ICICI SWP Calculator

The ICICI SWP Calculator helps you plan your monthly withdrawals from your mutual fund investments. By using this tool, you can easily calculate how much you will receive regularly based on your investment amount and the expected returns from the ICICI Systematic Withdrawal Plans. It is designed to make your retirement or income planning hassle-free, helping you achieve your financial goals with ease.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry free investing

SWP Calculator

Total Investment

₹

Withdrawal per month

₹

Expected annual returns(p.a.)

Time period

Years

Your total Investment

₹5,00,000

Total amount withdrawn

₹6,00,000

Final value

5,218

View plans

What is an ICICI SWP Calculator?

An ICICI SWP (Systematic Withdrawal Plan) Calculator is an online tool that helps you determine the amount you can withdraw from your mutual fund investment at regular intervals. It calculates the monthly or quarterly withdrawal amount based on your investment option, the expected returns, and the duration of the withdrawals. By entering details like the investment amount, withdrawal amount, and duration, the calculator provides an estimate of how much you will receive over time. This SWP Calculator for ICICI plans is especially useful for retirees for their retirement planning or investors seeking a steady income from their mutual fund investments.

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

Whole Life Mid Cap Equity Fund

AUM (Cr)

₹11,620

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.76 18.86 17.45 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,687

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.7 15.57 15.1 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,237

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.1 15.61 14.61 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹35,377

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.27 14.55 14.28 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹446

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.69 13.14 14.16 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,837

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.65 14.07 13.93 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,458

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.88 12.78 13.85 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹219

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.29 13.89 13.45 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,598

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.27 12.38 13.34 %

View Fund

Instant tax receipt

Future Apex Fund

AUM (Cr)

₹130

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.32 13.33 13 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,687

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.7 15.57 15.1 %

View Fund

Virtue II

AUM (Cr)

₹3,237

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.1 15.61 14.61 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹446

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.69 13.14 14.16 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,837

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.65 14.07 13.93 %

View Fund

Accelerator Fund

AUM (Cr)

₹219

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.29 13.89 13.45 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,598

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.27 12.38 13.34 %

View Fund

Future Apex Fund

AUM (Cr)

₹130

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.32 13.33 13 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,314

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.65 12.97 12.94 %

View Fund

Growth Super Fund

AUM (Cr)

₹12,241

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.53 11.56 12.55 %

View Fund

Super 20

AUM (Cr)

₹2,097

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.89 11.03 12.1 %

View Fund

Whole Life Mid Cap Equity Fund

AUM (Cr)

₹11,620

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.76 18.86 17.45 %

View Fund

Opportunities Fund

AUM (Cr)

₹35,377

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.27 14.55 14.28 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,458

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.88 12.78 13.85 %

View Fund

Multi Cap Fund

AUM (Cr)

₹9,938

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21 20.21 22 %

View Fund

High Growth Fund

AUM (Cr)

₹12,572

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.76 20.8 18.16 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,051

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.06 14.2 14.64 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,553

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.42 13.03 13.09 %

View Fund

Flexi Cap

AUM (Cr)

₹1,125

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.49 12.91 12.7 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,551

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.86 12.62 12.38 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹526

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.78 11.48 11.27 %

View Fund

Asset Allocation

AUM (Cr)

₹242

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.03 9.05 10.12 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹823

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.77 6.96 7.36 %

View Fund

Debt Fund

AUM (Cr)

₹499

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.42 6.92 7.11 %

View Fund

Bond Fund

AUM (Cr)

₹117

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.01 6.63 6.96 %

View Fund

Individual Preserver Pension Fund

AUM (Cr)

₹171

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.34 6.49 6.94 %

View Fund

Steady Money Fund

AUM (Cr)

₹77

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.54 6.52 6.89 %

View Fund

Debt Fund

AUM (Cr)

₹93

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.38 6.58 6.7 %

View Fund

Bond Fund

AUM (Cr)

₹16,781

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.4 6.38 6.7 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹172

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.75 6.11 6.69 %

View Fund

Secure Fund

AUM (Cr)

₹1,013

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.83 6.35 6.68 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹904

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.49 15.57 15.15 %

View Fund

Balanced Fund

AUM (Cr)

₹354

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.52 10.08 10.27 %

View Fund

Balanced Fund

AUM (Cr)

₹5,072

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.49 9.18 9.88 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹62

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.41 8.95 9.87 %

View Fund

Creator

AUM (Cr)

₹460

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.26 9.1 9.81 %

View Fund

Balanced Fund

AUM (Cr)

₹21,160

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.88 8.91 9.58 %

View Fund

Balancer II

AUM (Cr)

₹807

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.13 9.43 9.55 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹272

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.6 8.97 9.46 %

View Fund

Growth Fund

AUM (Cr)

₹6,860

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.43 9.16 9.42 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,775

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.22 9.07 9.21 %

View Fund

Why Use an SWP Calculator- ICICI?

An ICICI SWP Plan Calculator helps you plan regular withdrawals from your mutual fund investment with ease and precision. Here is why it is beneficial:

Simplifies Planning:

The ICICI Prudential SWP Calculator helps you plan systematic withdrawals from your investment, ensuring a steady income stream.
Accurate Projections:

Provides precise calculations based on withdrawal amount, duration, and expected returns.
Customizable Options:

Tailor withdrawal amounts and timeframes according to your needs.
Easy to Use:

User-friendly interface for hassle-free calculations without complex formulas.
Optimal Withdrawals:

Helps in managing withdrawals efficiently without depleting your funds too quickly.
Supports Smart Decisions:

Aids in making informed decisions about your investment strategy and financial goals.

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
Top 300 Fund SBI Life Rating	10.1%	11.32%	11.97% View Plan
Opportunities Fund HDFC Life Rating	14.27%	14.55%	14.28% View Plan
High Growth Fund Axis Max Life Rating	19.76%	20.8%	18.16% View Plan
Opportunities Fund ICICI Prudential Life Rating	12.86%	12.62%	12.38% View Plan
Multi Cap Fund Tata AIA Life Rating	21%	20.21%	22% View Plan
Accelerator Mid-Cap Fund II Bajaj Life Rating	13.88%	12.78%	13.85% View Plan
Multiplier Birla Sun Life Rating	16.28%	14.73%	15.38% View Plan
Virtue II PNB MetLife Rating	14.1%	15.61%	14.61% View Plan
Equity II Fund Canara HSBC Life Rating	10%	9.46%	10.28% View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life Rating	8.73%	9.24%	10.12% View Plan

Fund rating powered by

Last updated: Feb 2026

Compare more funds

Fund Name	AUM	Return 3 Years	Return 5 Years	Return 10 Years	Minimum Investment	Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth	₹822.00 Crs	31.27%	N/A	N/A	₹500	30.38%
Bandhan Small Cap Fund Regular-Growth	₹14,062.19 Crs	28.22%	21.99%	N/A	₹1,000	26.83%
Motilal Oswal Midcap Fund Regular-Growth	₹33,608.53 Crs	20.48%	22.06%	16.17%	₹500	19.38%
ICICI Prudential Infrastructure Fund-Growth	₹7,941.20 Crs	22.29%	25.32%	17.79%	₹5,000	15.17%
Canara Robeco Large Cap Fund Regular-Growth	₹16,406.92 Crs	13.49%	11.19%	13.51%	₹100	11.95%
Mirae Asset Large Cap Fund Direct- Growth	₹39,975.32 Crs	12.7%	11.44%	14.04%	₹5,000	14.92%
Kotak Midcap Fund Regular-Growth	₹57,375.20 Crs	20.13%	18.05%	17.74%	₹100	14.33%
SBI Small Cap Fund-Growth	₹35,562.96 Crs	12.35%	14.56%	17.19%	₹5,000	17.89%
SBI Gold ETF	₹8,810.86 Crs	32.32%	25.24%	16.06%	₹5,000	13.38%

Updated as of Feb 2026

Compare more funds

Buying the Dip Results in Higher Returns

How to Use the ICICI SWP Calculator?

You can follow these steps to use the Policybazaar SWP Calculator for ICICI easily:

Enter Total Investment:

Visit the Policybazaar’s ICICI SWP Calculator on this page.
Specify Monthly Withdrawal:

Enter the amount you wish to withdraw each month from your fund.
Set Expected Rate of Return:

Provide the expected annual rate of return on your investment.
Choose Investment Tenure:

Enter the number of years for which you plan to keep your investment.
View Results:

The ICICI Prudential SWP Calculator will display:
- Total investment made
- Total withdrawals over the tenure
- Total interest earned
- Final value of your investment

Start An Sip Today Watch Your Money Grow

This tool helps you project your SWP plan and understand the financial impact of your withdrawals.

Illustration of ICICI Prudential SWP Calculator

Following is an example of SWP Calculator ICICI, with an initial investment of ₹1,00,000, monthly withdrawals of ₹5,000, and a 15% annual interest rate.

Month	Starting Balance	Withdrawal	Interest Earned	Ending Balance
1	₹1,00,000	₹5,000	₹1,250	₹96,250
2	₹96,250	₹5,000	₹1,141	₹92,391
3	₹92,391	₹5,000	₹1,029	₹88,420
4	₹88,420	₹5,000	₹913	₹84,333
5	₹84,333	₹5,000	₹794	₹80,127
6	₹80,127	₹5,000	₹671	₹75,798
7	₹75,798	₹5,000	₹545	₹71,343
8	₹71,343	₹5,000	₹417	₹66,760
9	₹66,760	₹5,000	₹285	₹62,045
10	₹62,045	₹5,000	₹151	₹57,196
11	₹57,196	₹5,000	₹14	₹52,210
12	₹52,210	₹5,000	-₹122	₹47,088

Important Considerations:

Interest Calculation:

The interest is calculated monthly at a rate of 1.25% (15% annual interest divided by 12 months).
Fluctuations:

The negative interest earned in month 12 indicates that the withdrawal amount is higher than the balance, leading to reduced returns.

Benefits of Policybazaar ICICI SWP Calculator

Following are the key benefits of estimating your investment plan returns:

Easy Withdrawal Planning:

Helps you plan systematic withdrawals from your ICICI SWP plans efficiently.
Predicts Income:

Estimates the amount you can withdraw regularly, ensuring a steady cash flow.
Flexible Settings:

Customize withdrawal amounts as per your financial goals.
Tax Planning:

Provides insights into potential tax implications of your withdrawals.
User-Friendly Interface:

Simple to use, making it accessible for everyone, even beginners.
Goal-Oriented:

Helps align withdrawals with your specific financial targets, like retirement plans or education, choosing the best SIP depends on long-term financial goals.
Free and Accessible:

Available on Policybazaar without any hidden charges.

Start Small & Build Your Wealth For A Brighter Tomorrow

Conclusion

The ICICI SWP Calculator is a useful tool to plan regular withdrawals from your mutual fund investments. It helps you figure out how much money you can take out each month while keeping your investments safe. By considering your investment amount, time period, and expected returns, it makes planning easy. An SWP calculator is a great way to manage your money wisely and ensure you don’t run out of funds too soon.

FAQs

What is the ICICI SWP Calculator?

The ICICI SWP Calculator is an online tool that helps you calculate systematic withdrawals from your ICICI mutual fund investments.
How does the ICICI SWP Calculator work?

The ICICI SWP Calculator calculates the amount you can withdraw regularly from your mutual fund investment based on your desired withdrawal frequency and amount.
Is the ICICI SWP Calculator easy to use?

Yes, the ICICI SWP Calculator is user-friendly and simple to navigate, making it easy for everyone to use, even beginners.
Can I adjust withdrawal amounts in the ICICI SWP Calculator?

Yes, you can customize the withdrawal amounts as per your financial needs using the ICICI SWP Calculator.

ICICI SWP Calculator

What is an ICICI SWP Calculator?

Best SIP Funds

Why Use an SWP Calculator- ICICI?

Simplifies Planning:

Accurate Projections:

Customizable Options:

Easy to Use:

Optimal Withdrawals:

Supports Smart Decisions:

How to Use the ICICI SWP Calculator?

Enter Total Investment:

Specify Monthly Withdrawal:

Set Expected Rate of Return:

Choose Investment Tenure:

View Results:

Illustration of ICICI Prudential SWP Calculator

Important Considerations:

Interest Calculation:

Fluctuations:

Benefits of Policybazaar ICICI SWP Calculator

Easy Withdrawal Planning:

Predicts Income:

Flexible Settings:

Tax Planning:

User-Friendly Interface:

Goal-Oriented:

Free and Accessible:

Conclusion

FAQs

What is the ICICI SWP Calculator?

How does the ICICI SWP Calculator work?

Is the ICICI SWP Calculator easy to use?

Can I adjust withdrawal amounts in the ICICI SWP Calculator?

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