Amazon Pay FD Interest Rates 

Amazon Pay FD Interest Rates 2026

Customers using the Amazon Pay FD service can access interest rates of up to 8% per annum. Additionally, as part of a special offering from partner Shriram Finance, women investors are eligible for an additional 0.5% interest rate on their FDs. 

Highest Small Finance Banks FD interest rate

The table below has the highest interest rates for the general and senior citizens with the tenures and the bank’s name: 

*Amazon Pay FD Interest Rates as of January 2026. People also like to invest for higher FD interest rates offered by Public and Private Sector Banks.

Features of Amazon Pay FD

Some of the features of Amazon Pay FD are mentioned below: 

1. No Separate Savings Account Required:

   There is no requirement to open a separate savings account with the partner NBFC, SFB, or commercial bank. The investment process is handled entirely through the Amazon Pay platform.

2. Minimum Investment:

   To apply for the Amazon FD, the customers can initiate fixed deposit investments with a minimum of just ₹1,000.

3. UPI, Credit, and More:

   Other than FD benefits, Amazon is also offering UPI payment, credit solution, bill payment, and travel booking services.

4. Special Benefits For Women and Senior Citizens: 

   The senior citizens are entitled to receive 0.5% additional interest rates compared to general citizens, and Shriram Finance offers up to 0.5% additional rates for women investors.

How to Avail FD on Amazon Pay?

Amazon Pay Fixed Deposit investment service, allowing users to open FDs directly through the app. The service is facilitated via partnerships with multiple financial institutions, including Non-Banking Finance Companies (NBFCs), Small Finance Banks (SFBs), and a commercial bank.

Follow the simple process to invest in an Amazon Pay FD digitally: 

• Go to Amazon Pay: Open the Amazon app and navigate to the Amazon Pay section.
• Access FD: Locate and select the Fixed Deposit investment option.
• Review Terms: Accept the terms and conditions to proceed with the investment.
• Select & Choose: Choose your preferred partner institution (bank or NBFC) and select the deposit tenure.
• Invest & Confirm: Enter the investment amount and review the final interest rate and terms before completing the transaction digitally. 

Wrapping Up 

Amazon Pay offered its new FD service with a high-yield investment option integrated directly into the app. Users can start with just ₹1,000, earn up to 8% p.a. (with special rates like 0.5% extra for women from Shriram Finance).The benefit from the major convenience of not needing a separate savings account with any bank or NBFCs. The deposits with partner banks are secured up to ₹5 Lakh by the DICGC.