Term Plans
Term Insurance in Himachal Pradesh
Himachal Pradesh, known as the "Land of Gods," faces rapid development, urbanization challenges, and environmental concerns. With a growing population of over 68 Lakh residents, access to healthcare services and safety concerns present significant hurdles. In such a dynamic environment, term insurance emerges as an essential safeguard, offering indispensable financial protection for your family. Understanding its significance helps secure your loved ones amidst the region's evolving landscape.
51 Partners Insurance Partners
12.02 Crore Registered Consumer
5.9 Crore Policies Sold
We are rated ++
Get Term Insurance in Himachal-pradesh starting at
Lowest Price Guarantee ˜
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
Need for Term Insurance Based on the Statistics of Himachal Pradesh
Here is a list of statistics that can help understand the importance of term insurance in ensuring family’s financial security:
-
The state has a total population of 68 Lakhs as per the latest census of 2011
-
The sex ratio of Himachal Pradesh is around 972 females per 1000 males
-
The total literacy rate, as per the last census of 2011, is 82.20%
-
Himachal Pradesh has a death rate of 6.9, as per the latest data
-
The state recorded a total of 4,246 deaths due to COVID-19 out of the total 3,23,096 cases registered
These reasons stress the importance of term insurance in Himachal Pradesh. State residents can easily buy term insurance online at premiums starting from just Rs. 473 per month for a 1 Crore life cover.
Gender
Consume Tobacco?
What is you age?
Life Cover required
Cover till age?
Premium starts from
₹473/month+
+Price is calculated for salaried, annual income 10 Lacs & education is graduate and above.
Term Life Insurance Quotes in Himachal Pradesh
Himachal Pradesh, known for its natural beauty and economic growth, attracts people from all over India. The state's rapid development has led to rising living costs. To secure their families' financial future amidst challenges like environmental hazards, infrastructural strain, and limited healthcare access, residents should opt for term insurance plans catering to Himachal Pradesh's specific needs.
Policybazaar enables residents to find the term life insurance plans in India, tailored for Himachal Pradesh, by comparing offerings from over 15 insurers. Selecting the right plan safeguards your family's finances amidst the evolving landscape.
| Life Insurance Company | Term Insurance Plan | Claim Settled Amount (cr) | Entry Age | Sum Assured | Additional Benefits |
| Aditya Birla Sun Life Insurance Company Limited | ABSLI Salaried Term Plan | 458 | 21 to 55 years | Rs. 50 Lakhs to Rs. 5 Crores |
|
| Aviva Life Insurance Company India Limited | Aviva Signature 3D Term Plan | 98 | 18 to 65 years | Rs. 5 Lakhs to no limit |
|
| Bajaj Allianz Life Insurance Company Limited | Bajaj Allianz eTouch | 603 | 18 to 55 years | Rs. 50 Lakhs to Rs. 10 Crores |
|
| Bandhan Life Insurance Company Limited | Bandhan Life iTerm Prime | 86 | 18 to 65 years | Rs. 25 Lakhs to Rs. 20 Crores |
|
| Bharti Axa Life Insurance Company Limited | Flexi Term Pro | 148 | 18 to 65 years | Rs. 25 Lakhs to no limit |
|
| Canara HSBC Life Insurance Company Limited | Canara Young Term Plan | 186 | 18 to 45 years | Rs. 25 Lakhs to Rs. 20 Crores |
|
| Edelweiss Life Insurance Company Limited | Edelweiss Life Zindagi Plus | 59 | 18 to 65 years | Rs. 25 Lakhs - no limit |
|
| Future Generali India Life Insurance Company Limited | Future Generali India Term Insurance Plan | 33 | 18 to 60 years | Rs. 50 Lakhs to no limit |
|
| HDFC Life Insurance Company Limited | HDFC Click 2 Protect Super | 1,389 | 18 to 65 years | Rs. 50 Lakhs to Rs. 20 Crores |
|
| ICICI Prudential Life InsuranceCompany Limited | ICICI iProtect Smart | 1,950 | 18 to 65 years | Rs. 50 Lakhs to Rs. 20 Crores |
|
| IndiaFirst Life Insurance Company Limited | IndiaFirst Life Elite Term Plan | 160 | 18 to 60 years | Rs. 1 Lakh to Rs. 5 Crore |
|
| Kotak Mahindra Life Insurance Company Limited | Kotak Life e Term | 321 | 18 to 65 years | Rs. 50 Lakhs to Rs. 10 Crores |
|
| Life Insurance Corporation of India | LIC New Tech Term Plan | 18,398 | 18 to 65 years | Rs. 50 Lakhs to no limit |
|
| Axis Max Life Insurance Company Limited | Max Life Smart Secure Plus | 1,242 | 18 to 60 years | Rs. 25 Lakhs to Rs. 1 Crore |
|
| PNB MetLife India Insurance Company Limited | PNB MetLife Mera Term Plan Plus | 407 | 18 to 50 years | Rs. 50 Lakhs to Rs. 10 Crores |
|
| Pramerica Life Insurance Company Limited | Pramerica Life Rock Solid Plan | 30 | 18 to 65 years | Rs. 50 Lakhs to no limit |
|
| SBI Life Insurance Company Limited | SBI eShield Next Plan | 1,676 | 18 to 65 years | Rs. 50 Lakhs to Rs. 10 Crores |
|
| Shriram Life Insurance Company Limited | Shriram Life Smart Protection Plan | 109 | 18 to 65 years | Rs. 30,000 to Rs. 14 Lakhs |
|
| Star Union DAI-ICHI Life Insurance Company Limited | SUD Life Protect Shield Plus | 113 | 18 to 60 years | Rs. 1 Crore to 2 Crore |
|
| Tata AIA Life Insurance Company Limited | Tata AIA SRS Vitality Protect | 776 | 18 to 60 years | Rs. 50 Lakhs to Rs. 2 Crores |
|
*Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the name of insurance company respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
* You can use a term insurance calculator to check the premiums applicable to your profile
Secure Your Family Future Today
₹1 CRORE
Term Plan Starting @
Get an online discount of upto 15%#
Compare 40+ plans from 15 Insurers
+Standard T&C Applied
How To Contact Policybazaar in Himachal Pradesh To Buy Term Plan?
You can buy a term plan or get in touch with Policybazaar’s Claim Assistance Helpline 1800-258-5881, log in to the 'My Account' section on their official website, or simply use the Policybazaar app to resolve your policy-related queries.
Why Should You Buy Term Insurance in Himachal Pradesh?
In Himachal Pradesh, amidst its picturesque landscapes and serene tranquility, lie challenges unique to the region. The state, nestled in the Himalayas, contends with harsh weather conditions, including heavy snowfall and landslides, which pose risks to residents and infrastructure alike. Additionally, remote areas face limited access to healthcare services, increasing concerns during medical emergencies. Such unpredictable circumstances emphasize the need for term insurance as a crucial safety net in Himachal Pradesh.
Given the state's rugged terrain and diverse climatic conditions, the importance of life insurance cannot be overstated. Here are compelling reasons why purchasing term insurance in Himachal Pradesh is imperative:
-
Financially Secure Family: With term insurance in Himachal Pradesh, you can financially secure your loved ones, as these plans payout the entire sum assured to the nominee on the death of the policyholder during the policy term.
-
Affordable Premiums: Term insurance plans in Himachal Pradesh start with premiums as low as Rs. 473 per month for a 1 Crore term insurance. You can easily buy the most suitable plans with the right life cover by comparing plans based on their premiums.
-
Child’s Future Expenses: Your children can use the benefit amount to take care of their financial needs, like pursuing higher education, funding business endeavors, or getting married.
-
Pay off Loans and Debts: Your family might be burdened with the repayment of outstanding loans and debts in your absence. A term insurance payout can help them pay off these debts.
-
Live a Stress-free Life: Term insurance for Himachal Pradesh allows you to live a stress-free life as you don’t have to worry about your family’s financial security in your absence anymore.
Not sure which Insurance to buy?
Talk to an Advisor right away!
We help to choose insurance based on your need
Schedule Callback
Why Buy Term Plans From Policybazaar?
-
Dedicated claim support for family FREE
-
Discounts up to 10% on buying online
-
100% calls recorded to ensure no mis-selling
-
Advisors available in your city
-
Refund at the click of a button
FAQs
-
Q: What is term insurance?
Term insurance is a type of life insurance that offers large life cover at highly affordable premiums allowing people of all age groups and economic backgrounds to buy term plans. -
Q: How does term insurance work?
Term insurance works providing the required life cover to the policyholder in exchange for regularly paid premiums. You can select the life cover to fit your needs and ensure your family’s financial stability in the event of your unfortunate demise. -
Q: Is term insurance tax-deductible?
Yes, you can claim term insurance tax benefits as per the prevailing tax laws under sections 80C and 10(10D) of the Income Tax Act, 1961. -
Q: Can I buy term insurance online in Himachal Pradesh?
Yes, you can easily buy term insurance online in Himachal Pradesh from Policybazaar offline or online as per your convenience. -
Q: How can I contact the customer support to resolve queries of term insurance?
You can easily get in touch with the Policybazaar insurance advisor to get your doubts and queries resolved and to know about various term plans available. -
Q: How can I find out the term insurance plans in Himachal Pradesh 2025?
Policybazaar is an online aggregator which offers its own comparison engine that allows you to compare plans from 20+ insurers.
Term Insurers
Aditya Birla Sun Life Term Insurance Plans
Aviva Term Insurance Plans
Bajaj Term Insurance Plans
Bandhan Life Term Insurance Plans
Canara HSBC Term Insurance Plans
Edelweiss Term Insurance Plans
Exide Life Term Insurance Plans
Show More Insurers
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
© Copyright 2008-2025 policybazaar.com. All Rights Reserved
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
Explore the popular searches and stay informed
- 1 Crore Term Insurance
- Best Term Insurance Plan
- Term Insurance for Women
- Term Insurance for NRI
- Term Insurance
- Term Insurance Calculator
- Life Insurance
- Term Insurance with Return of Premium
- Whole Life Insurance
- Term Insurance vs Life Insurance
- What is Term Insurance
- Life Insurance Calculator
- 5 Crore Term Insurance
- 2 Crore Term Insurance
- 50 Lakh Term Insurance
- Term Insurance for Housewife
- Benefits of Term Insurance
- Term Insurance Terminology
- Medical Tests for Term Insurance
- Term Insurance for Self Employed
- Claim Settlement Ratio
- 10 Crore Term Insurance
- Term Insurance for Smokers
- 1.5 Crore Term Insurance
- Zero Cost Term Insurance
- FIRE Calculator
- LIC
- Investment Plan
- Annuity Plan
- Child Plan
- Pension Plan
- ULIP Plan
- Child Investment Plan
- SIP
- LIC Calculator
- SIP Calculator
- SBI SIP
- ULIP Calculator
- Sukanya Samriddhi Yojana
- Best SIP Plans
- Retirement Planning
- SBI SIP Calculator
- HDFC SIP Calculator
- Sukanya Samriddhi Yojana Interest Rate
- NPS Interest Rate
- Deferred Annuity Plans
- SBI Annuity Deposit Scheme Calculator
- Immediate Annuity Plans
- Post Office Child Plan
- Prime Minister Schemes For Boy Child
- Government Schemes for Girl Child
- 50k Pension Per Month
- Atal Pension Yojana Calculator
- Best Pension Plan in India
- CIBIL Score
Different types of Plans
Term Insurers
Term Insurance Calculators
Term-state-city Articles
- Recent Article
- Popular Articles
17 Oct 2024
Term Life Insurance in Andaman and Nicobar...
The Andaman and Nicobar Islands, renowned for their stunning
Read more
17 Oct 2024
Term Life Insurance in Nagaland 2024
Nagaland, located in northeastern India, is known for its
Read more
17 Oct 2024
Term Life Insurance in Meghalaya 2024
Meghalaya, often referred to as the "Abode of Clouds," is a land
Read more
26 Sep 2024
Term Life Insurance in Haryana Tatibandh 2024
Haryana, meaning Forest Land of Hari, is an Indian state that
Read more
11 Sep 2024
Term Life Insurance in Rajasthan Bayana 2024
Rajasthan, located in northwestern India, is the largest state
Read more
Insurance
Calculators
Payment Methods
Secured With
Follow us on
