West Bengal, also known as the ‘City of Joy’, is an eastern-Indian state known being one of the busiest and fastest-growing states. However, amidst this fast-paced movement, there are several challenges that West Bengal experiences. Some of them are rising unemployment in the state, increased prices of products and services and growing traffic.
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Hence, it becomes crucial for the citizens of West Bengal Bishnupur to secure their families for the unforeseeable future and buy term insurance. When you buy term plan, you ensure the financial protection of your loved ones living in West Bengal Bishnupur. Let’s understand in a detailed way term life insurance in West Bengal Bishnupur and the best term insurance plans available.
Here are some interesting facts and statistics about West Bengal that you must know before you buy term plan:
As per the statistics of 2024, West Bengal’s sex ratio at birth is 950, meaning there are 950 females for every 1000 males. This is below the national average of 940, according to the latest census.
As per statistics from 2014-18, life expectancy at birth in West Bengal was 71.6% until 2018.
*Note: The census scheduled for 2021 has been postponed to 2024 (until further notice)
According to statistics by the West Bengal Traffic Police Department, West Bengal reported a total of 9180 accidents in the year 2020, out of which 4927 were accidental deaths and 8314 people were injured.
As per the recent reports of Cancer Foundation of India, West Bengal reported the highest number of lung cancer cases, with over 75% of the population using some form of tobacco. Doctors in Calcutta report that at least two cases of lung cancer are discovered every month among people aged 16 to 18. With term insurance plan with critical rider benefit, you can be assured of staying covered even after diagnosis of such critical illness.
Term Plans
West Bengal Bishnupur is a beautiful city with many challenges that people must be prepared for. And that’s why it is important that you secure your loved ones for the future with term insurance. People living in West Bengal Bishnupur must buy the best term insurance plans to secure their loved ones amidst harsh weather conditions, growing inflation and pollution, and rising healthcare costs.
You can easily find the top term plans in West Bengal Bishnupur online with the help of Policybazaar. Their comparison engine lets you compare plans from over 15 leading Indian insurers and choose the plan that best matches your needs. Here are some of the best plans available, along with their benefits:
Term Insurance Plan | Entry Age | Sum Assured | Additional Benefits |
ICICI Prudential iProtect Smart | 18 to 65 years | Rs. 50 Lakhs to Rs. 20 Crores |
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HDFC Life Click 2 Protect Super | 18 to 65 years | Rs. 50 Lakhs to Rs. 20 Crores |
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Max Life Smart Secure Plus | 18 to 60 years | Rs. 25 Lakhs to Rs. 1 Crore |
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TATA AIA SRS Vitality Protect | 18 to 60 years | Rs. 50 Lakhs to Rs. 2 Crores |
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Bajaj Allianz Life eTouch | 18 to 55 years | Rs. 50 Lakhs to Rs. 10 Crores |
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PNB MetLife Mera Term Plan Plus | 18 to 50 years | Rs. 50 Lakhs to Rs. 10 Crores |
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Canara HSBC Young Term Plan - Life Secure | 18 to 45 years | Rs. 25 Lakhs to Rs. 20 Crores |
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Kotak Life e-Term | 18 to 65 years | Rs. 50 Lakhs to Rs. 10 Crores |
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Edelweiss Life Zindagi Protect | 18 to 65 years | Rs. 50 Lakhs to No Limit |
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Aegon Life iTerm Prime | 18 to 65 years | Rs. 25 Lakhs to Rs. 20 Crores |
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ABSLI DigiShield Plan | 5 to 55 years | Rs. 1 Lakh to No Limit |
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SBI Life eShield Next | 18 to 65 years | Rs. 50 Lakhs to Rs. 10 Crores |
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*Note: It is important to firstly understand what is term insurance before you choose the right term plan.
You can easily visit the address mentioned below to contact Policybazaar in West Bengal Bishnupur to buy term plan:
Genesis Building, 13th Floor,
Unit no - 1306 Block - EP & GP, Sector - 5 Salt Lake City, Bidhannagar, Kolkata - 700091 |
You can get help from Policybazaar by calling their Claim Assistance Helpline at 1800-258-5881. Additionally, you can log in to your Policybazaar account on their website or use their app to ask any questions or clear doubts you may have.
*Note: You can easily contact Policybazaar insurance advisor to clarify doubts and understand about the different term insurance plans available.
West Bengal is situated on the banks of the Hooghly River, and therefore, the state witnesses frequent floods during the monsoon season. Moreover, as West Bengal is becoming a hub for higher education facilities, there has been a subsequent population influx in recent years, thereby raising prices of basic commodities and products. Hence, you must buy life insurance or term insurance to protect your loved ones from all financial burden in the unfortunate event of your demise. Here are some more reasons why people should buy term insurance in West Bengal Bishnupur:
Protection Against Severe Weather Conditions: In West Bengal Bishnupur, harsh weather conditions like increasing heat, rain and floods can make sustenance tough, causing financial strain and loss of income. Term insurance helps protect your family financially during these tough times by providing death benefits to cover future expenses. It ensures that your family's financial future remains secure, even during difficult weather conditions.
Securing Quality Lifestyle: As West Bengal Bishnupur grows as new IT Hub of the country, people are moving to the state for better opportunities. With this shift comes the need for quality living and a chance at a better lifestyle. That's where a term insurance plan comes in handy. Which means that a term plan acts as a safety net, providing financial support to your family, ensuring they can maintain a good quality of life even if you're not around.
Protection From Future Inflation: West Bengal Bishnupur has seen a rise in healthcare and academic costs making term insurance an even more important decision. A term plan will make sure that even when you are no longer alive, your family will not have to be burdened by the costs of living a comfortable life. The life cover you choose will eventually ensure that basic needs, such as accomodation, children’s education, and day-to-day expenses are covered. So, choose your life cover carefully.
*Note: You can use the term insurance calculator to easily calculate your term insurance premium for your chosen life cover.
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in