Term Insurance in Uttarakhand

Uttarakhand is a land of stunning panoramas and spiritual sanctuaries. Yet, amidst its natural beauty, the state faces challenges. Its rugged terrain brings the risk of landslides, floods, and altitude-related health issues. To safeguard your family's future in Uttarakhand's dynamic environment, term insurance emerges as a vital shield against life's uncertainties. Let's discover how term insurance can offer peace of mind amidst Uttarakhand's unique landscape and challenges.

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Need for Term Insurance Based on Statistics of Uttarakhand 

Here is a list of statistics that highlight the need for term insurance in the state of Uttarakhand:

  • The state’s literacy rate is 78.82 % as per the last census

  • As per the 2011 census, the state has a population of 1.01 Crores

  • The sex ratio in Uttarakhand as per the latest census is 963 females per 1000 males

  • The state had a total of 4,52,730 confirmed COVID-19 cases out of which 7,778 resulted in deaths

All these reasons combined emphasize the importance of buying term insurance in Uttarakhand as these plans provide financial protection for your family at affordable premiums starting at just Rs. 473/month.

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+Price is calculated for salaried, annual income 10 Lacs & education is graduate and above.

 Term Life Insurance Quotes in Uttarakhand

The residents of Uttarakhand understand the importance of securing their loved ones' future amidst the majestic yet unpredictable landscapes of the state. Whether it's the serene valleys or the towering peaks, the surroundings are a constant reminder of the need to be prepared for life's uncertainties. That's where term life insurance comes in. It offers a financial safety net, ensuring that their families are protected no matter what challenges arise. To help you find the most suitable term life insurance coverage tailored to your needs, here is a list of the term insurance plans available in Uttarakhand. Explore these options to secure your family's financial stability and peace of mind in its beautiful yet dynamic state.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Life Insurance Company Term Insurance Plan Claim Settled Amount (cr) Entry Age Sum Assured Additional Benefits
Aditya Birla Sun Life Insurance Company Limited ABSLI Salaried Term Plan 458 21 to 55 years Rs. 50 Lakhs to Rs. 5 Crores
  • Exclusively designed for salaried individuals
  • Accelerated Critical Illness
  • Tax Benefits
Aviva Life Insurance Company India Limited Aviva Signature 3D Term Plan 98 18 to 65 years Rs. 5 Lakhs to no limit
  • Financial protection for family
  • Enhance cover with riders
  • Tax benefits
Bajaj Allianz Life Insurance Company Limited Bajaj Allianz eTouch 603 18 to 55 years Rs. 50 Lakhs to Rs. 10 Crores
  • Terminal Illness
  • Waiver of Premium
  • Early exit benefit
Bandhan Life Insurance Company Limited Bandhan Life iTerm Prime 86 18 to 65 years Rs. 25 Lakhs to Rs. 20 Crores
  • Special Exit Value
  • AD Rider
  • CI Care Rider
Bharti Axa Life Insurance Company Limited Flexi Term Pro 148 18 to 65 years Rs. 25 Lakhs to no limit
  • Choose from 2 cover options
  • Get single or joint cover
  • Life stage benefits
Canara HSBC Life Insurance Company Limited Canara Young Term Plan 186 18 to 45 years Rs. 25 Lakhs to Rs. 20 Crores
  • Block Your Premium
  • Special Exit Value
  • Child Care Benefit
Edelweiss Life Insurance Company Limited Edelweiss Life Zindagi Plus 59 18 to 65 years Rs. 25 Lakhs - no limit
  • Option to cover spouse as well
  • Increase cover yearly
  • Post-hospitalisation benefits offered
Future Generali India Life Insurance Company Limited Future Generali India Term Insurance Plan 33 18 to 60 years Rs. 50 Lakhs to no limit
  • Financial protection for family
  • Tax benefits
  • Enhance cover with riders
HDFC Life Insurance Company Limited HDFC Click 2 Protect Super 1,389 18 to 65 years Rs. 50 Lakhs to Rs. 20 Crores
  • Terminal illness Benefit
  • Waiver of Premium on Critical Illness and Total and Permanent Disability
  • Return of Premium option
ICICI Prudential Life InsuranceCompany Limited ICICI iProtect Smart 1,950 18 to 65 years Rs. 50 Lakhs to Rs. 20 Crores
  • Terminal Illness benefit
  • Waiver of Premium
  • Life stage benefit
IndiaFirst Life Insurance Company Limited IndiaFirst Life Elite Term Plan 160 18 to 60 years Rs. 1 Lakh to Rs. 5 Crore
  • Long term cover
  • Financial protection for family
  • Flexible premium payments
Kotak Mahindra Life Insurance Company Limited Kotak Life e Term 321 18 to 65 years Rs. 50 Lakhs to Rs. 10 Crores
  • Smart Exit Benefit
  • Wellness Benefit
Life Insurance Corporation of India LIC New Tech Term Plan 18,398 18 to 65 years Rs. 50 Lakhs to no limit
  • Choose from 2 sum assured
  • Enhance cover with riders
  • Pay premiums as per convenience
Axis Max Life Insurance Company Limited Max Life Smart Secure Plus 1,242 18 to 60 years Rs. 25 Lakhs to Rs. 1 Crore
  • Terminal Illness
  • Accelerated Critical Illness Benefit
  • Special Exit Value
  • Joint Life option
PNB MetLife India Insurance Company Limited PNB MetLife Mera Term Plan Plus 407 18 to 50 years Rs. 50 Lakhs to Rs. 10 Crores
  • Life stage benefit
  • Terminal Illness
  • Accelerated Critical Illness
  • Waiver of premiums on ATPD or CI
Pramerica Life Insurance Company Limited Pramerica Life Rock Solid Plan 30 18 to 65 years Rs. 50 Lakhs to no limit
  • Smart Exit benefit
  • Option to choose increasing cover
  • Cover spouse in the same plan
SBI Life Insurance Company Limited SBI eShield Next Plan 1,676 18 to 65 years Rs. 50 Lakhs to Rs. 10 Crores
  • Terminal Illness
  • Flexible Death Benefit Payment Modes
  • Better Half Benefit
Shriram Life Insurance Company Limited Shriram Life Smart Protection Plan 109 18 to 65 years Rs. 30,000 to Rs. 14 Lakhs
  • Choose from 3 plan options
  • Get inbuilt accidental cover
  • Affordable premiums
Star Union DAI-ICHI Life Insurance Company Limited SUD Life Protect Shield Plus 113 18 to 60 years Rs. 1 Crore to 2 Crore
  • Change premium pay frequency
  • Choose convenient mode of payment
  • Tax benefits
Tata AIA Life Insurance Company Limited Tata AIA SRS Vitality Protect 776 18 to 60 years Rs. 50 Lakhs to Rs. 2 Crores
  • Early payout on Terminal illness
  • Accidental Death
  • Accidental Total & Permanent Disability

*Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the name of insurance company respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

* You can use a term insurance premium calculator to calculate the premiums you need to pay for the required life cover.

How to Buy Term Life Insurance from Policybazaar?

How To Contact Policybazaar in Uttarakhand To Buy Term Plan?

You can easily contact Policybazaar in Uttarakhand to buy a term plan at their Claim Assistance Helpline 1800-258-5881, or log in to the 'My Account' section on their official website, or simply use the Policybazaar app to resolve your policy-related queries.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Why Should You Buy Term Insurance in Uttarakhand?

Living in Uttarakhand's stunning landscapes is a dream come true, but it comes with its share of challenges. From the risk of natural disasters to health issues, being prepared is essential. That's where term insurance comes in. It provides financial security for our families when we need it most. Let us take a look at why getting term insurance in Uttarakhand is crucial for protecting our loved ones amidst the beauty and challenges of our state.

  • Financial Security: Term insurance offers a crucial safety net for Uttarakhand residents, ensuring that their families are financially secure in the event of their unexpected demise. This financial cushion can help cover daily expenses, outstanding debts, and even future financial goals, providing much-needed stability during difficult times.

  • Low Premiums: One of the main benefits of term insurance is its affordability. In Uttarakhand, where financial planning is essential, term insurance policies come with low premiums, making them accessible to a wide range of individuals and families, regardless of their income levels.

  • Child’s Education: Securing your child's future education is a top priority for many families in Uttarakhand. Term insurance policies can provide the necessary financial support to ensure that your children's educational aspirations are fulfilled, even if you're no longer there to provide for them.

  • Tax Benefits: Buying a term insurance in Uttarakhand also comes with attractive tax benefits. Premiums paid towards term insurance policies are eligible for tax deductions under Section 80C of the Income Tax Act, offering potential savings on your annual tax liabilities and enhancing your overall financial planning strategy.

  • Peace of Mind: One other advantage of term insurance is the peace of mind it offers. Knowing that your loved ones will be taken care of financially in your absence can alleviate stress and anxiety, allowing you to enjoy life's moments with greater peace and contentment in the beautiful surroundings of Uttarakhand.

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Why Buy Term Insurance Plans from Policybazaar?

  • Discounts up to 10% on the online

  • Dedicated claim support for family for FREE

  • 100% calls recorded to ensure no miss-selling

  • Refund at the click of a button

  • Advisors available in your city

FAQs

  • Q: What is term insurance?

    Term insurance is a type of insurance that provides large life cover at affordable premiums. You can easily compare and select the term insurance plans online at Policybazaar.
  • Q: How does term insurance work?

    Term insurance works by providing the required cover to the life assured in exchange for regularly paid premiums. You can choose the required life cover and policy term at the time of buying the plan, and the insurer will payout the sum assured to the nominee on the life assured’s death during the policy term.
  • Q: Is term insurance tax-deductible?

    Yes, term insurance offers tax benefits under sections 80C and 10(10D) of the Income Tax Act, 1961 as per the prevailing tax laws.
  • Q: Can I buy term insurance online in Uttarakhand?

    Yes, you can easily buy term insurance online in Uttarakhand from Policybazaar offline or online at your convenience.
  • Q: How can I contact customer support to resolve queries about term insurance?

    You can easily get in touch with the Policybazaar insurance advisor to get your doubts and queries resolved and learn about various available term plans.
  • Q: How can I find out the term insurance plans in Uttarakhand 2026?

    Policybazaar is an online aggregator that offers its own comparison engine that allows you to compare plans from 20+ insurers.
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹360/month is the starting price for a ₹99 lakhs loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.


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