Tata AIA SIP Calculator

The Tata AIA SIP Calculator is a free online tool that helps you estimate the returns on your Systematic Investment Plan (SIP) investment in Tata AIA Life insurance company. It is a useful tool for anyone who is considering investing in SIP. It can help you to determine how much money you need to invest each month to reach your financial goals.

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kapil-sharma
  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • Disciplined & worry-free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
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We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.

Tata AIA SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.4%
High Growth Fund
Top 200 Fund
17.46%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.99%
Accelerator Mid-Cap Fund II
Opportunities Fund
15.14%
Opportunities Fund
Equity II Fund
10.53%
Equity II Fund
Accelerator Fund
13.69%
Accelerator Fund
Growth Opportunities Plus Fund
14.83%
Growth Opportunities Plus Fund
Multiplier
15.83%
Multiplier
Equity Top 250 Fund
11.86%
Equity Top 250 Fund
Future Apex Fund
13.63%
Future Apex Fund
Opportunities Fund
12.55%
Opportunities Fund
Frontline Equity Fund
14.43%
Frontline Equity Fund
Virtue II
15.47%
Virtue II
Pension Dynamic Equity Fund
11.16%
Pension Dynamic Equity Fund
Equity Optimiser Pension
12.67%
Equity Optimiser Pension
Blue-Chip Equity Fund
10.5%
Blue-Chip Equity Fund

Let’s discuss the features and benefits of the Tata AIA SIP Calculator and provide a step-by-step guide on how to use it effectively.

What is Tata AIA SIP Calculator?

The Tata AIA SIP Calculator is a powerful financial tool designed to assist investors in planning and analyzing their Systematic Investment Plans with Tata AIA Life Insurance. The calculator empowers individuals to make well-informed decisions by providing accurate projections of potential returns on their investments over a specific period.

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹9,223

NAV

114.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 21.27 18.4 %

Instant tax receipt
AUM (Cr)

₹3,137

NAV

69.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.38 16.88 15.47 %

Instant tax receipt
AUM (Cr)

₹35,672

NAV

77.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.73 14.99 15.14 %

Instant tax receipt
AUM (Cr)

₹5,410

NAV

81.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.15 12.92 14.99 %

Instant tax receipt
AUM (Cr)

₹3,524

NAV

41.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.02 13.67 14.48 %

Instant tax receipt
AUM (Cr)

₹4,206

NAV

68.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.13 15.16 14.43 %

Instant tax receipt
AUM (Cr)

₹434

NAV

67.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.74 13.95 14.2 %

Instant tax receipt
AUM (Cr)

₹343

NAV

94.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.41 14.82 14.07 %

Instant tax receipt
AUM (Cr)

₹227

NAV

48.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.14 15.3 13.69 %

Instant tax receipt
AUM (Cr)

₹6,953

NAV

152.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.5 13.72 13.68 %

Instant tax receipt
AUM (Cr)

₹3,137

NAV

69.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.38 16.88 15.47 %

AUM (Cr)

₹3,524

NAV

41.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.02 13.67 14.48 %

AUM (Cr)

₹4,206

NAV

68.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.13 15.16 14.43 %

AUM (Cr)

₹434

NAV

67.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.74 13.95 14.2 %

AUM (Cr)

₹343

NAV

94.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.41 14.82 14.07 %

AUM (Cr)

₹227

NAV

48.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.14 15.3 13.69 %

AUM (Cr)

₹6,953

NAV

152.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.5 13.72 13.68 %

AUM (Cr)

₹95

NAV

56.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.35 15.29 13.63 %

AUM (Cr)

₹2,724

NAV

69.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.62 13.47 13.63 %

AUM (Cr)

₹13,305

NAV

81.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.11 13.39 13.04 %

AUM (Cr)

₹9,223

NAV

114.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 21.27 18.4 %

AUM (Cr)

₹35,672

NAV

77.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.73 14.99 15.14 %

AUM (Cr)

₹5,410

NAV

81.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.15 12.92 14.99 %

AUM (Cr)

₹2,188

NAV

175.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 31.36 21.73 17.46 %

AUM (Cr)

₹969

NAV

73.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.22 14.94 14.83 %

AUM (Cr)

₹13,357

NAV

68.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.83 13.58 13.29 %

AUM (Cr)

₹1,178

NAV

53.16

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.03 13.24 12.58 %

AUM (Cr)

₹3,245

NAV

58.53

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.95 13.36 12.55 %

AUM (Cr)

₹535

NAV

57.4

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.13 12.14 11.86 %

AUM (Cr)

₹221

NAV

93.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.55 8.54 8.64 %

AUM (Cr)

₹872

NAV

40.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.22 8.12 7.99 %

AUM (Cr)

₹498

NAV

38.23

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.15 8.19 7.78 %

AUM (Cr)

₹209

NAV

47.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.25 7.61 7.52 %

AUM (Cr)

₹71

NAV

40.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.62 7.41 7.42 %

AUM (Cr)

₹97

NAV

38.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.76 7.63 7.36 %

AUM (Cr)

₹8,125

NAV

32.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.41 7.24 7.33 %

AUM (Cr)

₹20,041

NAV

49.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.81 7.42 7.29 %

AUM (Cr)

₹110

NAV

29.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.15 7.12 7.29 %

AUM (Cr)

₹1,115

NAV

46.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.26 7.36 7.25 %

AUM (Cr)

₹849

NAV

97.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.92 16.51 15.57 %

AUM (Cr)

₹367

NAV

47.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.08 11.3 10.9 %

AUM (Cr)

₹5,909

NAV

39.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.46 10.25 10.19 %

AUM (Cr)

₹500

NAV

102.29

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.63 10.26 10.17 %

AUM (Cr)

₹63

NAV

59.42

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.95 9.87 10.13 %

AUM (Cr)

₹858

NAV

39.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.12 10.43 10.01 %

AUM (Cr)

₹8,010

NAV

109.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.59 10.5 9.98 %

AUM (Cr)

₹297

NAV

31.09

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.85 9.7 9.88 %

AUM (Cr)

₹19

NAV

33.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.55 10.03 9.69 %

AUM (Cr)

₹2,007

NAV

42.85

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.34 9.56 9.65 %

AUM (Cr)

₹1,239

NAV

78.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.56 13.25 13.96 %

AUM (Cr)

₹6,953

NAV

152.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.5 13.72 13.68 %

AUM (Cr)

₹2,724

NAV

69.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.62 13.47 13.63 %

View More

How to Use Tata AIA SIP Calculator?

Using the Tata AIA SIP Calculator is simple and user-friendly. Follow these steps to harness the full potential of this tool:

  • Visit the Tata AIA SIP Calculator.

  • Provide the duration of your SIP, indicating the number of years you wish to invest.

  • Input the amount you want to invest in each SIP installment.

  • Specify the expected rate of return on your investment.

  • Lastly, click the "Calculate" button to obtain the results.

You can adjust the investment amount, tenure, and expected returns to see how different parameters impact your investment growth.

People also read: Tata NFO

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
27.23% 21.27%
18.4%
View Plan
Top 200 Fund Tata AIA
Rating
31.36% 21.73%
17.46%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
24.15% 12.92%
14.99%
View Plan
Opportunities Fund HDFC Standard
Rating
25.73% 14.99%
15.14%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
19.44% 10.32%
10.53%
View Plan
Grow Money Plus Fund Bharti AXA
Rating
20.74% 13.95%
14.2%
View Plan
Multiplier Birla Sun Life
Rating
26.67% 14.27%
15.83%
View Plan
Equity Top 250 Fund Edelwiess Tokio
Rating
20.13% 12.14%
11.86%
View Plan
Opportunities Fund ICICI Prudential
Rating
22.95% 13.36%
12.55%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Fund rating powered by
Last updated: May 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: May 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

How Does Tata AIA SIP Calculator 2025 Work?

The Tata AIA SIP Calculator for the year 2025 is built on experienced algorithms that consider the latest market trends and historical data. It uses a precise and dynamic approach to calculate potential returns, ensuring that investors receive accurate projections based on the current economic landscape.

The calculator factors in the power of compounding, where the returns from previous periods are reinvested, leading to exponential growth over time. This mechanism enables investors to witness substantial growth in their SIP investments, helping them achieve their financial goals.

How to Calculate Tata AIA SIP Returns 2025?

The Tata AIA SIP Calculator uses the compound interest formula to determine the potential returns on investments. The specific formula used for these calculations is as follows:

FV = P x ({[ 1+ i ] ^ n-1 } / i ) x (1+i)

Here:

FV = Future Value (The amount to be received after maturity)

P = amount that the investor invests

i = The rate of interest periodically, that is, annual return rate percentage / 12

n = Total number of months

Example 

Kaneeka invests Rs. 5,000 monthly at 14% through ELSS Fund SIP. If she selects the tenure of 10 years, then the returns will be:

FV = 5,000 x ({[ 1 + 0.14] ^ 120 – 1} / 0.14) x (1 + 0.14)

FV = Rs. 13,10,000

Total returns = Future Value – Invested Amount throughout the tenure

Total returns = Rs. 13,10,000 – Rs. 6,00,000

Total returns = Rs. 7,10,000

start-an-sip-today-watch-your-money-grow start-an-sip-today-watch-your-money-grow

What are the Benefits of Tata AIA SIP Calculator 2025 in India?

Here are the benefits of the SIP Calculator:

  • Informed Decision-Making: The SIP calculator provides investors with valuable insights into the growth potential of their investments. This information enables them to make informed decisions about their financial planning and set realistic goals.

  • Customization and Flexibility: Investors can experiment with various investment amounts, tenures, and expected returns to tailor their SIPs according to their financial capabilities and aspirations.

  • Realistic Goal Setting: The calculator helps individuals set achievable financial goals by providing a clear picture of what they can expect from their SIP investments over time.

  • Time-Saving: Rather than manually calculating numbers, the calculator swiftly computes projections, saving investors time and effort in their investment planning process.

start-small-&-build-your-wealth-for-a-brighter-tomorrow start-small-&-build-your-wealth-for-a-brighter-tomorrow

Wrapping it up! 

By leveraging this user-friendly tool, investors can begin their financial journey with confidence and work towards securing a prosperous future.

SIP Hub

FAQs

  • Are there any charges or fees to use the TATA AIA SIP Calculator?

    No, the TATA AIA SIP Calculator is a free-to-use tool available on their website. There are no charges or fees for accessing and utilizing the calculator.
  • Is the TATA AIA SIP Calculator accurate?

    The TATA AIA SIP Calculator provides reasonably accurate estimates based on the data provided.
  • Can I use the SIP Calculator on my mobile device?

    Yes, most SIP calculators, including TATA AIA's, are designed to be mobile-responsive and can be accessed on smartphones and tablets.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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