Shriram SIP Calculator

The Shriram SIP Calculator is a powerful tool designed to help investors estimate the potential returns on their Systematic Investment Plan (SIP) investments. Whether you're a beginner or a seasoned investor, this calculator simplifies financial planning by providing quick and accurate projections based on investment amount, tenure, and expected returns. By using the Shriram SIP Calculator, you can make informed decisions and stay on track with your wealth-building goals.

Read more
kapil-sharma
  • 4.8++ Rated
  • 13.2 Crore Registered Consumer
  • 53 Partners Insurance Partners
  • 6.29 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Taxunder section 80C
  • Zero LTCG Tax
  • Disciplined & worry free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
+91
Secure
We don’t spam
View Plans
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on ''View Plans'' you, agreed to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp
We are rated++
rating
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold

Shriram SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
11.7%
Equity Pension
Opportunities Fund
13.64%
Opportunities Fund
High Growth Fund
17.59%
High Growth Fund
Opportunities Fund
11.84%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
13.22%
Accelerator Mid-Cap Fund II
Multiplier
14.74%
Multiplier
Frontline Equity Fund
13.3%
Frontline Equity Fund
Virtue II
14.23%
Virtue II
Equity II Fund
9.73%
Equity II Fund
Gift Global Opportunity Maximizer Fund
10.16%
Gift Global Opportunity Maximizer Fund
Growth Opportunities Plus Fund
14.1%
Growth Opportunities Plus Fund
Equity Top 250 Fund
10.69%
Equity Top 250 Fund
Future Apex Fund
12.39%
Future Apex Fund
Pension Dynamic Equity Fund
10.56%
Pension Dynamic Equity Fund
Accelerator Fund
12.93%
Accelerator Fund

What is the Shriram SIP Calculator?

The Shriram SIP Calculator is an online financial tool that allows investors to estimate the potential returns of their SIP investments. By inputting the monthly investment amount, investment duration, and expected rate of return, users can project the maturity value of their investments. This facilitates informed financial planning and helps visualize the growth of regular investments.

How Does Shriram Mutual Fund SIP Calculator Work?

The Shriram Mutual Fund SIP (Systematic Investment Plan) Calculator is an online tool designed to help investors estimate the potential returns on their SIP investments. By inputting specific investment details, users can gain insights into the future value of their investments.

The calculator operates based on the compound interest formula for SIP investments:

The SIP calculator works on the basis of the following formula
M = P × ({[1 + i]^n – 1} / i) × (1 + i)
Terms used in SIP Calculator
P
Amount invested at regular intervals
M
Sum you will get upon maturity
n
Number of times payments made
i
Interest rate

Using the mutual fund calculator:

  • Input Monthly Investment (P): Specify the fixed amount you plan to invest each month. The minimum is ₹1,000, and the maximum is ₹1,00,00,000.

  • Select Investment Period (n): Choose the duration of your investment, ranging from 1 to 40 years.

  • Enter Expected Rate of Return (i): Provide the anticipated annual rate of return, between 2% and 13%.

  • Result: The calculator will then display the returns you will receive on your investments. 

Example Calculation:

If you invest ₹1,000 monthly for 20 years (240 months) at an expected annual return of 12% (monthly rate of 1%), the calculator estimates a maturity amount of approximately ₹9.2L. This includes ₹2.4L in total investments and ₹6.8L as potential capital gains. 

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Top 300 Fund SBI Life
Rating
8.88% 10.5%
11.55%
View Plan
Opportunities Fund HDFC Life
Rating
12.42% 13.27%
13.64%
View Plan
High Growth Fund Axis Max Life
Rating
17.85% 19.5%
17.59%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
11.28% 11.53%
11.84%
View Plan
Multi Cap Fund Tata AIA Life
Rating
21% 18.96%
22%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
12.27% 11.54%
13.22%
View Plan
Multiplier Birla Sun Life
Rating
14.37% 13.37%
14.74%
View Plan
Virtue II PNB MetLife
Rating
12.61% 14.79%
14.23%
View Plan
Equity II Fund Canara HSBC Life
Rating
8.46% 8.24%
9.73%
View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life
Rating
7.49% 8.34%
9.68%
View Plan
Fund rating powered by
Last updated: Mar 2026
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth ₹1,748.84 Crs 28.91% N/A N/A ₹500 28.94%
Bandhan Small Cap Fund Regular-Growth ₹20,474.12 Crs 26.07% 20.2% N/A ₹1,000 25.81%
Motilal Oswal Midcap Fund Regular-Growth ₹33,689.20 Crs 17.76% 19.95% 15.5% ₹500 18.83%
ICICI Prudential Infrastructure Fund-Growth ₹8,097.89 Crs 20.26% 23.55% 17.35% ₹5,000 14.94%
Canara Robeco Large Cap Fund Regular-Growth ₹17,103.62 Crs 11.03% 9.6% 12.89% ₹100 11.61%
Mirae Asset Large Cap Fund Direct- Growth ₹40,184.41 Crs 10.21% 9.85% 13.44% ₹5,000 14.5%
Kotak Midcap Fund Regular-Growth ₹61,694.40 Crs 17.96% 16.27% 17.08% ₹100 14.06%
SBI Small Cap Fund-Growth ₹34,931.73 Crs 10.62% 13.02% 16.74% ₹5,000 17.62%
SBI Gold ETF ₹24,897.99 Crs 33.28% 25.87% 16.3% ₹5,000 13.46%

Updated as of Mar 2026

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

How to Use Policybazaar’s Shriram SIP Mutual Fund Calculator? 

Policybazaar’s Shriram SIP Mutual Fund Calculator is a simple tool designed to help investors estimate their potential returns. Whether you know your investment amount or have a target goal in mind, the SIP calculator provides quick and accurate results. The calculator works in two ways: 

  1. If You Know Your Investment Amount

    1. Monthly Return Calculation

      • Visit Policybazaar’s website and find the mutual fund SIP calculator.

      • Enter the following details:

        • Your monthly investment amount.

        • Expected annual return rate.

        • Investment duration in years.

      • The calculator will display the total accumulated amount at the end of your investment period.

    2. Yearly Return Calculation

      • Visit Policybazaar’s website and access the mutual fund SIP calculator.

      • Enter the following details:

        • Your yearly investment amount.

        • Expected annual return rate.

        • Investment horizon in years.

      • The calculator will show your estimated yearly returns and the total accumulated amount.

      Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow
    3. Lump Sum Return Calculation

      • Visit Policybazaar’s website and open the Shriram SIP plan calculator.

      • Enter the following details:

        • One-time investment amount.

        • Expected annual return rate.

        • Investment duration in years.

      • The calculator will estimate your lump sum returns and the total accumulated amount.

  2. If You Know Your Goal Amount

    • Enter the target amount you aim to save or generate through your investment.

    • Specify your investment duration in years.

    • Input the expected rate of return.

    • The SIP calculator will instantly display:

      • The required monthly investment.

      • The total investment needed.

      • The wealth generated from your investment.

    Using Policybazaar’s Shriram SIP Mutual Fund Calculator can help you plan your investments effectively and achieve your financial goals with ease.

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

Advantages of Shriram Mutual Fund SIP Calculator 

Below are the benefits of Shriram Mutual Fund SIP Calculator: 

  1. Strategic Financial Planning

    The Shriram SIP Mutual Fund Calculator serves as a powerful strategic financial planning tool, especially useful when evaluating the best SIP Plans. By providing a clear and realistic projection of investment growth over time, it helps investors make well-informed decisions and stay on track with their financial goals.

  2. Investment Goal Setting

    Achieving financial success requires aligning investments with specific objectives. Whether you're saving for a child's education, purchasing a home, or building a retirement corpus, the SIP calculator helps determine the required investment amount and the time needed to reach your target.

  3. Scenario Analysis

    With the flexibility to adjust key variables such as investment amount, duration, and expected returns, the SIP calculator allows investors to conduct scenario analyses. This helps in comparing different investment strategies and selecting the one that best suits their financial needs.

  4. Risk Assessment

    Understanding the risks associated with investments is crucial for long-term financial stability. The SIP calculator aids in evaluating risk factors by considering expected returns and investment tenure, enabling investors to assess potential risks and rewards before making a commitment.

Conclusion

The Shriram SIP Calculator empowers investors with clarity and confidence in their financial journey. By offering precise return estimates, it helps you plan your investments effectively and achieve your long-term financial aspirations. Start using the Shriram SIP Calculator today to take control of your investments and work towards a secure financial future.

SIP Hub

SIP plans articles

Recent Articles
Popular Articles
EMI vs SIP

20 Mar 2026

Every month, millions of Indians decide whether to use their
Read more
SIP Cancellation Form

20 Mar 2026

An SIP Cancellation Form gives you complete control over your
Read more
How to Stop SIP Online

16 Mar 2026

Investing in a Systematic Investment Plan (SIP) is one of the
Read more
How to Open an SIP Account

16 Mar 2026

Opening an SIP account is a simple process that allows you to
Read more
Rs 40000 SIP Portfolio Plan

10 Mar 2026

Investing ₹40,000 every month is a significant commitment
Read more
SIP Calculator
  • 10 Apr 2018
  • 1356378
An SIP is a disciplined way to invest in mutual funds. It involves contributing a fixed amount regularly
Read more
Best SIP Plans
  • 14 Feb 2020
  • 359556
Best SIP Plans are top mutual fund schemes that have been constantly outperforming in the market due to their
Read more
Systematic Withdrawal Plan - SWP
  • 22 Jun 2023
  • 38747
SWP or Systematic Withdrawal Plan is a financial investment strategy that allows you to withdraw a fixed amount
Read more
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1179280
A Systematic Investment Plan (SIP) is a method to invest fixed amounts regularly in mutual funds. It makes the
Read more
SIP Plan for 5 Years
  • 20 Aug 2025
  • 33366
Investing in the best SIP plans for 5 years is a smart way to build wealth in a steady manner while managing
Read more

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL