cr)

₹765

NAV

32.04

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.45 10.06 9.33 %

AUM (Cr)

₹7,189

NAV

157.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.26 14.49 13.48 %

AUM (Cr)

₹1,296

NAV

79.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.79 13.91 13.37 %

AUM (Cr)

₹2,883

NAV

71.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.22 14.39 13.21 %

View More

How Does Shriram Mutual Fund SIP Calculator Work?

The Shriram Mutual Fund SIP (Systematic Investment Plan) Calculator is an online tool designed to help investors estimate the potential returns on their SIP investments. By inputting specific investment details, users can gain insights into the future value of their investments.

The calculator operates based on the compound interest formula for SIP investments:

The SIP calculator works on the basis of the following formula
M = P × ({[1 + i]^n – 1} / i) × (1 + i)
Terms used in SIP Calculator
P
Amount invested at regular intervals
M
Sum you will get upon maturity
n
Number of times payments made
i
Interest rate

Using the mutual fund calculator:

  • Input Monthly Investment (P): Specify the fixed amount you plan to invest each month. The minimum is ₹1,000, and the maximum is ₹1,00,00,000.

  • Select Investment Period (n): Choose the duration of your investment, ranging from 1 to 40 years.

  • Enter Expected Rate of Return (i): Provide the anticipated annual rate of return, between 2% and 13%.

  • Result: The calculator will then display the returns you will receive on your investments. 

Example Calculation:

If you invest ₹1,000 monthly for 20 years (240 months) at an expected annual return of 12% (monthly rate of 1%), the calculator estimates a maturity amount of approximately ₹9.2L. This includes ₹2.4L in total investments and ₹6.8L as potential capital gains. 

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
30.5% 22.23%
18.46%
View Plan
Top 200 Fund Tata AIA
Rating
30.5% 22.77%
19.18%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
23.56% 13.74%
14.59%
View Plan
Opportunities Fund HDFC Standard
Rating
25.33% 15.97%
14.74%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
18.81% 11.01%
10.21%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
22.58% 15.64%
14.38%
View Plan
Multiplier Birla Sun Life
Rating
26.05% 15.5%
15.46%
View Plan
Equity Top 250 Fund Edelwiess Tokio
Rating
19.54% 12.9%
11.39%
View Plan
Opportunities Fund ICICI Prudential
Rating
22.33% 14.19%
12.34%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Fund rating powered by
Last updated: Jun 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: May 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

How to Use Policybazaar’s Shriram SIP Mutual Fund Calculator? 

Policybazaar’s Shriram SIP Mutual Fund Calculator is a simple tool designed to help investors estimate their potential returns. Whether you know your investment amount or have a target goal in mind, the SIP calculator provides quick and accurate results. The calculator works in two ways: 

  1. If You Know Your Investment Amount

    1. Monthly Return Calculation

      • Visit Policybazaar’s website and find the mutual fund SIP calculator.

      • Enter the following details:

        • Your monthly investment amount.

        • Expected annual return rate.

        • Investment duration in years.

      • The calculator will display the total accumulated amount at the end of your investment period.

    2. Yearly Return Calculation

      • Visit Policybazaar’s website and access the mutual fund SIP calculator.

      • Enter the following details:

        • Your yearly investment amount.

        • Expected annual return rate.

        • Investment horizon in years.

      • The calculator will show your estimated yearly returns and the total accumulated amount.

      Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow
    3. Lump Sum Return Calculation

      • Visit Policybazaar’s website and open the Shriram SIP plan calculator.

      • Enter the following details:

        • One-time investment amount.

        • Expected annual return rate.

        • Investment duration in years.

      • The calculator will estimate your lump sum returns and the total accumulated amount.

  2. If You Know Your Goal Amount

    • Enter the target amount you aim to save or generate through your investment.

    • Specify your investment duration in years.

    • Input the expected rate of return.

    • The SIP calculator will instantly display:

      • The required monthly investment.

      • The total investment needed.

      • The wealth generated from your investment.

    Using Policybazaar’s Shriram SIP Mutual Fund Calculator can help you plan your investments effectively and achieve your financial goals with ease.

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

Advantages of Shriram Mutual Fund SIP Calculator 

Below are the benefits of Shriram Mutual Fund SIP Calculator: 

  1. Strategic Financial Planning

    The Shriram SIP Mutual Fund Calculator serves as a powerful strategic financial planning tool. By providing a clear and realistic projection of investment growth over time, it helps investors make well-informed decisions and stay on track with their financial goals.

  2. Investment Goal Setting

    Achieving financial success requires aligning investments with specific objectives. Whether you're saving for a child's education, purchasing a home, or building a retirement corpus, the SIP calculator helps determine the required investment amount and the time needed to reach your target.

  3. Scenario Analysis

    With the flexibility to adjust key variables such as investment amount, duration, and expected returns, the SIP calculator allows investors to conduct scenario analyses. This helps in comparing different investment strategies and selecting the one that best suits their financial needs.

  4. Risk Assessment

    Understanding the risks associated with investments is crucial for long-term financial stability. The SIP calculator aids in evaluating risk factors by considering expected returns and investment tenure, enabling investors to assess potential risks and rewards before making a commitment.

Conclusion

The Shriram SIP Calculator empowers investors with clarity and confidence in their financial journey. By offering precise return estimates, it helps you plan your investments effectively and achieve your long-term financial aspirations. Start using the Shriram SIP Calculator today to take control of your investments and work towards a secure financial future.

SIP Hub

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

SIP plans articles

Recent Articles
Popular Articles
Pramerica SIP Calculator

02 Jul 2025

The Pramerica SIP Calculator is a tool for calculating the
Read more
IndiaFirst SIP Calculator

02 Jul 2025

IndiaFirst SIP Calculator is an online tool that helps you
Read more
What is the 15*15*15 Rule In Mutual Funds

19 Jun 2025

The 15*15*15 rule in mutual funds is a powerful investment
Read more
Sahara SIP Calculator

04 Jun 2025

Looking for an easy-to-use online tool that gives you the
Read more
Star Union Dai-ichi SIP Calculator

04 Jun 2025

The Star Union Dai-ichi SIP Calculator is a tool that helps you
Read more
SIP Calculator
  • 10 Apr 2018
  • 900077
An SIP is a disciplined way to invest in mutual funds. It involves contributing a fixed amount regularly
Read more
Best SIP Plans
  • 14 Feb 2020
  • 263622
Best SIP Plans to Invest in India in 2025 Systematic Investment Plans (SIPs) have become a popular investment
Read more
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1091238
A Systematic Investment Plan (SIP) is a smart and convenient way to invest in mutual funds. It allows you to
Read more
SIP Plan for 5 Years
  • 15 Apr 2020
  • 186778
Systematic Investment Plans (SIPs) are one of the most efficient and disciplined ways to invest in mutual funds
Read more
Best SIP to Invest for 10 Years~
  • 09 Dec 2021
  • 55136
Investing in mutual funds through Systematic Investment Plans (SIPs) has become a popular and effective way to
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL