Your total Investment
₹5,00,000
Total amount withdrawn
₹6,00,000
What is an SWP Calculator for HDFC Investments?
An SWP Calculator for HDFC Investments helps you determine the amount you can withdraw periodically from their mutual fund investments through a Systematic Withdrawal Plan (SWP). It allows you to set the withdrawal amount, frequency, and duration to see how long your investment will last. The calculator considers factors like the rate of return and the investment value, helping plan future withdrawals.
The SWP Calculator HDFC is a useful tool for those looking for a steady income from their mutual fund investments while ensuring they don’t deplete their corpus too quickly.
Why Use a Systematic Withdrawal Plan HDFC Calculator?
Using a Systematic Withdrawal Plan HDFC Calculator offers several advantages:
-
Easy Planning:
Helps you plan regular withdrawals from your HDFC mutual fund investments.
-
Customizable Options:
Allows you to adjust withdrawal amounts and frequency to suit your needs.
-
Goal-Oriented:
Ensures your withdrawals align with your financial targets and retirement planning.
-
Real-Time Calculation:
Provides instant results based on your input, helping you make informed decisions.
-
User-Friendly:
Simple and easy to use with no complex steps involved.
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| Axis Max Life |
32.5% |
21.1% |
|
| Tata AIA Life |
30.5% |
21% |
|
| Bajaj Allianz |
22.06% |
12.91% |
|
| HDFC Life |
23.81% |
14.86% |
|
| Canara HSBC Life |
16.83% |
9.98% |
|
| Bharti AXA |
20.53% |
14.58% |
|
| Birla Sun Life |
24.11% |
14.42% |
|
| ICICI Prudential Life |
20.29% |
13.16% |
|
| LIC India |
10.54% |
- |
|
| PNB MetLife |
21.8% |
16.38% |
|
Fund rating powered by
Last updated: Jul 2025
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| QUANT |
23.92% |
31.48% |
|
| PARAG PARIKH |
20.69% |
26.41% |
|
| EDELWEISS |
22.34% |
24.29% |
|
| KOTAK |
24.64% |
25.01% |
|
| MIRAE ASSET |
19.74% |
24.32% |
|
| PGIM INDIA |
14.75% |
23.39% |
|
| DSP |
18.41% |
22.33% |
|
| CANARA ROBECO |
20.05% |
21.80% |
|
| SUNDARAM |
18.27% |
18.22% |
|
How to Use a SWP Calculator for HDFC Investments?
The following steps can guide you through the HDFC SWP plan calculator:
-
Enter Total Investment:
Input the total amount you have invested.
-
Set Monthly Withdrawal:
Specify the amount you plan to withdraw each month from your investment.
-
Enter Expected Return Rate:
Fill in the expected annual rate of return on your mutual fund investment.
-
Choose Investment Tenure:
Enter the number of years for which you plan to invest.
-
View Results:
The calculator will display the total investment, total withdrawals, interest earned, and the final value of your investment.
This simple process helps you understand how your SWP mutual fund investment will perform over time, allowing you to plan your withdrawals effectively.
Illustration of HDFC SWP Calculator
Let us calculate the Systematic Withdrawal Plan (SWP) for an investment of ₹10,00,000 per year, with monthly withdrawals of ₹10,000 and a 15% annual interest rate (1.25% per month) over a 1 year period.
-
Initial Investment: ₹10,00,000
-
Monthly Withdrawal: ₹10,000
-
Interest Rate: 15% per year (1.25% per month)
| Month |
Starting Balance |
Withdrawal |
Interest Earned |
Ending Balance |
| 1 |
₹10,00,000 |
₹10,000 |
₹12,500 |
₹9,92,500 |
| 2 |
₹9,92,500 |
₹10,000 |
₹12,406 |
₹9,94,906 |
| 3 |
₹9,94,906 |
₹10,000 |
₹12,436 |
₹9,97,342 |
| 4 |
₹9,97,342 |
₹10,000 |
₹12,466 |
₹9,99,808 |
| 5 |
₹9,99,808 |
₹10,000 |
₹12,498 |
₹10,02,306 |
| 6 |
₹10,02,306 |
₹10,000 |
₹12,577 |
₹10,04,883 |
| 7 |
₹10,04,883 |
₹10,000 |
₹12,555 |
₹10,07,438 |
| 8 |
₹10,07,438 |
₹10,000 |
₹12,592 |
₹10,09,030 |
| 9 |
₹10,09,030 |
₹10,000 |
₹12,611 |
₹10,11,641 |
| 10 |
₹10,11,641 |
₹10,000 |
₹12,646 |
₹10,14,287 |
| 11 |
₹10,14,287 |
₹10,000 |
₹12.678 |
₹10.16.965 |
| 12 |
₹10.16.965 |
₹10.000 |
₹12.709 |
₹10.19.674 |
Benefits of Policybazaar HDFC SWP Calculator
The Policybazaar SWP Calculator for HDFC Plans offers you with the following key advantages:
-
Accurate Calculation:
This helps you calculate systematic withdrawal amounts based on your needs and investment plan.
-
Easy Planning:
Simplifies the process of determining regular income from mutual fund investments.
-
Tax Efficiency:
It helps to get insights into the tax impact of your withdrawals for the investment plans shown as per your calculator results. This helps in better tax planning.
-
User-Friendly:
Simple interface makes it easy to use, even for beginners.
-
Flexible Withdrawals:
Allows adjustment of withdrawal amounts as per changing financial goals.
-
Optimal Returns:
Assists in finding the right balance between withdrawals and investment growth.
